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JB-Pro

Active
Private limited companyfounded 201412 yrs activeAnspachlaan 141, 1000 Brussel, BelgiumKBO/BCE: BE 0544.510.587
Summary

JB-Pro has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €58,207 and a net result of €5,281. Equity is growing by ~24.8% per year across the filed fiscal years. Its solvency ranks better than 64% of 31791 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Checked score

Score 2025
Axes · tick = 2024
Profitability77▼-23
Solvency94▲+16
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5,000 at 30 days acceptable
Liquidity ample (current ratio 3.22 against 2.08 in 2024; short-term debt: 29.3% and cash: 69.5% of total assets), and 30.5% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 12 years 0 20 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
69.5%
Return on assets
6.3%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 16-12-2025, 46 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
46 d early
2024
88 d early
2023
128 d early
2022
118 d early
2021
140 d early
2020
128 d early
2019
95 d early
← before the deadline after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
30-06-2026 close26-09-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

JB-Pro was incorporated on 17 January 2014.1 Total assets rose from EUR 67,646 in 2019 to EUR 83,790 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2019 and 2025

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Financials · fiscal year 2025, micro schema

Equity
€58,207▲ 10.0%
2024 · €52,926
Total assets
€83,790▼ 15.5%
2024 · €99,118
Net result
€5,281▼ 90.6%
2024 · €56,177
Working capital
€54,608▲ 17.1%
2024 · €46,644
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result€50,912▲ 85.6%€7,641▼ 85.0%-€33,523€66,057€7,927▼ 88.0%
Net result€39,170▲ 91.7%€5,066▼ 87.1%-€32,938€56,177€5,281▼ 90.6%
Equity€32,820▲ 57.4%€32,887▲ 0.2%€6,748▼ 79.5%€52,926▲ 684%€58,207▲ 10.0%
Total assets€77,446▲ 57.7%€57,250▼ 26.1%€35,078▼ 38.7%€99,118▲ 183%€83,790▼ 15.5%
Debt€44,625▲ 57.9%€24,363▼ 45.4%€28,330▲ 16.3%€46,192▲ 63.0%€25,583▼ 44.6%
Working capital€30,028▲ 49.8%€26,941▼ 10.3%€3,885▼ 85.6%€46,644▲ 1,101%€54,608▲ 17.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€50,000-€25,000€0€25,000€50,000€75,000Operating result 2021: €50,912€50,912Net result 2021: €39,170€39,170Operating result 2022: €7,641€7,641Net result 2022: €5,066€5,066Operating result 2023: -€33,523-€33,523Net result 2023: -€32,938-€32,938Operating result 2024: €66,057€66,057Net result 2024: €56,177€56,177Operating result 2025: €7,927€7,927Net result 2025: €5,281€5,28120212022202320242025-€50,000-€25,000€0€25,000€50,000€75,000Operating result 2023: -€33,523-€33,500Net result 2023: -€32,938-€32,900Operating result 2024: €66,057€66,100Net result 2024: €56,177€56,200Operating result 2025: €7,927€7,930Net result 2025: €5,281€5,280202320242025
