Turnover
≈ €110,000 estimated
The micro format states no turnover.
JD SOLUTIONS
Overview
Lifetime
2 annual accounts with figures on one time axispeak €12,606 (2025)
€12,606▲ 363%
peak €8,260 (2025)
€8,260▲ 142×
peak €13,319 (2025)
€13,319▲ 163%
€30,096▲ 44.5%
Board2 names since 2023
2 directorsAmar Jacob and 1 other
Documentsfilings and deeds
31-07-2026on the last day
2025micro format
Gross margin from €2,721 to €12,606Result from €58 to €8,260Equity from €5,058 to €13,319Debts from €20,831 to €30,096Cash from €12,355 to €8,135
Key points
from the 2025 annual accountsStarting capital
€5,000 100 shares
Position in the sector
€13,319
Less equity than 80% of companies in specialised construction. Sector median €57,691 · 35,148 companies.
Checked score
55
Fair
Financially stronger than 58% of micro companies in specialised construction (NACE 43)
Probability in this band: 1.5% to 4.2%
Bankruptcy probability within 12 months
1.8% Moderate
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.7% across 47,696 companies (NACE 43, micro).
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 2.4%
01-2025: 2.7%▲ +0.3 percentage points vs 12-2024
02-2025: 3.0%▲ +0.3 percentage points vs 01-2025
03-2025: 3.0%● unchanged vs 02-2025
04-2025: 2.9%▼ -0.1 percentage points vs 03-2025
05-2025: 2.9%● unchanged vs 04-2025
06-2025: 3.2%▲ +0.3 percentage points vs 05-2025
07-2025: 3.3%▲ +0.1 percentage points vs 06-2025
08-2025: 3.3%● unchanged vs 07-2025highest value
09-2025: 3.3%● unchanged vs 08-2025highest value
10-2025: 2.0%▼ -1.3 percentage points vs 09-2025
11-2025: 2.0%● unchanged vs 10-2025
12-2025: 2.0%● unchanged vs 11-2025
01-2026: 1.9%▼ -0.1 percentage points vs 12-2025
02-2026: 1.9%● unchanged vs 01-2026
03-2026: 2.0%▲ +0.1 percentage points vs 02-2026
04-2026: 2.1%▲ +0.1 percentage points vs 03-2026
05-2026: 2.1%● unchanged vs 04-2026
06-2026: 2.1%● unchanged vs 05-2026
07-2026: 2.2%▲ +0.1 percentage points vs 06-2026
08-2026: 1.8%▼ -0.4 percentage points vs 07-2026lowest value
09-2026: 1.8%● unchanged vs 08-2026lowest value
10-2026: 1.8%● unchanged vs 09-2026
11-2026: 1.8%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Founded in 2023
1 of the last 3 accounts late
Size: total assets €43,415
lowers risk
Liquidity: current ratio 1.32, cash €8,135
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 32% of them on solvency, 25% on liquidity, 79% on profitability and 95% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 39,278 companies had the same profile as JD SOLUTIONS has now. Each dot stands for 99 companies, two years later.
95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of JD SOLUTIONS itself: 1.8% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for JD SOLUTIONS. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €500 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.32 (1.0 in 2024), below the usual 1.5. Short-term debt is 69.3% and cash 18.7% of total assets. 69.3% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
on the day
2024
61 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 2 accounts on average 31 days after the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsWhere today falls in the filing period
11-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
AJ
Amar Jacob
Director, since 18-07-2023
EM
El Mehdi Ilias
Director, since 18-07-2023
- JACOB Amar 50 sharesdeed of 20-07-2023
- EL MEHDI Ilias 50 sharesdeed of 20-07-2023
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0804094267
Incorporation
Founder: JACOB Amar · Founder: EL MEHDI Ilias · Founding capital of €5,000, 100 shares · published on 20-07-2023 · Gazette deed
First establishment
Albert Bevernagelei 25, Antwerp
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| JD SOLUTIONS Antwerp | €43,415 | €12,606 | 30.7% | - |
| SBK Services Dilbeek | €46,815 | €13,924 | 35.1% | - |
| Lionel Garsou Theux | €47,221 | €10,862 | 39.3% | - |
| De Jelle Olen | €53,106 | €13,399 | 29.5% | - |
| I&L Projects Mechelen | €44,505 | €15,629 | -1.0% | - |
| Lumax Works Zoersel | €53,478 | €10,188 | 74.3% | - |
| CORMANS Antwerp | €45,483 | €17,090 | 27.2% | - |
These companies have the same main activity as JD SOLUTIONS: plumbing work (NACE 43221). They are comparable in size and age: total assets between €44,500 and €53,500, founded between 2023 and 2024.
