HOUSELEC
ActiveSummary
The computed 12-month bankruptcy probability of HOUSELEC is 4.4% (elevated). The 2025 annual accounts show equity of €17,410 and a net result of €26,264. Equity is growing by ~116.6% per year across the filed fiscal years. Its solvency ranks better than 19% of 28281 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
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Signals
This company filed its last 3 accounts on average 14 days before the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.
Checked, nothing found (2)
History
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Financials · fiscal year 2025, micro schema
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Peer companies
Historical observationOf the 7,976 companies that looked in July 2024 the way this one looks now, 3.6% went bankrupt within 24 months and 94% are still going.
- Micro
- 2 to 5 years old
- solvency 10 to 30%
- a profit of 5% of the balance sheet or more
A further 0.3% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 4.4% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 7,976 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Remuneration, social security and pensions62 | €15,947 | €15,956 | €10,694 | ▼ 33.0% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €90 | €360 | €10,093 | ▲ 2,704% |
| Other operating charges640/8 | €1,008 | €64 | €270 | ▲ 324% |
| Gross operating margin9900 | €8,806 | €10,269 | €50,938 | ▲ 396% |
| Operating profit (loss)9901 | -€8,240 | -€6,110 | €29,881 | ▲ 589% |
| Financial income75/76B | €91 | €558 | €488 | ▼ 12.6% |
| Recurring financial income75 | €91 | €558 | €488 | ▼ 12.6% |
| Financial charges65/66B | €85 | €69 | €13 | ▼ 81.2% |
| Recurring financial charges65 | €85 | €69 | €13 | ▼ 81.2% |
| Profit (loss) for the period before taxes9903 | -€8,233 | -€5,620 | €30,356 | ▲ 640% |
| Income taxes67/77 | - | - | €4,093 | - |
| Profit (loss) for the period9904 | -€8,233 | -€5,620 | €26,264 | ▲ 567% |
| Profit (loss) for the period to be appropriated9905 | -€8,233 | -€5,620 | €26,264 | ▲ 567% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €2,784 | €27,878 | €106,575 | ▲ 282% |
| Fixed assets21/28 | €952 | €1,716 | €91,623 | ▲ 5,240% |
| Intangible fixed assets21 | - | - | €90,603 | - |
| Tangible fixed assets22/27 | €952 | €1,636 | €940 | ▼ 42.5% |
| Plant, machinery and equipment23 | €952 | €1,636 | €940 | ▼ 42.5% |
| Financial fixed assets28 | - | €80 | €80 | = |
| Current assets29/58 | €1,831 | €26,162 | €14,952 | ▼ 42.9% |
| Amounts receivable within one year40/41 | €1,580 | €13,936 | €6,317 | ▼ 54.7% |
| Trade receivables40 | €952 | €7,778 | €6,140 | ▼ 21.1% |
| Other amounts receivable41 | €628 | €6,159 | €177 | ▼ 97.1% |
| Cash at bank and in hand54/58 | €238 | €11,667 | €8,089 | ▼ 30.7% |
| Deferred charges and accrued income490/1 | €13 | €559 | €545 | ▼ 2.5% |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €2,784 | €27,878 | €106,575 | ▲ 282% |
| Equity10/15 | -€3,233 | -€8,854 | €17,410 | ▲ 297% |
| Contributions10/11 | €5,000 | €5,000 | €5,000 | = |
| Profit (loss) carried forward14 | -€8,233 | -€13,854 | €12,410 | ▲ 190% |
| Amounts payable17/49 | €6,017 | €36,732 | €89,165 | ▲ 143% |
| Amounts payable within one year42/48 | €6,017 | €36,732 | €89,165 | ▲ 143% |
| Trade debts44 | €1,891 | €33,740 | €83,532 | ▲ 148% |
| Suppliers440/4 | €1,891 | €33,740 | €83,532 | ▲ 148% |
| Taxes, remuneration and social security45 | €4,126 | €211 | €4,844 | ▲ 2,191% |
| Taxes450/3 | €644 | €0 | €4,093 | - |
| Remuneration and social security454/9 | €3,482 | €211 | €752 | ▲ 256% |
| Other amounts payable47/48 | - | €2,781 | €789 | ▼ 71.6% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | -€8,233 | -€5,620 | €26,264 | ▲ 567% |
| + Depreciation and write-downs630 | €90 | €360 | €10,093 | ▲ 2,704% |
| Operating cash flow (approximation) | -€8,143 | -€5,260 | €36,356 | ▲ 791% |
| Investment in fixed assets (approximation) | - | -€1,123 | -€100,000 | ▼ 8,802% |
| Change in cash | - | €11,429 | -€3,578 | ▼ 131% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
Directors · office · real estate
1 establishment unit
1 parcel
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21382C0276/00E010 | Brussels | 191 m² | 1 · 112 m² | 12.8 m · 4 fl. |
Linked by address, not proof of ownership
Similar companies · same sector, comparable size
Identification & contact
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.