Skip to content

JCSVM

Active
Private limited companyfounded 20241 yr activeRue Verte Vallée(G-R) 6, 7530 Tournai, BelgiumKBO/BCE: BE 1016.575.935
Summary

JCSVM has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€66,686) and a net result of -€68,686. Its solvency ranks better than 8% of 8711 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Checked score

Score 2025
Axes
Profitability7
Solvency16
Growth-
Track record67
Bankruptcy probability, 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
cash: 0% of total assets, and equity is negative.
Credit check for your own amount and term

Open the credit simulator : see how the verdict changes with amount, term and advance.

Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
-8.9%
Return on assets
-9.2%
Age of the figures
9 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-07-2026, 21 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
21 d early
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 25 November 2024, JCSVM was incorporated as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

Go further with this company

Is this your company? See how customers and banks see it.

Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2025, abbreviated schema

Turnover
€15,692
EBIT margin
-437.7%
Net result
-€68,686
Working capital
Not included in this filing

Turnover and EBIT margin not published: the abbreviated schema does not require them.

Balance-sheet composition
Assets €745,726
Fixed assets €735,071
Current assets €10,655
Key figures and ratios
2025 value
EBITDA
-€554
Cash flow
-€556
Solvency
-8.9%
Debt to equity
-12.18
ROA
-9.2%
Interest coverage
-221.50
Debt
€812,411
Debt > 1 year
€812,411
Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 30 lines
Balance sheet Code2025
Assets
Total assets20/58€745,726
Fixed assets21/28€735,071
Tangible fixed assets22/27€735,071
Plant, machinery and equipment23€735,071
Current assets29/58€10,655
Amounts receivable within one year40/41€10,654
Trade receivables40€3,630
Other amounts receivable41€7,024
Cash at bank and in hand54/58€1
Equity and liabilities
Total equity and liabilities10/49€745,726
Equity10/15-€66,686
Contributions10/11€2,000
Capital10€2,000
Issued capital100€2,000
Profit (loss) carried forward14-€68,686
Amounts payable17/49€812,411
Amounts payable after more than one year17€812,411
Other amounts payable178/9€812,411
Income statement Code2025
Turnover70€15,692
Goods, raw materials, services and sundry goods60/61€15,054
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€68,129
Other operating charges640/8€1,192
Gross operating margin9900€638
Operating profit (loss)9901-€68,683
Financial charges65/66B€3
Recurring financial charges65€3
Profit (loss) for the period before taxes9903-€68,686
Profit (loss) for the period9904-€68,686
Profit (loss) for the period to be appropriated9905-€68,686
Appropriation of the result
Profit (loss) to be appropriated9906-€68,686

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Turnover70€15,692
Goods, raw materials, services and sundry goods60/61€15,054
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€68,129
Other operating charges640/8€1,192
Gross operating margin9900€638
Operating profit (loss)9901-€68,683
Financial charges65/66B€3
Recurring financial charges65€3
Profit (loss) for the period before taxes9903-€68,686
Profit (loss) for the period9904-€68,686
Profit (loss) for the period to be appropriated9905-€68,686
Line2025
Assets
Total assets20/58€745,726
Fixed assets21/28€735,071
Tangible fixed assets22/27€735,071
Plant, machinery and equipment23€735,071
Current assets29/58€10,655
Amounts receivable within one year40/41€10,654
Trade receivables40€3,630
Other amounts receivable41€7,024
Cash at bank and in hand54/58€1
Equity and liabilities
Total equity and liabilities10/49€745,726
Equity10/15-€66,686
Contributions10/11€2,000
Capital10€2,000
Issued capital100€2,000
Profit (loss) carried forward14-€68,686
Amounts payable17/49€812,411
Amounts payable after more than one year17€812,411
Other amounts payable178/9€812,411
Line2025
Profit (loss) for the period9904-€68,686
+ Depreciation and write-downs630€68,129
Operating cash flow (approximation)-€556

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

2026
10-07
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tournai · 1 establishment unit since 2024
seat establishment The establishment unit on the map
Ground area
694 m²
Building footprint
141 m²
Parcel 57033A0335/00A002, Wallonia. Linked by address, not a title deed.
1 establishment unit
JCSVM
Rue Verte Vallée(G-R) 6, 7530 TournaiOther education
since 20242.367.002.215
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
57033A0335/00A002 Wallonia 694 m² 1 · 141 m² -
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector and region

This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 82,632 companies in sector 70200 we hold annual accounts for 52,587. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded25-11-2024
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
85592Vocational training

Scores and ratios are computed by Checked and are not a credit decision.