JDB WORKS
ActiveSummary
JDB WORKS has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €9,664 and a net result of €4,469. Equity is growing by ~57.3% per year across the filed fiscal years. Its solvency ranks better than 60% of 28281 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency81▲+23
Growth52=
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity ample (current ratio 2.29 against 1.56 in 2024; short-term debt: 43.6% and cash: 73.6% of total assets), and 43.6% of the assets are financed with debt.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 05-01-2026, 26 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
26 d early
2024
42 d early
2023
34 d early
2022
4 d early
2021
16 d late
2020
30 d late
2019
90 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 4 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 5 January (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-06-2026 close29-09-2026 today31-01-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you trust this company with building work?Contractor check Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark
Is this your company? See how customers and banks see it.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, micro schema
Turnover
€14,521
EBIT margin
47.7%
Net result
€4,469▼ 22.6%
2024 · €5,771
Working capital
€9,664▲ 74.2%
2024 · €5,546
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover
Operating result€8,498▲ 1,660%€12,366▲ 45.5%€15,479▲ 25.2%€5,825▼ 62.4%€4,523▼ 22.4%
Net result€8,478within the sector's middle half▲ 1,964%€12,365within the sector's middle half▲ 45.8%€15,431within the sector's middle half▲ 24.8%€5,771within the sector's middle half▼ 62.6%€4,469within the sector's middle half▼ 22.6%
EBIT margin
Equity-€28,373below the sector's middle half▲ 23.0%-€16,007below the sector's middle half▲ 43.6%-€576below the sector's middle half▲ 96.4%€5,195below the sector's middle half€9,664below the sector's middle half▲ 86.0%
Total assets€11,670below the sector's middle half▲ 0.5%€11,124below the sector's middle half▼ 4.7%€10,247below the sector's middle half▼ 7.9%€15,760below the sector's middle half▲ 53.8%€17,134below the sector's middle half▲ 8.7%
Debt€40,043▼ 17.4%€27,132▼ 32.2%€10,823▼ 60.1%€10,565▼ 2.4%€7,470▼ 29.3%
Working capital-€28,373below the sector's middle half▲ 23.0%-€17,083below the sector's middle half▲ 39.8%-€1,239below the sector's middle half▲ 92.7%€5,546within the sector's middle half€9,664within the sector's middle half▲ 74.2%
Solvency-243.1%below the sector's middle half▲ 74.1pp-143.9%below the sector's middle half▲ 99.2pp-5.6%below the sector's middle half▲ 138.3pp33.0%within the sector's middle half▲ 38.6pp56.4%within the sector's middle half▲ 23.4pp
Current ratio0.29below the sector's middle half▲ 0.050.37below the sector's middle half▲ 0.080.89below the sector's middle half▲ 0.521.56within the sector's middle half▲ 0.672.29within the sector's middle half▲ 0.74
Return on assets (ROA)72.6%above the sector's middle half▲ 69.1pp111.2%above the sector's middle half▲ 38.5pp150.6%above the sector's middle half▲ 39.4pp36.6%above the sector's middle half▼ 114.0pp26.1%above the sector's middle half▼ 10.5pp
above
within
below
the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 22% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €17,134
Equity
€9,664 ▲ 86.0%
Debt
€7,470 ▼ 29.3%
Debt's share of the balance-sheet total falls from 67.0% to 43.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€4,772▼
2024 · €6,239
Cash flow
€4,718▼
2024 · €6,185
Debt to equity
0.77▼
2024 · 2.03
ROE
46.2%▼
2024 · 111.1%
Interest coverage
88.36▼
2024 · 115.53
Debt ≤ 1 year
€7,470▼
2024 · €9,965
Staff costs
€145
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 34,696 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 95% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.7%
went bankrupt
3.9%
stopped otherwise
95%
still going
For this company itself Checked computes a bankruptcy probability of 0.9% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 34,696 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | - | - | - | €145 | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | €164 | €413 | €413 | €249 | ▼ 39.7% |
| Other operating charges640/8 | - | €1,060 | €679 | €925 | €1,157 | ▲ 25.1% |
| Gross operating margin9900 | €8,894 | €13,591 | €16,571 | €7,163 | €6,073 | ▼ 15.2% |
| Operating profit (loss)9901 | €8,498 | €12,366 | €15,479 | €5,825 | €4,523 | ▼ 22.4% |
| Financial income75/76B | - | €47 | €0 | €0 | €0 | ▼ 100% |
| Recurring financial income75 | - | €47 | €0 | €0 | €0 | ▼ 100% |
| Financial charges65/66B | - | €48 | €47 | €54 | €54 | = |
| Recurring financial charges65 | €20 | €48 | €47 | €54 | €54 | = |
| Profit (loss) for the period before taxes9903 | €8,478 | €12,365 | €15,431 | €5,771 | €4,469 | ▼ 22.6% |
