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JD LABS

Active
Private limited companyfounded 201213 yrs activeRue d'Esneux(DLX) 49, 4140 Sprimont, BelgiumKBO/BCE: BE 0508.443.613
Summary

JD LABS has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €357,911 and a net result of €72,786. Equity is growing by ~26.9% per year across the filed fiscal years. Its solvency ranks better than 80% of 18866 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).

Overview

Activity
Computer programming
NACE 62100NACE 62010
#4 company by equity in Sprimont, Telecoms and IT sector1 site
Size
€423,823total assets 2025
Equity
€357,911
Profit
€72,786
Turnover not published (abridged schema)
Financial health
95 Excellent Checked score 2025
Bankruptcy chance 12 m
< 0.1%
Structure
Accounts 5 d early0 of 3 deeds read
Why 95+ Liquidity: current ratio 6.46, cash €139,549+ Sector Computer programming, consultancy and related activities (NACE 62)+ Equity €357,911 (84.4% of total assets)+ Figures for FY 2025 (filed 26-07-2026)Show the evidence

Checked score

Score 2025
95 / 100
Excellent
Probability in this band: under 0.55%
Better than 64% of its sector peers (NACE 62, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency 100=
equity 84.4% of total assets
Liquidity 88-12
short-term debt 15.5% · cash 32.9%
Profitability 80-3
return on assets 17.2%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (25,520 companies)
Last 5 months 06-2026: < 0.1%lowest value 07-2026: < 0.1%▲ +13.0% vs 06-2026 08-2026: < 0.1%▲ +11.5% vs 07-2026highest value 09-2026: < 0.1%● 0.0% vs 08-2026highest value 10-2026: < 0.1%● 0.0% vs 09-2026highest value
  • Liquidity: current ratio 6.46, cash €139,549 lowers the probability
  • Sector Computer programming, consultancy and related activities (NACE 62) lowers the probability
  • Equity €357,911 (84.4% of total assets) lowers the probability
  • Figures for FY 2025 (filed 26-07-2026) lowers the probability
Credit up to €30,000 at 30 days acceptable
Liquidity ample (current ratio 6.46 against 17.07 in 2024; short-term debt: 15.5% and cash: 32.9% of total assets), and 15.6% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 62, micro). Better than this share of them on solvency 84%, liquidity 73%, profitability 41%, growth against the median 56%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Liquidity: current ratio 6.46, cash €139,549
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Sector Computer programming, consultancy and related activities (NACE 62)
In the bankruptcy model this factor lowers the probability.
KBO
lowers risk · Equity €357,911 (84.4% of total assets)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Figures for FY 2025 (filed 26-07-2026)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-07-2026, 5 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
5 d early
2024
22 d late
2023
30 d late
2022
10 d late
2021
31 d late
2020
30 d late
2019
26 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 21 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 22 August (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Highest result since 2018net €72,786 ▲15.9%
  3. Annual accounts filedfiscal year 2024 · micro…

Key points

  • Positive: Among the best 9% on equitysector median €70,094 · 18,872 companies €357,911 View
  • Positive: 7 profitable years in a rowprofit 2025: €72,786 7 years View
  • Total assets 20256 fiscal years filed €423,823 View

By topic

Financials

Fiscal year
2025
Total assets
€423,823
Profit
€72,786
Solvency
84.4%
Total assets▲ 23.2%
Net result
20182025
Go to Financials

Timeline

Events
17
Since
2017
Next accounts
by 31-07-2027
  1. 26-07-2026Annual accounts filed
  2. 31-12-2025Highest result since 2018
  3. 22-08-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Computer programmingNACE 62100
Founded
14-12-2012
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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