Official details
Source: KBO- Status
- Active since 18-07-2023Normal situation
- Activity
- Plumbing workNACE 43221and 3 others
- Establishment unit
- 2.347.464.7322100 Antwerp, since 18-07-2023
- Financial year end
- 31 December
- Peppol
- Reachable since 18-12-2025
Annual accounts 2025
- €12,606▲ 363%
- €8,260▲ 142×
- €13,319▲ 163%
- €43,415▲ 67.7%
- Filing
- Filed on 31-07-2026, on the last day of the filing period
Insights on JD SOLUTIONS
The computed 12-month bankruptcy probability of JD SOLUTIONS is 1.8% (moderate). The 2025 annual accounts show equity of €13,319 and a net result of €8,260.
Its solvency ranks better than 32% of 35,136 sector peers (NACE 43, financial year 2025). The company has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 31-07-2026, on the day of the deadline€12,606
▲ 363%
€10,916
▲ 17×
€8,260
▲ 142×
€9,720
▲ 184×
30.7%
▲ 11.1 percentage points
1.32
▲ 0.32
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €110,000. Estimated: probably between €80,000 and €230,000.
Balance sheet
balance sheet total €43,415 on 31-12-2025What the company ownsHow it is paid for
in euro
in euro
Position in the sector
30.7%
Higher than 32% of 35,136 companies in 2025.
1.32
Higher than 34% of 34,510 companies in 2025.
19.0%
Higher than 76% of 34,711 companies in 2025.
JD SOLUTIONS
Middle half of the sector
80% of the sector
Micro accounts in specialised construction (NACE 43)
Net result: middle half · Equity: bottom quarter · Balance sheet total: bottom quarter · Working capital: middle half
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 | 2024 |
|---|---|---|---|
| Balance sheet: assets | |||
20/58 |
43,415 | 25,890 | |
20 |
203 | 609 | |
21/28 |
3,396 | 4,397 | |
22/27 |
3,396 | 4,397 | |
23 |
2,571 | 3,272 | |
24 |
825 | 1,125 | |
29/58 |
39,816 | 20,884 | |
40/41 |
30,198 | 8,017 | |
40 |
29,400 | 650 | |
41 |
798 | 7,367 | |
54/58 |
8,135 | 12,355 | |
490/1 |
1,483 | 512 | |
| Balance sheet: equity and liabilities | |||
10/49 |
43,415 | 25,890 | |
10/15 |
13,319 | 5,058 | |
10/11 |
5,000 | 5,000 | |
13 |
8,319 | - | |
133 |
8,319 | - | |
14 |
0 | 58 | |
17/49 |
30,096 | 20,831 | |
42/48 |
30,096 | 20,831 | |
44 |
4,104 | - | |
440/4 |
4,104 | - | |
46 |
0 | 1,045 | |
45 |
2,756 | 1,140 | |
450/3 |
2,756 | 1,140 | |
47/48 |
23,236 | 18,646 | |
| Income statement | |||
9900 |
12,606 | 2,721 | |
62 |
0 | 222 | |
630 |
1,407 | 1,217 | |
640/8 |
283 | 640 | |
9901 |
10,916 | 642 | |
75/76B |
173 | - | |
75 |
173 | - | |
65/66B |
253 | -41 | |
65 |
253 | -41 | |
9903 |
10,835 | 683 | |
67/77 |
2,575 | 625 | |
9904 |
8,260 | 58 | |
9905 |
8,260 | 58 | |
| Appropriation of the result | |||
9906 |
8,319 | 58 | |
14P |
58 | - | |
691/2 |
8,319 | - | |
6921 |
8,319 | - | |
| Document | |||
The notes to these accounts have 4 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 31-07-2026.
