Equity
JAVA has made a profit without a break since 2010.
The dashed line is the sector median: 0.1% across 48,570 companies (NACE 70, micro).
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 31% of them on solvency, 36% on liquidity, 45% on profitability and 47% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Liquidity is insufficient, with a current ratio of 0.48 (0.49 in 2024), below 1. Short-term debt is 10.4% and cash 0.4% of total assets. 69.8% of the assets are financed with debt and provisions.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
The company filed its last 7 accounts on average 7 days before the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
| Company | ||||
|---|---|---|---|---|
| JAVA Uccle | €660,648 | €65,998 | 30.2% | - |
| WiNaMi Uccle | €801,336 | €60,193 | 11.9% | 0 |
| John Steininger Uccle | €808,835 | €74,791 | 4.9% | - |
| COBRA INVESTISSEMENT Uccle | €575,295 | €66,952 | -71.2% | - |
| MARVIMMO Brussels | €662,356 | €67,457 | 47.5% | - |
| CEOR INVEST Brussels | €667,082 | €65,730 | 89.1% | - |
| ECONOMIC AND PUBLIC POLICY CONSULTANCY Ixelles | €654,462 | €71,687 | 38.4% | - |
These companies have the same main activity as JAVA: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €575,000 and €809,000, founded between 2007 and 2010.
JAVA files the micro format. That format states no turnover. The gross margin rose from €34,470 in 2008 to €65,998 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €140,000. Estimated: probably between €100,000 and €170,000.
Higher than 30% of 39,364 companies in 2025.
Higher than 11% of 38,048 companies in 2025.
Higher than 38% of 38,520 companies in 2025.
Net result: middle half · Equity: middle half · Balance sheet total: top quarter · Working capital: bottom quarter
| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Balance sheet: assets | |||||||||||||||||||
20/58 |
660,648 | 279,037 | 277,600 | 287,254 | 271,971 | 256,462 | 270,661 | 274,433 | 318,255 | 295,026 | 248,377 | 251,187 | 257,897 | 436,874 | 428,867 | 241,464 | 126,546 | 138,854 | |
21/28 |
627,922 | 237,364 | 239,280 | 237,225 | 236,483 | 234,220 | 236,271 | 242,275 | 237,851 | 241,580 | 231,407 | 230,934 | 230,884 | 419,275 | 409,323 | 231,054 | 114,957 | 121,226 | |
22/27 |
5,038 | 6,480 | 8,396 | 6,341 | 5,599 | 3,336 | 5,387 | 11,391 | 6,967 | 10,696 | 523 | 50 | - | 188,391 | 178,439 | 170 | 5,296 | 11,565 | |
22 |
- | - | - | - | - | - | - | - | - | - | - | - | - | 175,750 | 178,025 | - | - | - | |
23 |
3,259 | 3,716 | 4,173 | - | - | - | - | - | - | - | - | - | - | 12,435 | - | - | - | - | |
24 |
1,779 | 2,765 | 4,223 | 6,341 | 5,599 | 3,336 | 5,387 | 11,391 | 6,967 | 7,697 | 523 | 50 | - | 206 | 413 | 170 | 5,296 | 11,565 | |
27 |
- | - | - | - | - | - | - | - | - | 2,999 | - | - | - | - | - | - | - | - | |
28 |
622,884 | 230,884 | 230,884 | 230,884 | 230,884 | 230,884 | 230,884 | 230,884 | 230,884 | 230,884 | 230,884 | 230,884 | 230,884 | 230,884 | 230,884 | 230,884 | 109,661 | 109,661 | |
29/58 |
32,726 | 41,673 | 38,320 | 50,029 | 35,488 | 22,242 | 34,390 | 32,159 | 80,404 | 53,446 | 16,970 | 20,253 | 27,013 | 17,599 | 19,545 | 10,410 | 11,589 | 17,628 | |
40/41 |
27,801 | 38,607 | 29,682 | 32,000 | 5,441 | 1,641 | 14,721 | 3,582 | 56,282 | 9,804 | 7,219 | 40 | 2,097 | 14,165 | 10,331 | 6,655 | 6,655 | 1,763 | |
40 |
- | 14,472 | 14,472 | 26,559 | - | - | 13,080 | 3,582 | 56,282 | 9,804 | 7,219 | 40 | 2,097 | 14,165 | 10,331 | 6,655 | 6,655 | 1,763 | |
41 |
27,801 | 24,135 | 15,211 | 5,441 | 5,441 | 1,641 | 1,641 | - | - | - | - | - | - | - | - | - | - | - | |
54/58 |
2,372 | 181 | 5,617 | 14,489 | 25,743 | 15,460 | 12,256 | 20,205 | 22,697 | 42,207 | 8,296 | 20,213 | 24,916 | 3,434 | 9,214 | 3,755 | 4,934 | 15,865 | |
490/1 |
2,552 | 2,886 | 3,020 | 3,540 | 4,304 | 5,141 | 7,413 | 8,372 | 1,425 | 1,435 | 1,454 | - | - | - | - | - | - | - | |
| Balance sheet: equity and liabilities | |||||||||||||||||||
10/49 |
660,648 | 279,037 | 277,600 | 287,254 | 271,971 | 256,462 | 270,661 | 274,433 | 318,255 | 295,026 | 248,377 | 251,187 | 257,897 | 436,874 | 428,867 | 241,464 | 126,546 | 138,854 | |
10/15 |
199,597 | 194,668 | 185,000 | 181,958 | 151,255 | 141,540 | 131,136 | 122,270 | 134,518 | 133,628 | 92,515 | 71,986 | 48,993 | 34,645 | 32,670 | 28,759 | 23,516 | 25,134 | |
10/11 |
19,000 | 19,000 | 19,000 | 19,000 | 19,000 | 19,000 | 19,000 | 19,000 | 19,000 | 19,000 | 19,000 | 19,000 | 19,000 | 19,000 | 19,000 | 19,000 | 19,000 | 19,000 | |
100 |
- | - | - | - | - | - | 19,000 | 19,000 | 19,000 | 19,000 | 19,000 | 19,000 | 19,000 | 19,000 | 19,000 | 19,000 | 19,000 | 19,000 | |
13 |
123,850 | 118,950 | 109,450 | 106,450 | 76,150 | 66,650 | 56,650 | 41,650 | 41,650 | 41,650 | 22,900 | 12,900 | 1,900 | 1,900 | 1,900 | 1,900 | 973 | 973 | |
130/1 |
- | - | - | 1,900 | 1,900 | 1,900 | - | - | - | - | - | - | - | - | - | - | - | - | |
130 |
- | - | - | - | - | - | 1,900 | 1,900 | 1,900 | 1,900 | 1,900 | 1,900 | 1,900 | 1,900 | 1,900 | 1,900 | 973 | 973 | |
1311 |
- | - | - | 1,900 | 1,900 | 1,900 | - | - | - | - | - | - | - | - | - | - | - | - | |
132 |
39,750 | 39,750 | 39,750 | 39,750 | 39,750 | 39,750 | 39,750 | 39,750 | 39,750 | 39,750 | 21,000 | 11,000 | - | - | - | - | - | - | |
133 |
84,100 | 79,200 | 69,700 | 64,800 | 34,500 | 25,000 | 15,000 | - | - | - | - | - | - | - | - | - | - | - | |
14 |
56,747 | 56,718 | 56,550 | 56,508 | 56,105 | 55,890 | 55,486 | 61,620 | 73,868 | 72,978 | 50,615 | 40,086 | 28,093 | 13,745 | 11,770 | 7,859 | 3,543 | 5,161 | |
17/49 |
461,051 | 84,369 | 92,600 | 105,296 | 120,716 | 114,921 | 139,525 | 152,163 | 183,737 | 161,398 | 155,862 | 179,201 | 208,904 | 402,229 | 396,197 | 212,705 | 103,030 | 113,720 | |
17 |
392,193 | - | - | - | - | - | 8,843 | 18,129 | 27,051 | 35,623 | 43,860 | 51,775 | - | 189,491 | 179,164 | - | - | 10,079 | |
170/4 |
392,193 | - | - | - | - | - | 8,843 | 18,129 | 27,051 | 35,623 | 43,860 | 51,775 | - | 189,491 | 179,164 | - | - | 10,079 | |
42/48 |
68,858 | 84,369 | 92,600 | 105,296 | 120,716 | 114,921 | 130,682 | 134,035 | 156,686 | 125,774 | 112,001 | 127,426 | 208,904 | 212,738 | 217,033 | 212,705 | 103,030 | 103,641 | |
42 |
- | - | - | - | - | 8,843 | 9,285 | 8,922 | 8,573 | 8,237 | 7,915 | 7,605 | - | 8,590 | 6,643 | 4,596 | 10,079 | 4,868 | |
43 |
329 | 129 | 2,487 | 5 | 389 | 11 | - | - | - | - | - | - | 81,608 | 80,345 | 81,137 | 80,000 | - | - | |
430/8 |
329 | 129 | 2,487 | 5 | 389 | 11 | - | - | - | - | - | - | 81,608 | 80,345 | 81,137 | 80,000 | - | - | |
44 |
2,716 | 4,868 | 2,969 | 4,537 | 1,155 | 1,302 | 4,576 | 13,644 | 640 | 2,660 | 4,346 | 2,818 | 2,482 | 508 | 546 | - | 3,447 | 867 | |
440/4 |
2,716 | 4,868 | 2,969 | 4,537 | 1,155 | 1,302 | 4,576 | 13,644 | 640 | 2,660 | 4,346 | 2,818 | 2,482 | 508 | 546 | - | 3,447 | 867 | |
45 |
28,813 | 29,372 | 37,144 | 40,406 | 39,261 | 41,069 | 35,703 | 29,982 | 43,991 | 30,371 | 18,845 | 23,804 | 30,084 | 18,349 | 15,695 | 14,289 | 13,810 | 15,876 | |
450/3 |
28,813 | 29,372 | 37,144 | 40,406 | 39,261 | 41,069 | 35,703 | 29,982 | 43,991 | 30,371 | 18,845 | 23,804 | 30,084 | 18,349 | 15,695 | 14,289 | 13,810 | 15,876 | |
47/48 |
37,000 | 50,000 | 50,000 | 60,348 | 79,911 | 63,696 | 81,117 | 81,487 | 103,482 | 84,506 | 80,896 | 93,199 | 94,730 | 104,946 | 113,012 | 113,820 | 75,694 | 82,030 | |
| Income statement | |||||||||||||||||||
76A |
- | - | - | - | - | - | - | - | - | - | - | - | 111,268 | - | 313 | - | - | 2,474 | |
9900 |
65,998 | 72,236 | 64,842 | 102,523 | 87,828 | 72,779 | 105,601 | 51,209 | 94,082 | 127,775 | 81,840 | 38,291 | 22,031 | 29,913 | 34,525 | 28,157 | 10,289 | 34,470 | |
630 |
1,442 | 1,916 | 2,183 | 725 | 3,129 | 4,045 | 6,003 | 6,994 | 3,968 | 3,086 | 274 | 25 | 207 | 5,785 | 5,431 | 5,126 | 6,778 | 8,260 | |
640/8 |
1,646 | 972 | 1,962 | 1,439 | 19,530 | 1,977 | 19,637 | 14,770 | 22,590 | 19,517 | 2,242 | 838 | 833 | 1,346 | 4,827 | 990 | 1,750 | 787 | |
