JCT SERVICES
ActiveSummary
JCT SERVICES has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €44,709 and a net result of -€3,556. Equity is shrinking by ~2.9% per year across the filed fiscal years. Its solvency ranks better than 71% of 2838 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability12▲+12
Solvency90▼-10
Growth32=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3,000 at 30 days acceptable
Liquidity ample (current ratio 2.68 against 5.88 in 2023; short-term debt: 35% and cash: 38.1% of total assets), and 35% of the assets are financed with debt.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
65%
Return on assets
-5.2%
Age of the figures
21 mo
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2024Net result per financial year
18192021222324
2018 to 2024 · latest year -€3,556
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 26-08-2025, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
26 d late
2023
37 d late
2022
27 d late
2021
19 d early
2020
26 d late
2019
26 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 21 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.
Checked, nothing found (1)
History
Go further with this company
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Financials · fiscal year 2024, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
-€3,556▲ 83.2%
2023 · -€21,139
Working capital
€40,465▼ 8.9%
2023 · €44,437
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€201▼ 98.8%€13,198▲ 6,458%€1,066▼ 91.9%-€20,729-€3,194▲ 84.6%
Net result-€546within the sector's middle half€9,767within the sector's middle half€298within the sector's middle half▼ 96.9%-€21,139below the sector's middle half-€3,556within the sector's middle half▲ 83.2%
Equity€64,593within the sector's middle half▼ 3.3%€74,360within the sector's middle half▲ 15.1%€73,058within the sector's middle half▼ 1.8%€48,265within the sector's middle half▼ 33.9%€44,709within the sector's middle half▼ 7.4%
Total assets€93,377below the sector's middle half▲ 4.9%€99,013below the sector's middle half▲ 6.0%€117,600below the sector's middle half▲ 18.8%€57,372below the sector's middle half▼ 51.2%€68,757below the sector's middle half▲ 19.8%
Debt€28,784▲ 29.5%€24,653▼ 14.4%€44,542▲ 80.7%€9,107▼ 79.6%€24,048▲ 164%
Working capital€63,091within the sector's middle half▼ 1.4%€70,842within the sector's middle half▲ 12.3%€67,557within the sector's middle half▼ 4.6%€44,437within the sector's middle half▼ 34.2%€40,465within the sector's middle half▼ 8.9%
Solvency69.2%above the sector's middle half▼ 5.9pp75.1%above the sector's middle half▲ 5.9pp62.1%within the sector's middle half▼ 13.0pp84.1%above the sector's middle half▲ 22.0pp65.0%within the sector's middle half▼ 19.1pp
Current ratio3.19above the sector's middle half▼ 0.693.87above the sector's middle half▲ 0.682.52within the sector's middle half▼ 1.365.88above the sector's middle half▲ 3.362.68within the sector's middle half▼ 3.20
Return on assets (ROA)-0.6%below the sector's middle half▼ 14.7pp9.9%within the sector's middle half▲ 10.4pp0.3%within the sector's middle half▼ 9.6pp-36.8%below the sector's middle half▼ 37.1pp-5.2%below the sector's middle half▲ 31.7pp
above
within
below
the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €3,194 in 2024 against €20,729 in 2023; the loss shrinks.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €68,757
Fixed assets
€4,244 ▲ 10.9%
Current assets
€64,513 ▲ 20.5%
Equity and liabilities €68,757
Equity
€44,709 ▼ 7.4%
Debt
€24,048 ▲ 164%
Debt's share of the balance-sheet total rises from 15.9% to 35.0%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
-€1,688▲
2023 · -€19,172
Cash flow
-€2,049▲
2023 · -€19,583
Debt to equity
0.54▲
2023 · 0.19
ROE
-8.0%▲
2023 · -43.8%
Interest coverage
-5.40▲
2023 · -58.28
Debt ≤ 1 year
€24,048▲
2023 · €9,107
Income taxes
€161▲
2023 · €156
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 12,321 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 90% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a small loss
0.7%
went bankrupt
8.6%
stopped otherwise
90%
still going
A further 0.5% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.4% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 12,321 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1,277 | €688 | €954 | €1,557 | €1,507 | ▼ 3.2% |
| Other operating charges640/8 | - | - | - | €2,825 | €41 | ▼ 98.6% |
| Gross operating margin9900 | €1,678 | €13,886 | €2,020 | -€16,348 | -€1,647 | ▲ 89.9% |
| Operating profit (loss)9901 | €201 | €13,198 | €1,066 | -€20,729 | -€3,194 | ▲ 84.6% |
| Financial income75/76B | - | €2 | - | €74 | €113 | ▲ 52.9% |
| Recurring financial income75 | - | €2 | - | €74 | €113 | ▲ 52.9% |
| Financial charges65/66B | - | €598 | €504 | €329 | €313 | ▼ 4.9% |
| Recurring financial charges65 | €556 | €598 | €504 | €329 | €313 | ▼ 4.9% |
| Profit (loss) for the period before taxes9903 | -€355 | €12,602 | €562 | -€20,984 | -€3,394 | ▲ 83.8% |
| Income taxes67/77 | €191 | €2,835 | €264 | €156 | €161 | ▲ 3.7% |
