Summary
JARICA is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €1.0m and a net result of €71,746. Equity is growing by ~9.2% per year across the filed fiscal years. Its solvency ranks better than 34% of 5585 sector peers (fiscal year 2025). The company has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 08-12-2025, 54 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
54 d early
2024
44 d early
2023
6 d early
2022
4 d early
2021
3 d early
2020
92 d late
2019
42 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 9 days before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 25 January (4 of the last 5 filed years within 38 days of that day).
Companies Code · seven monthsPosition in the running window
30-06-2026 close30-09-2026 today31-01-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
In the rankings
#8 oldest company in Izegem, Finance and insurance sector
Equity
€1.0m▲ 7.4%
2024 · €964,679
Net result
€71,746▼ 27.5%
2024 · €98,978
Total assets
€3.1m▼ 5.2%
2024 · €3.3m
Solvency
33.4%▲ 3.9pp
2024 · 29.5%
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€73,917▲ 4.5%€140,942▲ 90.7%€143,644▲ 1.9%€208,894▲ 45.4%€193,258▼ 7.5%
Net result€17,473within the sector's middle half▲ 9.7%€34,830within the sector's middle half▲ 99.3%€72,655within the sector's middle half▲ 109%€98,978within the sector's middle half▲ 36.2%€71,746within the sector's middle half▼ 27.5%
Equity€758,216within the sector's middle half▲ 2.4%€793,046within the sector's middle half▲ 4.6%€865,701within the sector's middle half▲ 9.2%€964,679within the sector's middle half▲ 11.4%€1.0mwithin the sector's middle half▲ 7.4%
Total assets€3.9mabove the sector's middle half▲ 8.3%€3.6mwithin the sector's middle half▼ 7.2%€3.4mwithin the sector's middle half▼ 6.0%€3.3mwithin the sector's middle half▼ 2.8%€3.1mwithin the sector's middle half▼ 5.2%
Debt€3.1m▲ 9.8%€2.7m▼ 12.0%€2.4m▼ 10.3%€2.3m▼ 7.6%€2.0m▼ 10.4%
Working capital-€621,175below the sector's middle half▲ 26.5%-€209,419below the sector's middle half▲ 66.3%-€221,417below the sector's middle half▼ 5.7%-€364,050below the sector's middle half▼ 64.4%-€317,917below the sector's middle half▲ 12.7%
Solvency19.6%below the sector's middle half▼ 1.1pp22.1%below the sector's middle half▲ 2.5pp25.7%within the sector's middle half▲ 3.6pp29.5%within the sector's middle half▲ 3.8pp33.4%within the sector's middle half▲ 3.9pp
Current ratio0.35within the sector's middle half▲ 0.190.73within the sector's middle half▲ 0.380.55within the sector's middle half▼ 0.180.33below the sector's middle half▼ 0.220.41within the sector's middle half▲ 0.09
Return on assets (ROA)0.5%within the sector's middle half=1.0%within the sector's middle half▲ 0.5pp2.2%within the sector's middle half▲ 1.2pp3.0%within the sector's middle half▲ 0.9pp2.3%within the sector's middle half▼ 0.7pp
Staff (FTE)0within the sector's middle half0within the sector's middle half0within the sector's middle half
above
within
below
the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 7% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.1m
Fixed assets
€2.9m ▼ 7.0%
Current assets
€223,824 ▲ 26.3%
Equity and liabilities €3.1m
Equity
€1.0m ▲ 7.4%
Provisions
€39,398 ▼ 14.6%
Debt
€2.0m ▼ 10.4%
Debt's share of the balance-sheet total falls from 69.1% to 65.3%. Equity is higher and debt is lower.