66A |
- | - | 333 | - | - | - | - | - | - | - | - | 615 | 444 | - | 100 | - | - | - | |
9901 |
62,910 | 69,348 | 60,364 | 100,358 | 65,168 | 66,757 | 79,961 | 29,445 | 67,524 | 105,171 | 79,324 | 37,429 | 20,991 | 22,782 | 24,267 | 22,041 | 1,761 | 25,423 | |
75/76B |
102 | 279 | 404 | - | - | - | 61 | 51 | 0 | 1 | 380 | 1 | - | 5 | 4 | 14 | 23 | 103 | |
75 |
102 | 279 | 404 | - | - | - | 61 | 51 | 0 | 1 | 380 | 1 | - | 5 | 4 | 14 | 23 | 103 | |
65/66B |
565 | 765 | 319 | 736 | 1,071 | 1,642 | 3,110 | 3,193 | 3,710 | 3,764 | 3,992 | 4,366 | 55,653 | 3,251 | 6,236 | 2,436 | 1,001 | 1,557 | |
65 |
565 | 765 | 319 | 736 | 1,071 | 1,642 | 3,110 | 3,193 | 3,710 | 3,764 | 3,992 | 4,366 | 55,653 | 3,251 | 6,236 | 2,436 | 1,001 | 1,557 | |
9903 |
62,447 | 68,862 | 60,450 | 99,623 | 64,098 | 65,115 | 76,912 | 26,304 | 63,815 | 101,408 | 75,713 | 32,448 | 76,162 | 19,536 | 18,249 | 19,619 | 783 | 26,443 | |
67/77 |
7,518 | 9,193 | 7,408 | 18,920 | 9,383 | 9,710 | 23,046 | 3,552 | 12,925 | 18,295 | 10,184 | 2,455 | 11,814 | 3,561 | 4,338 | 7,376 | 2,401 | 7,000 | |
9904 |
54,929 | 59,669 | 53,042 | 80,703 | 54,715 | 55,405 | 53,866 | 22,752 | 50,890 | 83,113 | 65,528 | 29,993 | 64,348 | 15,975 | 13,911 | 12,243 | -1,618 | 19,443 | |
689 |
- | - | - | - | - | - | - | - | - | 18,750 | 10,000 | 11,000 | - | - | - | - | - | - | |
9905 |
54,929 | 59,669 | 53,042 | 80,703 | 54,715 | 55,405 | 53,866 | 22,752 | 50,890 | 64,363 | 55,528 | 18,993 | 64,348 | 15,975 | 13,911 | 12,243 | -1,618 | 19,443 | |
| Appropriation of the result | |||||||||||||||||||
9906 |
111,647 | 116,218 | 109,550 | 136,808 | 110,605 | 110,890 | 115,486 | 96,620 | 123,868 | 114,978 | 95,615 | 47,086 | 78,093 | 27,745 | 21,770 | 15,786 | 3,543 | 19,443 | |
14P |
56,718 | 56,550 | 56,508 | 56,105 | 55,890 | - | - | - | - | - | - | - | - | - | - | - | - | - | |
691/2 |
4,900 | 9,500 | 3,000 | 30,300 | 9,500 | 10,000 | 15,000 | - | - | - | - | - | - | - | - | 927 | - | 973 | |
6920 |
- | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 927 | - | 973 | |
6921 |
4,900 | 9,500 | 3,000 | 30,300 | 9,500 | 10,000 | 15,000 | - | - | - | - | - | - | - | - | - | - | - | |
694/7 |
50,000 | 50,000 | 50,000 | 50,000 | 45,000 | 45,000 | 45,000 | 35,000 | 50,000 | 42,000 | 45,000 | 7,000 | 50,000 | 14,000 | 10,000 | 7,000 | - | 13,309 | |
695 |
50,000 | 50,000 | 50,000 | 50,000 | 45,000 | 45,000 | 45,000 | 35,000 | 50,000 | 42,000 | 45,000 | 7,000 | 50,000 | 14,000 | 10,000 | 7,000 | - | 13,309 | |
| Document | |||||||||||||||||||
The notes to these accounts have 7 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 13-07-2026.
