JASKARAN
ActiveThe computed 12-month bankruptcy probability of JASKARAN is 2.1% (moderate). The 2025 annual accounts show equity of €22k and a net result of €4k. Equity is growing by ~26.4% per year across the filed fiscal years. Its solvency ranks better than 42% of 10206 sector peers (fiscal year 2025). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
61
/ 100
Healthy▲ +8 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability88▲+13
Solvency47▲+10
Growth85=
Stability100
Bankruptcy probability, 12 months
2.1%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity short (current ratio 0.99 against 0.78 in 2024), and 70% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
30%
Return on assets
5.3%
Age of the figures
8 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-07-2026, 13 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
13 d early
2024
46 d late
2023
5 d early
2022
53 d late
2021
30 d late
2020
51 d late
2019
115 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
€337k▲ 122%
2019 · €152k
2018: €25k
2019: €152k
2018 → 2021
EBIT margin
1.9%▲ 0.3pp
2019 · 1.6%
2018: 11.1%
2019: 1.6%
2018 → 2021
Net result
€4k▲ 43.0%
2024 · €3k
2018: €2k
2019: €2k
2020: €-8k
2021: €6k
2022: €3k
2023: €4k
2024: €3k
2018 → 2025
Working capital
€-451▲ 95.6%
2024 · €-10k
2018: €5k
2019: €5k
2020: €-4k
2021: €2k
2022: €6k
2023: €11k
2024: €-10k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€337k-
Equity€8k-€12k▲ 37.1%€15k▲ 30.9%€18k▲ 17.7%€22k▲ 21.5%
Operating result€6k-€4k▼ 39.4%€10k▲ 156%€7k▼ 27.1%€9k▲ 19.6%
Net result€6k-€3k▼ 51.2%€4k▲ 14.2%€3k▼ 25.1%€4k▲ 43.0%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 20% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €72k
Fixed assets
€22k▼ 21.5%
Current assets
€50k▲ 34.5%
Equity and liabilities €72k
Equity
€22k▲ 21.5%
Debt
€50k▲ 6.2%
The debt ratio falls from 72.7% to 70.0%: equity grows faster than debt.
Key figures and ratios
EBITDA
€16k▲
2024 · €13k
Cash flow
€11k▲
2024 · €9k
Solvency
30.0%▲
2024 · 27.3%
Current ratio
0.99▲
2024 · 0.78
Quick ratio
0.49▲
2024 · 0.11
Debt / equity
2.33▼
2024 · 2.66
ROE
17.7%▲
2024 · 15.0%
ROA
5.3%▲
2024 · 4.1%
Interest coverage
4.45▲
2024 · 4.02
Debt
€50k▲
2024 · €47k
Debt ≤ 1 year
€50k▲
2024 · €47k
Income taxes
€1k▼
2024 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€65k€72k▲
Fixed assets21/28€28k€22k▼
Intangible fixed assets21€2k€2k▲
Tangible fixed assets22/27€26k€20k▼
Plant, machinery and equipment23€771€331▼
Furniture and vehicles24€25k€19k▼
Current assets29/58€37k€50k▲
Stocks and contracts in progress3€32k€25k▼
Stocks30/36€32k€25k▼
Amounts receivable within one year40/41€1k€7k▲
Other amounts receivable41€1k€7k▲
Cash at bank and in hand54/58€4k€18k▲
Equity and liabilities
Total equity and liabilities10/49€65k€72k▲
Equity10/15€18k€22k▲
Contributions10/11€6k€6k=
Outside capital11€6k€6k=
Other1109/19€6k€6k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€10k€13k▲
Amounts payable17/49€47k€50k▲
Amounts payable within one year42/48€47k€50k▲
Trade debts44€4k€10k▲
Suppliers440/4€4k€10k▲
Taxes, remuneration and social security45€4k€1k▼
Taxes450/3€4k€1k▼
Other amounts payable47/48€39k€39k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€8k▲
Other operating charges640/8€1k€2k▲
Gross operating margin9900€14k€18k▲
Operating profit (loss)9901€7k€9k▲
Financial charges65/66B€3k€4k▲
Recurring financial charges65€3k€4k▲
Profit (loss) for the period before taxes9903€4k€5k▲
Income taxes67/77€1k€1k▼
Profit (loss) for the period9904€3k€4k▲
Profit (loss) for the period to be appropriated9905€3k€4k▲
Appropriation of the result
Profit (loss) to be appropriated9906€10k€13k▲
Profit (loss) brought forward from the previous period14P€7k€10k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
18-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
15-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 46 days late
2024
26-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
22-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 53 days late
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
31-12
Financial
Back to profitnet €6k
Net result €6k after one loss-making year.
20-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 51 days late
2020
31-12
Financial
Weakest financial yearnet €-8k ▼515%
Net result drops to €-8k, the lowest in the series; recovery starts the following year.
07-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
03-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 64 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 directors, no change since 2024
SINGH Balwinder
CurrentDirector · since 05-12-2024
SINGH Harbhajan
CurrentDirector · since 05-12-2024
05-12-2024
SINGH Balwinder: Appointed as Director
05-12-2024
SINGH Harbhajan: Appointed as Director
Location & real-estate footprint
Registered office, Elsene · 2 establishment units since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Trierstraat 281050 ElseneGround area
176 m²
Building footprint
207 m²
Volume, LiDAR
1,949 m³
2 parcels, Brussels · tallest building 15.5 m, ±4 floors. Linked by address, not a title deed.
2 establishment units
JASKARAN
since 20182.283.886.378
JASKARAN 3
since 20202.309.133.302
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21616A0267/00M037 | Brussels | 117 m² | 1 · 118 m² | 15.2 m · 3 fl. |
| 21442A0007/00N004 | Brussels | 59 m² | 1 · 89 m² | 15.4 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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SNS
BE 0670.770.341
Beringen · Eq €22k
NOOREXPRESS SHOP
BE 0692.537.933
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MARSICO
BE 0699.561.822
Hamont-Achel · Eq €22k
BESTAG
BE 0871.623.489
Etterbeek · Eq €22k
Of 10,411 companies in sector 47110 we hold annual accounts for 5,786. 4,149 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-03-2018
Fiscal year end31-12
Activities, NACEBEL
47110Non-specialised retail sale with food, beverages or tobacco predominating
47113Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.