JD FRUIT
ActiveSummary
JD FRUIT has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €341,792 and a net result of -€15,971. Equity is growing by ~10.4% per year across the filed fiscal years. Its solvency ranks better than 62% of 3163 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability66▼-32
Solvency72▲+2
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25,000 at 30 days acceptable
Liquidity ample (current ratio 2.26 against 2.55 in 2024; short-term debt: 21.6% and cash: 7.8% of total assets), but 52.7% of the assets are financed with debt.
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Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 01
Relative position
BE, all sectors
reference
Crop and animal production, hunting and related service activities (NACE 01)
about 70% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-07-2026, 14 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
14 d early
2024
8 d early
2023
120 d late
2022
177 d late
2021
30 d late
2020
30 d late
2019
28 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 52 days after the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 37% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 30 August (4 of the last 5 filed years within 91 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€341,792▼ 4.5%
2024 · €357,763
Total assets
€722,965▼ 8.9%
2024 · €793,350
Net result
-€15,971
2024 · €184,663
Working capital
€195,822▼ 32.4%
2024 · €289,818
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 01, Crop and animal production, hunting and related service activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€98,580▲ 661%-€106,657-€21,686▲ 79.7%€208,580€3,136▼ 98.5%
Net result€92,717above the sector's middle half▲ 1,704%-€112,272below the sector's middle half-€27,857below the sector's middle half▲ 75.2%€184,663above the sector's middle half-€15,971below the sector's middle half
Equity€313,229above the sector's middle half▲ 42.0%€200,956within the sector's middle half▼ 35.8%€173,100within the sector's middle half▼ 13.9%€357,763above the sector's middle half▲ 107%€341,792above the sector's middle half▼ 4.5%
Total assets€974,808above the sector's middle half▲ 9.0%€816,291above the sector's middle half▼ 16.3%€759,373above the sector's middle half▼ 7.0%€793,350above the sector's middle half▲ 4.5%€722,965within the sector's middle half▼ 8.9%
Debt€661,579▼ 1.8%€615,334▼ 7.0%€586,273▼ 4.7%€435,587▼ 25.7%€381,173▼ 12.5%
Working capital€3,450within the sector's middle half€103,670above the sector's middle half▲ 2,905%€101,992above the sector's middle half▼ 1.6%€289,818above the sector's middle half▲ 184%€195,822above the sector's middle half▼ 32.4%
Solvency32.1%within the sector's middle half▲ 7.5pp24.6%within the sector's middle half▼ 7.5pp22.8%within the sector's middle half▼ 1.8pp45.1%within the sector's middle half▲ 22.3pp47.3%within the sector's middle half▲ 2.2pp
Current ratio1.01within the sector's middle half▲ 0.181.36within the sector's middle half▲ 0.361.34within the sector's middle half▼ 0.022.55above the sector's middle half▲ 1.212.26within the sector's middle half▼ 0.30
Return on assets (ROA)9.5%above the sector's middle half▲ 8.9pp-13.8%below the sector's middle half▼ 23.3pp-3.7%below the sector's middle half▲ 10.1pp23.3%above the sector's middle half▲ 26.9pp-2.2%within the sector's middle half▼ 25.5pp
Staff (FTE)3.6▼ 2.7%6.7▲ 86.1%6.6▼ 1.5%4.7▼ 28.8%8.4▲ 78.7%
above
within
below
the middle half (P25 to P75) of NACE 01, Crop and animal production, hunting and related service activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 98% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €722,965
Fixed assets
€371,304 ▲ 17.2%
Current assets
€351,661 ▼ 26.2%
Equity and liabilities €722,965
Equity
€341,792 ▼ 4.5%
Debt
€381,173 ▼ 12.5%
Debt's share of the balance-sheet total falls from 54.9% to 52.7%. Equity and debt are lower.