The operating result falls in 2025; 2025 is 88% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €83,790
Fixed assets €4,591 ▼ 51.2%
Current assets €79,199 ▼ 11.7%
Equity and liabilities €83,790
Equity €58,207 ▲ 10.0%
Debt €25,583 ▼ 44.6%
Debt's share of the balance-sheet total falls from 46.6% to 30.5%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€13,268▼
2024 · €69,193
Cash flow
€10,621▼
2024 · €59,313
Current ratio
3.22▲
2024 · 2.08
Debt to equity
0.44▼
2024 · 0.87
ROE
9.1%▼
2024 · 106.1%
ROA
6.3%▼
2024 · 56.7%
Interest coverage
28.28▼
2024 · 373.57
Debt ≤ 1 year
€24,591▼
2024 · €43,056
Income taxes
€2,519▼
2024 · €9,759
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 46 lines
Balance sheet Code20242025
Assets
Total assets20/58€99,118€83,790▼
Fixed assets21/28€9,418€4,591▼
Tangible fixed assets22/27€9,418€4,591▼
Furniture and vehicles24€9,418€4,078▼
Other tangible fixed assets26-€513
Current assets29/58€89,700€79,199▼
Amounts receivable within one year40/41€19,448€18,935▼
Trade receivables40€19,448€17,427▼
Other amounts receivable41-€1,508
Current investments50/53€14,270€1,000▼
Cash at bank and in hand54/58€54,541€58,197▲
Deferred charges and accrued income490/1€1,441€1,067▼
Equity and liabilities
Total equity and liabilities10/49€99,118€83,790▼
Equity10/15€52,926€58,207▲
Contributions10/11€20,000€20,000=
Reserves13€28,861€28,861=
Distributable reserves133€28,861€28,861=
Profit (loss) carried forward14€4,065€9,346▲
Amounts payable17/49€46,192€25,583▼
Amounts payable within one year42/48€43,056€24,591▼
Trade debts44€4,987€327▼
Suppliers440/4€4,987€327▼
Advances received on contracts in progress46€100-
Taxes, remuneration and social security45€22,874€18,470▼
Taxes450/3€20,353€15,936▼
Remuneration and social security454/9€2,521€2,535▲
Other amounts payable47/48€15,094€5,793▼
Accrued charges and deferred income492/3€3,136€992▼
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3,136€5,341▲
Other operating charges640/8€6,682€6,292▼
Gross operating margin9900€75,875€19,560▼
Operating profit (loss)9901€66,057€7,927▼
Financial income75/76B€65€341▲
Recurring financial income75€65€341▲
Financial charges65/66B€185€469▲
Recurring financial charges65€185€469▲
Profit (loss) for the period before taxes9903€65,936€7,800▼
Income taxes67/77€9,759€2,519▼
Profit (loss) for the period9904€56,177€5,281▼
Profit (loss) for the period to be appropriated9905€56,177€5,281▼
Appropriation of the result
Profit (loss) to be appropriated9906€24,065€9,346▼
Profit (loss) brought forward from the previous period14P-€32,113€4,065▲
Transfer to equity691/2€10,000-
To other reserves6921€10,000-
Profit to be distributed694/7€10,000-
Return on contributions (dividend)694€10,000-

