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WiNaMi

Active
Private limited companyfounded 200719 yrs activeAlsembergsesteenweg 842, 1180 Ukkel, BelgiumKBO/BCE: BE 0888.700.637
Summary

WiNaMi has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €51,918 and a net result of €30,352. Equity is growing by ~13.5% per year across the filed fiscal years. Its solvency ranks better than 16% of 8112 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.3% (very low).

Checked score

Score 2024
Axes · tick = 2023
Profitability59▲+24
Solvency39▲+5
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2,500 at 30 days acceptable
Liquidity tight (current ratio 1.21 against 1.15 in 2023; short-term debt: 82.2% and cash: 0.5% of total assets), and 85.6% of the assets are financed with debt.
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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 19 years 0 20 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
14.4%
Return on assets
8.4%
Age of the figures
21 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 16% of 8112 sector peers (2024).
NBB · sector comparison
Position among 8112 sector peers
Solvency
better than 16%
← weakest strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 28-10-2025, 89 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
89 d late
2023
59 d late
2022
56 d late
2021
31 d late
2020
51 d late
2019
153 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 73 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

WiNaMi was incorporated on 12 April 2007.1 Total assets rose from EUR 181,044 in 2018 to EUR 359,349 in 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2024

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Financials · fiscal year 2024, abbreviated schema

Equity
€51,918▲ 141%
2023 · €21,565
Total assets
€359,349▲ 47.4%
2023 · €243,829
Net result
€30,352
2023 · -€2,081
Working capital
€62,513▲ 99.3%
2023 · €31,372
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20202021202220232024
Operating result-€1,704-€490▲ 71.2%-€1,743▼ 256%-€2,361▼ 35.4%€44,361
Net result€5,654within the sector's middle half€2,320below the sector's middle half▼ 59.0%€2,819below the sector's middle half▲ 21.5%-€2,081below the sector's middle half€30,352within the sector's middle half
Equity€18,508below the sector's middle half▲ 44.0%€20,828below the sector's middle half▲ 12.5%€23,646below the sector's middle half▲ 13.5%€21,565below the sector's middle half▼ 8.8%€51,918below the sector's middle half▲ 141%
Total assets€203,695below the sector's middle half▲ 6.4%€218,159below the sector's middle half▲ 7.1%€231,035below the sector's middle half▲ 5.9%€243,829below the sector's middle half▲ 5.5%€359,349below the sector's middle half▲ 47.4%
Debt€185,187▲ 3.7%€197,331▲ 6.6%€207,389▲ 5.1%€222,263▲ 7.2%€307,431▲ 38.3%
Working capital€25,530within the sector's middle half▲ 31.6%€28,229within the sector's middle half▲ 10.6%€31,677within the sector's middle half▲ 12.2%€31,372within the sector's middle half▼ 1.0%€62,513within the sector's middle half▲ 99.3%
Solvency9.1%below the sector's middle half▲ 2.4pp9.5%below the sector's middle half▲ 0.5pp10.2%below the sector's middle half▲ 0.7pp8.8%below the sector's middle half▼ 1.4pp14.4%below the sector's middle half▲ 5.6pp
Current ratio1.14within the sector's middle half▲ 0.031.15within the sector's middle half▲ 0.011.16within the sector's middle half▲ 0.011.15within the sector's middle half▼ 0.011.21within the sector's middle half▲ 0.06
Return on assets (ROA)2.8%within the sector's middle half▲ 3.9pp1.1%within the sector's middle half▼ 1.7pp1.2%within the sector's middle half▲ 0.2pp-0.9%below the sector's middle half▼ 2.1pp8.4%within the sector's middle half▲ 9.3pp
Staff (FTE)0below the sector's middle half0within the sector's middle half
above within below the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
-€20,000€0€20,000€40,000Operating result 2020: -€1,704-€1,704Net result 2020: €5,654€5,654Operating result 2021: -€490-€490Net result 2021: €2,320€2,320Operating result 2022: -€1,743-€1,743Net result 2022: €2,819€2,819Operating result 2023: -€2,361-€2,361Net result 2023: -€2,081-€2,081Operating result 2024: €44,361€44,361Net result 2024: €30,352€30,35220202021202220232024-€20,000€0€20,000€40,000Operating result 2022: -€1,743-€1,740Net result 2022: €2,819€2,820Operating result 2023: -€2,361-€2,360Net result 2023: -€2,081-€2,080Operating result 2024: €44,361€44,400Net result 2024: €30,352€30,400202220232024
The operating result returns to profit in 2024: €44,361 after a loss of €2,361 in 2023, the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €359,349
Fixed assets €1,326 =
Current assets €358,023 ▲ 47.6%
Equity and liabilities €359,349
Equity €51,918 ▲ 141%
Debt €307,431 ▲ 38.3%
Debt's share of the balance-sheet total falls from 91.2% to 85.6%. Equity and debt are higher.
Key figures and ratios
2024 value · change against 2023
Debt to equity
5.92▼
2023 · 10.31
ROE
58.5%▲
2023 · -9.7%
Debt ≤ 1 year
€295,510▲
2023 · €211,131
Income taxes
€18,038▲
2023 · €0
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 5,053 companies that looked in July 2024 the way this one looks now, 1.6% went bankrupt within 24 months and 96% are still going.

