JCM DENTAL
ActiveJCM DENTAL has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €15k and a net result of €55k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 16% of 519 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
76
/ 100
Excellent▲ +56 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+100
Solvency16▲+5
Growth58▲+26
Stability100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity tight (current ratio 1.03 against 0.93 in 2024), and 94.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
5.6%
Return on assets
19.9%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 16% of 519 sector peers (2025).
NBB · sector comparisonPosition among 519 sector peers
Solvency
better than 16%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-08-2026, 21 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
21 d late
2024
7 d late
2023
26 d late
2022
82 d early
2021
31 d late
2020
121 d late
2019
91 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€15k▲ 146%
2024 · €6k
2018: €29k
2019: €-9k
2020: €-455
2021: €14k
2022: €22k
2023: €24k
2024: €6k
2018 → 2025
Total assets
€276k▲ 7.1%
2024 · €258k
2018: €70k
2019: €101k
2020: €134k
2021: €128k
2022: €101k
2023: €156k
2024: €258k
2018 → 2025
Net result
€55k
2024 · €-18k
2018: €25k
2019: €-38k
2020: €9k
2021: €29k
2022: €8k
2023: €2k
2024: €-18k
2018 → 2025
Working capital
€9k
2024 · €-15k
2018: €26k
2019: €-11k
2020: €-2k
2021: €13k
2022: €15k
2023: €1k
2024: €-15k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€14k-€22k▲ 58.0%€24k▲ 7.9%€6k▼ 73.6%€15k▲ 146%
Operating result€32k-€10k▼ 66.9%€4k▼ 61.5%€-17k€68k
Net result€29k-€8k▼ 72.5%€2k▼ 78.6%€-18k€55k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €68k after a loss of €17k in 2024, the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €276k
Fixed assets
€14k▼ 70.2%
Current assets
€262k▲ 24.7%
Equity and liabilities €276k
Equity
€15k▲ 146%
Debt
€261k▲ 3.6%
The debt ratio falls from 97.6% to 94.4%: equity grows faster than debt.
Key figures and ratios
EBITDA
€82k▲
2024 · €5k
Cash flow
€69k▲
2024 · €4k
Solvency
5.6%▲
2024 · 2.4%
Current ratio
1.03▲
2024 · 0.93
Quick ratio
1.03▲
2024 · 0.92
Debt / equity
16.89▼
2024 · 40.18
ROE
355.6%▲
2024 · -279.5%
ROA
19.9%▲
2024 · -6.8%
Interest coverage
50.31▲
2024 · 2.06
Debt
€261k▲
2024 · €252k
Debt ≤ 1 year
€253k▲
2024 · €225k
Debt > 1 year
€7k▼
2024 · €26k
Income taxes
€15k▲
2024 · €423
Staff costs
€50k▼
2024 · €136k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€258k€276k▲
Fixed assets21/28€48k€14k▼
Tangible fixed assets22/27€45k€14k▼
Plant, machinery and equipment23-€1k
Furniture and vehicles24€44k€12k▼
Other tangible fixed assets26€2k€885▼
Financial fixed assets28€3k€0▼
Current assets29/58€210k€262k▲
Amounts receivable after more than one year29€63k€63k=
Other amounts receivable291€63k€63k=
Stocks and contracts in progress3€3k€2k▼
Stocks30/36€3k€2k▼
Amounts receivable within one year40/41€114k€163k▲
Trade receivables40€52k€71k▲
Other amounts receivable41€62k€92k▲
Cash at bank and in hand54/58€19k€19k=
Deferred charges and accrued income490/1€11k€15k▲
Equity and liabilities
Total equity and liabilities10/49€258k€276k▲
Equity10/15€6k€15k▲
Contributions10/11€12k€12k=
Reserves13€1k€1k=
Non-distributable reserves130/1€1k€1k=
Reserves not available under the articles1311€1k€1k=
Profit (loss) carried forward14€-7k€2k▲
Amounts payable17/49€252k€261k▲
Amounts payable after more than one year17€26k€7k▼
Financial debts170/4€26k€7k▼
Amounts payable within one year42/48€225k€253k▲
Current portion of amounts payable after more than one year42€18k€19k▲
Trade debts44€69k€81k▲
Suppliers440/4€69k€81k▲
Taxes, remuneration and social security45€63k€33k▼
Taxes450/3€43k€25k▼
Remuneration and social security454/9€19k€8k▼
Other amounts payable47/48€75k€120k▲
Accrued charges and deferred income492/3€517€348▼
Income statement
Code20242025
Remuneration, social security and pensions62€136k€50k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€22k€14k▼
Other operating charges640/8€869€3k▲
Gross operating margin9900€142k€135k▼
Operating profit (loss)9901€-17k€68k▲
Financial income75/76B€2k€4k▲
Recurring financial income75€2k€4k▲
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€-17k€70k▲
Income taxes67/77€423€15k▲
Profit (loss) for the period9904€-18k€55k▲
Profit (loss) for the period to be appropriated9905€-18k€55k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-7k€48k▲
Profit (loss) brought forward from the previous period14P€10k€-7k▼
Profit to be distributed694/7-€46k
Return on contributions (dividend)694-€46k
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
21-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 21 days late
2025
31-12
Financial
Back to profitnet €55k
Net result €55k after one loss-making year.
07-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 7 days late
2024
26-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 26 days late
2023
10-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
29-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 121 days late
2020
31-12
Financial
Back to profitnet €9k
Net result €9k after one loss-making year.
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 91 days late
2019
31-12
Financial
Weakest financial yearnet €-38k ▼253%
Net result drops to €-38k, the lowest in the series; recovery starts the following year.
07-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 7 days late
2018
29-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 29 days late
2017
29-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 60 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Braine-l'Alleud · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Av Ancienne Barrière 361420 Braine-l'Alleud1 establishment unit
Av Ancienne Barrière 36, 1420 Braine-l'Alleud
since 20152.247.865.429
Similar companies · same sector, comparable size
Amophar OTC
BE 0795.483.142
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KINERGY
BE 0462.290.221
Assenede · Eq €15k
EUROPHARMACEUTICALS
BE 0425.594.923
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PROJECT 12
BE 0698.882.228
Edegem · Eq €15k
MEDISCHMATERIAAL.BE
BE 1000.096.922
Stekene · Eq €16k
Of 1,893 companies in sector 46460 we hold annual accounts for 1,113. 282 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-02-2015
Fiscal year end31-12
Activities, NACEBEL
46460Wholesale of pharmaceutical and medical goods
72109Other research and development on natural sciences
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filings
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.