JAZOE
ActiveSummary
JAZOE has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€68,568) and a net result of -€5,033. Equity is shrinking by ~42.8% per year across the filed fiscal years. Its solvency ranks better than 5% of 687 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0=
Solvency0=
Growth32=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.17 against 0.08 in 2024; short-term debt: 561.6% and cash: 94.8% of total assets), and equity is negative.
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Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-461.6%
Return on assets
-33.9%
Age of the figures
12 mo
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 58
Relative position
BE, all sectors
reference
Publishing activities (NACE 58)
about 30% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year -€68,568
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 02-04-2026, 28 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
28 d early
2024
50 d early
2023
27 d early
2022
48 d early
2021
45 d early
2020
15 d early
2019
28 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 34 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 37% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today. Usually files around 16 March (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
28-09-2026 today30-09-2026 close30-04-2027 deadline
History
Go further with this company
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Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, micro schema
Equity
-€68,568▼ 7.9%
2024 · -€63,535
Total assets
€14,853▲ 123%
2024 · €6,659
Net result
-€5,033▲ 66.6%
2024 · -€15,078
Working capital
-€69,342▼ 7.8%
2024 · -€64,350
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 58, Publishing activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€22,427▲ 12.3%-€16,973▲ 24.3%-€27,547▼ 62.3%-€14,674▲ 46.7%-€4,983▲ 66.0%
Net result-€23,254below the sector's middle half▲ 8.2%-€17,666below the sector's middle half▲ 24.0%-€28,104below the sector's middle half▼ 59.1%-€15,078below the sector's middle half▲ 46.3%-€5,033below the sector's middle half▲ 66.6%
Equity-€2,687below the sector's middle half-€20,353below the sector's middle half▼ 657%-€48,457below the sector's middle half▼ 138%-€63,535below the sector's middle half▼ 31.1%-€68,568below the sector's middle half▼ 7.9%
Total assets€33,990below the sector's middle half▼ 36.7%€20,358below the sector's middle half▼ 40.1%€16,804below the sector's middle half▼ 17.5%€6,659below the sector's middle half▼ 60.4%€14,853below the sector's middle half▲ 123%
Debt€36,677▲ 10.6%€40,711▲ 11.0%€65,261▲ 60.3%€70,194▲ 7.6%€83,421▲ 18.8%
Working capital-€4,539within the sector's middle half-€21,492below the sector's middle half▼ 373%-€49,365below the sector's middle half▼ 130%-€64,350below the sector's middle half▼ 30.4%-€69,342below the sector's middle half▼ 7.8%
Solvency-7.9%below the sector's middle half▼ 46.2pp-100.0%below the sector's middle half▼ 92.1pp-288.4%below the sector's middle half▼ 188.4pp-954.1%below the sector's middle half▼ 665.8pp-461.6%below the sector's middle half▲ 492.5pp
Current ratio0.88below the sector's middle half▼ 0.660.47below the sector's middle half▼ 0.400.24below the sector's middle half▼ 0.230.08below the sector's middle half▼ 0.160.17below the sector's middle half▲ 0.09
Return on assets (ROA)-68.4%below the sector's middle half▼ 21.3pp-86.8%below the sector's middle half▼ 18.4pp-167.2%below the sector's middle half▼ 80.5pp-226.4%below the sector's middle half▼ 59.2pp-33.9%below the sector's middle half▲ 192.5pp
above
within
below
the middle half (P25 to P75) of NACE 58, Publishing activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €4,983 in 2025 against €14,674 in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €14,853
Fixed assets
€774 ▼ 5.1%
Current assets
€14,079 ▲ 141%
Key figures and ratios
EBITDA
-€4,941▲
2024 · -€14,581
Cash flow
-€4,992▲
2024 · -€14,985
Debt to equity
-1.22▼
2024 · -1.10
Interest coverage
-98.51▼
2024 · -57.53
Debt ≤ 1 year
€83,421▲
2024 · €70,194
Income taxes
€0▼
2024 · €151
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 6,940 companies that looked in July 2024 the way this one looks now, 5.5% went bankrupt within 24 months and 85% are still going.
