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Generated 16-07-2026
Active BE 0789.607.021Private limited company

JDC-94

Voorstraat 18 ·9970 Kaprijke, Belgium· 3 yrs active
Sector: Retail trade (47221)
Conclusion Checked

The computed 12-month bankruptcy probability of JDC-94 is 2.1% (moderate). The 2024 annual accounts show equity of €72k and a net result of €25k. Its solvency ranks better than 60% of 6647 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.
Key figures
Equity €72k
Net result €25k
Staff (FTE) 1
Better than sector 60%
Snowflake analysis 5 axes · computed by Checked
Health83Profitability100Solvency65Growth52Stability94
79 / 100

Exceptional profile, strong across almost every axis.

Health 83
Profitability 100
Solvency 65
Growth 52
Stability 94
Bankruptcy probability (12 mo) Checked model v1 · free
2.1% Moderate
0%0,5%1,5%4%10%≥25%
Young company +Higher-failure-rate sector +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
More than 3 years active
Founded in 2022, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Health barometer FY 2024 · computed
83 / 100 Excellent
050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.
Financial overview2 NBB filings
Annual accounts filed on 26-06-2025 with the NBB · fiscal year 2024 · micro
€0€20k€40k€60kOperating result 2023: €51k€51kNet result 2023: €32k€32kOperating result 2024: €38k€38kNet result 2024: €25k€25k20232024
Operating resultNet result
Sector comparison
Fiscal year 2024 · NACE 47, Retail trade · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 30.0% 20.3%
better than 60% of 6647 sector peers
Net result €25k €4k
better than 78% of 6628 sector peers
Equity €72k €16k
better than 80% of 6661 sector peers
Gross operating margin €91k €24k
better than 80% of 6607 sector peers
Staff costs €19k €33k
higher than 36% of 3010 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€68k
-19.5% -64% vs sector
Net profit
€25k
-21.0% -50% vs sector
Cash flow
€55k
-15.3% -68% vs sector
Total assets
€239k
+16.1% -79% vs sector
Equity
€72k
+53.6% -86% vs sector
Working capital
€46k
+53.3% -81% vs sector
Employees (FTE)
1
-9.1% -85% vs sector
Staff costs
€19k
-28.7% -90% vs sector
Income taxes
€8k
-32.6% -29% vs sector
Debt
€167k
+5.1% -54% vs sector
Debt ≤ 1y
€56k
+1.9% -73% vs sector
Debt > 1y
€111k
+6.9% far above sector median
Current ratio
1.82
+17.8% -24% vs sector
Quick ratio
1.75
+19.8% -25% vs sector
Solvency
30.0%
+32.3% -49% vs sector
Debt / equity
2.33
-31.6% +240% vs sector
ROE
34.9%
-48.6% +245% vs sector
ROA
10.5%
-32.0% +28% vs sector
Interest coverage
11.47
+8.3% -54% vs sector
Figures by fiscal year
Fiscal year2024
Revenue-
EBITDA€68k
Net profit€25k
Cash flow€55k
Staff costs€19k
Income taxes€8k
Dividends-
Total assets€239k
Equity€72k
Debt€167k
of which ≤ 1y€56k
of which > 1y€111k
Working capital€46k
Employees (FTE)1.0
Ratios (computed)
2024
Current ratio1.82
Quick ratio1.75
Working capital ratio19.2%
Solvency30.0%
Debt / equity2.33
Long-term debt ratio1.55
Interest coverage11.47
Gross margin-
Net margin-
ROA10.5%
ROE34.9%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€239k
Fixed assets 21/28€137k
Intangible fixed assets 21€27k
Tangible fixed assets 22/27€110k
Current assets 29/58€102k
Stocks & contracts in progress 3€4k
Amounts receivable within one year 40/41€16k
Cash & bank 54/58€75k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€239k
Equity 10/15€72k
Contributions / capital 10/11€15k
Reserves 13€32k
Accumulated profits (losses) 14€25k
Amounts payable 17/49€167k
Amounts payable after one year 17€111k
Amounts payable within one year 42/48€56k
Trade debts payable within one year 44€10k
Income statement
Gross operating margin 9900€91k
Operating result 9901€38k
Financial income 75€1k
Financial charges 65€6k
Result before taxes 9903€33k
Income taxes 67/77€8k
Net result for the period 9904€25k
Result to be appropriated 9905€25k
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Ratios computed by Checked.
Legal Structure
NACE primary Retail trade(47221)
Legal form Private limited company(610)
Incorporation11-08-2022
StatusActive
Postal code9970
Establishment units 1 location
KEURSLAGER DECLERCK
Voorstraat 18, 9970 KaprijkeProductie van vers bereide maaltijden die vlees bevatten
since 20222.334.283.917
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
43007C0374/00H000 Flanders 512 m² 1 · 198 m² 14.1 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 4 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
26-06-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
2024
06-08-2024
State Gazette act Director changes
17-06-2024
NBB filing Annual accounts filed
fiscal year 2023 · micro
2022
09-12-2022
State Gazette act Director changes
Belgisch Staatsblad, acts 2 acts
All acts · 2 updated 1 year ago
2024
06-08-2024 Davina De Naeyer appointed as director Director changes
