JDCI
ActiveSummary
JDCI has been active since 2020 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €400,360 and a net result of €78,714. Equity has been growing by about 29% per year since 2021. Its solvency ranks better than 42% of 39,275 sector peers (NACE 70, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).
Overview
Overview
Official details
Source: KBO- Status
- Active since 25-06-2020 Normal situation
- Activity
- Business and other management consultancy NACE 70200
- Establishment unit
- 2.304.144.730 2000 Antwerpen, since 25-06-2020
- Financial year end
- 31 December
- Peppol
- Reachable since 15-12-2025
Board and ownership
Board
- Dorssemont JanDirector · since 25-06-2020
- Holdings
- Shares in 1 company THE MOTHERSHIP
Financial position
- Bankruptcy probabilitywithin 12 months
- < 0.1%
Annual accounts 2025
- Gross margin
- €161,095
- ▲ 14.3%
- Turnover
- ≈ €270,000
- estimated
- Profit
- €78,714
- ▼ 26.9%
- Equity
- €400,360
- ▲ 7.7%
- Total assets
- €874,305
- ▲ 64.2%
Score breakdownlowers riskSector: Activities of head offices; management consultancy activities (NACE 70)Size: total assets €874,305Liquidity: current ratio 2.20, cash €183,319, halvedFigures for financial year 2025 (filed on 01-07-2026)Show the evidence
Checked score
Score 2025
94
/ 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 53% of micro companies in head offices and management consultancy (NACE 70)
Financial strength · tick: 2024
Strong
Solvency
71-24
equity 45.8% of total assets
Liquidity
76-24
short-term debt 10.7% · cash 21.0%
Profitability
80-14
return on assets 9.0%
Bankruptcy probability within 12 months
< 0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%
01-2025: < 0.1%● unchanged vs 12-2024
02-2025: < 0.1%● unchanged vs 01-2025
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025
07-2025: < 0.1%● unchanged vs 06-2025
08-2025: < 0.1%● unchanged vs 07-2025
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026lowest value
03-2026: < 0.1%● unchanged vs 02-2026lowest value
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: < 0.1%● unchanged vs 06-2026
08-2026: < 0.1%● unchanged vs 07-2026
09-2026: < 0.1%● unchanged vs 08-2026highest value
10-2026: < 0.1%● unchanged vs 09-2026
11-2026: < 0.1%● unchanged vs 10-2026
Credit of up to €35,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.2 (10.16 in 2024), above the usual 1.5. Short-term debt is 10.7% and cash 21% of total assets. However, 54.2% of the assets are financed with debt and provisions.
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 42% of them on solvency, 68% on liquidity, 47% on profitability and 54% on growth.
The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
30 days early
2024
17 days early
2023
26 days early
2022
24 days early
2021
17 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 5 accounts on average 23 days before the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 7 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
04-11-2026 today31-12-2026 year end31-07-2027 deadline
Financials
Financials · financial year 2025, micro format
Annual accounts 2025 filed on 01-07-2026 at the NBB all 5 filings
Turnover
≈ €270,000
Estimated: probably between €230,000 and €320,000
Total assets
€874,305▲ 64.2%
2024 · €532,528
Net result
€78,714▼ 26.9%
2024 · €107,718
Working capital
€112,592▼ 68.6%
2024 · €358,792
Multi-year overview
2021 to 2025, 5 financial yearsOperating result
€104,049
▼ 20.8%
2025
20212025
Net result
€78,714
▼ 26.9%
2025
highest quarter of the sector
20212025
Equity
€400,360
▲ 7.7%
2025
highest quarter of the sector
20212025
Total assets
€874,305
▲ 64.2%
2025
highest quarter of the sector
20212025
Debt
€473,945
▲ 195%
2025
20212025
Working capital
€112,592
▼ 68.6%
2025
middle half of the sector
20212025
Solvency
45.8%
▼ 24.0pp
2025
middle half of the sector
20212025
Current ratio
2.20
▼ 7.96
2025
middle half of the sector
20212025
Return on assets (ROA)
9.0%
▼ 11.2pp
2025
middle half of the sector
20212025
