Active BE 0768.658.880Private limited company

Jarodama

Baron d'Eynattenstraat 4 ·3000 Leuven, Belgium· 5 yrs active

Sector: NACE 66191 (66191)

Conclusion Checked

Jarodama is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show negative equity (€-14k) and a net result of €57k. Equity is shrinking by ~76.6% per year across the filed fiscal years. Its solvency ranks better than 9% of 227 sector peers (fiscal year 2024). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 3 annual accounts.

Key figures

Equity	€-14k
Net result	€57k
Staff (FTE)	11.5
Better than sector	9%

Snowflake analysis 5 axes · computed by Checked

39 / 100

Fragile profile, watch health in particular.

Health 0

Profitability 0

Solvency 41

Growth 58

Stability 94

Bankruptcy probability (12 mo) Checked model v1 · free

This is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.

Risk Assessment rule-based

0 / 100

Low risk

Trust signals 3 signals

More than 3 years active

Founded in 2021, past the statistically most fragile first 3 years.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.

Administratively compliant

No FOD Economie strikeouts (UBO, accounts, address, activity).

Administrative Flags 0 events

No administrative flags

Health barometer

Model not applicable to financial institutions

The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here.

Financial overview3 NBB filings

Annual accounts filed on 28-08-2025 with the NBB · fiscal year 2024 · verkort

Operating resultNet result

Trajectory (indicative)

Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.

declining Equity: declining trend of ~76.6%/year over 3 fiscal years, indicative, assuming unchanged policy.

Solid line = filed figures · dashed = extended trend · area = indicative range.

How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison

Fiscal year 2024 · NACE 66 · compared within the same schema type (abbreviated schema)

Metric	This company	Sector median	Position in the sector
Solvency	-3.9%	21.3%	better than 9% of 227 sector peers
Net result	€57k	€66k	better than 46% of 227 sector peers
Equity	€-14k	€128k	better than 9% of 227 sector peers
Gross operating margin	€862k	€407k	better than 71% of 226 sector peers
Staff costs	€776k	€353k	higher than 81% of 151 sector peers

Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.

Net profit

€57k

+9.7% -90% vs sector

Total assets

€360k

+44.8% -74% vs sector

Equity

€-14k

+32.7% far below sector median

Employees (FTE)

12

-1.7% -65% vs sector

Staff costs

€776k

-12.8% -16% vs sector

Income taxes

€11k

+15340.1% -96% vs sector

Debt

€374k

+38.8% -56% vs sector

Debt ≤ 1y

€294k

+22.4% -65% vs sector

Debt > 1y

€80k

+174.2% 22-24

Solvency

-3.9%

+53.5% far below sector median

ROE

-406.1%

-63.0% far below sector median

ROA

15.8%

-24.2% -61% vs sector

Figures by fiscal year

Highlight YoY changes (±10%)

Fiscal year	2024
Revenue	n/a
EBITDA	n/a
Net profit	€57k
Cash flow	n/a
Staff costs	€776k
Income taxes	€11k
Dividends	-
Total assets	€360k
Equity	€-14k
Debt	€374k
of which ≤ 1y	€294k
of which > 1y	€80k
Working capital	n/a
Employees (FTE)	11.5

Ratios (computed)

	2024
Current ratio	n/a
Quick ratio	n/a
Working capital ratio	n/a
Solvency	-3.9%
Debt / equity	n/a
Long-term debt ratio	n/a
Interest coverage	n/a
Gross margin	n/a
Net margin	n/a
ROA	15.8%
ROE	-406.1%
EBITDA margin	n/a
Days sales outstanding	n/a
Days payable outstanding	n/a
Inventory turnover	n/a
Days inventory (DSI)	n/a

Balance-sheet composition 2024

Assets

Fixed assets €105k · 29.3% Current assets €255k · 70.7%

Full annual accounts

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2024
Balance sheet, Assets
TOTAL ASSETS	20/58	€360k
Fixed assets	21/28	€105k
Tangible fixed assets	22/27	€105k
Current assets	29/58	€255k
Investments	50/53	€196k
Cash & bank	54/58	€24k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€360k
Equity	10/15	€-14k
Contributions / capital	10/11	€10k
Accumulated profits (losses)	14	€-24k
Amounts payable	17/49	€374k
Amounts payable after one year	17	€80k
Amounts payable within one year	42/48	€294k
Trade debts payable within one year	44	€44k
Income statement
Gross operating margin	9900	€862k
Operating result	9901	€73k
Financial income	75	€24
Financial charges	65	€5k
Result before taxes	9903	€68k
Income taxes	67/77	€11k
Net result for the period	9904	€57k
Result to be appropriated	9905	€57k

You're seeing the latest fiscal year only. Unlock 2 prior years (figures + ratios) with a paid plan. See plans →

Ratios computed by Checked.

Legal Structure

NACE primary	66191
Legal form	Private limited company(610)
Incorporation	21-05-2021
Status	Active
Postal code	3000

Establishment units 2 locations

BNP Paribas Hoegaarden

Doelstraat 58, 3320 HoegaardenAgenten en makelaars in bankdiensten

since 20212.321.860.690

BNP Paribas Bekkevoort

Staatsbaan 150, 3460 BekkevoortAgenten en makelaars in bankdiensten

since 20222.329.958.410

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 3 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
24062A0074/00M000	Flanders	3,169 m²	1 · 2,452 m²	38.6 m · 9 fl.
24008D0309/00T002	Flanders	1,457 m²	1 · 163 m²	9.0 m · 2 fl.
24041D0296/00P002	Flanders	381 m²	1 · 183 m²	11.2 m · 2 fl.

Methodology

via registered seat: 1 · via establishment units: 2

3 of 3 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Updates 4 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025

28-08-2025

NBB filing Annual accounts filed

fiscal year 2024 · verkort

2024

09-07-2024

NBB filing Annual accounts filed

fiscal year 2023 · verkort

2023

28-07-2023

NBB filing Annual accounts filed

fiscal year 2022 · micro

22-06-2023

State Gazette act Registered-office change

Michaël ADRIAENS

Belgisch Staatsblad, acts 1 acts

Address history · 1

22-06-2023

Registered-office move

All acts · 1 updated 3 years ago

2023

22-06-2023 Registered office moved to Leuven Registered-office change·Michaël ADRIAENS

3000 Leuven, Baron D’Eynattenstraat 4 bus 0802

Notary: Michaël ADRIAENS · Leuven

Original publication ↗

Technical details

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        "postcode": "1910",
        "box_number": null,
        "street_number": "3A",
        "locality_suffix": null
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      "evidence_quote": "",
      "region_changed": false,
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  "notary": {
    "name": "Micha\u00EBl ADRIAENS",
    "firm_city": null,
    "firm_name": null,
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    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2023-06-22",
    "filing_date": "2023-06-20",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decision": {
    "body": "buitengewone_algemene_vergadering",
    "date": "2023-06-15",
    "unanimous": true
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  "subject_company": {
    "kbo": "0768.658.880",
    "name_full": "Jarodama",
    "legal_form": "BV"
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  },
  "co_filed_documents": [
    "uitgifte van akte",
    "geco\u00F6rdineerde statuten"
  ]
}

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Company registry (CBE) Crossroads Bank

Activities

Agenten en makelaars in bankdiensten66191Agenten en makelaars in bankdiensten66191

Primary activity highlighted.

Names & trade names

Legal nameNL

Jarodama

Registered office

Baron d'Eynattenstraat 4 bus 802

3000 Leuven, Belgium

Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.

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