- Micro
- 10 to 20 years old
- negative equity
- a loss of 10% of the balance sheet or more
5.5%
went bankrupt
8.0%
stopped otherwise
85%
still going
A further 1.5% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: 0.6% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 6,940 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €812 | €713 | €231 | €93 | €42 | ▼ 54.9% |
| Other operating charges640/8 | - | €348 | €384 | €0 | €387 | - |
| Gross operating margin9900 | -€21,267 | -€15,912 | -€26,932 | -€14,581 | -€4,554 | ▲ 68.8% |
| Operating profit (loss)9901 | -€22,427 | -€16,973 | -€27,547 | -€14,674 | -€4,983 | ▲ 66.0% |
| Financial income75/76B | - | - | - | - | €0 | - |
| Recurring financial income75 | - | - | - | - | €0 | - |
| Financial charges65/66B | - | €508 | €384 | €253 | €50 | ▼ 80.2% |
| Recurring financial charges65 | €629 | €508 | €384 | €253 | €50 | ▼ 80.2% |
| Profit (loss) for the period before taxes9903 | -€23,056 | -€17,480 | -€27,931 | -€14,927 | -€5,033 | ▲ 66.3% |
| Income taxes67/77 | €198 | €185 | €173 | €151 | €0 | ▼ 100% |
| Profit (loss) for the period9904 | -€23,254 | -€17,666 | -€28,104 | -€15,078 | -€5,033 | ▲ 66.6% |
| Profit (loss) for the period to be appropriated9905 | -€23,254 | -€17,666 | -€28,104 | -€15,078 | -€5,033 | ▲ 66.6% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €33,990 | €20,358 | €16,804 | €6,659 | €14,853 | ▲ 123% |
| Fixed assets21/28 | €1,852 | €1,140 | €908 | €816 | €774 | ▼ 5.1% |
| Tangible fixed assets22/27 | €1,078 | €366 | €134 | €42 | €0 | ▼ 100% |
| Furniture and vehicles24 | - | €366 | €134 | €42 | €0 | ▼ 100% |
| Financial fixed assets28 | €774 | €774 | €774 | €774 | €774 | = |
| Current assets29/58 | €32,137 | €19,218 | €15,896 | €5,843 | €14,079 | ▲ 141% |
| Amounts receivable within one year40/41 | €8,135 | €5,951 | €2,060 | €1,648 | €0 | ▼ 100% |
| Trade receivables40 | - | €0 | - | €125 | €0 | ▼ 100% |
| Other amounts receivable41 | - | €5,951 | €2,060 | €1,522 | €0 | ▼ 100% |
| Cash at bank and in hand54/58 | €22,379 | €11,626 | €12,300 | €4,196 | €14,079 | ▲ 236% |
| Deferred charges and accrued income490/1 | - | €1,641 | €1,537 | €0 | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €33,990 | €20,358 | €16,804 | €6,659 | €14,853 | ▲ 123% |
| Equity10/15 | -€2,687 | -€20,353 | -€48,457 | -€63,535 | -€68,568 | ▼ 7.9% |
| Contributions10/11 | - | €20,000 | €20,000 | €20,000 | €20,000 | = |
| Reserves13 | €27,377 | €27,377 | €27,377 | €27,377 | €27,377 | = |
| Non-distributable reserves130/1 | - | €2,000 | €0 | - | - | - |
| Reserves not available under the articles1311 | - | €2,000 | €0 | - | - | - |
| Distributable reserves133 | - | €25,377 | €27,377 | €27,377 | €27,377 | = |
| Profit (loss) carried forward14 | -€50,064 | -€67,729 | -€95,833 | -€110,911 | -€115,945 | ▼ 4.5% |
| Amounts payable17/49 | €36,677 | €40,711 | €65,261 | €70,194 | €83,421 | ▲ 18.8% |
| Amounts payable within one year42/48 | €36,677 | €40,711 | €65,261 | €70,194 | €83,421 | ▲ 18.8% |
| Financial debts43 | - | €0 | - | €237 | €0 | ▼ 100% |
| Credit institutions430/8 | - | €0 | - | €237 | €0 | ▼ 100% |
| Trade debts44 | €666 | €832 | €607 | €0 | €69 | - |
| Suppliers440/4 | - | €832 | €607 | €0 | €69 | - |
| Taxes, remuneration and social security45 | - | - | - | €2,100 | €368 | ▼ 82.5% |
| Taxes450/3 | - | - | - | €2,100 | €368 | ▼ 82.5% |
| Other amounts payable47/48 | - | €39,879 | €64,653 | €67,857 | €82,984 | ▲ 22.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€23,254 | -€17,666 | -€28,104 | -€15,078 | -€5,033 | ▲ 66.6% |
| + Depreciation and write-downs630 | €812 | €713 | €231 | €93 | €42 | ▼ 54.9% |
| Operating cash flow (approximation) | -€22,442 | -€16,953 | -€27,873 | -€14,985 | -€4,992 | ▲ 66.7% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | €0 | - |
| Change in cash | - | -€10,754 | €674 | -€8,104 | €9,883 | ▲ 222% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
11-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
03-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Weakest financial yearnet -€28,104
Net result drops to -€28,104, the lowest in the series; recovery starts the following year.
13-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
16-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
15-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
02-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
05-04
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
28-03
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
20-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Herent · 1 establishment unit since 2007
Ground area
744 m²
Building footprint
140 m²
Volume, LiDAR
749 m³
Parcel 24423I0037/00W007, Flanders · tallest building 8.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
JAZOE
since 20072.159.085.089
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24423I0037/00W007 | Flanders | 744 m² | 1 · 140 m² | 8.4 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 1,289 companies in sector 58290 we hold annual accounts for 594. 353 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded12-01-2007
Fiscal year end30-09
Activities, NACEBEL 2025
58290Other software publishing
47400Retail sale of information and communication equipment
70200Business and other management consultancy
74301Translation services
Contact
E-invoicing
Reachable via Peppol
Peppol ID
0208:0886686502
Also
9925:BE0886686502
Registered
24-11-2023
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.