Every figure per financial year
Every figure with its change against the financial year before
favourable
unfavourable
Line20212022202320242025
Operating result€138,497-€87,454▼ 36.9%€110,259▲ 26.1%€131,364▲ 19.1%€104,049▼ 20.8%
Net result€106,270above the sector's middle half-€67,214above the sector's middle half▼ 36.8%€87,945above the sector's middle half▲ 30.8%€107,718above the sector's middle half▲ 22.5%€78,714above the sector's middle half▼ 26.9%
Equity€108,770within the sector's middle half-€175,984within the sector's middle half▲ 61.8%€263,929above the sector's middle half▲ 50.0%€371,647above the sector's middle half▲ 40.8%€400,360above the sector's middle half▲ 7.7%
Total assets€300,604within the sector's middle half-€382,682within the sector's middle half▲ 27.3%€430,589within the sector's middle half▲ 12.5%€532,528above the sector's middle half▲ 23.7%€874,305above the sector's middle half▲ 64.2%
Debt€191,834-€206,698▲ 7.7%€166,660▼ 19.4%€160,882▼ 3.5%€473,945▲ 195%
Working capital€96,509within the sector's middle half-€164,430above the sector's middle half▲ 70.4%€252,025above the sector's middle half▲ 53.3%€358,792above the sector's middle half▲ 42.4%€112,592within the sector's middle half▼ 68.6%
Solvency36.2%within the sector's middle half-46.0%within the sector's middle half▲ 9.8pp61.3%within the sector's middle half▲ 15.3pp69.8%within the sector's middle half▲ 8.5pp45.8%within the sector's middle half▼ 24.0pp
Current ratio3.00within the sector's middle half-3.34within the sector's middle half▲ 0.347.70above the sector's middle half▲ 4.3710.16above the sector's middle half▲ 2.462.20within the sector's middle half▼ 7.96
Return on assets (ROA)35.4%above the sector's middle half-17.6%within the sector's middle half▼ 17.8pp20.4%within the sector's middle half▲ 2.9pp20.2%within the sector's middle half▼ 0.2pp9.0%within the sector's middle half▼ 11.2pp
above
within
below
The sector band is the middle half of the companies in Activities of head offices; management consultancy activities (NACE 70). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30.
The operating result for 2025 is 21% lower than in 2024.
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €874,305
Fixed assets
€667,876 ▲ 396%
Current assets
€206,429 ▼ 48.1%
Equity and liabilities €874,305
Equity
€400,360 ▲ 7.7%
Debt
€473,945 ▲ 195%
Debt's share of the balance-sheet total rises from 30.2% to 54.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€149,859▲
2024 · €139,839
Cash flow
€124,523▲
2024 · €116,193
Debt to equity
1.18▲
2024 · 0.43
ROE
19.7%▼
2024 · 29.0%
Interest coverage
16.16▼
2024 · 81.37
Debt ≤ 1 year
€93,837▲
2024 · €39,174
Debt > 1 year
€378,208▲
2024 · €121,708
Income taxes
€20,636▼
2024 · €30,619
Green means a favourable move, even when the figure itself falls, as with debt or debt to equity.
Securities and guarantees
| Item | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Mortgages, amount registered | €171,600 | €171,600 | €171,600 | €171,600 | - |
| Carrying value of the mortgaged assets | €149,521 | €143,281 | €137,041 | €130,801 | - |
Source: notes to the 2021 to 2025 annual accounts (statement of debts and off-balance-sheet rights and commitments)
Investments
| Item | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Tangible fixed assets | €165,047 | - | €1,086 | €2,071 | €420,248 |
| Financial fixed assets | - | - | - | - | €170,000 |
| Depreciation and write-downs of the year | €8,493 | €7,917 | €8,018 | €8,475 | €45,809 |
Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €8,493 | €7,917 | €8,018 | €8,475 | €45,809 | ▲ 441% |
| Other operating charges640/8 | €16,263 | €611 | €1,033 | €1,057 | €1,187 | ▲ 12.2% |
| Non-recurring operating charges66A | €1,574 | €0 | - | - | €10,050 | - |
| Gross operating margin9900 | €164,827 | €95,982 | €119,310 | €140,897 | €161,095 | ▲ 14.3% |
| Operating profit (loss)9901 | €138,497 | €87,454 | €110,259 | €131,364 | €104,049 | ▼ 20.8% |
| Financial income75/76B | €7 | €0 | €3,367 | €8,691 | €4,574 | ▼ 47.4% |
