Checked.be
Active
BE 0773.505.813Private limited company
JDF CONFORT
· 4 yrs active
Sector: Installatie van verwarming, klimaatregeling, koeling en ventilatie aangedreven door elektriciteit
(43222)
Conclusion
The computed 12-month bankruptcy probability of JDF CONFORT is 12.1% (high). The 2023 annual accounts show equity of €4k and a net result of €-964. Its solvency ranks better than 15% of 9099 sector peers (fiscal year 2023). The company has been active since 2021 and the Belgian State Gazette contains no insolvency signals. The CBE does carry 1 administrative register entry (see administrative flags).
Based on the State Gazette, CBE and 2 annual accounts.
Key figures
| Equity | €4k |
| Net result | €-964 |
| Better than sector | 15% |
| Active | 4 yrs |
Snowflake analysis
35
/ 100
Fragile profile, watch profitability in particular.
All 5 axes are computed from data Checked has read.
Health
28
Profitability
0
Solvency
11
Growth
52
Stability
86
Bankruptcy probability (12 mo)
12.1%
High
0%0,5%1,5%4%10%≥25%
Recent warning signals
+Young company
+Annual accounts: weaker financial profile
+
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Risk Assessment
3 / 100
Low riskComponents
· 1 administrative flag (+3)
Trust signals
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
Address struck
Health barometer
28
/ 100
Weak
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.
See plans →Computed by Checked from the NBB filing for FY 2023. Indicative, not credit advice.
Financial overview
Annual accounts filed on 31-10-2024 with the NBB · fiscal year 2023 · micro
Sector comparison
Fiscal year 2023 · NACE 43, Specialised construction · compared within the same schema type (micro schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 8.7% | 38.7% | |
| Net result | €-964 | €12k | |
| Equity | €4k | €30k | |
| Gross operating margin | €16k | €33k | |
| Staff costs | €13k | €26k |
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
€2k
+52.8%
21-23
€-964
-
21-23
€2k
+56.5%
21-23
€49k
+104.6%
21-23
€4k
+32.6%
21-23
€-12k
-607.3%
21-23
€13k
-
21-23
€326
-
21-23
€45k
+115.8%
21-23
€45k
+115.8%
21-23
0.73
-20.7%
21-23
0.73
-20.7%
21-23
8.7%
-35.2%
21-23
10.50
+62.8%
21-23
-22.6%
-
21-23
-2.0%
-
21-23
4.40
-98.4%
21-23
Figures by fiscal year
| Fiscal year | 2023 |
|---|---|
| Deposit | micro |
| Revenue | - |
| EBITDA | €2k |
| Net profit | €-964 |
| Cash flow | €2k |
| Staff costs | €13k |
| Income taxes | - |
| Dividends | - |
| Total assets | €49k |
| Equity | €4k |
| Debt | €45k |
| of which ≤ 1y | €45k |
| of which > 1y | - |
| Working capital | €-12k |
| Employees (FTE) | - |
Ratios (computed)
| 2023 | |
|---|---|
| Current ratio | 0.73 |
| Quick ratio | 0.73 |
| Working capital ratio | -25.0% |
| Solvency | 8.7% |
| Debt / equity | 10.50 |
| Long-term debt ratio | - |
| Interest coverage | 4.40 |
| Gross margin | - |
| Net margin | - |
| ROA | -2.0% |
| ROE | -22.6% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Balance-sheet composition 2023
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2023 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €49k |
| Fixed assets | 21/28 | €16k |
| Tangible fixed assets | 22/27 | €16k |
| Current assets | 29/58 | €32k |
| Amounts receivable within one year | 40/41 | €32k |
| Cash & bank | 54/58 | €386 |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €49k |
| Equity | 10/15 | €4k |
| Contributions / capital | 10/11 | €2k |
| Accumulated profits (losses) | 14 | €2k |
| Amounts payable | 17/49 | €45k |
| Amounts payable within one year | 42/48 | €45k |
| Trade debts payable within one year | 44 | €27k |
| Income statement | ||
| Gross operating margin | 9900 | €16k |
| Operating result | 9901 | €-504 |
| Financial income | 75 | €97 |
| Financial charges | 65 | €557 |
| Result before taxes | 9903 | €-964 |
| Net result for the period | 9904 | €-964 |
| Result to be appropriated | 9905 | €-964 |
You're seeing the latest fiscal year only. Unlock 1 prior year (figures + ratios) with a paid plan.
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Ratios computed by Checked.
Legal Structure
| NACE primary | Installatie van verwarming, klimaatregeling, koeling en ventilatie aangedreven door elektriciteit(43222) |
| Legal form | Private limited company(610) |
| Incorporation | 03-09-2021 |
| Status | Active |
| Postal code | - |
Establishment units
JDF CONFORT
since 20212.323.560.566
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Flanders
1
(50%)
Wallonia
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 22002C0073/00N009 | Flanders | 1.1 ha | 1 · 865 m² | 42.8 m · 14 fl. |
| 62354C0124/00R208 | Wallonia | 301 m² | 1 · 76 m² | 8.6 m · 3 fl. |
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
2026
23-02-2026
KBO administration
Address struck
2024
31-10-2024
NBB filing
Annual accounts filed
2023
29-03-2023
NBB filing
Annual accounts filed
Lifecycle & Insolvency Signals
23-02-2026
KBO administration
Address struck
Time machine, BS events + macro context
Macro context
2020-Q2/Q3 COVID lockdown
2022 energy crisis
2023-2024 ECB rate hikes
Legend
Bankruptcy
Interim / reorg
KBO event
Credit advice
AI due-diligence brief
Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.
Coming soon
The brief is drafted by our AI model at Anthropic in the US, from this dossier's public data. Nothing that identifies you is sent along and we do not keep the brief. Indicative, not legal or investment advice. How it works
Company registry (CBE)
Activities
Installatie van verwarming, klimaatregeling en ventilatie43222Installatie van verwarming, klimaatregeling, koeling en ventilatie aangedreven door elektriciteit43222
Primary activity highlighted.
Names & trade names
| Legal nameNL | JDF CONFORT |
Registration history
- 23-02-2026 Address struck
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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