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Complete company report
Generated 15-08-2026
Active BE 1005.265.042Private limited company

JDFB FINANCE

Route de Habay,Heinstert 39 ·6717 Attert, Belgium· 2 yrs active
Sector: Agenten en makelaars in bankdiensten (66191)
Conclusion Checked

JDFB FINANCE is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €5k and a net result of €299k. Its solvency ranks better than 10% of 34 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.
Key figures
Equity €5k
Net result €299k
Staff (FTE) 6
Better than sector 10%
Snowflake analysis 4 of 5 axes measured · computed by Checked
Health-Profitability100Solvency12Growth42Stability82
59 / 100

Mixed profile: strong on profitability, weaker on solvency.

Computed on 4 of 5 axes. Not measured: health. An unmeasured axis is not a zero: no data was read for it.

Health -
Profitability 100
Solvency 12
Growth 42
Stability 82
Bankruptcy probability (12 mo) Checked model v1 · free

This is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
Young company
Founded in 2024, under 3 years, statistically higher risk.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Health barometer
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here.
Financial overview2 NBB filings
Annual accounts filed on 03-06-2026 with the NBB · fiscal year 2025 · volledig
€0€200k€400k€600kOperating result 2024: €508k€508kNet result 2024: €502k€502kOperating result 2025: €422k€422kNet result 2025: €299k€299k20242025
Operating resultNet result
Sector comparison
Fiscal year 2025 · NACE 66 · compared within the same schema type (full schema)
Metric This company Sector median Position in the sector
Solvency 1.0% 42.8%
better than 10% of 34 sector peers
Net result €299k €34k
better than 86% of 34 sector peers
Equity €5k €384k
better than 10% of 34 sector peers
Total assets €496k €1.22M
better than 21% of 34 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Net profit
€299k
-40.4% 24-25
Total assets
€496k
-27.4% 24-25
Equity
€5k
0.0% 24-25
Employees (FTE)
6
+11.1% 24-25
Staff costs
€431k
+29.3% 24-25
Income taxes
€112k
+3495.3% 24-25
Dividends
€299k
- 24-25
Debt
€491k
-27.6% 24-25
Debt ≤ 1y
€485k
-27.7% 24-25
Solvency
1.0%
+37.7% 24-25
ROE
5988.7%
-40.4% 24-25
ROA
60.4%
-18.0% 24-25
Figures by fiscal year
Fiscal year2025
Depositvolledig
Revenuen/a
EBITDAn/a
Net profit€299k
Cash flown/a
Staff costs€431k
Income taxes€112k
Dividends€299k
Total assets€496k
Equity€5k
Debt€491k
of which ≤ 1y€485k
of which > 1y-
Working capitaln/a
Employees (FTE)6.0
Ratios (computed)
2025
Current ration/a
Quick ration/a
Working capital ration/a
Solvency1.0%
Debt / equityn/a
Long-term debt ration/a
Interest coveragen/a
Gross marginn/a
Net marginn/a
ROA60.4%
ROE5988.7%
EBITDA marginn/a
Days sales outstandingn/a
Days payable outstandingn/a
Inventory turnovern/a
Days inventory (DSI)n/a
Balance-sheet composition 2025
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€496k
Fixed assets 21/28€13k
Formation expenses 20€0
Tangible fixed assets 22/27€13k
Current assets 29/58€483k
Amounts receivable within one year 40/41€166k
Cash & bank 54/58€317k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€496k
Equity 10/15€5k
Contributions / capital 10/11€5k
Accumulated profits (losses) 14€0
Amounts payable 17/49€491k
Amounts payable within one year 42/48€485k
Trade debts payable within one year 44€4k
Income statement
Gross operating margin 9900€858k
Operating result 9901€422k
Financial income 75€170
Financial charges 65€10k
Result before taxes 9903€412k
Income taxes 67/77€112k
Net result for the period 9904€299k
Result to be appropriated 9905€299k
You are seeing the latest fiscal year only. 1 prior year (figures + ratios) is in a paid plan. See plans →
Ratios computed by Checked.
Legal Structure
NACE primary Agenten en makelaars in bankdiensten(66191)
Legal form Private limited company(610)
Incorporation26-01-2024
StatusActive
Postal code6717
Establishment units 1 location
JDFB FINANCE
Rue de Hertanchamp,Ste-Marie 7, 6740 EtalleAgenten en makelaars in bankdiensten
since 20242.355.197.612
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
85033A1501/00Y002 Wallonia 2,350 m² 1 · 135 m² 9.7 m · 2 fl.
81016A1100/00K000 Wallonia 744 m² 1 · 90 m² 8.2 m · 2 fl.
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 2 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026
03-06-2026
NBB filing Annual accounts filed
fiscal year 2025 · volledig
2025
25-08-2025
NBB filing Annual accounts filed
fiscal year 2024 · volledig
Credit advice verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
Company registry (CBE) Crossroads Bank
Activities
Agenten en makelaars in bankdiensten66191Agenten en makelaars in bankdiensten66191Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies70200Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering70220
Primary activity highlighted.
Names & trade names
Legal nameFR JDFB FINANCE
Registered office
Route de Habay,Heinstert 39
6717 Attert, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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TD CONSEILS SRL BE 0797.093.639 · Ottignies-Louvain-la-Neuve
M.I.A. BE 0758.999.957 · Seraing
Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative