JCPC
ActiveSummary
The computed 12-month bankruptcy probability of JCPC is 2.6% (moderate). The 2025 annual accounts show equity of €60,350 and a net result of €29,936. Equity is growing by ~11.9% per year across the filed fiscal years. Its solvency ranks better than 29% of 27965 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability86▲+36
Solvency52▼-5
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
2.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €3,000 at 30 days acceptable
Liquidity ample (current ratio 1.85 against 3.68 in 2024; short-term debt: 29% and cash: 2.9% of total assets), but 72.6% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
27.4%
Return on assets
13.6%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-04-2026, 0 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
on the day
2024
2 d early
2023
on the day
2022
2 d late
2021
1 d early
2020
31 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
26-09-2026 today30-09-2026 close30-04-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€60,350▲ 0.8%
2024 · €59,887
Total assets
€219,965▲ 19.2%
2024 · €184,479
Net result
€29,936
2024 · -€463
Working capital
€53,850▼ 1.5%
2024 · €54,659
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€41,252▲ 84.8%€15,918▼ 61.4%€18,970▲ 19.2%€3,027▼ 84.0%€42,128▲ 1,292%
Net result€29,391▲ 91.6%€7,983▼ 72.8%€9,985▲ 25.1%-€463€29,936
Equity€45,048▲ 165%€51,698▲ 14.8%€60,350▲ 16.7%€59,887▼ 0.8%€60,350▲ 0.8%
Total assets€61,489▲ 40.6%€187,134▲ 204%€190,293▲ 1.7%€184,479▼ 3.1%€219,965▲ 19.2%
Debt€16,441▼ 38.5%€135,436▲ 724%€129,944▼ 4.1%€124,593▼ 4.1%€159,615▲ 28.1%
Working capital€28,346▲ 302%€48,090▲ 69.7%€58,560▲ 21.8%€54,659▼ 6.7%€53,850▼ 1.5%
Staff (FTE)1.3▼ 23.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 1,292% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €219,965
Fixed assets
€102,396 ▼ 6.4%
Current assets
€117,569 ▲ 56.7%
Equity and liabilities €219,965
Equity
€60,350 ▲ 0.8%
Debt
€159,615 ▲ 28.1%
Debt's share of the balance-sheet total rises from 67.5% to 72.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€52,604▲
2024 · €16,047
Cash flow
€40,412▲
2024 · €12,558
Current ratio
1.85▼
2024 · 3.68
Quick ratio
1.79▼
2024 · 3.55
Debt to equity
2.64▲
2024 · 2.08
ROE
49.6%▲
2024 · -0.8%
ROA
13.6%▲
2024 · -0.3%
Interest coverage
15.90▲
2024 · 3.77
Debt ≤ 1 year
€63,719▲
2024 · €20,366
Debt > 1 year
€94,696▼
2024 · €100,414
Income taxes
€8,937▲
2024 · €770
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €6,753 | -€97 | - | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €4,931 | €16,846 | €12,333 | €13,021 | €10,476 | ▼ 19.5% |
| Other operating charges640/8 | €343 | €668 | €916 | €1,517 | €1,292 | ▼ 14.8% |
| Non-recurring operating charges66A | - | - | - | €284 | - | - |
| Gross operating margin9900 | €53,279 | €33,334 | €32,220 | €17,849 | €53,897 | ▲ 202% |
| Operating profit (loss)9901 | €41,252 | €15,918 | €18,970 | €3,027 | €42,128 | ▲ 1,292% |
| Financial income75/76B | €320 | €77 | €91 | €1,532 | €54 | ▼ 96.5% |
| Recurring financial income75 | €320 | €77 | €91 | €1,532 | €54 | ▼ 96.5% |
| Financial charges65/66B | €104 | €3,068 | €3,528 | €4,252 | €3,309 | ▼ 22.2% |
| Recurring financial charges65 | €104 | €3,068 | €3,528 | €4,252 | €3,309 | ▼ 22.2% |
| Profit (loss) for the period before taxes9903 | €41,469 | €12,926 | €15,533 | €307 | €38,873 | ▲ 12,572% |
| Income taxes67/77 | €12,078 | €4,943 | €5,548 | €770 | €8,937 | ▲ 1,061% |
| Profit (loss) for the period9904 | €29,391 | €7,983 | €9,985 | -€463 | €29,936 | ▲ 6,567% |
| Profit (loss) for the period to be appropriated9905 | €29,391 | €7,983 | €9,985 | -€463 | €29,936 | ▲ 6,567% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €61,489 | €187,134 | €190,293 | €184,479 | €219,965 | ▲ 19.2% |
| Fixed assets21/28 | €19,202 | €120,129 | €111,456 | €109,454 | €102,396 | ▼ 6.4% |
| Tangible fixed assets22/27 | €19,202 | €120,129 | €111,456 | €109,454 | €102,396 | ▼ 6.4% |
| Land and buildings22 | - | €107,149 | €100,941 | €103,162 | €96,107 | ▼ 6.8% |
| Plant, machinery and equipment23 | €14,273 | €11,544 | €9,970 | €5,953 | €4,579 | ▼ 23.1% |
| Furniture and vehicles24 | €4,929 | €1,436 | €545 | €339 | €1,711 | ▲ 405% |
| Current assets29/58 | €42,287 | €67,005 | €78,837 | €75,025 | €117,569 | ▲ 56.7% |
| Amounts receivable after more than one year29 | - | €40,000 | €40,580 | €43,430 | €49,030 | ▲ 12.9% |
