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JCa Consult

Active Private limited companyfounded 2024active for 2 yearsRue Gilles 15, 7866 LessinesKBO/BCE: BE 1004.837.153

Overview

Lifetime

2 annual accounts with figures on one time axis
peak €106,471 (2025)
€106,471▲ 96.3%
peak €59,937 (2025)
€59,937▲ 67.8%
peak €115,907 (2025)
€115,907▲ 96.6%
€134,734▲ 11.4%
Board1 name since 2024
1 director
Documentsfilings and deeds
31-03-202630 days before the deadline
2025micro format
Gross margin from €54,226 to €106,471Result from €35,725 to €59,937Dividend €3,001Equity from €58,970 to €115,907Cash from €60,405 to €138,812

Key points

from the 2025 annual accounts

Equity

€115,907 ▲ 96.6%
€59,0002024€116,0002025

Equity rose in 2025 from €58,970 to €115,907.

Turnover

≈ €180,000 estimated

The micro format states no turnover.

Liquidity

1.34 was 0.75 in 2024

Short-term debts rose from €120,898 to €134,734.

Checked score

Bankruptcy probability within 12 months

Financial strength

Score breakdown

Comparable companies, two years later

In July 2024, 39,278 companies had the same profile as JCa Consult has now. Each dot stands for 99 companies, two years later.

95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more

Another 0.1% stopped without a precise date, possibly only after those two years.

Test of the method

The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 39,278 companies, not a prediction for JCa Consult. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

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Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Board and ownership

Director
  • founderdeed of 19-01-2024
Board & ownership

Recent changes

Incorporation Founding capital of €25,000, 250 shares · Founder: · Appointment: (director) · published on 19-01-2024 · Gazette deed
First establishment Rue Gilles 15, Lessines
Registered in the Peppol Directory Reachable for e-invoices through 0208:1004837153
All 6 events

Comparable companies

same main activity, similar in size and age
Company
JCa Consult Lessines €250,640 €106,471 46.2% -
CHEMLOG La Louvière €244,750 €99,066 73.0% -
Alilu Architecture Mons €207,647 €114,062 86.5% -
SMART SCP Jurbise €224,753 €90,014 73.2% -
MAVIJO Charleroi €291,363 €96,839 44.7% -
Mourue Management Merbes-le-Château €263,502 €112,849 81.8% -
Lima Architecture La Louvière €198,387 €105,482 84.1% -

These companies have the same main activity as JCa Consult: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €198,000 and €291,000, founded between 2023 and 2024.

Official details

Source: KBO
Status
Active since 17-01-2024Normal situation
Activity
Business and other management consultancyNACE 70200
Establishment unit
2.355.093.4847866 Lessines, since 17-01-2024
Financial year end
30 September
Peppol
Reachable since 24-11-2023
Company details

Annual accounts to 30-09-2025

€106,471▲ 96.3%
€59,937▲ 67.8%
€115,907▲ 96.6%
€250,640▲ 39.3%
Filing
Filed on 31-03-2026, 30 days before the end of the filing period
Financials

Insights on JCa Consult

JCa Consult has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €115,907 and a net result of €59,937.

Its solvency ranks better than 42% of 39,376 sector peers (NACE 70, financial year 2025).

Sources: KBO register, filings at the National Bank, Belgian Official Gazette.

Financials

Annual accounts 2025

micro format, filed on 31-03-2026, 30 days before the deadline
€106,471
▲ 96.3%
€87,104
▲ 85.7%
€59,937
▲ 67.8%
€46,003
▲ €76,301
46.2%
▲ 13.5 percentage points
1.34
▲ 0.59

Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.

Turnover ≈ €180,000. Estimated: probably between €150,000 and €220,000.

Balance sheet

balance sheet total €250,640 on 30-09-2025
What the company ownsHow it is paid for

in euro

in euro

Position in the sector

46.2%

Higher than 42% of 39,376 companies in 2025.

1.34

Higher than 35% of 38,058 companies in 2025.

23.9%

Higher than 64% of 38,530 companies in 2025.

JCa Consult Middle half of the sector 80% of the sector Micro accounts in head offices and management consultancy (NACE 70)

Net result: middle half · Equity: middle half · Balance sheet total: middle half · Working capital: middle half

Filed annual accounts

as filed with the National Bank, click a year to choose it
Line Trend20252024
Balance sheet: assets
20/58 250,640179,869
20 -416
21/28 69,90488,853
22/27 69,90488,853
24 69,90488,853
29/58 180,73790,600
40/41 41,67016,738
40 41,67016,738
54/58 138,81260,405
490/1 25413,457
Balance sheet: equity and liabilities
10/49 250,640179,869
10/15 115,90758,970
10/11 25,00025,000
13 90,90733,970
133 90,90733,970
17/49 134,734120,898
42/48 134,734120,898
44 1,7722,562
440/4 1,7722,562
45 30,47217,033
450/3 26,64013,013
454/9 3,8314,020
47/48 102,491101,303
Income statement
9900 106,47154,226
630 19,3657,325
640/8 2-
9901 87,10446,901
75/76B 1257
75 1257
65/66B 4,3791,420
65 4,3791,420
9903 82,84945,487
67/77 22,9129,763
9904 59,93735,725
9905 59,93735,725
Appropriation of the result
9906 59,93735,725
691/2 56,93633,970
6921 56,93633,970
694/7 3,0011,754
694 3,0011,754
Document PDFPDF

The notes to these accounts have 4 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the filed accounts (PDF).