Key figures and ratios
ROE
6.9%▼
2024 · 10.3%
Debt ≤ 1 year
€541,741▲
2024 · €541,228
Debt > 1 year
€1.5m▼
2024 · €1.7m
Income taxes
€43,770▲
2024 · €32,229
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | €204,094 | €6,274 | €238 | €0 | ▼ 100% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €139,793 | €137,668 | €135,762 | €156,521 | €166,700 | ▲ 6.5% |
| Other operating charges640/8 | - | €36,174 | €36,339 | €38,878 | €40,415 | ▲ 4.0% |
| Non-recurring operating charges66A | - | €94,067 | €0 | - | €23,214 | - |
| Gross operating margin9900 | €250,197 | €408,851 | €315,745 | €404,293 | €423,586 | ▲ 4.8% |
| Operating profit (loss)9901 | €73,917 | €140,942 | €143,644 | €208,894 | €193,258 | ▼ 7.5% |
| Financial income75/76B | - | €6,693 | €5,108 | €5,304 | €2,926 | ▼ 44.8% |
| Recurring financial income75 | - | €6,693 | €5,108 | €5,304 | €2,926 | ▼ 44.8% |
| Financial charges65/66B | - | €53,391 | €49,035 | €89,738 | €87,414 | ▼ 2.6% |
| Recurring financial charges65 | €56,444 | €53,391 | €49,035 | €89,738 | €87,414 | ▼ 2.6% |
| Profit (loss) for the period before taxes9903 | €17,473 | €94,244 | €99,716 | €124,460 | €108,770 | ▼ 12.6% |
| Transfer from deferred taxes780 | - | €8,050 | €6,523 | €6,746 | €6,746 | = |
| Transfer to deferred taxes680 | - | €67,464 | €0 | - | - | - |
| Income taxes67/77 | - | - | €33,585 | €32,229 | €43,770 | ▲ 35.8% |
| Profit (loss) for the period9904 | €17,473 | €34,830 | €72,655 | €98,978 | €71,746 | ▼ 27.5% |
| Transfer from tax-exempt reserves789 | - | €68,737 | €19,570 | €20,239 | €20,239 | = |
| Transfer to tax-exempt reserves689 | - | €202,393 | €0 | - | - | - |
| Profit (loss) for the period to be appropriated9905 | €17,473 | -€98,826 | €92,225 | €119,217 | €91,985 | ▼ 22.8% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €3.9m | €3.6m | €3.4m | €3.3m | €3.1m | ▼ 5.2% |
| Fixed assets21/28 | €3.5m | €3.0m | €3.1m | €3.1m | €2.9m | ▼ 7.0% |
| Tangible fixed assets22/27 | €3.5m | €3.0m | €3.1m | €3.1m | €2.9m | ▼ 7.0% |
| Land and buildings22 | - | €3.0m | €2.9m | €2.9m | €2.7m | ▼ 6.7% |
| Plant, machinery and equipment23 | - | - | €236,605 | €198,264 | €174,708 | ▼ 11.9% |
| Current assets29/58 | €334,448 | €558,465 | €269,589 | €177,178 | €223,824 | ▲ 26.3% |
| Amounts receivable after more than one year29 | - | €115,445 | €87,633 | €58,702 | €28,604 | ▼ 51.3% |
| Other amounts receivable291 | - | €115,445 | €87,633 | €58,702 | €28,604 | ▼ 51.3% |
| Amounts receivable within one year40/41 | €78,521 | €157,333 | €37,846 | €41,054 | €41,285 | ▲ 0.6% |
| Trade receivables40 | - | €0 | - | - | - | - |
| Other amounts receivable41 | - | €157,333 | €37,846 | €41,054 | €41,285 | ▲ 0.6% |
| Cash at bank and in hand54/58 | €65,141 | €250,481 | €106,374 | €77,423 | €113,302 | ▲ 46.3% |
| Deferred charges and accrued income490/1 | - | €35,207 | €37,736 | €0 | €40,633 | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €3.9m | €3.6m | €3.4m | €3.3m | €3.1m | ▼ 5.2% |
| Equity10/15 | €758,216 | €793,046 | €865,701 | €964,679 | €1.0m | ▲ 7.4% |
| Contributions10/11 | €341,721 | €341,721 | €341,721 | €341,721 | €341,721 | = |
| Capital10 | - | €341,721 | €341,721 | €341,721 | €341,721 | = |
| Issued capital100 | - | €341,721 | €341,721 | €341,721 | €341,721 | = |
| Revaluation surpluses12 | - | €30,987 | €30,987 | €30,987 | €30,987 | = |
| Reserves13 | €385,508 | €420,338 | €492,993 | €591,971 | €663,717 | ▲ 12.1% |
| Non-distributable reserves130/1 | - | €19,175 | €23,790 | €29,790 | €34,172 | ▲ 14.7% |
| Legal reserve130 | - | €19,175 | €23,790 | €29,790 | €34,172 | ▲ 14.7% |
| Tax-exempt reserves132 | - | €196,992 | €177,422 | €157,183 | €136,943 | ▼ 12.9% |
| Distributable reserves133 | - | €204,171 | €291,781 | €404,998 | €492,601 | ▲ 21.6% |
| Provisions and deferred taxes16 | - | €59,414 | €52,891 | €46,144 | €39,398 | ▼ 14.6% |