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,897€915€2,329€3,136€5,341▲ 70.3%
Other operating charges640/8-€6,508€6,237€6,682€6,292▼ 5.8%
Gross operating margin9900€60,092€15,064-€24,958€75,875€19,560▼ 74.2%
Operating profit (loss)9901€50,912€7,641-€33,523€66,057€7,927▼ 88.0%
Financial income75/76B--€1,215€65€341▲ 429%
Recurring financial income75€94-€1,215€65€341▲ 429%
Financial charges65/66B-€660€486€185€469▲ 153%
Recurring financial charges65€634€660€486€185€469▲ 153%
Profit (loss) for the period before taxes9903€50,373€6,980-€32,793€65,936€7,800▼ 88.2%
Income taxes67/77€11,203€1,914€145€9,759€2,519▼ 74.2%
Profit (loss) for the period9904€39,170€5,066-€32,938€56,177€5,281▼ 90.6%
Profit (loss) for the period to be appropriated9905€39,170€5,066-€32,938€56,177€5,281▼ 90.6%
Line20212022202320242025Change
Assets
Total assets20/58€77,446€57,250€35,078€99,118€83,790▼ 15.5%
Fixed assets21/28€2,966€6,915€4,587€9,418€4,591▼ 51.2%
Tangible fixed assets22/27€2,966€6,915€4,587€9,418€4,591▼ 51.2%
Furniture and vehicles24-€6,915€4,587€9,418€4,078▼ 56.7%
Other tangible fixed assets26----€513-
Current assets29/58€74,480€50,334€30,491€89,700€79,199▼ 11.7%
Amounts receivable within one year40/41€12,590€3,011€1,538€19,448€18,935▼ 2.6%
Trade receivables40--€6€19,448€17,427▼ 10.4%
Other amounts receivable41-€3,011€1,531-€1,508-
Current investments50/53€9,594€15,594€8,229€14,270€1,000▼ 93.0%
Cash at bank and in hand54/58€50,687€30,338€19,346€54,541€58,197▲ 6.7%
Deferred charges and accrued income490/1-€1,391€1,379€1,441€1,067▼ 26.0%
Equity and liabilities
Total equity and liabilities10/49€77,446€57,250€35,078€99,118€83,790▼ 15.5%
Equity10/15€32,820€32,887€6,748€52,926€58,207▲ 10.0%
Contributions10/11-€13,200€20,000€20,000€20,000=
Reserves13€18,861€18,861€18,861€28,861€28,861=
Non-distributable reserves130/1-€1,861€1,861---
Reserves not available under the articles1311-€1,861€1,861---
Distributable reserves133-€17,000€17,000€28,861€28,861=
Profit (loss) carried forward14€759€826-€32,113€4,065€9,346▲ 130%
Amounts payable17/49€44,625€24,363€28,330€46,192€25,583▼ 44.6%
Amounts payable within one year42/48€44,452€23,393€26,606€43,056€24,591▼ 42.9%
Trade debts44€498€433€777€4,987€327▼ 93.4%
Suppliers440/4-€433€777€4,987€327▼ 93.4%
Advances received on contracts in progress46--€456€100--
Taxes, remuneration and social security45-€13,492€13,414€22,874€18,470▼ 19.3%
Taxes450/3-€11,001€8,711€20,353€15,936▼ 21.7%
Remuneration and social security454/9-€2,491€4,704€2,521€2,535▲ 0.5%
Other amounts payable47/48-€9,468€11,958€15,094€5,793▼ 61.6%
Accrued charges and deferred income492/3-€970€1,724€3,136€992▼ 68.4%
Line20212022202320242025Change
Profit (loss) for the period9904€39,170€5,066-€32,938€56,177€5,281▼ 90.6%
+ Depreciation and write-downs630€1,897€915€2,329€3,136€5,341▲ 70.3%
Operating cash flow (approximation)€41,067€5,982-€30,610€59,313€10,621▼ 82.1%
Investment in fixed assets (approximation)--€4,865€0-€7,967-€514▲ 93.5%
Change in cash--€20,349-€10,992€35,195€3,656▼ 89.6%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-01-2027
2025
16-12
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2024
04-11
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
30-06
Financial Back to profitnet €56,177
Net result €56,177 after one loss-making year.
2023
25-09
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
30-06
Financial Weakest financial yearnet -€32,938
Net result drops to -€32,938, the lowest in the series; recovery starts the following year.
2022
05-10
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2021
13-09
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2020
25-09
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2019
28-10
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2018
26-11
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2017
27-11
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
28-02
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts

We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2014
seat establishment The establishment unit on the map
Ground area
149 m²
Building footprint
103 m²
Volume, LiDAR
2,186 m³
Parcel 21811M1121/00F003, Brussels · tallest building 24.1 m, ±7 floors. Linked by address, not a title deed.
4 companies at this address See who is registered here
1 establishment unit
JB-Pro
Anspachlaan 141, 1000 BrusselComputer programming, consultancy and related activities
since 20142.235.367.869
1 parcel
Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21811M1121/00F003 Brussels 149 m² 1 · 103 m² 24.1 m · 7 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 82,632 companies in sector 70200 we hold annual accounts for 52,587. 38,851 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded17-01-2014
Fiscal year end30-06
Activities, NACEBEL 2025
70200Business and other management consultancy
74201Photography, excluding press photography
47742Retail sale of prescription glasses, lenses and sunglasses
74209Other photographic activities

Scores and ratios are computed by Checked and are not a credit decision.