Javaco

Active

Private limited companyfounded 20205 yrs activeHerenthoutsesteenweg 17, 2560 Nijlen, BelgiumKBO/BCE: BE 0760.456.442

Summary

Javaco has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €303k and a net result of €-47k. Equity is growing by ~25.8% per year across the filed fiscal years. Its solvency ranks better than 55% of 1037 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).

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Checked score

Score 2025

52 / 100

Fair

The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability33▼-49

Solvency74=

Growth52=

Track record94

Bankruptcy probability, 12 months

1.0% Low

0%0.5%1.5%4%10%≥ 25%

Credit up to €15k at 30 days acceptable

Liquidity ample (current ratio 1.58 against 1.93 in 2024; short-term debt: 38.7% and cash: 3.3% of total assets), but 50.8% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Three signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Lower-failure-rate sector

In this sector companies fail less often than the Belgian average.

Gazette · bankruptcies per sector, NACE 95

Relative position

BE, all sectors

reference

Sector 95

lower

← fewer bankruptcies more bankruptcies →

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-04-2026, 111 days ahead of the deadline.

NBB · 5 filings

Deviation from the deadline

2025

111 d early

2024

64 d early

2023

148 d early

2022

153 d early

2021

156 d early

← before the deadline after the deadline →

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

24-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, abbreviated schema

Equity

€303k▼ 13.5%

2024 · €350k

2021: €108k 2022: €186k 2023: €282k 2024: €350k

2021 → 2025

Total assets

€615k▼ 14.5%

2024 · €720k

2021: €425k 2022: €513k 2023: €564k 2024: €720k

2021 → 2025

Net result

€-47k

2024 · €74k

2021: €107k 2022: €80k 2023: €101k 2024: €74k

2021 → 2025

Working capital

€139k▼ 34.9%

2024 · €213k

2021: €26k 2022: €74k 2023: €165k 2024: €213k

2021 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20212022202320242025Trend

Equity€108k-€186k▲ 71.2%€282k▲ 51.7%€350k▲ 24.2%€303k▼ 13.5%

Operating result€151k-€111k▼ 26.5%€137k▲ 22.9%€110k▼ 19.8%€-40k

Net result€107k-€80k▼ 25.7%€101k▲ 26.8%€74k▼ 26.9%€-47k

Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result turns negative in 2025: a loss of €40k after €110k in 2024, the lowest result in the available series.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €615k

38.8%

61.2%

Fixed assets €239k ▼ 14.2%

Current assets €377k ▼ 14.7%

Equity and liabilities €615k

49.2%

50.8%

Equity €303k ▼ 13.5%

Debt €313k ▼ 15.5%

Debt's share of the balance-sheet total falls from 51.4% to 50.8%. Equity and debt are lower.

Key figures and ratios

2025 value · change against 2024

EBITDA

€24k▼

2024 · €164k

Cash flow

€17k▼

2024 · €128k

Current ratio

1.58▼

2024 · 1.93

Quick ratio

1.49▼

2024 · 1.85

Debt to equity

1.03▼

2024 · 1.06

ROE

-15.6%▼

2024 · 21.1%

ROA

-7.7%▼

2024 · 10.2%

Interest coverage

2.82▼

2024 · 19.16

Debt ≤ 1 year

€238k▲

2024 · €228k

Debt > 1 year

€75k▼

2024 · €141k

Income taxes

€0▼

2024 · €31k

Staff costs

€225k▲

2024 · €143k

Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Filed annual accounts As filed with the NBB · 2025 against 2024 · 58 lines