| Recurring financial income75 | €7 | €0 | €3,367 | €8,691 | €4,574 | ▼ 47.4% |
| Financial charges65/66B | €1,844 | €2,391 | €1,800 | €1,719 | €9,274 | ▲ 440% |
| Recurring financial charges65 | €1,844 | €2,391 | €1,800 | €1,719 | €9,274 | ▲ 440% |
| Profit (loss) for the period before taxes9903 | €136,660 | €85,063 | €111,826 | €138,336 | €99,349 | ▼ 28.2% |
| Income taxes67/77 | €30,390 | €17,849 | €23,881 | €30,619 | €20,636 | ▼ 32.6% |
| Profit (loss) for the period9904 | €106,270 | €67,214 | €87,945 | €107,718 | €78,714 | ▼ 26.9% |
| Profit (loss) for the period to be appropriated9905 | €106,270 | €67,214 | €87,945 | €107,718 | €78,714 | ▼ 26.9% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €300,604 | €382,682 | €430,589 | €532,528 | €874,305 | ▲ 64.2% |
| Fixed assets21/28 | €155,815 | €147,898 | €140,967 | €134,563 | €667,876 | ▲ 396% |
| Tangible fixed assets22/27 | €155,815 | €147,898 | €140,967 | €134,563 | €497,876 | ▲ 270% |
| Land and buildings22 | €149,521 | €143,281 | €137,041 | €130,801 | €497,041 | ▲ 280% |
| Furniture and vehicles24 | €6,294 | €4,617 | €3,926 | €3,762 | €835 | ▼ 77.8% |
| Financial fixed assets28 | - | - | - | - | €170,000 | - |
| Current assets29/58 | €144,789 | €234,784 | €289,622 | €397,965 | €206,429 | ▼ 48.1% |
| Amounts receivable within one year40/41 | €30,150 | €18,285 | €18,919 | €24,580 | €21,425 | ▼ 12.8% |
| Trade receivables40 | €30,150 | €18,150 | €18,876 | €24,465 | €21,175 | ▼ 13.4% |
| Other amounts receivable41 | - | €135 | €43 | €115 | €250 | ▲ 118% |
| Cash at bank and in hand54/58 | €114,639 | €216,498 | €270,702 | €373,386 | €183,319 | ▼ 50.9% |
| Deferred charges and accrued income490/1 | - | - | - | - | €1,685 | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €300,604 | €382,682 | €430,589 | €532,528 | €874,305 | ▲ 64.2% |
| Equity10/15 | €108,770 | €175,984 | €263,929 | €371,647 | €400,360 | ▲ 7.7% |
| Contributions10/11 | €2,500 | €2,500 | €2,500 | €2,500 | €2,500 | = |
| Reserves13 | €106,270 | €173,484 | €261,429 | €369,147 | €397,860 | ▲ 7.8% |
| Distributable reserves133 | €106,270 | €173,484 | €261,429 | €369,147 | €397,860 | ▲ 7.8% |
| Profit (loss) carried forward14 | - | - | - | - | €0 | - |
| Amounts payable17/49 | €191,834 | €206,698 | €166,660 | €160,882 | €473,945 | ▲ 195% |
| Amounts payable after more than one year17 | €143,554 | €136,344 | €129,063 | €121,708 | €378,208 | ▲ 211% |
| Financial debts170/4 | €143,554 | €136,344 | €129,063 | €121,708 | €378,208 | ▲ 211% |
| Amounts payable within one year42/48 | €48,280 | €70,353 | €37,597 | €39,174 | €93,837 | ▲ 140% |
| Current portion of amounts payable after more than one year42 | €7,138 | €7,210 | €7,282 | €7,355 | €23,842 | ▲ 224% |
| Financial debts43 | - | - | - | - | €859 | - |
| Credit institutions430/8 | - | - | - | - | €859 | - |
| Trade debts44 | €2,515 | €1,487 | €2,194 | €3,799 | €1,557 | ▼ 59.0% |
| Suppliers440/4 | €2,515 | €1,487 | €2,194 | €3,799 | €1,557 | ▼ 59.0% |
| Taxes, remuneration and social security45 | €33,621 | €51,222 | €25,075 | €27,016 | €17,057 | ▼ 36.9% |
| Taxes450/3 | €33,621 | €51,222 | €25,075 | €27,016 | €17,057 | ▼ 36.9% |
| Other amounts payable47/48 | €5,006 | €10,435 | €3,047 | €1,004 | €50,523 | ▲ 50× |
| Accrued charges and deferred income492/3 | - | - | - | - | €1,900 | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €106,270 | €67,214 | €87,945 | €107,718 | €78,714 | ▼ 26.9% |
| + Depreciation and write-downs630 | €8,493 | €7,917 | €8,018 | €8,475 | €45,809 | ▲ 441% |
| Operating cash flow (approximation) | €114,762 | €75,131 | €95,963 | €116,193 | €124,523 | ▲ 7.2% |
| Investment in fixed assets (approximation) | - | €0 | -€1,086 | -€2,071 | -€579,122 | ▼ 27,863% |
| Change in cash | - | €101,859 | €54,204 | €102,683 | -€190,067 | - |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Historical observation
In July 2024, 6,782 companies had the same profile as JDCI has now. Two years later, 96.7% were still going and 0.6% had gone bankrupt.