Filings
each dot is a set of accounts, on the day it reached the National BankSubsidies and aid
Flemish government 2025, 1 entry, €352 awarded, €352 paid
Key figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 | 2024 |
|---|---|---|---|
| 12,322 | 1,859 | ||
| 9,667 | 1,276 | ||
| 406 | - | ||
| -4,220 | - | ||
| 9,720 | 53 | ||
| 30.7% | 19.5% | ||
| 1.32 | 1.00 | ||
| 2.26 | 4.12 | ||
| 62.0% | 1.2% | ||
| 19.0% | 0.2% | ||
| 48.69 | -45.29 |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Insights on JD SOLUTIONS
The operating result for 2025 is 17 times that of 2024.
Debt's share of the balance-sheet total falls from 80.5% to 69.3%. Equity and debt are higher.
Board & ownership
Board
2 directorsMandates through the years
2 names, the dashed line is todayAmar Jacob
Director
Director
El Mehdi Ilias
Director
Director
Board
Mandates as a list
- Amar Jacob
- Director, from 18-07-2023 to date
- El Mehdi Ilias
- Director, from 18-07-2023 to date
Control
Founders
JACOB Amar, EL MEHDI Ilias
This company
JD SOLUTIONS
Equity €13,319
Profit €8,260 in 2025
Capital
- Contribution
- €5,000
- Shares
- 100
- Contribution per share
- €50
- Equity per share
- €133 in 2025
- Source
- deed of 20-07-2023
Articles of association
deed of 20-07-2023 (in Dutch)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
Shareholders
At incorporation
deed of 20-07-2023 ↗
- JACOB Amar 50 shares (50%) · €2,500
- EL MEHDI Ilias 50 shares (50%) · €2,500
Network & group
No group
JD SOLUTIONS has no parent and no holdings in its annual accounts. JD SOLUTIONS shares no director with another company.
Timeline
Timeline
5 events since 2023Filings
Establishments
2023202420252026
Deadline for the 2026 accounts: 31-07-2027
2026
Annual accounts 2025 filed NBBmicro format · on the deadline day
2025
Registered in the Peppol Directory Reachable for e-invoices through 0208:0804094267
Annual accounts 2024 filed PDFmicro format · 61 days late
2023
IncorporationFounder: JACOB Amar · Founder: EL MEHDI Ilias · Founding capital of €5,000, 100 shares · published on 20-07-20233 points ▸
- Founder, JACOB Amar
- Founder, EL MEHDI Ilias
- Founding capital, €5,000, 100 shares
- The deed holds 2 more points.
