SMART SCP

Active

Private limited companyfounded 20232 yrs activeRue d'Erbisoeul(H) 190, 7050 Jurbise, BelgiumKBO/BCE: BE 1003.780.348

Summary

SMART SCP has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €164k and a net result of €70k. Its solvency ranks better than 68% of 31791 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Risk analysis Watch Report Compare

SMART SCPActiveChecked score 92/100

Risk analysis Report Compare

Checked score

Score 2025

92 / 100

Excellent

Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability100=

Solvency98▼-2

Growth52

Track record82

Bankruptcy probability, 12 months

0.4% Very low

0%0.5%1.5%4%10%≥ 25%

Credit up to €15k at 30 days only on tighter terms

Liquidity ample (current ratio 3.7 against 3.88 in 2024; short-term debt: 26.8% and cash: 90.6% of total assets), and 26.8% of the assets are financed with debt.

Credit check for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Lower-failure-rate sector

In this sector companies fail less often than the Belgian average.

Gazette · bankruptcies per sector, NACE 70

Relative position

BE, all sectors

reference

Activities of head offices; management consultancy activities (NACE 70)

about 69% fewer bankruptcies

← fewer bankruptcies more bankruptcies →

Young company

A young company has little track record yet and statistically fails more often than an established one.

KBO · incorporation date

Age against the risk zone

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

73.2%

Return on assets

31.2%

Age of the figures

9 mo

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.

NBB · 2 filings

Deviation from the deadline

2025

7 d early

2024

24 d early

← before the deadline after the deadline →

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

25-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€164k▲ 71.2%

2024 · €96k

2024: €96k 2025: €164k▲ +71.2% vs 2024

2024 → 2025

Total assets

€225k▲ 74.7%

2024 · €129k

2024: €129k 2025: €225k▲ +74.7% vs 2024

2024 → 2025

Net result

€70k▼ 25.4%

2024 · €94k

2024: €94k 2025: €70k▼ -25.4% vs 2024

2024 → 2025

Working capital

€163k▲ 73.4%

2024 · €94k

2024: €94k 2025: €163k▲ +73.4% vs 2024

2024 → 2025

Trend over the years

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20242025Trend

Equity€96k-€164k▲ 71.2% 2024: €96k 2025: €164k▲ +71.2% vs 2024

Operating result€121k-€89k▼ 26.5% 2024: €121k 2025: €89k▼ -26.5% vs 2024

Net result€94k-€70k▼ 25.4% 2024: €94k 2025: €70k▼ -25.4% vs 2024

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result falls in 2025; 2025 is 27% below 2024.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €225k

99.2%

Fixed assets €2k ▼ 21.5%

Current assets €223k ▲ 76.4%

Equity and liabilities €225k

73.2%

26.8%

Equity €164k ▲ 71.2%

Debt €60k ▲ 85.1%

Debt's share of the balance-sheet total rises from 25.3% to 26.8%. Equity and debt are higher.