  • Micro
  • 10 to 20 years old
  • solvency 10 to 30%
  • a profit of 5% of the balance sheet or more
1.6% went bankrupt
2.4% stopped otherwise
96% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a lower bankruptcy probability: 0.3% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.9%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 5,053 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2023 · 44 lines
Balance sheet Code20232024
Assets
Total assets20/58€243,829€359,349▲
Fixed assets21/28€1,326€1,326=
Financial fixed assets28€1,326€1,326=
Current assets29/58€242,503€358,023▲
Amounts receivable within one year40/41€242,420€356,393▲
Trade receivables40€4,872€17,372▲
Other amounts receivable41€237,548€339,021▲
Cash at bank and in hand54/58€16€1,629▲
Deferred charges and accrued income490/1€67€0▼
Equity and liabilities
Total equity and liabilities10/49€243,829€359,349▲
Equity10/15€21,565€51,918▲
Contributions10/11€6,200€6,200=
Reserves13€15,365€45,718▲
Non-distributable reserves130/1€1,860€1,860=
Reserves not available under the articles1311€1,860€1,860=
Distributable reserves133€13,505€43,858▲
Amounts payable17/49€222,263€307,431▲
Amounts payable within one year42/48€211,131€295,510▲
Financial debts43€0-
Credit institutions430/8€0-
Trade debts44€3,138€42,347▲
Suppliers440/4€3,138€42,347▲
Advances received on contracts in progress46-€7,500
Taxes, remuneration and social security45€970€28,517▲
Taxes450/3€970€28,517▲
Other amounts payable47/48€207,023€217,146▲
Accrued charges and deferred income492/3€11,133€11,922▲
Income statement Code20232024
Non-recurring operating income76A€0-
Other operating charges640/8-€842
Gross operating margin9900-€2,361€45,203▲
Operating profit (loss)9901-€2,361€44,361▲
Financial income75/76B€11,434€16,186▲
Recurring financial income75€11,434€16,186▲
Financial charges65/66B€11,154€12,157▲
Recurring financial charges65€11,154€12,157▲
Profit (loss) for the period before taxes9903-€2,081€48,391▲
Income taxes67/77€0€18,038▲
Profit (loss) for the period9904-€2,081€30,352▲
Profit (loss) for the period to be appropriated9905-€2,081€30,352▲
Appropriation of the result
Profit (loss) to be appropriated9906-€2,081€30,352▲
Transfer from equity791/2€2,081€0▼
Transfer to equity691/2€0€30,352▲
To other reserves6921€0€30,352▲
Social balance
Average headcount (FTE)90870.0-