Key figures and ratios
EBITDA
€57,200▼
2024 · €267,750
Cash flow
€38,093▼
2024 · €243,833
Quick ratio
0.93▼
2024 · 1.29
Debt to equity
1.12▼
2024 · 1.22
ROE
-4.7%▼
2024 · 51.6%
Interest coverage
8.52▼
2024 · 31.16
Debt ≤ 1 year
€155,839▼
2024 · €186,671
Debt > 1 year
€225,334▼
2024 · €248,916
Income taxes
€204▼
2024 · €19,832
Staff costs
€215,926▲
2024 · €112,398
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 6,910 companies that looked in July 2024 the way this one looks now, 1.1% went bankrupt within 24 months and 91% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a small loss
1.1%
went bankrupt
7.8%
stopped otherwise
91%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.2% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 6,910 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €96,633 | €129,632 | €120,745 | €112,398 | €215,926 | ▲ 92.1% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €80,218 | €81,807 | €69,930 | €59,170 | €54,064 | ▼ 8.6% |
| Other operating charges640/8 | €6,420 | €4,581 | €61,799 | €6,129 | €10,193 | ▲ 66.3% |
| Non-recurring operating charges66A | - | €142,294 | €0 | - | - | - |
| Gross operating margin9900 | €281,850 | €251,656 | €230,789 | €386,277 | €283,320 | ▼ 26.7% |
| Operating profit (loss)9901 | €98,580 | -€106,657 | -€21,686 | €208,580 | €3,136 | ▼ 98.5% |
| Financial income75/76B | €198 | €465 | €950 | €4,508 | €62 | ▼ 98.6% |
| Recurring financial income75 | €198 | €465 | €950 | €4,508 | €62 | ▼ 98.6% |
| Financial charges65/66B | €6,061 | €6,080 | €7,001 | €8,593 | €18,966 | ▲ 121% |
| Recurring financial charges65 | €6,061 | €6,080 | €7,001 | €8,593 | €6,716 | ▼ 21.8% |
| Non-recurring financial charges66B | - | - | - | - | €12,250 | - |
| Profit (loss) for the period before taxes9903 | €92,717 | -€112,272 | -€27,736 | €204,495 | -€15,768 | ▼ 108% |
| Income taxes67/77 | - | - | €120 | €19,832 | €204 | ▼ 99.0% |
| Profit (loss) for the period9904 | €92,717 | -€112,272 | -€27,857 | €184,663 | -€15,971 | ▼ 109% |
| Profit (loss) for the period to be appropriated9905 | €92,717 | -€112,272 | -€27,857 | €184,663 | -€15,971 | ▼ 109% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €974,808 | €816,291 | €759,373 | €793,350 | €722,965 | ▼ 8.9% |
| Fixed assets21/28 | €482,305 | €427,303 | €358,616 | €316,861 | €371,304 | ▲ 17.2% |
| Tangible fixed assets22/27 | €468,300 | €413,324 | €344,289 | €302,534 | €369,226 | ▲ 22.0% |
| Land and buildings22 | €361,055 | €325,261 | €311,674 | €270,501 | €278,117 | ▲ 2.8% |
| Plant, machinery and equipment23 | €20,795 | €25,123 | €17,787 | €26,785 | €57,982 | ▲ 116% |
| Furniture and vehicles24 | €50,365 | €32,189 | €14,827 | €5,248 | €33,128 | ▲ 531% |
| Other tangible fixed assets26 | €36,084 | €30,750 | - | - | - | - |
| Financial fixed assets28 | €14,005 | €13,979 | €14,327 | €14,327 | €2,077 | ▼ 85.5% |
| Current assets29/58 | €492,503 | €388,988 | €400,757 | €476,489 | €351,661 | ▼ 26.2% |
| Stocks and contracts in progress3 | €397,594 | €199,499 | €287,487 | €236,264 | €206,000 | ▼ 12.8% |
| Stocks30/36 | €397,594 | €199,499 | €287,487 | €236,264 | €206,000 | ▼ 12.8% |
| Amounts receivable within one year40/41 | €72,996 | €135,984 | €85,708 | €64,680 | €82,075 | ▲ 26.9% |
| Trade receivables40 | €67,871 | €135,984 | €70,476 | €64,680 | €78,955 | ▲ 22.1% |
| Other amounts receivable41 | €5,125 | - | €15,232 | €0 | €3,121 | - |
| Cash at bank and in hand54/58 | €16,644 | €53,505 | €27,563 | €172,096 | €56,058 | ▼ 67.4% |
| Deferred charges and accrued income490/1 | €5,269 | - | €0 | €3,449 | €7,528 | ▲ 118% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €974,808 | €816,291 | €759,373 | €793,350 | €722,965 | ▼ 8.9% |
| Equity10/15 | €313,229 | €200,956 | €173,100 | €357,763 | €341,792 | ▼ 4.5% |
| Contributions10/11 | €509,000 | €509,000 | €509,000 | €509,000 | €509,000 | = |
| Profit (loss) carried forward14 | -€195,771 | -€308,044 | -€335,900 | -€151,237 | -€167,208 | ▼ 10.6% |
| Amounts payable17/49 | €661,579 | €615,334 | €586,273 | €435,587 | €381,173 | ▼ 12.5% |
| Amounts payable after more than one year17 | €172,526 | €330,017 | €287,508 | €248,916 | €225,334 | ▼ 9.5% |
| Financial debts170/4 | €172,526 | €330,017 | €287,508 | €248,916 | €225,334 | ▼ 9.5% |
| Amounts payable within one year42/48 | €489,053 | €285,317 | €298,766 | €186,671 | €155,839 | ▼ 16.5% |
| Current portion of amounts payable after more than one year42 | €92,509 | €92,509 | €42,509 | €38,592 | €23,582 | ▼ 38.9% |
| Financial debts43 | - | - | €50,000 | €0 | - | - |
| Credit institutions430/8 | - | - | €50,000 | €0 | - | - |
| Trade debts44 | €23,773 | €40,128 | €26,497 | €22,573 | €22,196 | ▼ 1.7% |
| Suppliers440/4 | €23,773 | €40,128 | €26,497 | €22,573 | €22,196 | ▼ 1.7% |
| Advances received on contracts in progress46 | - | - | €51,235 | €0 | - | - |
| Taxes, remuneration and social security45 | €16,811 | €25,426 | €32,792 | €66,124 | €45,366 | ▼ 31.4% |
| Taxes450/3 | €2,622 | €3,868 | €7,505 | €37,413 | €20,036 | ▼ 46.4% |
| Remuneration and social security454/9 | €14,189 | €21,558 | €25,287 | €28,711 | €25,330 | ▼ 11.8% |
| Other amounts payable47/48 | €355,961 | €127,256 | €95,733 | €59,382 | €64,695 | ▲ 8.9% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €92,717 | -€112,272 | -€27,857 | €184,663 | -€15,971 | ▼ 109% |
| + Depreciation and write-downs630 | €80,218 | €81,807 | €69,930 | €59,170 | €54,064 | ▼ 8.6% |
| Operating cash flow (approximation) | €172,935 | -€30,466 | €42,074 | €243,833 | €38,093 | ▼ 84.4% |
| Investment in fixed assets (approximation) | - | -€26,805 | -€1,243 | -€17,415 | -€108,507 | ▼ 523% |
| Change in cash | - | €36,861 | -€25,942 | €144,533 | -€116,039 | ▼ 180% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
02-06
State Gazette act
Appointment: Jo Driesmans (director)2 facts ▸
State Gazette act
Appointment: Jo Driesmans (director)
2 facts ▸
- General meeting, 22-05-2026
- Director appointment, Jo Driesmans (director)
2025
23-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €184,663
Net result €184,663 after 2 loss-making years.
31-12
Financial
Equity above €200,000Eq €357,763 ▲107%
Equity rises from €173,100 to €357,763.
28-11
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 120 days late
24-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 177 days late
2022
31-12
Financial
Weakest financial yearnet -€112,272
Net result drops to -€112,272, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
28-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 28 days late
2019
31-12
Financial
Equity above €200,000Eq €215,371 ▲51.1%
2 profitable years in a row build equity to €215,371.
Show earlier events
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 29 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 30 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 31 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 3 acts read
About the unread acts
Of the 3 Belgian State Gazette acts we know for this company, 1 has been read. The other 2 have not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 director, last change in 2026
Jo Driesmans
CurrentDirector · since 22-05-2026
Derived from published Gazette acts. The CBE keeps the official list of function holders; we do not read it, so the two can differ.
See the function holders in the CBE →
Not every act has been read: a resignation may be missing here
2 of this company's 3 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Sint-Truiden · 1 establishment unit since 2011
Ground area
3,216 m²
Building footprint
371 m²
Volume, LiDAR
1,730 m³
2 parcels, Flanders · tallest building 7.8 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
JD FRUIT
since 20112.201.039.470
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73031B0212/00M000 | Flanders | 1,733 m² | 1 · 165 m² | 7.8 m · 2 fl. |
| 71048B0058/00F003 | Flanders | 1,483 m² | 1 · 206 m² | 7.3 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Mandate history
1 person since 2026, 1 in office
- Board
| Name | Functions and periods |
|---|---|
| Jo Driesmans |
|
Structure & network
Connections & network
1 current directorThe network starts from this company’s directors. Other companies they run appear here as nodes.
This company
Company
Director
Shareholding
+N: links not shown yet
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Public money · subsidies and aid
Flemish government
2022 to 2025 · 7 entries · 134,066 EUR awarded · 134,066 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 2 | 49,447 EUR | 49,447 EUR |
| 2024 | 2 | 24,856 EUR | 24,856 EUR |
| 2023 | 2 | 24,871 EUR | 24,871 EUR |
| 2022 | 1 | 34,892 EUR | 34,892 EUR |
Recognitions · licences · registrations
Food safety, FASFC
1 siteTongeren-Borgloon2.201.039.470
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Of 1,341 companies in sector 01240 we hold annual accounts for 322. 271 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded24-06-2011
Fiscal year end31-12
Activities, NACEBEL 2025
01240Growing of pome and stone fruits
E-invoicing
Reachable via Peppol
Peppol ID
0208:0837463059
Also
9925:BE0837463059
Registered
17-12-2024
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.