JAYDA

Active

Private limited companyfounded 20214 yrs activeKasteelstraat 185, 9255 Buggenhout, BelgiumKBO/BCE: BE 0776.750.066

The computed 12-month bankruptcy probability of JAYDA is 3.4% (moderate). The 2025 annual accounts show equity of €111k and a net result of €17k. Equity remains stable across the filed fiscal years (±0.6% per year). Its solvency ranks better than 32% of 3541 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2025

56 / 100

Fair▲ +36 vs 2024

The score combines four axes. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability74▲+74

Solvency13▲+2

Growth52▲+20

Stability94

Bankruptcy probability, 12 months

3.4% Moderate

0%0.5%1.5%4%10%≥ 25%

Credit up to €6k at 30 days acceptable

Liquidity short (current ratio 0.72 against 0.7 in 2024), and 87.4% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 56

Relative position

BE, all sectors

reference

Sector 56

higher

← fewer bankruptcies more bankruptcies →

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

12.6%

Return on assets

1.9%

Age of the figures

11 mo

Latest accounts filed on time

The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 28-04-2026, 2 days ahead of the deadline.

NBB · 4 filings

Deviation from the deadline

2025

2 d early

2024

6 d early

2023

49 d early

2022

38 d early

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

08-09-2026 today30-09-2026 close30-04-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, abbreviated schema

Equity

€111k▲ 17.5%

2024 · €95k

2022: €103k 2023: €132k 2024: €95k

2022 → 2025

Total assets

€884k▼ 5.7%

2024 · €938k

2022: €393k 2023: €359k 2024: €938k

2022 → 2025

Net result

€17k

2024 · €-37k

2022: €73k 2023: €29k 2024: €-37k

2022 → 2025

Working capital

€-60k▲ 7.9%

2024 · €-65k

2022: €-27k 2023: €-27k 2024: €-65k

2022 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line2022202320242025Trend

Equity€103k-€132k▲ 28.3%€95k▼ 28.2%€111k▲ 17.5%

Operating result€93k-€36k▼ 61.1%€-28k€35k

Net result€73k-€29k▼ 60.1%€-37k€17k

Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result returns to profit in 2025: €35k after a loss of €28k in 2024.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €884k

82.7%

17.3%

Fixed assets €731k▼ 7.2%

Current assets €153k▲ 2.3%

Equity and liabilities €884k

12.6%

87.4%

Equity €111k▲ 17.5%

Debt €773k▼ 8.3%

The debt ratio falls from 89.9% to 87.4%: equity grows while debt is paid down.

Key figures and ratios

2025 value · change against 2024

EBITDA

€110k▲

2024 · €24k

Cash flow

€91k▲

2024 · €14k

Solvency

12.6%▲

2024 · 10.1%

Current ratio

0.72▲

2024 · 0.70

Quick ratio

0.63▲

2024 · 0.63

Debt / equity

6.94▼

2024 · 8.89

ROE

14.9%▲

2024 · -39.3%

ROA

1.9%▲

2024 · -4.0%

Interest coverage

5.83▲

2024 · 2.75

Debt

€773k▼

2024 · €843k

Debt ≤ 1 year

€213k▼

2024 · €214k

Debt > 1 year

€558k▼

2024 · €623k

Income taxes

€0▼

2024 · €735

Staff costs

€200k▲

2024 · €159k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€938k€884k▼

Fixed assets21/28€788k€731k▼

Intangible fixed assets21€108k€93k▼

Tangible fixed assets22/27€667k€625k▼

Plant, machinery and equipment23€67k€51k▼

Furniture and vehicles24€12k€13k▲

Other tangible fixed assets26€588k€561k▼

Financial fixed assets28€14k€14k=

Current assets29/58€150k€153k▲

Stocks and contracts in progress3€15k€18k▲

Stocks30/36€15k€18k▲

Amounts receivable within one year40/41€26k€31k▲

Trade receivables40€25k€31k▲

Other amounts receivable41€1k€0▼

Cash at bank and in hand54/58€54k€65k▲

Deferred charges and accrued income490/1€54k€39k▼

Equity and liabilities

Total equity and liabilities10/49€938k€884k▼

Equity10/15€95k€111k▲

Contributions10/11€30k€30k=

Reserves13€65k€65k=

Distributable reserves133€65k€65k=

Profit (loss) carried forward14-€17k

Amounts payable17/49€843k€773k▼

Amounts payable after more than one year17€623k€558k▼

Financial debts170/4€623k€558k▼

Amounts payable within one year42/48€214k€213k▼

Current portion of amounts payable after more than one year42€65k€57k▼

Trade debts44€29k€38k▲

Suppliers440/4€29k€38k▲

Advances received on contracts in progress46€90k€69k▼

Taxes, remuneration and social security45€31k€44k▲

Taxes450/3€14k€22k▲

Remuneration and social security454/9€17k€22k▲

Other amounts payable47/48€0€6k▲

Accrued charges and deferred income492/3€6k€2k▼

Income statement Code20242025

Remuneration, social security and pensions62€159k€200k▲

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€52k€75k▲

Other operating charges640/8€7k€2k▼

Gross operating margin9900€190k€312k▲

Operating profit (loss)9901€-28k€35k▲

Financial income75/76B€204€405▲

Recurring financial income75€204€405▲

Financial charges65/66B€9k€19k▲

Recurring financial charges65€9k€19k▲

Profit (loss) for the period before taxes9903€-37k€17k▲

Income taxes67/77€735€0▼

Profit (loss) for the period9904€-37k€17k▲

Profit (loss) for the period to be appropriated9905€-37k€17k▲

Appropriation of the result

Profit (loss) to be appropriated9906€-37k€17k▲

Transfer from equity791/2€37k€0▼

Transfer to equity691/2€0-

To other reserves6921€0-

Social balance

Average headcount (FTE)9087-0.0

The notes to these accounts (20 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 7Financial 3Filings 4

Next filing, fiscal year 2026, expected by 30-04-2027

2026

28-04

NBB filing Annual accounts filed

fiscal year 2025 · abbreviated schema

2025

30-09

Financial Back to profitnet €17k

Net result €17k after one loss-making year.

30-09

Financial Equity above €100kEq €111k ▲17.5%

Equity rises from €95k to €111k.

24-04

NBB filing Annual accounts filed

fiscal year 2024 · micro schema

2024

30-09

Financial Weakest financial yearnet €-37k ▼228%

Net result drops to €-37k, the lowest in the series; recovery starts the following year.

12-03

NBB filing Annual accounts filed

fiscal year 2023 · micro schema

2023

23-03

NBB filing Annual accounts filed

fiscal year 2022 · abbreviated schema

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

0 of 3 acts read

About the unread acts

We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors

1 director, last change in 2025

Kim Caluwé

Manager · since 01-10-2025

Current

01-10-2025 Appointed as Manager

Not every act has been read: a resignation may be missing here

3 of this company's 3 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.

Location & real-estate footprint

Registered office, Buggenhout · 1 establishment unit since 2021

exact location from the address register On OpenStreetMap

Ground area

2,920 m²

Building footprint

859 m²

Volume, LiDAR

5,201 m³

Parcel 42004B0698/00B009, Flanders · tallest building 18.0 m, ±2 floors. Linked by address, not a title deed.

1 establishment unit

Hof Ter Buecken