SBK Services
ActiveSummary
The computed 12-month bankruptcy probability of SBK Services is 2.6% (moderate). The 2025 annual accounts show equity of €16k and a net result of €1k. Its solvency ranks better than 37% of 27965 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes
Profitability72
Solvency60
Growth-
Track record79
Bankruptcy probability, 12 months
2.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity short (current ratio 0.77; short-term debt: 64.9% and cash: 8.6% of total assets), and 64.9% of the assets are financed with debt.
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Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
31 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
History
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Financials · fiscal year 2025, micro schema
Equity
€16k
Total assets
€47k
Net result
€1k
Working capital
€-7k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €47k
Fixed assets
€23k
Current assets
€23k
Equity and liabilities €47k
Equity
€16k
Debt
€30k
Debt finances 64.9% of the balance-sheet total.
Key figures and ratios
EBITDA
€13k
Cash flow
€12k
Current ratio
0.77
Debt to equity
1.85
ROE
8.4%
ROA
2.9%
Interest coverage
38.21
Debt ≤ 1 year
€30k
Income taxes
€900
Annual accounts
| Line | 2025 |
|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €10k |
| Other operating charges640/8 | €956 |
| Gross operating margin9900 | €14k |
| Operating profit (loss)9901 | €2k |
| Financial income75/76B | €117 |
| Recurring financial income75 | €117 |
| Financial charges65/66B | €339 |
| Recurring financial charges65 | €339 |
| Profit (loss) for the period before taxes9903 | €2k |
| Income taxes67/77 | €900 |
| Profit (loss) for the period9904 | €1k |
| Profit (loss) for the period to be appropriated9905 | €1k |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €47k | |
| Fixed assets21/28 | €23k | |
| Tangible fixed assets22/27 | €23k | |
| Furniture and vehicles24 | €23k | |
| Current assets29/58 | €23k | |
| Amounts receivable within one year40/41 | €19k | |
| Trade receivables40 | €6k | |
| Other amounts receivable41 | €13k | |
| Cash at bank and in hand54/58 | €4k | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €47k | |
| Equity10/15 | €16k | |
| Contributions10/11 | €100 | |
| Profit (loss) carried forward14 | €16k | |
| Amounts payable17/49 | €30k | |
| Amounts payable within one year42/48 | €30k | |
| Trade debts44 | €23k | |
| Suppliers440/4 | €23k | |
| Taxes, remuneration and social security45 | €8k | |
| Taxes450/3 | €3k | |
| Remuneration and social security454/9 | €4k | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | €1k |
| + Depreciation and write-downs630 | €10k |
| Operating cash flow (approximation) | €12k |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
NBB filing
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dilbeek · 1 establishment unit since 2023
Ground area
5,245 m²
Building footprint
608 m²
Volume, LiDAR
8,283 m³
2 parcels, Brussels, Flanders · tallest building 24.6 m, ±6 floors. Linked by address, not a title deed.
487
companies at this address
See who is registered here
1 establishment unit
SBK Services
since 20232.344.658.462
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21809K1420/00G000 | Brussels | 4,945 m² | 1 · 309 m² | 24.6 m · 6 fl. |
| 23016D0063/00W002 | Flanders | 300 m² | 1 · 299 m² | 12.6 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage: expect extra rules on renovation or sale.
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SANI - CHAUFF
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Of 7,044 companies in sector 43221 we hold annual accounts for 3,473. 2,267 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded03-04-2023
Fiscal year end31-12
Activities, NACEBEL 2025
43221Plumbing work
Scores and ratios are computed by Checked and are not a credit decision.