Balance sheet Code20242025

Assets

Total assets20/58€720k€615k▼

Fixed assets21/28€278k€239k▼

Intangible fixed assets21€184k€154k▼

Tangible fixed assets22/27€90k€72k▼

Plant, machinery and equipment23€5k€15k▲

Furniture and vehicles24€84k€57k▼

Financial fixed assets28€5k€14k▲

Current assets29/58€441k€377k▼

Amounts receivable after more than one year29€19k€195k▲

Trade receivables290€19k€195k▲

Stocks and contracts in progress3€18k€22k▲

Stocks30/36€18k€22k▲

Amounts receivable within one year40/41€311k€125k▼

Trade receivables40€116k€113k▼

Other amounts receivable41€195k€12k▼

Cash at bank and in hand54/58€78k€20k▼

Deferred charges and accrued income490/1€14k€15k▲

Equity and liabilities

Total equity and liabilities10/49€720k€615k▼

Equity10/15€350k€303k▼

Contributions10/11€4k€4k=

Outside capital11€4k€4k=

Other1109/19€4k€4k=

Reserves13€346k€299k▼

Distributable reserves133€346k€299k▼

Amounts payable17/49€370k€313k▼

Amounts payable after more than one year17€141k€75k▼

Financial debts170/4€141k€75k▼

Amounts payable within one year42/48€228k€238k▲

Current portion of amounts payable after more than one year42€66k€67k▲

Financial debts43€3k€3k▲

Credit institutions430/8€3k€3k▲

Trade debts44€116k€139k▲

Suppliers440/4€116k€139k▲

Taxes, remuneration and social security45€37k€29k▼

Taxes450/3€25k€10k▼

Remuneration and social security454/9€12k€20k▲

Other amounts payable47/48€5k-

Income statement Code20242025

Remuneration, social security and pensions62€143k€225k▲

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€54k€64k▲

Other operating charges640/8€5k€2k▼

Gross operating margin9900€313k€251k▼

Operating profit (loss)9901€110k€-40k▼

Financial income75/76B€4k€1k▼

Recurring financial income75€4k€1k▼

Financial charges65/66B€9k€8k▼

Recurring financial charges65€9k€8k▼

Profit (loss) for the period before taxes9903€105k€-47k▼

Income taxes67/77€31k€0▼

Profit (loss) for the period9904€74k€-47k▼

Profit (loss) for the period to be appropriated9905€74k€-47k▼

Appropriation of the result

Profit (loss) to be appropriated9906€74k€-47k▼

Transfer from equity791/2-€47k

Transfer to equity691/2€68k-

To other reserves6921€68k-

Profit to be distributed694/7€5k-

Return on contributions (dividend)694€2k-

Employees696€3k-

Social balance

Average headcount (FTE)90872.03.0▲

The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 8Financial 3Filings 5

Next filing, fiscal year 2026, expected by 31-07-2027

2026

11-04

NBB filing Annual accounts filed

fiscal year 2025 · abbreviated schema

2025

31-12

Financial Weakest financial yearnet €-47k ▼164%

Net result drops to €-47k, the lowest in the series.

28-05

NBB filing Annual accounts filed

fiscal year 2024 · abbreviated schema

2024

05-03

NBB filing Annual accounts filed

fiscal year 2023 · micro schema

2023

31-12

Financial Equity above €200kEq €282k ▲51.7%

3 profitable years in a row build equity to €282k.

28-02

NBB filing Annual accounts filed

fiscal year 2022 · micro schema

2022

31-12

Financial Equity above €150kEq €186k ▲71.2%

2 profitable years in a row build equity to €186k.

25-02

NBB filing Annual accounts filed

fiscal year 2021 · micro schema

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Nijlen · 1 establishment unit since 2020

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Herenthoutsesteenweg 172560 Nijlen

Ground area

853 m²

Building footprint

119 m²

Volume, LiDAR

356 m³

Parcel 12026C0707/00V003, Flanders · tallest building 7.4 m, ±1 floor. Linked by address, not a title deed.

1 establishment unit

Javaco

Herenthoutsesteenweg 17, 2560 NijlenRepair, maintenance and installation of machinery and equipment

since 20202.311.156.444

1 parcel

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
12026C0707/00V003	Flanders	853 m²	1 · 119 m²	7.4 m · 1 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Celles (lez-Tournai) · Eq €301,785

Hasselt · Eq €293,825

Motor-Ecu

BE 0779.808.734

Deinze · Eq €316,721

Of 757 companies in sector 95313 we hold annual accounts for 289. 209 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded23-12-2020

Fiscal year end31-12

Activities, NACEBEL 2025

95313Repair and fitting of specific motor vehicle parts

47820Retail sale of motor vehicle parts and accessories

95319Other maintenance and repair of motor vehicles

Sources

Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers

Scores and ratios are computed by Checked and are not a credit decision.