JASMAU
ActiveJASMAU has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €406k and a net result of €252k. Equity is growing by ~20.7% per year across the filed fiscal years. Its solvency ranks better than 74% of 31642 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
83
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity ample (current ratio 4.35 against 4.81 in 2024; short-term debt: 21.6% and cash: 4.3% of total assets), and 21.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
78.4%
Return on assets
48.7%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-05-2026, 63 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
63 d early
2024
51 d early
2023
43 d early
2022
324 d late
2021
41 d early
2020
19 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€406k▲ 31.3%
2024 · €309k
2020: €83k
2021: €154k
2022: €315k
2023: €402k
2024: €309k
2020 → 2025
Total assets
€518k▲ 36.6%
2024 · €379k
2020: €130k
2021: €241k
2022: €412k
2023: €511k
2024: €379k
2020 → 2025
Net result
€252k▲ 62.4%
2024 · €155k
2020: €78k
2021: €71k
2022: €161k
2023: €248k
2024: €155k
2020 → 2025
Working capital
€375k▲ 41.1%
2024 · €266k
2020: €68k
2021: €139k
2022: €249k
2023: €349k
2024: €266k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€154k-€315k▲ 104%€402k▲ 27.7%€309k▼ 23.1%€406k▲ 31.3%
Operating result€98k-€209k▲ 113%€308k▲ 47.2%€205k▼ 33.4%€336k▲ 63.8%
Net result€71k-€161k▲ 127%€248k▲ 54.3%€155k▼ 37.5%€252k▲ 62.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 64% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €518k
Fixed assets
€31k▼ 28.9%
Current assets
€487k▲ 45.1%
Equity and liabilities €518k
Equity
€406k▲ 31.3%
Debt
€112k▲ 60.4%
The debt ratio rises from 18.4% to 21.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€350k▲
2024 · €225k
Cash flow
€266k▲
2024 · €175k
Solvency
78.4%▼
2024 · 81.6%
Current ratio
4.35▼
2024 · 4.81
Quick ratio
4.35▼
2024 · 4.81
Debt / equity
0.28▲
2024 · 0.23
ROE
62.1%▲
2024 · 50.2%
ROA
48.7%▲
2024 · 40.9%
Interest coverage
1326.70▼
2024 · 1473.08
Debt
€112k▲
2024 · €70k
Debt ≤ 1 year
€112k▲
2024 · €70k
Income taxes
€85k▲
2024 · €51k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€379k€518k▲
Fixed assets21/28€43k€31k▼
Tangible fixed assets22/27€43k€31k▼
Plant, machinery and equipment23€360-
Furniture and vehicles24€43k€31k▼
Current assets29/58€336k€487k▲
Amounts receivable within one year40/41€65k€147k▲
Trade receivables40€65k€147k▲
Other amounts receivable41€92€100▲
Current investments50/53€251k€315k▲
Cash at bank and in hand54/58€16k€22k▲
Deferred charges and accrued income490/1€3k€2k▼
Equity and liabilities
Total equity and liabilities10/49€379k€518k▲
Equity10/15€309k€406k▲
Contributions10/11€5k€5k=
Capital10€5k-
Issued capital100€5k-
Reserves13€149k€149k=
Distributable reserves133€149k€149k=
Profit (loss) carried forward14€155k€252k▲
Amounts payable17/49€70k€112k▲
Amounts payable within one year42/48€70k€112k▲
Trade debts44€14k€11k▼
Suppliers440/4€14k€11k▼
Taxes, remuneration and social security45€50k€90k▲
Taxes450/3€45k€85k▲
Remuneration and social security454/9€5k€5k▲
Other amounts payable47/48€6k€11k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€20k€14k▼
Other operating charges640/8€896€956▲
Gross operating margin9900€226k€351k▲
Operating profit (loss)9901€205k€336k▲
Financial income75/76B€688€1k▲
Recurring financial income75€688€1k▲
Financial charges65/66B€153€264▲
Recurring financial charges65€153€264▲
Profit (loss) for the period before taxes9903€206k€337k▲
Income taxes67/77€51k€85k▲
Profit (loss) for the period9904€155k€252k▲
Profit (loss) for the period to be appropriated9905€155k€252k▲
Appropriation of the result
Profit (loss) to be appropriated9906€404k€407k▲
Profit (loss) brought forward from the previous period14P€248k€155k▼
Profit to be distributed694/7€248k€155k▼
Return on contributions (dividend)694€248k€155k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2020net €252k ▲62.4%
Operating result €336k, net result €252k, both a record.
10-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
19-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 324 days late
18-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
31-12
Financial
Equity above €200kEq €315k ▲104%
3 profitable years in a row build equity to €315k.
20-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €71k ▼9.7%
Net result drops to €71k, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €150kEq €154k ▲84.9%
2 profitable years in a row build equity to €154k.
12-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kontich · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Lijsterbolstraat 9 C2550 KontichGround area
3,099 m²
Building footprint
389 m²
Volume, LiDAR
13 m³
Parcel 11602E0019/00W004, Flanders · tallest building 2.9 m. Linked by address, not a title deed.
1 establishment unit
Gingerrules
since 20192.289.259.881
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11602E0019/00W004 | Flanders | 3,099 m² | 2 · 388 m² | 2.9 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
KLA Consult
BE 0799.996.216
Duffel · Eq €406k
STEEL CUBE
BE 0686.764.552
Rixensart · Eq €406k
TELEROM
BE 0832.904.455
Bilzen-Hoeselt · Eq €406k
RIVERSTREET SOLUTIONS
BE 0890.997.359
Antwerpen · Eq €406k
SAGITTAS
BE 0546.925.392
Vorst · Eq €406k
Of 82,570 companies in sector 70200 we hold annual accounts for 52,573. 36,265 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-05-2019
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
69109Other legal services
82100Office administrative and support services
82110Office administrative, office support and other business support activities
82300Organisation of conventions and trade shows
82990Other business support services
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.