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CarpeDiemInvest

Active
Private limited companyfounded 2021active for 5 yearsRue de Hèvremont 7N, 4834 Limbourg, BelgiumKBO/BCE: BE 0769.277.405
Summary

CarpeDiemInvest has been active since 2021 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €93,090 and a net result of €3,486. Equity has been growing by about 13% per year since 2021. Its solvency ranks better than 30% of 22,773 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 1.3% (low).

Overview

Official details

Source: KBO
Status
Active since 02-06-2021 Normal situation
Activity
Retail sale of other cultural and recreation goods NACE 47690and 5 others
Joint committees
201 Paritair Comité voor de zelfstandige kleinhandel
302 Paritair Comité voor het hotelbedrijf
304 Paritair Comité voor het vermakelijkheidsbedrijf · annual accounts 2025
Establishment units
2.317.738.685 4834 Limbourg, since 02-06-2021
2.330.223.773 4960 Malmedy, since 12-04-2022
Financial year end
31 December
Peppol
Reachable since 07-01-2026

Board and ownership

Board
  • CHANTEUX Mickael GuyDirector · since 02-06-2021
  • LACROIX FabianDirector · since 02-06-2021
  • JC HOLDINGDirector · since 25-06-2025 · permanent representative CHANTEUX Jonathan
and 1 other
Shareholders

Financial position

65 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
1.3%
Annual accounts 2025
Gross margin
€182,341
▲ 89.2%
Turnover
≈ €1.1m
estimated
Profit
€3,486
▲ 3.5%
Equity
€93,090
▲ 70.5%
Total assets
€906,173
▲ 67.2%
Employees on 31-12-2025
4
▲ 300%
Score breakdownraises risk1 change of registered office in 24 monthsEquity €93,090 (10.3% of total assets)lowers riskFigures for financial year 2025 (filed on 30-06-2026)Size: total assets €906,173Show the evidence

Checked score

Score 2025
65 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially stronger than 51% of micro companies in retail trade (NACE 47)
Financial strength · tick: 2024
Average
Solvency 35=
equity 10.3% of total assets
Liquidity 41+4
short-term debt 42.0% · cash 9.0%
Profitability 69-1
return on assets 0.4%
Bankruptcy probability within 12 months
1.3% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,272 companies, NACE 47, micro)
Last 24 months 12-2024: 1.5% 01-2025: 1.5%● unchanged vs 12-2024 02-2025: 1.2%▼ -0.3 percentage points vs 01-2025lowest value 03-2025: 1.3%▲ +0.1 percentage points vs 02-2025 04-2025: 1.5%▲ +0.2 percentage points vs 03-2025 05-2025: 2.1%▲ +0.6 percentage points vs 04-2025 06-2025: 2.3%▲ +0.2 percentage points vs 05-2025 07-2025: 2.4%▲ +0.1 percentage points vs 06-2025 08-2025: 5.5%▲ +3.1 percentage points vs 07-2025 09-2025: 5.5%● unchanged vs 08-2025 10-2025: 5.7%▲ +0.2 percentage points vs 09-2025 11-2025: 5.8%▲ +0.1 percentage points vs 10-2025 12-2025: 5.8%● unchanged vs 11-2025 01-2026: 5.8%● unchanged vs 12-2025 02-2026: 5.8%● unchanged vs 01-2026 03-2026: 5.8%● unchanged vs 02-2026 04-2026: 6.1%▲ +0.3 percentage points vs 03-2026 05-2026: 6.6%▲ +0.5 percentage points vs 04-2026 06-2026: 6.8%▲ +0.2 percentage points vs 05-2026highest value 07-2026: 4.9%▼ -1.9 percentage points vs 06-2026 08-2026: 4.9%● unchanged vs 07-2026 09-2026: 4.9%● unchanged vs 08-2026 10-2026: 1.3%▼ -3.6 percentage points vs 09-2026 11-2026: 1.3%● unchanged vs 10-2026
Credit of up to €6,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.32 (1.6 in 2024), below the usual 1.5. Short-term debt is 42% and cash 9% of total assets. 89.7% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 27% of them on solvency, 39% on liquidity, 50% on profitability and 89% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Figures for financial year 2025 (filed on 30-06-2026)
NBB · annual accounts
lowers risk · Size: total assets €906,173
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
raises risk · Equity €93,090 (10.3% of total assets)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 5 filings
Deviation from the deadline
2025
31 days early
2024
6 days early
2023
29 days late
2022
31 days early
2021
31 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 5 accounts on average 14 days before the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 June (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: 6th largest company by total assets in Limbourg, Wholesale and retail trade…in the Checked rankings No. 6 View
  • Positive: 5 profitable years in a rowprofit 2025: €3,486 5 years View

Recent changes

  1. · Gazette deed Appointments: JC HOLDING (director) and Entwicklungs – und Beteiligungsgesellschaft Ostbelgiens (class B director)Permanent representatives: CHANTEUX Jonathan and SCHLEMBACH Isabel
  2. · Gazette deed Registered office moved from Goé to VerviersResignation: Psi-Web (director) · Permanent representative: Jonathan Chanteux
  3. · Gazette deed Incorporation
All 10 events

Comparable companies

These companies have the same main activity as CarpeDiemInvest: retail sale of other cultural and recreation goods (NACE 47690). They are comparable in size and age: total assets between €588,000 and €1.1m, founded between 2020 and 2021.

CompanyTotal assetsGross margin
CarpeDiemInvest Limbourg€0.9m€0.2m
Mier Gallery Brussels Brussel€0.8m€0.2m
Bram Demunter Kortrijk€0.6m€0.2m
Gallery Ysebaert Sint-Martens-Latem€0.6m€0.1m
Adora Gent€0.6m€0.3m
Gentle Art Gent€1.1m€0.07m
ANTENOR AUCTION Brussel€0.6m€0.1m
Full comparison

Key facts about CarpeDiemInvest

What is the company number of CarpeDiemInvest?
The company number of CarpeDiemInvest is 0769.277.405. The VAT number is the same number with BE in front: BE 0769.277.405.
Where is CarpeDiemInvest based?
The registered office is at Rue de Hèvremont 7N, 4834 Limbourg.Company details
What does CarpeDiemInvest do?
According to the KBO register, the main activity is retail sale of other cultural and recreation goods (NACE 47690).
What is the legal form of CarpeDiemInvest?
The legal form of CarpeDiemInvest is Private limited company (BV).
When was CarpeDiemInvest founded?
CarpeDiemInvest was founded on 02-06-2021.
Is CarpeDiemInvest still active?
Yes, CarpeDiemInvest is an active enterprise in the KBO register.
How many employees does CarpeDiemInvest have?
CarpeDiemInvest had an average of 1.8 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does CarpeDiemInvest fall under?
In its 2025 annual accounts, CarpeDiemInvest states joint committees 201 (Paritair Comité voor de zelfstandige kleinhandel), 302 (Paritair Comité voor het hotelbedrijf) and 304 (Paritair Comité voor het vermakelijkheidsbedrijf).
What is the turnover of CarpeDiemInvest?
The turnover in financial year 2025 is ≈ €1.1m. This figure is estimated from the gross margin of €182,341 and 212 comparable companies (NACE 47). It probably lies between €600,000 and €1.7m.
Is CarpeDiemInvest profitable?
In financial year 2025, CarpeDiemInvest made a profit of €3,486.
Where can I find the annual accounts of CarpeDiemInvest?
CarpeDiemInvest filed 5 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of CarpeDiemInvest due?
CarpeDiemInvest must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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