JC HOLDING
ActiveJC HOLDING has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €51k and a net result of €19k. Equity is growing by ~37.9% per year across the filed fiscal years. Its solvency ranks better than 14% of 20785 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
70
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability75▲+3
Solvency39▲+3
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3.5k at 30 days acceptable
Liquidity ample (current ratio 2.11 against 1.5 in 2023; short-term debt: 17.1% and cash: 11.8% of total assets), but 85.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
14.2%
Return on assets
5.3%
Age of the figures
21 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 14% of 20785 sector peers (2024).
NBB · sector comparisonPosition among 20785 sector peers
Solvency
better than 14%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 25-07-2025, 6 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
6 d early
2023
2 d early
2022
31 d early
2021
31 d early
2020
31 d early
2019
17 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€51k▲ 58.5%
2023 · €32k
2018: €7k
2019: €11k
2020: €13k
2021: €24k
2022: €26k
2023: €32k
2018 → 2024
Total assets
€362k▲ 24.9%
2023 · €290k
2018: €8k
2019: €14k
2020: €22k
2021: €86k
2022: €196k
2023: €290k
2018 → 2024
Net result
€19k▲ 180%
2023 · €7k
2018: €-632
2019: €5k
2020: €12k
2021: €11k
2022: €1k
2023: €7k
2018 → 2024
Working capital
€69k▲ 195%
2023 · €23k
2018: €5k
2019: €8k
2020: €10k
2021: €52k
2022: €17k
2023: €23k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€13k-€24k▲ 80.9%€26k▲ 5.1%€32k▲ 26.4%€51k▲ 58.5%
Operating result€17k-€16k▼ 2.1%€3k▼ 80.5%€12k▲ 283%€33k▲ 173%
Net result€12k-€11k▼ 10.1%€1k▼ 88.5%€7k▲ 441%€19k▲ 180%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 173% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €362k
Fixed assets
€231k▲ 5.1%
Current assets
€131k▲ 87.1%
Equity and liabilities €362k
Equity
€51k▲ 58.5%
Debt
€310k▲ 20.7%
The debt ratio falls from 88.8% to 85.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€71k▲
2023 · €34k
Cash flow
€57k▲
2023 · €29k
Solvency
14.2%▲
2023 · 11.2%
Current ratio
2.11▲
2023 · 1.50
Quick ratio
2.11▲
2023 · 1.50
Debt / equity
6.03▼
2023 · 7.92
ROE
36.9%▲
2023 · 20.9%
ROA
5.3%▲
2023 · 2.3%
Interest coverage
9.24▲
2023 · 7.91
Debt
€310k▲
2023 · €257k
Debt ≤ 1 year
€62k▲
2023 · €47k
Debt > 1 year
€248k▲
2023 · €211k
Income taxes
€7k▲
2023 · €1k
Staff costs
€925▼
2023 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€290k€362k▲
Fixed assets21/28€220k€231k▲
Tangible fixed assets22/27€210k€221k▲
Land and buildings22€135k€128k▼
Plant, machinery and equipment23€63k€84k▲
Furniture and vehicles24€11k€9k▼
Financial fixed assets28€10k€10k=
Current assets29/58€70k€131k▲
Amounts receivable within one year40/41€8k€8k▲
Trade receivables40€8k€5k▼
Other amounts receivable41-€3k
Current investments50/53-€80k
Cash at bank and in hand54/58€62k€43k▼
Deferred charges and accrued income490/1€129€504▲
Equity and liabilities
Total equity and liabilities10/49€290k€362k▲
Equity10/15€32k€51k▲
Contributions10/11€6k€6k=
Reserves13€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€24k€43k▲
Amounts payable17/49€257k€310k▲
Amounts payable after more than one year17€211k€248k▲
Financial debts170/4€211k€248k▲
Amounts payable within one year42/48€47k€62k▲
Current portion of amounts payable after more than one year42€30k€43k▲
Trade debts44€9k€9k▲
Suppliers440/4€9k€9k▲
Taxes, remuneration and social security45€5k€7k▲
Taxes450/3€5k€7k▲
Other amounts payable47/48€3k€3k=
Income statement
Code20232024
Remuneration, social security and pensions62€3k€925▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€22k€38k▲
Other operating charges640/8€1k€1k▲
Gross operating margin9900€38k€73k▲
Operating profit (loss)9901€12k€33k▲
Financial income75/76B€30€630▲
Recurring financial income75€30€630▲
Financial charges65/66B€4k€8k▲
Recurring financial charges65€4k€8k▲
Profit (loss) for the period before taxes9903€8k€26k▲
Income taxes67/77€1k€7k▲
Profit (loss) for the period9904€7k€19k▲
Profit (loss) for the period to be appropriated9905€7k€19k▲
Appropriation of the result
Profit (loss) to be appropriated9906€24k€43k▲
Profit (loss) brought forward from the previous period14P€18k€24k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
25-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €19k ▲180%
Operating result €33k, net result €19k, both a record.
29-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
17-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 17 days late
2019
31-12
Financial
Back to profitnet €5k
Net result €5k after one loss-making year.
31-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
25-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
10-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 10 days late
2016
03-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 3 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Limbourg · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Hèvremont 7N4834 LimbourgGround area
550 m²
Building footprint
156 m²
Volume, LiDAR
954 m³
Parcel 63029B0192/00R000, Wallonia · tallest building 8.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
JC HOLDING
since 20132.219.855.490
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 63029B0192/00R000 | Wallonia | 550 m² | 1 · 156 m² | 8.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 3,211 companies in sector 62900 we hold annual accounts for 1,741. 1,356 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-03-2013
Fiscal year end31-12
Activities, NACEBEL
62900Other information technology and computer services
62100Computer programming
63120Computing infrastructure, data processing, hosting and other information service activities
63910Web portal activities
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.