- Small
- 5 to 10 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
96.7%
was still going
2.7%
stopped otherwise
0.6%
went bankrupt
That fits the bankruptcy probability of JDCI itself: < 0.1% within 12 months.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 6,782 companies, not a prediction for JDCI. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Filings with the National Bank (5)
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 01-07-2026 | 2026-00237821 | |
| 31-12-2024 | micro format | 14-07-2025 | 2025-00270785 | |
| 31-12-2023 | micro format | 05-07-2024 | 2024-00222581 | |
| 31-12-2022 | micro format | 07-07-2023 | 2023-00214994 | |
| 31-12-2021 | micro format | 14-07-2022 | 2022-20188594 |
Board & ownership
Directors
Directors
1 director
Dorssemont Jan
Current
Owners and capital
Owners
Network & group
Holdings and subsidiaries
1 holdingHoldings 1
-
10%
Board mandates elsewhere
1 board mandateBoard mandates of JDCIJDCI sits on their board1
1 location
Companies at the same address
7 other companies- Lai, Tyra (sole trader) Establishment · since 2022 0786629517
- HBSV ADVOCATEN Registered office · since 2019 0578994384
- NICHE CONTAINER LINE Registered office · since 2017 0811039170
- Mertens Registered office · since 2014 0724662254
- FILIP HELLEMANS Establishment · since 2012 0847028348
- THIERRY LEJEUNE ONTWERPBURO Registered office · since 2007 0887079450
- BELGISCHE VERENIGING VOOR ZEERECHT - ASSOCIATION BELGE DE DROIT MARITIME Registered office · since 2001 0476136079
Connections & network
1 current directorThe board mandates are listed under Board mandates elsewhere. The network lets you explore the same ties.
This company
Company
Director
Shareholding
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Click a node to look further, drag to arrange, zoom with the mouse wheel.
Timeline
Acts, filings and financial milestones
Deadline for the 2026 accounts:
2026
01-07
micro format · 30 days before the deadline
2025
2024
31-12
Financial
Highest result from 2021 to 2025net €107,718 ▲22.5%
The net result of €107,718 is the highest of those years.
05-07
micro format · 26 days before the deadline
2023
31-12
Financial
Liquidity more than doubledcurrent ratio 7.70
The current ratio rises from 3.34 to 7.70. Short-term debt falls from €70,353 to €37,597.
31-12
Financial
Equity above €200,000equity €263,929 ▲50%
With a profit in every financial year since 2021, equity grows to €263,929.
07-07
micro format · 24 days before the deadline
2022
31-12
Financial
Weakest financial yearnet €67,214 ▼36.8%
The net result drops to €67,214, the lowest from 2021 to 2025. It recovers the following year.
31-12
Financial
Equity above €150,000equity €175,984 ▲61.8%
With a profit in every financial year since 2021, equity grows to €175,984.
14-07
micro format · 17 days before the deadline
2020
29-06
Financial milestoneGazette deedNBB filingFinancial milestones sit on the financial year-end date, not the filing date.
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Register details
Identity
KBO recordName
JDCI in Dutch
Enterprise number
0748.972.731
LEI code
699400J6XB4ZEZ9A5E14
live in the LEI register
Legal form
Private limited company
Status
Active, normale toestand
Founded
25-06-2020
Entity type
Legal entity
Registered office and establishments
Registered office
Jordaenskaai 16, 2000 Antwerpen, Belgium
Establishment unit
JDCI, Jordaenskaai 16, 2000 Antwerpen since 25-06-2020 · unit number 2.304.144.730
E-mail
jandorssemont@hotmail.com
Activities
NACEBEL 202570200
Business and other management consultancy main activity
Codes under NACEBEL 2008
70220
Business consulting main activity
Invoicing and payment
VAT number
BE 0748.972.731
Financial year and general meeting
Accounts at the NBBFinancial year end
31-12
Sites & property
Location
Buildings and parcels at the address
Ground area
1,664 m²
Building footprint
632 m²
Building volume
13,377 m³
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 11002A1803/00G000 | Flanders | 1,664 m² | 1 · 632 m² | 25.3 m · 7 |
1 of these parcels carries protected heritage. Expect extra rules on renovation or sale.