| Trade receivables290 | - | - | - | - | €49,030 | - |
| Other amounts receivable291 | - | €40,000 | €40,580 | €43,430 | - | - |
| Stocks and contracts in progress3 | €9,530 | €7,957 | €10,520 | €2,789 | €3,623 | ▲ 29.9% |
| Stocks30/36 | €4,530 | €3,980 | €4,520 | €2,789 | €3,623 | ▲ 29.9% |
| Contracts in progress37 | €5,000 | €3,977 | €6,000 | - | - | - |
| Amounts receivable within one year40/41 | €21,433 | €4,917 | €18,014 | €25,130 | €51,700 | ▲ 106% |
| Trade receivables40 | €10,337 | €4,872 | €15,612 | €20,768 | €40,195 | ▲ 93.5% |
| Other amounts receivable41 | €11,095 | €44 | €2,401 | €4,361 | €11,505 | ▲ 164% |
| Cash at bank and in hand54/58 | €10,041 | €12,986 | €9,388 | €1,896 | €6,331 | ▲ 234% |
| Deferred charges and accrued income490/1 | €1,284 | €1,145 | €335 | €1,780 | €6,885 | ▲ 287% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €61,489 | €187,134 | €190,293 | €184,479 | €219,965 | ▲ 19.2% |
| Equity10/15 | €45,048 | €51,698 | €60,350 | €59,887 | €60,350 | ▲ 0.8% |
| Contributions10/11 | €3,000 | €3,000 | €3,000 | €3,000 | €3,000 | = |
| Reserves13 | €42,048 | €48,698 | €57,350 | €57,350 | €57,350 | = |
| Distributable reserves133 | €42,048 | €48,698 | €57,350 | €57,350 | €57,350 | = |
| Profit (loss) carried forward14 | - | - | - | -€463 | - | - |
| Amounts payable17/49 | €16,441 | €135,436 | €129,944 | €124,593 | €159,615 | ▲ 28.1% |
| Amounts payable after more than one year17 | - | €111,358 | €105,967 | €100,414 | €94,696 | ▼ 5.7% |
| Financial debts170/4 | - | €111,358 | €105,967 | €100,414 | €94,696 | ▼ 5.7% |
| Amounts payable within one year42/48 | €13,941 | €18,915 | €20,277 | €20,366 | €63,719 | ▲ 213% |
| Current portion of amounts payable after more than one year42 | - | €5,236 | €5,392 | €5,552 | €5,718 | ▲ 3.0% |
| Trade debts44 | €377 | €6,728 | €683 | €11,455 | €21,720 | ▲ 89.6% |
| Suppliers440/4 | €377 | €6,728 | €683 | €11,455 | €21,720 | ▲ 89.6% |
| Taxes, remuneration and social security45 | €12,229 | €4,943 | €5,548 | €1,333 | €6,808 | ▲ 411% |
| Taxes450/3 | €12,078 | €4,943 | €5,548 | €1,333 | €6,808 | ▲ 411% |
| Remuneration and social security454/9 | €151 | - | - | - | - | - |
| Other amounts payable47/48 | €1,335 | €2,008 | €8,654 | €2,025 | €29,473 | ▲ 1,355% |
| Accrued charges and deferred income492/3 | €2,500 | €5,163 | €3,700 | €3,812 | €1,200 | ▼ 68.5% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €29,391 | €7,983 | €9,985 | -€463 | €29,936 | ▲ 6,567% |
| + Depreciation and write-downs630 | €4,931 | €16,846 | €12,333 | €13,021 | €10,476 | ▼ 19.5% |
| Operating cash flow (approximation) | €34,321 | €24,829 | €22,319 | €12,558 | €40,412 | ▲ 222% |
| Investment in fixed assets (approximation) | - | -€117,773 | -€3,660 | -€11,019 | -€3,418 | ▲ 69.0% |
| Change in cash | - | €2,945 | -€3,598 | -€7,492 | €4,435 | ▲ 159% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Back to profitnet €29,936
Net result €29,936 after one loss-making year.
28-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Weakest financial yearnet -€463
Net result drops to -€463, the lowest in the series; recovery starts the following year.
30-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
02-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 2 days late
2022
29-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial
Liquidity doublescurrent ratio 3.03
Current ratio from 1.29 to 3.03; short-term debt falls from €24,240 to €13,941.
31-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Sint-Genesius-Rode · 2 establishment units since 2019
Ground area
1,415 m²
Building footprint
220 m²
Volume, LiDAR
1,617 m³
2 parcels, Brussels, Flanders · tallest building 16.7 m, ±4 floors. Linked by address, not a title deed.
2 establishment units
JCPC
since 20192.296.880.915
JCPC
since 20192.296.881.014
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 22552E0015/00E021 | Flanders | 1,281 m² | 1 · 147 m² | 8.2 m · 2 fl. |
| 21364B0150/00A002 | Brussels | 133 m² | 1 · 73 m² | 16.7 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 15,521 companies in sector 43990 we hold annual accounts for 7,416. 6,174 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded12-12-2019
Fiscal year end30-09
Activities, NACEBEL 2025
43990Other specialised construction activities
81100Combined facilities support activities
Scores and ratios are computed by Checked and are not a credit decision.