Source: Annual accounts 2025 (PDF), filed on 31-03-2026.

Download as CSV

Filings

each dot is a set of accounts, on the day it reached the National Bank
Financial year Type Filed Reference Document
30-09-2025 micro format 31-03-2026 2026-00067722 PDF
30-09-2024 micro format 13-12-2024 2024-00615128 PDF

Key figures and ratios

per financial year, computed from the annual accounts
Line Trend20252024
106,46954,226
79,30243,050
41694,929
78,408-
46,003-30,298
46.2%32.8%
1.340.75
1.162.05
51.7%60.6%
23.9%19.9%
24.3138.18

A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.

Investments

fixed assets acquired
Item30-09-202530-09-2024
Tangible fixed assets-€94,929
€19,365€7,325

Source: notes to the 2024 to 2025 annual accounts (statement of fixed assets)

Insights on JCa Consult

The operating result for 2025 is 86% higher than in 2024.

Debt's share of the balance-sheet total falls from 67.2% to 53.8%. Equity and debt are higher.

Board & ownership

Board

1 director, since incorporation
Director (not named in the articles)
appointed by deed of 19-01-2024 term without a fixed end
listed in the 2025 annual accounts, filed on 31-03-2026

Office holders in the KBO →

Mandates through the years

1 name, the dashed line is today

Director (not named in the articles)
Board
Mandates as a list
    • Director (not named in the articles), appointed by deed of 19-01-2024, still in office

See the board, name and registered office on a given date →

Control

Founder
This company
JCa Consult
Equity €115,907
Profit €59,937 in 2025

Capital

Contribution
€25,000
Shares
250
Contribution per share
€100
Equity per share
€464 in 2025
Source
deed of 19-01-2024

Articles of association

deed of 19-01-2024 (in French)
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
Board ruleThese rules set how the board is made up, meets and takes decisions.
“Assemblée générale décide gratuité ou non, assemblée majorité absolue voix ou actionnaire unique détermine montant fixe ou proportionnel”
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
First Monday of March at 18:00

Founder

At incorporation deed of 19-01-2024 ↗
  • sole founder · 100% at incorporation

Network & group

No group

JCa Consult has no parent and no holdings in its annual accounts. is the only director. JCa Consult shares no director with another company.

Timeline

Timeline

6 events since 2023

Deadline for the 2026 accounts: 30-04-2027

2026
Annual accounts 2025 filed PDFmicro format · 30 days before the deadline
2025
Equity above €100,000 equity €115,907 ▲96.6% With a profit in every financial year since 2024, equity grows to €115,907.
2024
Annual accounts 2024 filed PDFmicro format · 138 days before the deadline
IncorporationFounding capital of €25,000, 250 shares · Founder: · Appointment: (director) · published on 19-01-20244 points ▸
  • Registered office clause, Rue Gilles 15, 7866 Lessines
  • Director appointment, (director (not named in the articles))
  • Founder,
  • Founding capital, €25,000, 250 shares
  • The deed holds 4 more points.

Open the deed in the Belgian Official Gazette

First establishment Rue Gilles 15, Lessines
2023
Registered in the Peppol Directory Reachable for e-invoices through 0208:1004837153

Financial milestones sit on the financial year-end date, not the filing date.

Sources: Publications in the Belgian Official GazetteFilings with the National Bank

History

On 17 January 2024, JCa Consult was incorporated as a private limited company by one natural person, with a starting capital of €25,000.12 is director of the company, appointed by deed of 19-01-2024.2 The company has filed 2 sets of annual accounts, the latest for financial year 2025.3

  1. 1KBO register
  2. 2Belgian Official Gazette, 19-01-2024
  3. 3National Bank, annual accounts 2025

Company details

Identity

Enterprise number
1004.837.153
VAT number
BE 1004.837.153
Peppol ID
0208:1004837153
Other Peppol ID
9925:BE1004837153
Legal form
Private limited company
Status
Active, normal situation
Founded
17-01-2024
Financial year
ends on 30 September
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
First Monday of March at 18:00
deed of 19-01-2024 (in French)
Peppol
Reachable since 24-11-2023Follow this company and you will hear the next morning if it leaves the Peppol register.
Name
JCa Consult in French
Entity type
Legal entity
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
deed of 19-01-2024 (in French)
Name clauseThe company operates under this name according to its articles.
JCa Consult
deed of 19-01-2024 (in French)