Key figures and ratios

2025 value · change against 2024

EBITDA

€90k▼

2024 · €122k

Cash flow

€71k▼

2024 · €94k

Current ratio

3.70▼

2024 · 3.88

Debt to equity

0.37▲

2024 · 0.34

ROE

42.6%▼

2024 · 97.7%

ROA

31.2%▼

2024 · 73.0%

Interest coverage

42.57▼

2024 · 82.91

Debt ≤ 1 year

€60k▲

2024 · €33k

Income taxes

€19k▼

2024 · €26k

Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

As filed By statement

Filed annual accounts As filed with the NBB · 2025 against 2024 · 38 lines

Balance sheet Code20242025

Assets

Total assets20/58€129k€225k▲

Fixed assets21/28€2k€2k▼

Tangible fixed assets22/27€2k€2k▼

Plant, machinery and equipment23€2k€2k▼

Financial fixed assets28€55€55=

Current assets29/58€126k€223k▲

Amounts receivable within one year40/41€16k€17k▲

Trade receivables40€16k€17k▲

Other amounts receivable41-€2

Cash at bank and in hand54/58€110k€204k▲

Deferred charges and accrued income490/1€850€2k▲

Equity and liabilities

Total equity and liabilities10/49€129k€225k▲

Equity10/15€96k€164k▲

Contributions10/11€3k€3k=

Profit (loss) carried forward14€93k€161k▲

Amounts payable17/49€33k€60k▲

Amounts payable within one year42/48€33k€60k▲

Trade debts44€3k€4k▲

Suppliers440/4€3k€4k▲

Taxes, remuneration and social security45€29k€55k▲

Taxes450/3€29k€55k▲

Other amounts payable47/48€321€1k▲

Income statement Code20242025

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€225€484▲

Other operating charges640/8€477€400▼

Gross operating margin9900€122k€90k▼

Operating profit (loss)9901€121k€89k▼

Financial income75/76B€53€2k▲

Recurring financial income75€53€2k▲

Financial charges65/66B€1k€2k▲

Recurring financial charges65€1k€2k▲

Profit (loss) for the period before taxes9903€120k€89k▼

Income taxes67/77€26k€19k▼

Profit (loss) for the period9904€94k€70k▼

Profit (loss) for the period to be appropriated9905€94k€70k▼

Appropriation of the result

Profit (loss) to be appropriated9906€94k€163k▲

Profit (loss) brought forward from the previous period14P-€93k

Profit to be distributed694/7€800€2k▲

Return on contributions (dividend)694€800€2k▲

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Accounts by statement

Income statement Balance sheet Cash flow

Line	2024	2025	Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630	€225	€484	▲ 115%
Other operating charges640/8	€477	€400	▼ 16.3%
Gross operating margin9900	€122k	€90k	▼ 26.2%
Operating profit (loss)9901	€121k	€89k	▼ 26.5%
Financial income75/76B	€53	€2k	▲ 3,312%
Recurring financial income75	€53	€2k	▲ 3,312%
Financial charges65/66B	€1k	€2k	▲ 43.6%
Recurring financial charges65	€1k	€2k	▲ 43.6%
Profit (loss) for the period before taxes9903	€120k	€89k	▼ 25.9%
Income taxes67/77	€26k	€19k	▼ 28.0%
Profit (loss) for the period9904	€94k	€70k	▼ 25.4%
Profit (loss) for the period to be appropriated9905	€94k	€70k	▼ 25.4%

Line	2024	2025	Change
Assets
Total assets20/58	€129k	€225k	▲ 74.7%
Fixed assets21/28	€2k	€2k	▼ 21.5%
Tangible fixed assets22/27	€2k	€2k	▼ 22.0%
Plant, machinery and equipment23	€2k	€2k	▼ 22.0%
Financial fixed assets28	€55	€55	=
Current assets29/58	€126k	€223k	▲ 76.4%
Amounts receivable within one year40/41	€16k	€17k	▲ 6.2%
Trade receivables40	€16k	€17k	▲ 6.2%
Other amounts receivable41	-	€2	-
Cash at bank and in hand54/58	€110k	€204k	▲ 85.7%
Deferred charges and accrued income490/1	€850	€2k	▲ 192%
Equity and liabilities
Total equity and liabilities10/49	€129k	€225k	▲ 74.7%
Equity10/15	€96k	€164k	▲ 71.2%
Contributions10/11	€3k	€3k	=
Profit (loss) carried forward14	€93k	€161k	▲ 73.5%
Amounts payable17/49	€33k	€60k	▲ 85.1%
Amounts payable within one year42/48	€33k	€60k	▲ 85.1%
Trade debts44	€3k	€4k	▲ 45.7%
Suppliers440/4	€3k	€4k	▲ 45.7%
Taxes, remuneration and social security45	€29k	€55k	▲ 86.0%
Taxes450/3	€29k	€55k	▲ 86.0%
Other amounts payable47/48	€321	€1k	▲ 363%

Line	2024	2025	Change
Profit (loss) for the period9904	€94k	€70k	▼ 25.4%
+ Depreciation and write-downs630	€225	€484	▲ 115%
Operating cash flow (approximation)	€94k	€71k	▼ 25.0%
Investment in fixed assets (approximation)	-	€0	-
Change in cash	-	€94k	-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Timeline · acts, filings and financial milestones

All 3Financial 1Filings 2

Next filing, fiscal year 2026, expected by 31-07-2027

2026

24-07

NBB filing Annual accounts filed

fiscal year 2025 · micro schema

2025

31-12

Financial Equity above €150kEq €164k ▲71.2%

2 profitable years in a row build equity to €164k.

07-07

NBB filing Annual accounts filed

fiscal year 2024 · micro schema

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

0 of 1 act read

About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors

1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Jurbise · 1 establishment unit since 2024

seat establishment The establishment unit on the map

Ground area

4,149 m²

Building footprint

164 m²

Volume, LiDAR

887 m³

Parcel 53040C0213/00B000, Wallonia · tallest building 7.2 m, ±2 floors. Linked by address, not a title deed.

1 establishment unit

Smart SCP

Rue d'Erbisoeul(H) 190, 7050 JurbiseNACE 45201

since 20242.353.231.678

1 parcel

Wallonia 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
53040C0213/00B000	Wallonia	4,149 m²	1 · 164 m²	7.2 m · 2 fl.

Linked by address, not proof of ownership

Good to know

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Londerzeel · Eq €164,473

BONSTAR

BE 0739.975.683

Watermaal-Bosvoorde · Eq €164,473

CAMPS CONSULTING

BE 0465.089.561

Mechelen · Eq €164,482

VISA

BE 0781.398.544

Wemmel · Eq €164,485

Of 82,553 companies in sector 70200 we hold annual accounts for 52,585. 40,741 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification

Legal formPrivate limited company

Founded21-12-2023

Fiscal year end31-12

Activities, NACEBEL 2025

70200Business and other management consultancy

95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)

71121Engineering and related technical consultancy, excluding land surveyors

85599Other education

Contact

E-mail famille.cotton@gmail.com

Phone +32489457250

Phone 0489457520Jurbise

Scores and ratios are computed by Checked and are not a credit decision.