JCSVM
ActiveSummary
JCSVM has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€66,686) and a net result of -€68,686. Its solvency ranks better than 8% of 10,777 sector peers (NACE 70, financial year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Overview
- Equity
- -€66,686
- Loss
- -€68,686
Why 52raises riskCapped at 59: negative equityLiquidity: cash €1Negative equity -€66,686lowers riskSector: Activities of head offices; management consultancy activities (NACE 70)Size: turnover €15,692, total assets €745,726Show the evidence
Checked score
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro): better than 7% on solvency, 1% on liquidity and 10% on profitability.
The bankruptcy probability was computed on 29-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Searched, nothing found (1)
- Annual accounts filedfinancial year 2025 · abbreviated…
- IncorporationAppointment: COUSSEMENT Jérémie François Jean-Pierre…
Financials · financial year 2025, abbreviated format
Peer companies
Historical observationOf the 152 companies that looked in July 2024 the way this one looks now, 0.0% went bankrupt within 24 months and 99.3% are still going.
- Small
- under 2 years old
- negative equity
- a small loss
For this company itself Checked computes a higher bankruptcy probability: 1.0% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 152 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2025 |
|---|---|
| Turnover70 | €15,692 |
| Goods, raw materials, services and sundry goods60/61 | €15,054 |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €68,129 |
| Other operating charges640/8 | €1,192 |
| Gross operating margin9900 | €638 |
| Operating profit (loss)9901 | -€68,683 |
| Financial charges65/66B | €3 |
| Recurring financial charges65 | €3 |
| Profit (loss) for the period before taxes9903 | -€68,686 |
| Profit (loss) for the period9904 | -€68,686 |
| Profit (loss) for the period to be appropriated9905 | -€68,686 |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €745,726 | |
| Fixed assets21/28 | €735,071 | |
| Tangible fixed assets22/27 | €735,071 | |
| Plant, machinery and equipment23 | €735,071 | |
| Current assets29/58 | €10,655 | |
| Amounts receivable within one year40/41 | €10,654 | |
| Trade receivables40 | €3,630 | |
| Other amounts receivable41 | €7,024 | |
| Cash at bank and in hand54/58 | €1 | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €745,726 | |
| Equity10/15 | -€66,686 | |
| Contributions10/11 | €2,000 | |
| Capital10 | €2,000 | |
| Issued capital100 | €2,000 | |
| Profit (loss) carried forward14 | -€68,686 | |
| Amounts payable17/49 | €812,411 | |
| Amounts payable after more than one year17 | €812,411 | |
| Other amounts payable178/9 | €812,411 | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | -€68,686 |
| + Depreciation and write-downs630 | €68,129 |
| Operating cash flow (approximation) | -€556 |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Filings with the National Bank (1)
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2025 | abbreviated format | 10-07-2026 | 2026-00278072 |
Similar companies · same sector and region
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Mandate history
- Board
| Name | Functions and periods |
|---|---|
| COUSSEMENT Jérémie François Jean-Pierre Gérard |
|
Owners and capital
Capital and shareholders
- COUSSEMENT Jérémie François Jean-Pierre Gérard 100 shares (50%) · €1,000
- VAN MELLE Sophie 100 shares (50%) · €1,000
The Belgian Official Gazette names shareholders only when an act mentions them; the share register itself is not published.
- 27-11-2024 Incorporation · €2,000 · 200 shares
Group and network
Connections & network
1 current directorThe network starts from this company’s directors. Other companies they run appear here as nodes.
History
On 25 November 2024, JCSVM was incorporated as a private limited company by two natural persons, with a starting capital of €2,000.12 COUSSEMENT Jérémie François Jean-Pierre Gérard has served as director of the company since 2024.2 The company has filed annual accounts once, for financial year 2025.3
Acts, filings and financial milestones
27-11
Gazette deed
IncorporationAppointment: COUSSEMENT Jérémie François Jean-Pierre Gérard (director) · Founder · Founding capital12 facts ▸
- Incorporation, “JCSVM” (deed in French)
- Founder, COUSSEMENT Jérémie François Jean-Pierre Gérard
- Other provision, “simple souscripteur, qualité de souscripteur” (deed in French)
- Other provision, “plan financier, responsabilité des fondateurs en cas de faillite dans les trois ans de la constitution si capitaux propres manifestement insuffisants” (deed in French)
- Founding capital, €2,000
- Shareholding, 100, 1000 (2 times)
- Capital
- Registered office clause, “7530 Tournai (Gaurain-Ramecroix),rue Verte Vallée,6” (deed in French)
- Board rule, 1
- Director appointment, COUSSEMENT Jérémie François Jean-Pierre Gérard (director (not named in the articles))
- Pre-incorporation commitments, “takeover, engagements et obligations en résultant et activités entreprises au nom et pour compte de la société en formation” (deed in French)
- Other provision, “frais de constitution”, 1389.83 (deed in French)
Register details
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.