Activities

NACEBEL 2025
Codes under NACEBEL 2008
70220 Business consulting main activity
PurposeThe purpose describes the activities the company may carry out under its articles.
“Consulting : La prestation de services de conseils et d'expertises dans le domaine des technologies de l'information, et notamment, mais non…”
29 activities
  1. Consulting : La prestation de services de conseils et d'expertises dans le domaine des technologies de l'information, et notamment, mais non limitativement, la création, le développement, l'intégration, la mise en place et la maintenance de programmes informatiques, ainsi que la formation, l'encadrement, et la gestion de projets, l'organisation de tous cours, stages ou conférences, agissant pour son compte propre ou pour le compte de tous tiers, dans le domaine de la technologie de l'information.
  2. Toutes entreprises de travaux d'installation, d'entretien, de réparations et de dépannages en électricité basse tension et la domotique au sens large.
  3. Tous travaux et services d'entretien et d'aménagement de jardins, champs, prairies et vergers.
  4. L’achat et la vente des instruments de musique ainsi que la réparation et l’entretien de ceux-ci.
  5. L'exercice de toutes les missions de gestion, l'exercice de mandats et fonctions dans d'autres sociétés ainsi que l'acte en tant que liquidateur de sociétés.
  6. L'exécution de missions de gestion générale au sens le plus large.
  7. La fourniture de conseils, de services dans le cadre de la gestion, de l'organisation d'entreprise, des ressources humaines.
  8. L'acquisition pour compte propre et la gestion active de participations, sous quelque forme que ce soit, dans la création, le développement, la transformation et le contrôle de toute entreprise, belge ou étrangère, commerciale, industrielle ou autre société.
  9. L'acquisition pour compte propre de tous titres, droits ou valeurs mobilières par participation, apport, souscription, adhésion, placement, garantie, achat, option d'achat, négociation, ou de toute autre manière.
  10. L'octroi de prêts et d'ouvertures de crédit à des sociétés ou à des particuliers.
  11. La société peut se porter caution et nantir ou hypothéquer des biens immobiliers pour des engagements pris par des tiers et des entreprises.
  12. Elle peut également nantir tous ses biens, y compris le fonds de commerce, et fournir un aval en faveur de tiers.
  13. Réaliser toutes opérations financières, à l'exception de celles légalement réservées aux banques de dépôts, aux détenteurs de dépôts à court terme, aux caisses d'épargne, aux sociétés hypothécaires et aux entreprises de capitalisation.
  14. Au sens le plus large, participer pour compte propre à des opérations d'émission d'actions et de valeurs à revenu fixe par souscription, placement de garantie, négociation, ou autrement.
  15. Réaliser pour compte propre toute opération en matière de gestion de portefeuille, de capital ou de patrimoine.
  16. Financer des transactions d'achat et de vente, à terme ou non, de tous biens mobiliers et immobiliers, octroyer des prêts et des crédits, ainsi que toute négociation commerciale et financière directement ou indirectement liée à cet objet.
  17. Commerce de biens immobiliers (propres) au sens le plus large, y compris mais sans s'y limiter, des immeubles à appartements et des maisons, ainsi que des bâtiments et terrains non destinés à l'habitation.
  18. Location, vente et exploitation de terrains, de terrains à bâtir, de terres agricoles.
  19. Vente de fonds de commerce propres et de pas-de-porte acquis.
  20. Location et vente d'appartements et de maisons meublés ou non.
  21. Location et vente de bâtiments (non) résidentiels au sens le plus large, tels que des immeubles de bureaux.
  22. Développement de projets pour la construction de maisons individuelles ou pour des travaux de rénovation.
  23. Agir en tant que promoteur immobilier professionnel, promoteur immobilier et réaliser des projets de construction au sens le plus large.
  24. La promotion, le développement, l'organisation, la commercialisation et l'accompagnement de projets de construction.
  25. La construction de biens immobiliers, tant en gestion propre qu'à des fins de vente.
  26. L'achat et la vente, la location et la sous-location, le leasing de biens immobiliers et mobiliers pour compte propre et pour le compte de tiers.
  27. L'octroi de baux emphytéotiques et de droits de superficie.
  28. La société peut en outre fournir des cautions, avals, avances et crédits, des garanties hypothécaires et autres.
  29. Toutes opérations de nature commerciale, industrielle, immobilière, mobilière ou financière directement ou indirectement liées à son objet ou pouvant en favoriser la réalisation.
deed of 19-01-2024 (in French)

Registered office and establishments

1 establishment
Establishment Since Unit number
Rue Gilles 15 registered office 7866 Lessines 70100 Activities of head offices 17-01-2024 2.355.093.484

Buildings and parcels at the address

Ground area
1.2 ha
Buildings
244 m²
Volume, LiDAR
2,075 m³
Tallest building
10.9 m
Buildings to scale, each on its own parcel
244 m², 10.9 m 244 m², 10.9 m

Location

registered office establishment The establishment unit on the map

Parcels

Cadastral parcelArea Buildings Height / floors
55002A0189/00D0001.2 ha 1 · 244 m² 10.9 m · 3