First establishment Albert Bevernagelei 25, Antwerp
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Identity
- Enterprise number
- 0804.094.267
- VAT number
- BE 0804.094.267
- Peppol ID
- 0208:0804094267
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 18-07-2023
- Financial year
- ends on 31 December
- Peppol
- Reachable since 18-12-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- JD SOLUTIONS in Dutch
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 20-07-2023 (in Dutch)
- Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
- “Vlaams Gewest”deed of 20-07-2023 (in Dutch)
Activities
NACEBEL 202543221
Plumbing work main activity
46842
Wholesale trade
Codes under NACEBEL 2008
43221
Plumbing main activity
43222
Specialised construction activities
46742
Wholesale trade
82990
Other business support services
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “Het inrichten,beheren en uitbaten van één of meerdere horecazaken,waaronder…”deed of 20-07-2023 (in Dutch)
32 activities
- Het inrichten,beheren en uitbaten van één of meerdere horecazaken,waaronder restaurants,pizzeria’s,spijshuizen,snackbars,verbruikerssalons,tearooms,bars,clubs,cafés,milk-bars,bodega’s en tavernes,brasseries,bistro’s,guest-house,hotels,motels,logementshuizen evenals alle drankgelegenheden allerhande,kortom alle activiteiten in de horecasector en het horecabedrijf in de ruimste zin van het woord,met inbegrip van de verkoop van tabak-en rookwaren,zichtkaarten,suikergoedwaren,belegde broodjes,snoepgoed,parfumerieartikelen,snuisterijen en fantasieartikelen,souvenirs en folkloreartikelen evenals luxeartikelen
- Het reinigen van appartementen,residenties,winkels en burelen,schoonmaakbedrijf,ruitenwasserij,industriële reiniging,opkuisen machinaal van grote oppervlakken (winkels,garages,opslagplaatsen enz…)
- Import en export,groot- en kleinhandel,transport te land,in de lucht of te water van menigvuldige goederen
- Uitbating van een publieke telefoon
- Uitbating van een nachtwinkel/dagwinkel/superette,verkoop van sigaretten en alcohol
- Uitbating van een spekslagerij
- Verwerken en verkoop van edele metalen,ruwe en geslepen edel- en halfedelstenen en juwelen
- Car-wash,koerierdienst en taxidienst
- Diensten aanbieden zoals webreclame,e-commerce…
- De bereiding,de (groot)handel en de in-en uitvoer van al dan niet bereide,koude en warme voedingswaren,vleeswaren en afgeleide producten,dranken (alcoholische en non-alcoholische),wijnen,groeten en fruit,rookwaren en geschenkartikelen
- Intermediëren als tussenpersoon waarvoor een commissieloon wordt verkregen
- Het verzorgen van catering en uitzendkoks,traiteursdiensten alsook het klaarmaken,thuisbezorgen en eventueel ter plaatse afwerken en/of serveren van maaltijden en bereide schotels,alle aanverwante activiteiten zoals de verkoop van voorbereide maaltijden en alle toebehoren
- Het organiseren en verzorgen van conferenties en seminaries,bruiloften,ceremonies en feesten allerhande,banketten,cocktails,wijndegustaties,lunches,recepties,barbecues en alle andere activiteiten hiermee rechtstreeks of onrechtstreeks verband houdende
- Onderneming voor ruwbouw en algemene bouwwerkzaamheden en renovatiewerken in de bouw
- Onderneming voor slopingswerken (omvat het slopen van gebouwen en kunstwerken evenals het effenen en wegruimen)
- Onderneming voor voegwerken
- Onderneming voor vloerbedekking en muurbekleding (omvat het leggen van tegelvloeren,mozaïek en alle andere bedekkingen van muren en vloeren met uitzondering van hout)
- Onderneming voor restauratiewerken (omvat o.m. het restaureren,reinigen en wassen van gebouwen,gevels en monumenten)
- Onderneming voor installatie van centrale verwarming,sanitair en lood- en zinkwerk (omvat o.m. het plaatsen van centrale verwarming,met water,stoom of gas en van bijkomende toestellen;het plaatsen van sanitaire inrichtingen;lood- en zinkwerk;installatie van waterverzachters;het bedekken van daken in non-ferromaterialen en het plaatsen van zinken dakvensters,evenals de herstellings-en onderhoudswerken;het plaatsen,herstellen,onderhouden van allerhande branders)