  • Davina De Naeyer, Bestuurder
Technical details 
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      "role": "bestuurder",
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        "name": "Davina De Naeyer",
        "address": "Voorstraat 18, 9970 Kaprijke",
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      },
      "reason": null,
      "subkind": null,
      "via_org": null,
      "statutory": null,
      "compensated": true,
      "effective_date": "2024-07-26",
      "evidence_quote": "Bij beslissing van de bijzondere algemene vergadering van 01 juli 2024 wordt benoemd tot bestuurder van BV JDC-94 met onmiddellijke ingang en voor een onbepaalde duurtijd: mevrouw Davina De Naeyer, wonende te 9970 Kaprijke, voorstraat 18.",
      "decharge_status": null,
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        "kind": "indefinite",
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      "rep_rotation_new_rep": null,
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      "effective_date_qualifier": "immediate"
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  "notary": {
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    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2024-08-06",
    "filing_date": "2024-07-26",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decisions": [
    {
      "body": "bijzondere_algemene_vergadering",
      "date": "2024-07-01",
      "unanimous": null
    }
  ],
  "is_correction": false,
  "subject_company": {
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  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
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    "org_rep_person_name": null,
    "person_role_at_subject": "Bestuurder"
  },
  "co_filed_documents": [],
  "corrected_publication_numac": null
}
2022
09-12-2022 2 directors appointed Director changes
  • Declerck Geert, Bestuurder
  • Vanhullebusch Ann, Bestuurder
Technical details 
{
  "events": [
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Declerck Geert",
        "address": "Goochelaarstraat 27, 9980 Sint-Laureins",
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": "regular",
      "via_org": null,
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      "compensated": false,
      "effective_date": "2022-11-29",
      "evidence_quote": "",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "immediate",
        "value": null
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": "immediate"
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Vanhullebusch Ann",
        "address": "Goochelaarstraat 27, 9980 Sint-Laureins",
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": "regular",
      "via_org": null,
      "statutory": null,
      "compensated": true,
      "effective_date": "2022-11-29",
      "evidence_quote": "",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "immediate",
        "value": null
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": "immediate"
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": null,
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2022-12-09",
    "filing_date": "2022-11-29",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decisions": [
    {
      "body": "bijzondere_algemene_vergadering",
      "date": "2022-09-30",
      "unanimous": null
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "0789.607.021",
    "name_full": "JDC-94",
    "legal_form": "BV"
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": "Declerck Jean-Baptiste",
    "org_rep_person_name": null,
    "person_role_at_subject": "Bestuurder"
  },
  "co_filed_documents": [],
  "corrected_publication_numac": null
}
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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
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Company registry (CBE) Crossroads Bank
Activities
Detailhandel in vlees en vleesproducten in gespecialiseerde winkels, m.u.v. vlees van wild en van gevogelte47221Detailhandel in vlees en vleesproducten, muv vlees van wild en van gevogelte47221Vervaardiging van bereide maaltijden en schotels10850Vervaardiging van bereide maaltijden en schotels10850Detailhandel in groenten en fruit in gespecialiseerde winkels47210Detailhandel in groenten en fruit47210Detailhandel in brood en banketbakkerswerk in gespecialiseerde winkels (koude bakkers)47241Detailhandel in brood en banketbakkerswerk (koude bakkers)47241Detailhandel in chocolade en suikerwerk in gespecialiseerde winkels47242Detailhandel in chocolade en suikerwerk47242Catering56210Catering van evenementen56210
Primary activity highlighted.
Names & trade names
Legal nameNL JDC-94
Trade nameNL Keurslager Declerck
Registered office
Voorstraat 18
9970 Kaprijke, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative