FD TECHNIQUES
ActiveSummary
The computed 12-month bankruptcy probability of FD TECHNIQUES is 2.7% (moderate). The 2025 annual accounts show negative equity (-€36,788) and a net result of €17,728. Equity remains stable across the filed fiscal years (±2.1% per year). Its solvency ranks better than 5% of 7930 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability78▲+2
Solvency10▲+6
Growth58=
Track record100
Bankruptcy probability, 12 months
2.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.18 against 0.23 in 2024; short-term debt: 106.5% and cash: 1.2% of total assets), and equity is negative.
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Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-15.3%
Return on assets
7.4%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 7930 sector peers (2025).
NBB · sector comparisonPosition among 7930 sector peers
Solvency
better than 5%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-07-2026, 15 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
15 d early
2024
26 d late
2023
19 d early
2022
31 d late
2021
30 d late
2020
61 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 19 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 26 August (4 of the last 5 filed years within 41 days of that day).
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€17,728▲ 12.3%
2024 · €15,792
Working capital
-€209,075▲ 0.4%
2024 · -€209,914
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€30,154▲ 23.4%-€4,223▲ 86.0%€3,084€17,506▲ 468%€18,911▲ 8.0%
Net result-€33,678below the sector's middle half▲ 18.0%-€6,847below the sector's middle half▲ 79.7%€1,278below the sector's middle half€15,792within the sector's middle half▲ 1,136%€17,728within the sector's middle half▲ 12.3%
Equity-€64,740below the sector's middle half▼ 108%-€71,587below the sector's middle half▼ 10.6%-€70,308below the sector's middle half▲ 1.8%-€54,516below the sector's middle half▲ 22.5%-€36,788below the sector's middle half▲ 32.5%
Total assets€313,463within the sector's middle half▲ 2.3%€301,686within the sector's middle half▼ 3.8%€269,387below the sector's middle half▼ 10.7%€263,864below the sector's middle half▼ 2.1%€239,855below the sector's middle half▼ 9.1%
Debt€378,202▲ 12.1%€373,273▼ 1.3%€339,695▼ 9.0%€318,380▼ 6.3%€276,643▼ 13.1%
Working capital-€174,829below the sector's middle half▼ 23.5%-€200,652below the sector's middle half▼ 14.8%-€212,068below the sector's middle half▼ 5.7%-€209,914below the sector's middle half▲ 1.0%-€209,075below the sector's middle half▲ 0.4%
Solvency-20.7%below the sector's middle half▼ 10.5pp-23.7%below the sector's middle half▼ 3.1pp-26.1%below the sector's middle half▼ 2.4pp-20.7%below the sector's middle half▲ 5.4pp-15.3%below the sector's middle half▲ 5.3pp
Current ratio0.28below the sector's middle half▲ 0.060.26below the sector's middle half▼ 0.020.20below the sector's middle half▼ 0.060.23below the sector's middle half▲ 0.030.18below the sector's middle half▼ 0.04
Return on assets (ROA)-10.7%below the sector's middle half▲ 2.7pp-2.3%below the sector's middle half▲ 8.5pp0.5%below the sector's middle half▲ 2.7pp6.0%within the sector's middle half▲ 5.5pp7.4%within the sector's middle half▲ 1.4pp
above
within
below
the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 8% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €239,855
Fixed assets
€193,541 ▼ 4.6%
Current assets
€46,314 ▼ 24.1%
Key figures and ratios
EBITDA
€28,236▼
2024 · €31,568
Cash flow
€27,053▼
2024 · €29,854
Quick ratio
0.13▼
2024 · 0.17
Debt to equity
-7.52▼
2024 · -5.84
Interest coverage
18.27▲
2024 · 16.19
Debt ≤ 1 year
€255,389▼
2024 · €270,911
Debt > 1 year
€21,229▼
2024 · €47,444
Staff costs
€55▼
2024 · €740
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 2,178 companies that looked in July 2024 the way this one looks now, 4.3% went bankrupt within 24 months and 89% are still going.
- Micro
- 5 to 10 years old
- negative equity
- a profit of 5% of the balance sheet or more
4.3%
went bankrupt
5.6%
stopped otherwise
89%
still going
A further 1.5% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 2.7% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 2,178 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €15,179 | €45,981 | -€2,749 | €740 | €55 | ▼ 92.6% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €11,274 | €15,010 | €15,118 | €14,062 | €9,325 | ▼ 33.7% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | -€2,404 | - | - | - |
| Other operating charges640/8 | €3,353 | €3,165 | €5,750 | €3,304 | €3,406 | ▲ 3.1% |
| Non-recurring operating charges66A | €197 | - | - | €370 | - | - |
| Gross operating margin9900 | -€150 | €59,933 | €18,798 | €35,981 | €31,697 | ▼ 11.9% |
| Operating profit (loss)9901 | -€30,154 | -€4,223 | €3,084 | €17,506 | €18,911 | ▲ 8.0% |
| Financial income75/76B | €80 | €154 | €641 | €236 | €363 | ▲ 54.0% |
| Recurring financial income75 | €80 | €154 | €641 | €236 | €363 | ▲ 54.0% |
| Financial charges65/66B | €3,605 | €2,777 | €2,447 | €1,950 | €1,546 | ▼ 20.7% |
| Recurring financial charges65 | €3,605 | €2,777 | €2,447 | €1,950 | €1,546 | ▼ 20.7% |
| Profit (loss) for the period before taxes9903 | -€33,678 | -€6,847 | €1,278 | €15,792 | €17,728 | ▲ 12.3% |
| Profit (loss) for the period9904 | -€33,678 | -€6,847 | €1,278 | €15,792 | €17,728 | ▲ 12.3% |
| Profit (loss) for the period to be appropriated9905 | -€33,678 | -€6,847 | €1,278 | €15,792 | €17,728 | ▲ 12.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €313,463 | €301,686 | €269,387 | €263,864 | €239,855 | ▼ 9.1% |
| Formation expenses20 | €0 | €0 | €0 | €0 | €0 | - |
| Fixed assets21/28 | €245,897 | €231,585 | €217,015 | €202,866 | €193,541 | ▼ 4.6% |
| Intangible fixed assets21 | €0 | €0 | €0 | €0 | €0 | - |
| Tangible fixed assets22/27 | €245,897 | €231,585 | €217,015 | €202,866 | €193,541 | ▼ 4.6% |
| Land and buildings22 | €226,119 | €217,855 | €209,591 | €201,327 | €193,063 | ▼ 4.1% |
| Plant, machinery and equipment23 | €4,863 | €4,123 | €2,582 | €1,539 | €477 | ▼ 69.0% |
| Furniture and vehicles24 | €14,914 | €9,607 | €4,841 | €0 | €0 | - |
| Current assets29/58 | €67,566 | €70,101 | €52,372 | €60,998 | €46,314 | ▼ 24.1% |
| Stocks and contracts in progress3 | €20,776 | €14,053 | €14,239 | €14,155 | €14,104 | ▼ 0.4% |
| Stocks30/36 | €20,776 | €14,053 | €14,239 | €14,155 | €14,104 | ▼ 0.4% |
| Amounts receivable within one year40/41 | €43,121 | €49,387 | €33,154 | €44,726 | €28,885 | ▼ 35.4% |
| Trade receivables40 | €39,292 | €46,406 | €28,316 | €42,710 | €28,283 | ▼ 33.8% |
| Other amounts receivable41 | €3,828 | €2,981 | €4,838 | €2,016 | €602 | ▼ 70.1% |
| Cash at bank and in hand54/58 | €3,669 | €6,371 | €4,682 | €1,812 | €2,884 | ▲ 59.1% |
| Deferred charges and accrued income490/1 | - | €290 | €297 | €304 | €441 | ▲ 44.7% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €313,463 | €301,686 | €269,387 | €263,864 | €239,855 | ▼ 9.1% |
| Equity10/15 | -€64,740 | -€71,587 | -€70,308 | -€54,516 | -€36,788 | ▲ 32.5% |
| Contributions10/11 | €10,000 | €10,000 | €10,000 | €10,000 | €10,000 | = |
| Profit (loss) carried forward14 | -€74,740 | -€81,587 | -€80,308 | -€64,516 | -€46,788 | ▲ 27.5% |
| Amounts payable17/49 | €378,202 | €373,273 | €339,695 | €318,380 | €276,643 | ▼ 13.1% |
| Amounts payable after more than one year17 | €129,320 | €102,520 | €75,231 | €47,444 | €21,229 | ▼ 55.3% |
| Financial debts170/4 | €129,320 | €102,520 | €75,231 | €47,444 | €21,229 | ▼ 55.3% |
| Amounts payable within one year42/48 | €242,395 | €270,753 | €264,439 | €270,911 | €255,389 | ▼ 5.7% |
| Current portion of amounts payable after more than one year42 | €28,730 | €29,210 | €29,699 | €27,787 | €31,368 | ▲ 12.9% |
| Trade debts44 | €37,217 | €23,444 | €24,637 | €33,681 | €19,987 | ▼ 40.7% |
| Suppliers440/4 | €37,217 | €23,444 | €24,637 | €33,681 | €19,987 | ▼ 40.7% |
| Advances received on contracts in progress46 | €2,200 | €8,578 | €2,440 | €0 | - | - |
| Taxes, remuneration and social security45 | €13,445 | €21,276 | €3,393 | €881 | €688 | ▼ 21.9% |
| Taxes450/3 | €1,765 | €1,367 | €3,393 | €881 | €688 | ▼ 21.9% |
| Remuneration and social security454/9 | €11,679 | €19,909 | €0 | €0 | €0 | - |
| Other amounts payable47/48 | €160,805 | €188,245 | €204,271 | €208,563 | €203,346 | ▼ 2.5% |
| Accrued charges and deferred income492/3 | €6,487 | €0 | €25 | €25 | €25 | = |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€33,678 | -€6,847 | €1,278 | €15,792 | €17,728 | ▲ 12.3% |
| + Depreciation and write-downs630 | €11,274 | €15,010 | €15,118 | €14,062 | €9,325 | ▼ 33.7% |
| Operating cash flow (approximation) | -€22,404 | €8,164 | €16,396 | €29,854 | €27,053 | ▼ 9.4% |
| Investment in fixed assets (approximation) | - | -€699 | -€548 | €87 | €0 | ▼ 100% |
| Change in cash | - | €2,702 | -€1,689 | -€2,869 | €1,072 | ▲ 137% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
15-09
State Gazette act
Resignation: LEFEBVRE Michel (director)Director discharge4 facts ▸
State Gazette act
Resignation: LEFEBVRE Michel (director)
Director discharge4 facts ▸
- General meeting, 18-12-2025
- Director resignation, LEFEBVRE Michel (director)
- Director discharge, LEFEBVRE Michel (director)
- Other statement, adoption of the resolution, à l'unanimité
16-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Highest result since 2020net €17,728 ▲12.3%
Operating result €18,911, net result €17,728, both a record.
26-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 26 days late
2024
12-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Back to profitnet €1,278
Net result €1,278 after 3 loss-making years.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 31 days late
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 30 days late
2021
30-09
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 61 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 5 acts read
About the unread acts
Of the 5 Belgian State Gazette acts we know for this company, 1 has been read. The other 4 have not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
no sitting director, last change in 2025
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Not every act has been read: a resignation may be missing here
4 of this company's 5 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Mettet · 1 establishment unit since 2020
Ground area
1,599 m²
Building footprint
686 m²
Volume, LiDAR
3,099 m³
Parcel 92087I0200/00L007, Wallonia · tallest building 6.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
FD TECHNIQUES
since 20202.304.947.553
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92087I0200/00L007 | Wallonia | 1,599 m² | 1 · 686 m² | 6.0 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Mandate history
1 person since 2025, 0 in office
- Board
- began earlier
| Name | Functions and periods |
|---|---|
| LEFEBVRE Michel |
|
Recognitions · licences · registrations
Recognised contractor
3 categoriesFD TECHNIQUES SRL45787
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Cerfontaine
This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 9,537 companies in sector 43222 we hold annual accounts for 5,668. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded18-06-2020
Fiscal year end31-12
Activities, NACEBEL 2025
43222Installation of electric heating, air conditioning, cooling and ventilation
41001General construction of residential buildings
E-invoicing
Reachable via Peppol
Peppol ID
0208:0748709148
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.