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20202021202220232024Change
Non-recurring operating income76A--€500€0--
Other operating charges640/8----€842-
Gross operating margin9900-€1,615-€490-€1,743-€2,361€45,203▲ 2,015%
Operating profit (loss)9901-€1,704-€490-€1,743-€2,361€44,361▲ 1,979%
Financial income75/76B-€12,899€14,984€11,434€16,186▲ 41.6%
Recurring financial income75€18,280€12,899€14,984€11,434€16,186▲ 41.6%
Financial charges65/66B-€8,727€9,416€11,154€12,157▲ 9.0%
Recurring financial charges65€8,262€8,727€9,416€11,154€12,157▲ 9.0%
Profit (loss) for the period before taxes9903€8,315€3,682€3,824-€2,081€48,391▲ 2,425%
Income taxes67/77€2,661€1,362€1,005€0€18,038-
Profit (loss) for the period9904€5,654€2,320€2,819-€2,081€30,352▲ 1,558%
Profit (loss) for the period to be appropriated9905€5,654€2,320€2,819-€2,081€30,352▲ 1,558%
Line20202021202220232024Change
Assets
Total assets20/58€203,695€218,159€231,035€243,829€359,349▲ 47.4%
Fixed assets21/28€1,326€1,326€1,326€1,326€1,326=
Financial fixed assets28€1,326€1,326€1,326€1,326€1,326=
Current assets29/58€202,369€216,833€229,709€242,503€358,023▲ 47.6%
Amounts receivable within one year40/41€202,369€216,833€229,709€242,420€356,393▲ 47.0%
Trade receivables40-€4,872€4,872€4,872€17,372▲ 257%
Other amounts receivable41-€211,961€224,837€237,548€339,021▲ 42.7%
Cash at bank and in hand54/58---€16€1,629▲ 10,153%
Deferred charges and accrued income490/1---€67€0▼ 100%
Equity and liabilities
Total equity and liabilities10/49€203,695€218,159€231,035€243,829€359,349▲ 47.4%
Equity10/15€18,508€20,828€23,646€21,565€51,918▲ 141%
Contributions10/11-€6,200€6,200€6,200€6,200=
Reserves13€12,308€14,628€17,446€15,365€45,718▲ 198%
Non-distributable reserves130/1-€1,860€1,860€1,860€1,860=
Reserves not available under the articles1311-€1,860€1,860€1,860€1,860=
Distributable reserves133-€12,768€15,586€13,505€43,858▲ 225%
Amounts payable17/49€185,187€197,331€207,389€222,263€307,431▲ 38.3%
Amounts payable within one year42/48€176,839€188,604€198,032€211,131€295,510▲ 40.0%
Financial debts43---€0--
Credit institutions430/8---€0--
Trade debts44€3,430€3,326€3,062€3,138€42,347▲ 1,250%
Suppliers440/4-€3,326€3,062€3,138€42,347▲ 1,250%
Advances received on contracts in progress46----€7,500-
Taxes, remuneration and social security45-€3,762€2,220€970€28,517▲ 2,841%
Taxes450/3-€3,762€2,220€970€28,517▲ 2,841%
Other amounts payable47/48-€181,516€192,751€207,023€217,146▲ 4.9%
Accrued charges and deferred income492/3-€8,727€9,357€11,133€11,922▲ 7.1%
Line20202021202220232024Change
Profit (loss) for the period9904€5,654€2,320€2,819-€2,081€30,352▲ 1,558%
Operating cash flow (approximation)€5,654€2,320€2,819-€2,081€30,352▲ 1,558%
Investment in fixed assets (approximation)-€0€0€0€0-
Change in cash----€1,613-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2025
28-10
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema · 89 days late
2024
31-12
Financial Back to profitnet €30,352
Net result €30,352 after one loss-making year.
28-09
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema · 59 days late
2023
25-09
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema · 56 days late
2022
31-08
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema · 31 days late
2021
20-09
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema · 51 days late
2020
31-12
Financial Back to profitnet €5,654
Net result €5,654 after one loss-making year.
31-12
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema · 153 days late
2019
31-12
Financial Weakest financial yearnet -€2,224
Net result drops to -€2,224, the lowest in the series; recovery starts the following year.
04-11
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema · 96 days late
17-05
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema · 290 days late
2018
31-03
NBB filing Annual accounts filed
fiscal year 2016 · micro schema · 243 days late
2017
29-12
NBB filing Annual accounts filed
fiscal year 2015 · abbreviated schema · 516 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts

We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ukkel · 1 establishment unit since 2007
seat establishment The establishment unit on the map
Ground area
7,153 m²
Building footprint
2,693 m²
Volume, LiDAR
17,109 m³
2 parcels, Brussels, Flanders · tallest building 12.7 m, ±2 floors. Linked by address, not a title deed.
313 companies at this address See who is registered here
1 establishment unit
WiNaMi
Zandvoortstraat 4, 2800 MechelenNACE 7414201
since 20072.162.557.491
2 parcels
Flanders 1 (50%) Brussels 1 (50%)
Parcel (capakey) Region Area Buildings Height / fl.
12402A0082/00G000 Flanders 5,537 m² 1 · 1,604 m² 8.2 m · 2 fl.
21614E0126/00A002 Brussels 1,616 m² 1 · 1,089 m² 12.7 m · 2 fl.
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Owners and holdings

1 holding

Owners 0

The accounts to 31-12-2024 list no shareholders, and no other source names one.

Holdings 1

According to the 2024 annual accounts of WiNaMi and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Similar companies · same sector, comparable size

Of 82,646 companies in sector 70200 we hold annual accounts for 52,627. 38,286 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded12-04-2007
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
E-invoicing
Reachable via Peppol
Peppol ID 0208:0888700637
Also 9925:BE0888700637
Registered 13-02-2024

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.