| Profit (loss) for the period9904 | €8,478 | €12,365 | €15,431 | €5,771 | €4,469 | ▼ 22.6% |
| Profit (loss) for the period to be appropriated9905 | €8,478 | €12,365 | €15,431 | €5,771 | €4,469 | ▼ 22.6% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €11,670 | €11,124 | €10,247 | €15,760 | €17,134 | ▲ 8.7% |
| Fixed assets21/28 | - | €1,076 | €662 | €249 | €0 | ▼ 100% |
| Tangible fixed assets22/27 | - | €1,076 | €662 | €249 | €0 | ▼ 100% |
| Furniture and vehicles24 | - | €1,076 | €662 | €249 | €0 | ▼ 100% |
| Current assets29/58 | €11,670 | €10,049 | €9,584 | €15,511 | €17,134 | ▲ 10.5% |
| Amounts receivable within one year40/41 | €7,976 | €6,445 | €4,518 | €4,502 | €4,141 | ▼ 8.0% |
| Trade receivables40 | - | €5,108 | €2,200 | €3,912 | €3,960 | ▲ 1.2% |
| Other amounts receivable41 | - | €1,337 | €2,318 | €590 | €180 | ▼ 69.4% |
| Cash at bank and in hand54/58 | €3,694 | €3,236 | €4,492 | €10,421 | €12,604 | ▲ 20.9% |
| Deferred charges and accrued income490/1 | - | €368 | €574 | €587 | €389 | ▼ 33.7% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €11,670 | €11,124 | €10,247 | €15,760 | €17,134 | ▲ 8.7% |
| Equity10/15 | -€28,373 | -€16,007 | -€576 | €5,195 | €9,664 | ▲ 86.0% |
| Contributions10/11 | €12,400 | €12,400 | €12,400 | €12,400 | €12,400 | = |
| Reserves13 | €6,060 | €6,060 | €6,060 | €6,060 | €6,060 | = |
| Non-distributable reserves130/1 | - | €345 | €345 | €345 | €345 | = |
| Reserves not available under the articles1311 | - | €345 | €345 | €345 | €345 | = |
| Distributable reserves133 | - | €5,715 | €5,715 | €5,715 | €5,715 | = |
| Profit (loss) carried forward14 | -€46,833 | -€34,468 | -€19,036 | -€13,265 | -€8,796 | ▲ 33.7% |
| Amounts payable17/49 | €40,043 | €27,132 | €10,823 | €10,565 | €7,470 | ▼ 29.3% |
| Amounts payable within one year42/48 | €40,043 | €27,132 | €10,823 | €9,965 | €7,470 | ▼ 25.0% |
| Trade debts44 | €330 | €39 | €110 | €2,058 | €914 | ▼ 55.6% |
| Suppliers440/4 | - | €39 | €110 | €2,058 | €914 | ▼ 55.6% |
| Other amounts payable47/48 | - | €27,093 | €10,713 | €7,907 | €6,556 | ▼ 17.1% |
| Accrued charges and deferred income492/3 | - | - | - | €600 | €0 | ▼ 100% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €8,478 | €12,365 | €15,431 | €5,771 | €4,469 | ▼ 22.6% |
| + Depreciation and write-downs630 | - | €164 | €413 | €413 | €249 | ▼ 39.7% |
| Operating cash flow (approximation) | €8,478 | €12,530 | €15,844 | €6,185 | €4,718 | ▼ 23.7% |
| Investment in fixed assets (approximation) | - | - | €0 | €0 | €0 | - |
| Change in cash | - | -€458 | €1,256 | €5,930 | €2,182 | ▼ 63.2% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
05-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
20-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
28-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
30-06
Financial
Highest result since 2019net €15,431 ▲24.8%
Operating result €15,479, net result €15,431, both a record.
27-01
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
16-02
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 16 days late
2021
02-03
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 30 days late
2020
30-06
Financial
Weakest financial yearnet €411 ▼94.1%
Net result drops to €411, the lowest in the series; recovery starts the following year.
30-04
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 90 days late
2019
31-01
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
09-03
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 37 days late
2017
31-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Gillis-Waas · 1 establishment unit since 2008
Ground area
801 m²
Building footprint
97 m²
Volume, LiDAR
337 m³
Parcel 46020A0814/00D000, Flanders · tallest building 5.9 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
JDB WORKS
since 20082.172.241.655
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46020A0814/00D000 | Flanders | 801 m² | 1 · 97 m² | 5.9 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Jurgen Schrijnwerk
BE 0739.995.578
Aalst · Eq €9,628
DE DONDER - DARIMONT
BE 1005.098.855
Meise · Eq €9,617
Stijn Dekeyser Werken
BE 0686.877.190
Sint-Pieters-Leeuw · Eq €9,590
BV châssis
BE 0451.166.596
Oupeye · Eq €9,588
Atelier GVI
BE 0882.309.525
Malle · Eq €9,742
Of 20,026 companies in sector 43320 we hold annual accounts for 9,139. 4,576 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded02-07-2008
Fiscal year end30-06
Activities, NACEBEL 2025
43320Joinery installation
42219Civil engineering
43212Electrical installation work in industrial facilities
46180Agents specialised in the wholesale of other particular products
81300Landscape service activities
E-invoicing
Reachable via Peppol
Peppol ID
0208:0898965613
Also
9925:BE0898965613
Registered
18-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.