JCO Technics
ActiveSummary
The computed 12-month bankruptcy probability of JCO Technics is 3.8% (moderate). The 2025 annual accounts show equity of €104k and a net result of €41k. Equity is growing by ~64.5% per year across the filed fiscal years. Its solvency ranks better than 95% of 27965 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78=
Track record94
Bankruptcy probability, 12 months
3.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 41.26 against 5.85 in 2024; short-term debt: 2.3% and cash: 92% of total assets), and 2.3% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
97.7%
Return on assets
38.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
4 d early
2024
30 d early
2023
5 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€104k▲ 64.4%
2024 · €63k
Total assets
€106k▲ 42.8%
2024 · €74k
Net result
€41k▼ 0.2%
2024 · €41k
Working capital
€99k▲ 80.4%
2024 · €55k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line202320242025
Operating result€24k-€55k▲ 126%€56k▲ 1.7%
Net result€19k-€41k▲ 110%€41k▼ 0.2%
Equity€22k-€63k▲ 182%€104k▲ 64.4%
Total assets€37k-€74k▲ 103%€106k▲ 42.8%
Debt€14k-€11k▼ 21.4%€2k▼ 78.3%
Working capital€13k-€55k▲ 331%€99k▲ 80.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen two years in a row; 2025 is 2% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €106k
Fixed assets
€5k ▼ 40.3%
Current assets
€101k ▲ 53.3%
Equity and liabilities €106k
Equity
€104k ▲ 64.4%
Debt
€2k ▼ 78.3%
Debt's share of the balance-sheet total falls from 15.2% to 2.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€59k▲
2024 · €58k
Cash flow
€44k▲
2024 · €44k
Current ratio
41.26▲
2024 · 5.85
Debt to equity
0.02▼
2024 · 0.18
ROE
39.2%▼
2024 · 64.5%
ROA
38.3%▼
2024 · 54.8%
Interest coverage
19.85▼
2024 · 26.00
Debt ≤ 1 year
€2k▼
2024 · €11k
Income taxes
€12k▲
2024 · €12k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €923 | €3k | €3k | ▲ 5.4% |
| Other operating charges640/8 | €463 | €1k | €2k | ▲ 103% |
| Gross operating margin9900 | €26k | €59k | €61k | ▲ 3.8% |
| Operating profit (loss)9901 | €24k | €55k | €56k | ▲ 1.7% |
| Financial charges65/66B | €50 | €2k | €3k | ▲ 33.4% |
| Recurring financial charges65 | €50 | €2k | €3k | ▲ 33.4% |
| Profit (loss) for the period before taxes9903 | €24k | €53k | €53k | ▲ 0.3% |
| Income taxes67/77 | €5k | €12k | €12k | ▲ 2.1% |
| Profit (loss) for the period9904 | €19k | €41k | €41k | ▼ 0.2% |
| Profit (loss) for the period to be appropriated9905 | €19k | €41k | €41k | ▼ 0.2% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €37k | €74k | €106k | ▲ 42.8% |
| Fixed assets21/28 | €10k | €8k | €5k | ▼ 40.3% |
| Tangible fixed assets22/27 | €10k | €8k | €5k | ▼ 40.3% |
| Furniture and vehicles24 | €10k | €8k | €5k | ▼ 40.3% |
| Current assets29/58 | €27k | €66k | €101k | ▲ 53.3% |
| Amounts receivable within one year40/41 | €1k | - | - | - |
| Trade receivables40 | €1k | - | - | - |
| Cash at bank and in hand54/58 | €25k | €65k | €98k | ▲ 50.6% |
| Deferred charges and accrued income490/1 | €1k | €1k | €4k | ▲ 200% |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €37k | €74k | €106k | ▲ 42.8% |
| Equity10/15 | €22k | €63k | €104k | ▲ 64.4% |
| Contributions10/11 | €3k | €3k | €3k | = |
| Profit (loss) carried forward14 | €19k | €60k | €101k | ▲ 67.6% |
| Amounts payable17/49 | €14k | €11k | €2k | ▼ 78.3% |
| Amounts payable within one year42/48 | €14k | €11k | €2k | ▼ 78.3% |
| Trade debts44 | €3k | €453 | €540 | ▲ 19.3% |
| Suppliers440/4 | €3k | €453 | €540 | ▲ 19.3% |
| Taxes, remuneration and social security45 | €12k | €10k | €2k | ▼ 81.5% |
| Taxes450/3 | €9k | €9k | €2k | ▼ 78.2% |
| Remuneration and social security454/9 | €2k | €2k | €0 | ▼ 100% |
| Other amounts payable47/48 | €271 | €490 | - | - |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €19k | €41k | €41k | ▼ 0.2% |
| + Depreciation and write-downs630 | €923 | €3k | €3k | ▲ 5.4% |
| Operating cash flow (approximation) | €20k | €44k | €44k | ▲ 0.2% |
| Investment in fixed assets (approximation) | - | €-2k | €0 | ▲ 100% |
| Change in cash | - | €40k | €33k | ▼ 18.3% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Liquidity times 7current ratio 41.26
Current ratio from 5.85 to 41.26; short-term debt falls from €11k to €2k.
31-12
Financial
Equity above €100kEq €104k ▲64.4%
3 profitable years in a row build equity to €104k.
01-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2023net €41k ▲110%
Net result €41k, the highest in the series.
31-12
Financial
Liquidity triplescurrent ratio 5.85
Current ratio from 1.88 to 5.85; short-term debt falls from €14k to €11k.
26-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ukkel · 1 establishment unit since 2023
Ground area
298 m²
Building footprint
124 m²
Volume, LiDAR
777 m³
Parcel 21616A0195/00W004, Brussels · tallest building 11.4 m, ±2 floors. Linked by address, not a title deed.
4
companies at this address
See who is registered here
1 establishment unit
JCO Technics
since 20232.347.446.718
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21616A0195/00W004 | Brussels | 298 m² | 1 · 123 m² | 11.4 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 22,832 companies in sector 43211 we hold annual accounts for 10,326. 8,790 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded15-06-2023
Fiscal year end31-12
Activities, NACEBEL 2025
43211General electrical installation work
41001General construction of residential buildings
41002Construction of residential and non-residential buildings
41003General construction of other non-residential buildings
42219Civil engineering
42220Construction of utility projects for electricity and telecommunications
43110Demolition
43221Plumbing work
43222Installation of electric heating, air conditioning, cooling and ventilation
43320Joinery installation
68121Development of residential building projects
71121Engineering and related technical consultancy, excluding land surveyors
Scores and ratios are computed by Checked and are not a credit decision.