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A2 Advies

Active
Private limited companyfounded 20215 yrs activeNieuwmoer-Dorp (Nm) 24, 2920 Kalmthout, BelgiumKBO/BCE: BE 0767.439.848
Summary

The computed 12-month bankruptcy probability of A2 Advies is 5.8% (elevated). The 2024 annual accounts show negative equity (-€404,329) and a net result of -€179,290. Equity is shrinking by ~61.7% per year across the filed fiscal years. Its solvency ranks better than 5% of 11616 sector peers (fiscal year 2024). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysisWatch ReportCompare
A2 AdviesActiveChecked score 33/100
Risk analysis ReportCompare

Overview

Activity
Activities of building architects
NACE 71111NACE 74909Other professional, scientific and technical activities NACE 74999
1 site
Size
€225,218total assets 2024
Staff
7.4 FTE
Equity
-€404,329
Loss
-€179,290
Turnover not published (abridged schema)
Financial health
33 Weak Checked score 2024
Bankruptcy chance 12 m
5.8%
Structure
Largest shareholder
THEMCA · 50%
Accounts 65 d overdue0 of 7 deeds read
Why 33- Figures for FY 2024 (filed 01-10-2025)- 1 change of registered office in 24 months- 1 financial year not filed after the legal deadline; latest accounts 54 days late; 2 of the last 3 late+ Sector Architectural and engineering activities; technical testing and analysis (NACE 71)Show the evidence

Checked score

Score 2024
33 / 100
Weak
Probability in this band: 4.2% to 15.0%
Better than 4% of its sector peers (NACE 71, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2023
Weak
Solvency 0=
equity -179.5% of total assets
Liquidity 7+2
short-term debt 229.1% · cash 5.9%
Profitability 0=
return on assets -79.6%
Bankruptcy probability, 12 months
5.8% Elevated
0%0.5%1.5%4%10%≥ 25%

About 6 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (14,689 companies)
Last 24 months 11-2024: 1.6% 12-2024: 1.7%▲ +7.2% vs 11-2024 01-2025: 1.7%▼ -4.2% vs 12-2024 02-2025: 1.6%▼ -1.6% vs 01-2025 03-2025: 1.6%▼ -1.8% vs 02-2025lowest value 04-2025: 1.6%● 0.0% vs 03-2025lowest value 05-2025: 3.0%▲ +85.4% vs 04-2025 06-2025: 2.9%▼ -3.9% vs 05-2025 07-2025: 2.8%▼ -1.8% vs 06-2025 08-2025: 3.5%▲ +24.8% vs 07-2025 09-2025: 4.2%▲ +18.9% vs 08-2025 10-2025: 6.1%▲ +46.3% vs 09-2025highest value 11-2025: 3.1%▼ -49.7% vs 10-2025 12-2025: 3.1%● 0.0% vs 11-2025 01-2026: 3.1%● 0.0% vs 12-2025 02-2026: 3.1%● 0.0% vs 01-2026 03-2026: 3.0%▼ -3.2% vs 02-2026 04-2026: 3.0%▲ +0.4% vs 03-2026 05-2026: 2.8%▼ -6.7% vs 04-2026 06-2026: 2.8%▲ +0.6% vs 05-2026 07-2026: 2.8%▲ +1.3% vs 06-2026 08-2026: 3.7%▲ +31.0% vs 07-2026 09-2026: 4.4%▲ +17.8% vs 08-2026 10-2026: 5.8%▲ +32.0% vs 09-2026
  • Sector Architectural and engineering activities; technical testing and analysis (NACE 71) lowers the probability
  • Figures for FY 2024 (filed 01-10-2025) raises the probability
  • 1 change of registered office in 24 months raises the probability
  • 1 financial year not filed after the legal deadline; latest accounts 54 days late; 2 of the last 3 late raises the probability
No credit on open account
Liquidity short (current ratio 0.15 against 0.23 in 2023; short-term debt: 229.1% and cash: 5.9% of total assets), and equity is negative.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 71, micro). Better than this share of them on solvency 3%, liquidity 4%, profitability 4%, growth against the median 6%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Sector Architectural and engineering activities; technical testing and analysis (NACE 71)
In the bankruptcy model this factor lowers the probability.
KBO
raises risk · Figures for FY 2024 (filed 01-10-2025)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · 1 change of registered office in 24 months
In the bankruptcy model this factor raises the probability.
Belgian State Gazette
raises risk · 1 financial year not filed after the legal deadline; latest accounts 54 days late; 2 of the last 3 late
In the bankruptcy model this factor raises the probability.
NBB · filings
raises risk · Negative equity
The 2024 annual accounts show negative equity and a net loss.
NBB · annual accounts 2024
Equity per financial year
222324
2022 to 2024 · latest year -€404,329
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 23-09-2025, 54 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filings
Deviation from the deadline
2025
not confirmed
2024
54 d late
2023
126 d late
2022
on the day
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 60 days after the deadline; the sector median for financial year 2024 is 8 days before the deadline, and 34% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2024 · micro…
  2. Weakest financial yearnet -€179,290
  3. Annual accounts filedfiscal year 2023 · micro…

Key points

  • Risk: Negative equityfiscal year 2024: debts exceed assets -€404,329 View
  • Risk: 3 loss-making years in a rowloss fiscal year 2024 -€179,290 View
  • Caution: Result fell in 2024from -€80,182 to -€179,290 ▼ 124% View
  • Caution: Among the weakest 5% on solvencysector median 54.6% · 11,616 companies -179.5% View
  • Caution: Accounts not fileddeadline was 31-07-2026 65 d late View

By topic

Financials

Fiscal year
2024
Total assets
€225,218
Loss
-€179,290
Solvency
-179.5%
Total assets▼ 14.2%
Net result
20222024
Go to Financials

Timeline

Events
4
Since
2023
  1. 23-09-2025Annual accounts filed
  2. 31-12-2024Weakest financial year
  3. 04-12-2024Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Activities of building architectsNACE 71111
Founded
23-04-2021
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Go further with this company

How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you trust this company with building work?Contractor check Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check What other support did companies like this one receive, and it did not?Subsidies

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