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 13-07-2026 | 2026-00292781 | |
| 31-12-2024 | micro format | 11-07-2025 | 2025-00260665 | |
| 31-12-2023 | micro format | 30-08-2024 | 2024-00412651 | |
| 31-12-2022 | micro format | 13-07-2023 | 2023-00234061 | |
| 31-12-2021 | micro format | 15-07-2022 | 2022-20214844 | |
| 31-12-2020 | micro format | 25-08-2021 | 2021-53800428 | |
| 31-12-2019 | micro format | 29-06-2020 | 2020-23600266 | |
| 31-12-2018 | micro format | 31-08-2019 | 2019-62700355 | |
| 31-12-2017 | micro format | 18-06-2018 | 2018-19700509 | |
| 31-12-2016 | micro format | 03-08-2017 | 2017-41300554 | |
| 31-12-2015 | full format | 11-08-2016 | 2016-42000557 | |
| 31-12-2014 | full format | 01-07-2015 | 2015-25900316 | |
| 31-12-2013 | full format | 24-07-2014 | 2014-34200566 | |
| 31-12-2012 | full format | 25-06-2013 | 2013-22100069 | |
| 31-12-2011 | full format | 21-06-2012 | 2012-20200283 | |
| 31-12-2010 | full format | 28-06-2011 | 2011-22100092 | |
| 31-12-2009 | full format | 09-06-2010 | 2010-15900309 | |
| 31-12-2008 | full format | 21-08-2009 | 2009-60300342 |
| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 64,352 | 71,264 | 62,547 | 101,084 | 68,297 | 70,802 | 85,964 | 36,439 | 71,492 | 108,258 | 79,598 | 37,454 | 21,198 | 28,567 | 29,698 | 27,167 | 8,539 | 33,683 | ||
| 56,371 | 61,585 | 55,225 | 81,428 | 57,844 | 59,449 | 59,869 | 29,746 | 54,858 | 86,200 | 65,802 | 30,018 | 64,555 | 21,760 | 19,342 | 17,369 | 5,160 | 27,703 | ||
| 392,000 | 0 | 4,571 | 4,926 | 5,392 | 1,993 | 0 | 11,418 | 3,238 | 13,259 | 747 | 74 | -188,184 | 15,738 | 183,699 | 121,223 | 509 | 129,486 | ||
| 2,192 | -5,437 | -8,872 | -11,254 | 10,283 | 3,205 | -7,949 | -2,492 | -19,510 | 33,910 | -11,917 | -4,703 | 21,482 | -5,780 | 5,459 | -1,179 | -10,931 | - | ||
| -36,132 | -42,696 | -54,281 | -55,267 | -85,227 | -92,679 | -96,292 | -101,876 | -76,282 | -72,328 | -95,032 | -107,172 | -181,891 | -195,139 | -197,489 | -202,295 | -91,441 | -86,013 | ||
| 30.2% | 69.8% | 66.6% | 63.3% | 55.6% | 55.2% | 48.5% | 44.6% | 42.3% | 45.3% | 37.2% | 28.7% | 19.0% | 7.9% | 7.6% | 11.9% | 18.6% | 18.1% | ||
| 0.48 | 0.49 | 0.41 | 0.48 | 0.29 | 0.19 | 0.26 | 0.24 | 0.51 | 0.42 | 0.15 | 0.16 | 0.13 | 0.08 | 0.09 | 0.05 | 0.11 | 0.17 | ||
| 2.31 | 0.43 | 0.50 | 0.58 | 0.80 | 0.81 | 1.06 | 1.24 | 1.37 | 1.21 | 1.68 | 2.49 | 4.26 | 11.61 | 12.13 | 7.40 | 4.38 | 4.52 | ||
| 27.5% | 30.7% | 28.7% | 44.4% | 36.2% | 39.1% | 41.1% | 18.6% | 37.8% | 62.2% | 70.8% | 41.7% | 131.3% | 46.1% | 42.6% | 42.6% | -6.9% | 77.4% | ||
| 8.3% | 21.4% | 19.1% | 28.1% | 20.1% | 21.6% | 19.9% | 8.3% | 16.0% | 28.2% | 26.4% | 11.9% | 25.0% | 3.7% | 3.2% | 5.1% | -1.3% | 14.0% | ||
| over 100 | 93.15 | over 100 | over 100 | 63.77 | - | - | - | - | - | - | - | - | - | - | - | - | - |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
| Item | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Tangible fixed assets | - | - | €4,571 | €4,926 | €5,392 |
| Financial fixed assets | €392,000 | - | - | - | - |
| €1,442 | €1,916 | €2,183 | €725 | €3,129 |
Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)
The operating result for 2025 is 9% lower than in 2024.
Debt's share of the balance-sheet total rises from 30.2% to 69.8%. Equity and debt are higher.
JAVA has no parent and no holdings in its annual accounts. POZNANTEK Laurent is the only director.
The board mandates are listed under Board mandates elsewhere. The network lets you explore the same ties.
Deadline for the 2026 accounts: 31-07-2027
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
| Establishment | Since | Unit number |
|---|---|---|
| Riddershofstedelaan 46A registered office 1180 Uccle | ||
| Vanderkinderestraat 303 1180 Uccle | 13-11-2007 | 2.166.228.051 |
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 21612D0005/00P010 | 584 m² | 1 · 169 m² | 14.7 m · 3 |
| 21618B0278/00D022 | 397 m² | 1 · 253 m² | 17.1 m · 5 |
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