Skip to content

JB CARDETAIL

Active
Private limited companyfounded 20233 yrs activeDuboisstraat 36, 2060 Antwerpen, BelgiumKBO/BCE: BE 0803.663.410
Summary

JB CARDETAIL has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €13,707 and a net result of €3,707. Its solvency ranks better than 32% of 3542 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.5% (low).

Checked score

Score 2024
Axes
Profitability75
Solvency43
Growth-
Track record79
Bankruptcy probability, 12 months
1.5% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days only on tighter terms
Liquidity short (current ratio 0.92; short-term debt: 63.9% and cash: 7.6% of total assets), and 82.4% of the assets are financed with debt.
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 3 years 0 10 y
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 95
Relative position
BE, all sectors
reference
Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles (NACE 95)
about 19% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
17.6%
Return on assets
4.8%
Age of the figures
21 mo
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 03-11-2025, 95 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 1 filing
Deviation from the deadline
2024
95 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its 2024 accounts 95 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

JB CARDETAIL was incorporated on 6 July 2023 as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2024

Go further with this company

Is this your company? See how customers and banks see it.

Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2024, micro schema

Equity
€13,707
Total assets
€77,768
Net result
€3,707
Working capital
-€4,026

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €77,768
Fixed assets €32,108
Current assets €45,660
Equity and liabilities €77,768
Equity €13,707
Debt €64,061
Debt finances 82.4% of the balance-sheet total.
Key figures and ratios
2024 value
EBITDA
€10,544
Cash flow
€7,066
Current ratio
0.92
Debt to equity
4.67
ROE
27.0%
ROA
4.8%
Interest coverage
7.12
Debt ≤ 1 year
€49,686
Debt > 1 year
€14,375
Income taxes
€2,015

Peer companies

Historical observation

Of the 2,542 companies that looked in July 2024 the way this one looks now, 3.5% went bankrupt within 24 months and 95% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 10 to 30%
  • a profit under 5% of the balance sheet
3.5% went bankrupt
1.2% stopped otherwise
95% still going

A further 0.3% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 1.5% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.9%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 2,542 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 · 40 lines
Balance sheet Code2024
Assets
Total assets20/58€77,768
Fixed assets21/28€32,108
Intangible fixed assets21€5,681
Tangible fixed assets22/27€26,067
Plant, machinery and equipment23€8,244
Furniture and vehicles24€17,823
Financial fixed assets28€360
Current assets29/58€45,660
Amounts receivable within one year40/41€37,052
Trade receivables40€19,067
Other amounts receivable41€17,985
Cash at bank and in hand54/58€5,900
Deferred charges and accrued income490/1€2,709
Equity and liabilities
Total equity and liabilities10/49€77,768
Equity10/15€13,707
Contributions10/11€10,000
Profit (loss) carried forward14€3,707
Amounts payable17/49€64,061
Amounts payable after more than one year17€14,375
Financial debts170/4€14,375
Amounts payable within one year42/48€49,686
Current portion of amounts payable after more than one year42€10,388
Trade debts44€4,985
Suppliers440/4€4,985
Taxes, remuneration and social security45€2,058
Taxes450/3€2,058
Other amounts payable47/48€32,255
Income statement Code2024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3,359
Other operating charges640/8€2,605
Gross operating margin9900€13,150
Operating profit (loss)9901€7,185
Financial income75/76B€18
Recurring financial income75€18
Financial charges65/66B€1,482
Recurring financial charges65€1,482
Profit (loss) for the period before taxes9903€5,722
Income taxes67/77€2,015
Profit (loss) for the period9904€3,707
Profit (loss) for the period to be appropriated9905€3,707
Appropriation of the result
Profit (loss) to be appropriated9906€3,707

The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3,359
Other operating charges640/8€2,605
Gross operating margin9900€13,150
Operating profit (loss)9901€7,185
Financial income75/76B€18
Recurring financial income75€18
Financial charges65/66B€1,482
Recurring financial charges65€1,482
Profit (loss) for the period before taxes9903€5,722
Income taxes67/77€2,015
Profit (loss) for the period9904€3,707
Profit (loss) for the period to be appropriated9905€3,707
Line2024
Assets
Total assets20/58€77,768
Fixed assets21/28€32,108
Intangible fixed assets21€5,681
Tangible fixed assets22/27€26,067
Plant, machinery and equipment23€8,244
Furniture and vehicles24€17,823
Financial fixed assets28€360
Current assets29/58€45,660
Amounts receivable within one year40/41€37,052
Trade receivables40€19,067
Other amounts receivable41€17,985
Cash at bank and in hand54/58€5,900
Deferred charges and accrued income490/1€2,709
Equity and liabilities
Total equity and liabilities10/49€77,768
Equity10/15€13,707
Contributions10/11€10,000
Profit (loss) carried forward14€3,707
Amounts payable17/49€64,061
Amounts payable after more than one year17€14,375
Financial debts170/4€14,375
Amounts payable within one year42/48€49,686
Current portion of amounts payable after more than one year42€10,388
Trade debts44€4,985
Suppliers440/4€4,985
Taxes, remuneration and social security45€2,058
Taxes450/3€2,058
Other amounts payable47/48€32,255
Line2024
Profit (loss) for the period9904€3,707
+ Depreciation and write-downs630€3,359
Operating cash flow (approximation)€7,066

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

2025
03-11
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 95 days late
NBB filing
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2023
seat establishment approximate The establishment unit on the map
Ground area
8,825 m²
Building footprint
8,824 m²
Volume, LiDAR
63,382 m³
Parcel 11807G1306/00B000, Flanders · tallest building 9.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
JB Cardetail
Duboisstraat 36, 2060 AntwerpenNACE 45206
since 20232.377.367.555
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11807G1306/00B000indicative Flanders 8,825 m² 1 · 8,824 m² 9.6 m · 2 fl.
Linked by address, not proof of ownership
Good to know
0 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Public money · subsidies and aid

Flemish government

2025 · 1 entry · 2,000 EUR awarded · 2,000 EUR paid
Year Entries awardedpaid
2025 1 2,000 EUR2,000 EUR
Schemes
1 entry · 2,000 EUR · 2,000 EUR paid · Fonds voor Innoveren en Ondernemen

Similar companies · same sector, comparable size

Of 3,205 companies in sector 95316 we hold annual accounts for 754. 499 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded06-07-2023
Fiscal year end31-12
Activities, NACEBEL 2025
95316Washing and cleaning of motor vehicles
49410Freight transport by road
53200Other postal and courier activities
73110Advertising agencies
Contact
E-mail info@jbcardetail.com
E-invoicing
Reachable via Peppol
Peppol ID 0208:0803663410
Also 9925:BE0803663410
Registered 27-11-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.