| Profit (loss) for the period9904 | -€546 | €9,767 | €298 | -€21,139 | -€3,556 | ▲ 83.2% |
| Profit (loss) for the period to be appropriated9905 | -€546 | €9,767 | €298 | -€21,139 | -€3,556 | ▲ 83.2% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €93,377 | €99,013 | €117,600 | €57,372 | €68,757 | ▲ 19.8% |
| Fixed assets21/28 | €1,502 | €3,518 | €5,501 | €3,828 | €4,244 | ▲ 10.9% |
| Tangible fixed assets22/27 | €1,294 | €3,310 | €5,293 | €3,620 | €4,036 | ▲ 11.5% |
| Land and buildings22 | - | €741 | €370 | - | - | - |
| Plant, machinery and equipment23 | - | - | €433 | €287 | €142 | ▼ 50.6% |
| Furniture and vehicles24 | - | €2,569 | €4,490 | €3,333 | €3,895 | ▲ 16.9% |
| Financial fixed assets28 | €208 | €208 | €208 | €208 | €208 | = |
| Current assets29/58 | €91,875 | €95,495 | €112,099 | €53,544 | €64,513 | ▲ 20.5% |
| Amounts receivable within one year40/41 | €33,244 | €72,061 | €72,228 | €20,637 | €31,873 | ▲ 54.4% |
| Trade receivables40 | - | €59,708 | €72,228 | €20,521 | €28,267 | ▲ 37.7% |
| Other amounts receivable41 | - | €12,353 | - | €116 | €3,606 | ▲ 3,000% |
| Cash at bank and in hand54/58 | €58,552 | €23,197 | €39,280 | €26,440 | €26,196 | ▼ 0.9% |
| Deferred charges and accrued income490/1 | - | €237 | €591 | €6,466 | €6,445 | ▼ 0.3% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €93,377 | €99,013 | €117,600 | €57,372 | €68,757 | ▲ 19.8% |
| Equity10/15 | €64,593 | €74,360 | €73,058 | €48,265 | €44,709 | ▼ 7.4% |
| Contributions10/11 | - | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Reserves13 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Non-distributable reserves130/1 | - | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Reserves not available under the articles1311 | - | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Profit (loss) carried forward14 | €56,533 | €66,300 | €64,998 | €40,205 | €36,649 | ▼ 8.8% |
| Amounts payable17/49 | €28,784 | €24,653 | €44,542 | €9,107 | €24,048 | ▲ 164% |
| Amounts payable within one year42/48 | €28,784 | €24,653 | €44,542 | €9,107 | €24,048 | ▲ 164% |
| Trade debts44 | €11,322 | €17,005 | €31,422 | €2,751 | €14,657 | ▲ 433% |
| Suppliers440/4 | - | €17,005 | €31,422 | €2,751 | €14,657 | ▲ 433% |
| Taxes, remuneration and social security45 | - | €4,738 | €7,494 | €6,356 | €9,391 | ▲ 47.8% |
| Taxes450/3 | - | €3,082 | €7,494 | €6,356 | €5,891 | ▼ 7.3% |
| Remuneration and social security454/9 | - | €1,656 | - | - | €3,500 | - |
| Other amounts payable47/48 | - | €2,910 | €5,626 | - | - | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€546 | €9,767 | €298 | -€21,139 | -€3,556 | ▲ 83.2% |
| + Depreciation and write-downs630 | €1,277 | €688 | €954 | €1,557 | €1,507 | ▼ 3.2% |
| Operating cash flow (approximation) | €731 | €10,455 | €1,252 | -€19,583 | -€2,049 | ▲ 89.5% |
| Investment in fixed assets (approximation) | - | -€2,704 | -€2,937 | €116 | -€1,923 | ▼ 1,757% |
| Change in cash | - | -€35,355 | €16,083 | -€12,840 | -€245 | ▲ 98.1% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
26-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 26 days late
2024
06-09
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 37 days late
2023
31-12
Financial
Weakest financial yearnet -€21,139
Net result drops to -€21,139, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity doublescurrent ratio 5.88
Current ratio from 2.52 to 5.88; short-term debt falls from €44,542 to €9,107.
27-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 27 days late
2022
12-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial
Back to profitnet €9,767
Net result €9,767 after one loss-making year.
26-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 26 days late
2020
26-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 26 days late
2019
31-12
Financial
Highest result since 2018net €12,534 ▲372%
Operating result €16,547, net result €12,534, both a record.
19-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 19 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 30 days late
2017
04-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
29-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Pieters-Woluwe · 1 establishment unit since 2003
Ground area
232 m²
Building footprint
82 m²
Volume, LiDAR
707 m³
Parcel 21683D0371/00G056, Brussels · tallest building 12.1 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
JCT SERVICES
since 20032.147.082.330
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21683D0371/00G056 | Brussels | 232 m² | 1 · 82 m² | 12.1 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 30,008 companies in sector 62200 we hold annual accounts for 18,398. 15,170 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded29-12-2003
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
62900Other information technology and computer services
95100Repair and maintenance of computers and communication equipment
E-invoicing
Reachable via Peppol
Peppol ID
0208:0862424228
Also
9925:BE0862424228
Registered
22-10-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.