Sites & property
1 establishment unit
1 parcel
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 57033A0335/00A002 | Wallonia | 694 m² | 1 · 141 m² | - |
How the parcels are linked
Articles of association
What the company does
- PurposeThe activities the company may carry out under its articles.
- “La prise de participation directe ou indirecte dans toutes sociétés ou entreprises commerciales,industrielles,financières,mobilières et…” (deed in French)
11 activities (deed in French)
- La prise de participation directe ou indirecte dans toutes sociétés ou entreprises commerciales,industrielles,financières,mobilières et immobilières
- Le contrôle de leur gestion ou la participation à celle-ci par la prise de tous mandats au sein desdites sociétés ou entreprises
- L’achat,l’administration,la vente de toutes valeurs mobilières et immobilières,de tous droits sociaux et d’une manière plus générale toutes opérations de gestion du portefeuille ainsi constitué
- Tous les conseils possibles et/ou les fonctions de services
- Toutes les activités possibles liées à la prestation de consultance,formation,expertise technique et assistance
- Donner des conseils et fournir des services liés à l’organisation et la gestion de sociétés et entreprises,la représentation et agir comme intermédiaire commercial
- La Consultance en management,gestion de projet,ingénierie et en général:toute contribution à l’établissement et au développement d’entreprises et en particulier de dispenser des avis financiers,techniques,commerciaux ou administratifs dans le sens le plus large de l’exercice du terme,à l’exception des conseils de placement d’argent et autres,assurer la formation,l’enseignement,fournir des conseils,son assistance,agir en tant qu’intermédiaire,faire du commissionnement et exécuter des services directement ou indirectement sur le plan de l’administration et des finances,de la vente,de la production,des techniques d’organisation et de distributions commerciales,et plus généralement de la gestion en général et de l’exercice de toutes activités de services et de management au sens le plus large de ces termes à toute personne physique ou morales quelconques;exécuter tous mandats sous forme d’études d’organisation,d’expertises,d’actes et conseils techniques ou autres dans tout domaine rentrant dans son objet
- Toutes opérations de collation,de collecte de données ou d’analyse de données dans les domaines et activités précitées sur requête de sociétés,associations et personnes physiques et ce tant pour des données techniques,que scientifiques ou légales
- Toutes opérations généralement quelconques se rapportant directement ou indirectement au marketing,au management,à la communication,à la consultance,à la publicité,le design,la promotion,le mécénat,le sponsoring,les relations publiques et événementielles,les relations avec la presse,la communication d’entreprise interne et externe,la communication de personnages publics et d’institutions publiques ainsi que le corporate d’images
- Toutes opérations généralement quelconques se rapportant directement ou indirectement,à la communication et à la consultance
- Fournir une assistance,conseils et direction aux entreprises,les particuliers et les institutions,principalement mais pas exclusivement dans le domaine de la gestion,de marketing,de production et de développement,traitement et contrôle des entreprises,tous dans le sens plus large
- DurationHow long the company exists; usually unlimited, so until it is dissolved.
- Unlimited
- Name clauseThe name the company operates under according to its articles.
- JCSVM
- Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
- “Région wallonne, par simple décision de l’organe d’administration,sièges administratifs,agences,ateliers,dépôts et succursales,tant en…” (deed in French)
Who represents it, and how
- Who signsWho may bind the company towards others, for example by signing a contract.
- Each director alone
- Board ruleHow the board is made up, meets and takes decisions.
- “Avec ou sans limitation de durée, un ou plusieurs administrateurs” (deed in French)“Indépendamment des frais de représentation, voyages et déplacements, portée aux frais généraux” (deed in French)
Capital, shares and profit
- Kind of sharesWhich classes of shares exist and what rights each class carries.
- “Nominatives, registre des actions nominatives” (deed in French)
- Transfer restrictionWhether shareholders may sell their shares freely or need approval first.
- “Frais de procédure et d'expertise moitié cédant moitié acquéreurs, proportionnellement aux actions acquises si plusieurs, nullité à défaut…” (deed in French)
Meetings and financial year
- Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
- Second Tuesday of June at 18:00
Oversight and winding up
- Statutory auditorA statutory auditor is a registered auditor who checks the accounts; small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor
- Dissolution ruleWhen and by whom the company can be dissolved.
- “Formes prévues pour modifications aux statuts, assemblée générale” (deed in French)
- Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
- “Faculté assemblée générale de désigner un ou plusieurs liquidateurs et déterminer pouvoirs et émoluments, dissolution pour quelque cause et…” (deed in French)