- Onderneming voor schilder- en behangwerk (omvat alle schilderwerk,het kalken van gebouwen en het bestrijken met kalk,het behangen en stofferen,het plaatsen van vloerbedekkingen en van alle andere synthetische bedekkingen van muren en vloeren,onder meer in plastiek)
- Onderneming voor timmer- en schrijnwerk en metalen schrijnwerk (omvat o.m. het timmer- en schrijnwerk voor gebouwen;het plaatsen van sloten en ijzerwaren voor bouwwerken;het plaatsen van plastiekdeuren en plinten;het plaatsen van houten vensterluiken en van luiken in plastiek;het leggen van parketvloeren en alle andere houten bedekkingen van muren en vloeren;het plaatsen van schutsels en valse zolderingen in hout;het plaatsen van ijzerwerk,metalen vensterluiken en metalen schrijnwerk,evenals het plaatsen van roosters,intrekbare en rollende deuren en van buitenrolluiken;het bedekken van muren en zolderingen door het aanbrengen van metalen elementen)
- Onderneming voor elektrotechnische installaties,electriciteitswerken
- Onderneming voor stukadoorswerken (omvat plafonneer-,cementeer- en alle andere pleisterwerken,berapingswerken,plaatsen van chapes en gips- en staffwerken)
- Onderneming voor dakwerken (pannen,leien,daken in zink en koper,rubber en roofingdaken,dakgootbekledingen,plaatsen van lichtkoepels,…);zijgevelwerken (ruitleien,eterniet,…);isolatiewerken (thermisch,akoestisch,…);wegeniswerken,trottoirs,koeren,opritten in alle materialen (klinkers,beton,asfalt,steenslag,…)
- Onderneming voor het aanleggen en onderhouden van tuinen,aanleggen van opritten,vijvers,terrassen,veranda’s,sauna ‘s,plaatsen van tuinhuisjes,installatie van zwembaden
- Onderneming voor het bouwen,herstellen en onderhouden van wegen,voor rioleringswerken,voor het aanleggen van speelpleinen,parken,tuinen en opritten
- Onderneming voor het droogmaken van gebouwen,anders dan met teer en asfalt,voor warmte-en geluidsisolering,voor metalen constructies,voor montage van metalen constructies,bruggen en vakwerk
- Onderneming voor het bouwen van stellingen
- De handel in groot en klein van alle materialen die met bovenvermelde activiteiten verband houden en dit in de ruimste zin,de aan- en verkoop,de studie,de fabricatie,de in-,uit- en doorvoer van zelfde,dit alles in de breedste zin als groothandel en als detailhandel en alle hierop aansluitende producten en activiteiten
- Uitbating van een fitnesscentrum,Onderneming voor grond- en tuinbouw,Onderneming voor zonne-energie installaties,Onderneming voor herstelling en onderhoud van technische systemen en apparaten,Onderneming voor auto-reparaties en onderhoud,Onderneming voor verkoop en installatie van beveiligingssystemen,Onderneming voor verkoop en verhuur van feestmateriaal
- Onderneming voor verkoop en installatie van audio- en visuele apparatuur,Onderneming voor verkoop en verhuur van kantoormateriaal en apparatuur,Onderneming voor verkoop en verhuur van bouwmaterialen en gereedschappen
- Online winkel,Catering en voedingsservice,Social media management,Kleine productiebedrijven,Webdesign en ontwikkeling,Huis- en kantoorreiniging,Bediendenbureau en payroll service,Grafische ontwerp en drukkerij,Fotografie- en videoproductie,Bedrijfstraining en ontwikkeling,Financiële planning en advies,Virtual Assistant Services,Personal training en fitness,Consultancy en adviesdiensten,IT-support en -beheer,Schoonheids- en wellnessdiensten,Beveiligingsbedrijf en surveillance
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Albert Bevernagelei 25 registered office 2100 Antwerp | 18-07-2023 | 2.347.464.732 |
Buildings and parcels at the address
- Ground area
- 93 m²
- Buildings
- 61 m²
- Volume, LiDAR
- 374 m³
- Tallest building
- 7.4 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 11012A0024/00N006 | 93 m² | 1 · 61 m² | 7.4 m · 2 |
Invoicing and payment
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 0804.094.267