ETERNAM
ActiveETERNAM has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show negative equity (€-131k) and a net result of €-8k. Equity is shrinking by ~35.4% per year across the filed fiscal years. Its solvency ranks better than 5% of 20785 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2024
41
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability4▲+4
Solvency0=
Growth32=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.33 against 0.31 in 2023; short-term debt: 303.6% and cash: 96.1% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
-203.6%
Return on assets
-11.7%
Age of the figures
21 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2024 annual accounts show negative equity and a net loss.
NBB · annual accounts 2024Equity per financial year
18192021222324
2018 to 2024 · latest year €-131k
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 04-12-2025, 126 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
126 d late
2023
153 d late
2022
60 d late
2021
31 d late
2020
145 d late
2019
84 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€-131k▼ 6.1%
2023 · €-124k
2018: €41k
2019: €12k
2020: €-50k
2021: €-81k
2022: €-95k
2023: €-124k
2018 → 2024
Total assets
€64k▲ 12.6%
2023 · €57k
2018: €73k
2019: €33k
2020: €43k
2021: €31k
2022: €24k
2023: €57k
2018 → 2024
Net result
€-8k▲ 73.7%
2023 · €-29k
2018: €51k
2019: €-29k
2020: €-62k
2021: €-31k
2022: €-14k
2023: €-29k
2018 → 2024
Working capital
€-131k▼ 5.9%
2023 · €-124k
2018: €40k
2019: €11k
2020: €-59k
2021: €-90k
2022: €-100k
2023: €-124k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€-50k-€-81k▼ 62.8%€-95k▼ 17.2%€-124k▼ 30.1%€-131k▼ 6.1%
Operating result€-61k-€-29k▲ 53.0%€-13k▲ 53.2%€-28k▼ 108%€-7k▲ 74.3%
Net result€-62k-€-31k▲ 49.3%€-14k▲ 55.5%€-29k▼ 105%€-8k▲ 73.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €7k in 2024 against €28k in 2023; the loss shrinks.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €64k
Fixed assets
€275▼ 37.7%
Current assets
€64k▲ 13.0%
Key figures and ratios
EBITDA
€-7k▲
2023 · €-24k
Cash flow
€-7k▲
2023 · €-24k
Solvency
-203.6%▲
2023 · -216.1%
Current ratio
0.33▲
2023 · 0.31
Quick ratio
0.33▲
2023 · 0.31
Debt / equity
-1.49▼
2023 · -1.46
ROA
-11.7%▲
2023 · -50.0%
Interest coverage
-22.46▲
2023 · -67.82
Debt
€196k▲
2023 · €181k
Debt ≤ 1 year
€196k▲
2023 · €181k
Staff costs
€5k▲
2023 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€57k€64k▲
Fixed assets21/28€441€275▼
Tangible fixed assets22/27€441€275▼
Furniture and vehicles24€41-
Other tangible fixed assets26€400€275▼
Current assets29/58€57k€64k▲
Amounts receivable within one year40/41€2k€2k▲
Trade receivables40€2k€303▼
Other amounts receivable41€389€2k▲
Cash at bank and in hand54/58€55k€62k▲
Equity and liabilities
Total equity and liabilities10/49€57k€64k▲
Equity10/15€-124k€-131k▼
Contributions10/11€6k€6k=
Outside capital11€6k€6k=
Share premium1100/10-€6k
Other1109/19€6k-
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€-132k€-139k▼
Amounts payable17/49€181k€196k▲
Amounts payable within one year42/48€181k€196k▲
Trade debts44€5k€8k▲
Suppliers440/4€5k€8k▲
Taxes, remuneration and social security45€164€5k▲
Taxes450/3€164€5k▲
Other amounts payable47/48€176k€183k▲
Income statement
Code20232024
Remuneration, social security and pensions62€4k€5k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€166▼
Other operating charges640/8€1k€2k▲
Gross operating margin9900€-18k€-884▲
Operating profit (loss)9901€-28k€-7k▲
Financial charges65/66B€351€313▼
Recurring financial charges65€351€313▼
Profit (loss) for the period before taxes9903€-28k€-8k▲
Income taxes67/77€164-
Profit (loss) for the period9904€-29k€-8k▲
Profit (loss) for the period to be appropriated9905€-29k€-8k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-132k€-139k▼
Profit (loss) brought forward from the previous period14P€-103k€-132k▼
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
04-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 126 days late
2024
31-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 153 days late
2023
29-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 60 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
23-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 145 days late
2020
31-12
Financial
Weakest financial yearnet €-62k
Net result drops to €-62k, the lowest in the series; recovery starts the following year.
23-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 84 days late
2019
18-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 49 days late
2018
13-11
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 105 days late
2017
18-12
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 140 days late
2016
04-10
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 65 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tubize · 1 establishment unit since 2003
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Drève du Vivier 51480 TubizeGround area
4,551 m²
Building footprint
836 m²
Volume, LiDAR
14,843 m³
2 parcels, Brussels, Wallonia · tallest building 23.8 m, ±7 floors. Linked by address, not a title deed.
1 establishment unit
ETERNAM
since 20032.132.970.315
2 parcels
Wallonia
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25077B0035/00K002 | Wallonia | 2,634 m² | 1 · 156 m² | 8.7 m · 2 fl. |
| 21614E0231/00G000 | Brussels | 1,917 m² | 1 · 680 m² | 23.8 m · 7 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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LMS SOLUTIONS
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ALTERRA
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Of 30,000 companies in sector 62200 we hold annual accounts for 18,394. 10,425 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-05-2003
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
72100
70200Business and other management consultancy
70210Activities of head offices; management consultancy activities
70220Business consulting
73300Public relations and communication consultancy
74141
74142
Sources
Crossroads Bank for EnterprisesNational Bank · 21 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.