| Deferred taxes168 | - | €59,414 | €52,891 | €46,144 | €39,398 | ▼ 14.6% |
| Amounts payable17/49 | €3.1m | €2.7m | €2.4m | €2.3m | €2.0m | ▼ 10.4% |
| Amounts payable after more than one year17 | €2.1m | €2.0m | €2.0m | €1.7m | €1.5m | ▼ 13.7% |
| Financial debts170/4 | - | €2.0m | €2.0m | €1.7m | €1.5m | ▼ 13.7% |
| Amounts payable within one year42/48 | €955,623 | €767,885 | €491,006 | €541,228 | €541,741 | ▲ 0.1% |
| Current portion of amounts payable after more than one year42 | - | €185,278 | €235,278 | €235,278 | €235,278 | = |
| Trade debts44 | €49,931 | €44,806 | €41,074 | €45,644 | €48,691 | ▲ 6.7% |
| Suppliers440/4 | - | €44,806 | €41,074 | €45,644 | €48,691 | ▲ 6.7% |
| Other amounts payable47/48 | - | €537,801 | €214,654 | €260,307 | €257,773 | ▼ 1.0% |
| Accrued charges and deferred income492/3 | - | - | €1,111 | €566 | €0 | ▼ 100% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €17,473 | €34,830 | €72,655 | €98,978 | €71,746 | ▼ 27.5% |
| + Depreciation and write-downs630 | €139,793 | €137,668 | €135,762 | €156,521 | €166,700 | ▲ 6.5% |
| Operating cash flow (approximation) | €157,266 | €172,498 | €208,417 | €255,499 | €238,445 | ▼ 6.7% |
| Investment in fixed assets (approximation) | - | €365,121 | -€208,891 | -€155,562 | €50,277 | ▲ 132% |
| Change in cash | - | €185,340 | -€144,107 | -€28,951 | €35,880 | ▲ 224% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-03
State Gazette act
Resignations: YPMA BV (director) and FEMAT GROUP BV (director)Appointment: TRD Partners BV (director) · Permanent representatives: Yves Peene, Pascal Peene and Jules Hendrickx · Director discharge14 facts ▸
State Gazette act
Resignations: YPMA BV (director) and FEMAT GROUP BV (director)
Appointment: TRD Partners BV (director) · Permanent representatives: Yves Peene, Pascal Peene and Jules Hendrickx · Director discharge14 facts ▸
- General meeting, 04/03/2026
- Director resignation, YPMA BV (director)
- Director resignation, FEMAT GROUP BV (director)
- Director discharge, YPMA BV
- Director discharge, FEMAT GROUP BV
- Director appointment, TRD Partners BV (director)
- Permanent representative, Yves Peene
- Permanent representative, Pascal Peene
- Permanent representative, Jules Hendrickx
- Board meeting, 04/03/2026
- Director resignation, FEMAT GROUP BV (chair of the board)
- Director resignation, YPMA BV (managing director)
- +2 further facts in this act
2025
08-12
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
30-06
Financial
Equity above €1mEq €1.0m ▲7.4%
7 profitable years in a row build equity to €1.0m.
2024
18-12
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
30-06
Financial
Highest result since 2019net €98,978 ▲36.2%
Operating result €208,894, net result €98,978, both a record.
25-01
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
27-01
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
28-01
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
03-05
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 92 days late
2020
30-06
Financial
Weakest financial yearnet €15,928 ▼81.4%
Net result drops to €15,928, the lowest in the series; recovery starts the following year.
30-06
Financial
Equity above €500,000Eq €740,743 ▲125%
2 profitable years in a row build equity to €740,743.
2019
20-12
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
Show earlier events
13-02
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 13 days late
2018
22-01
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
05-12
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 8 acts read
About the unread acts
Of the 8 Belgian State Gazette acts we know for this company, 1 has been read. The other 7 have not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 director, 1 in day-to-day management, last change in 2026
Board 1
TRD Partners
CurrentDirector · since 04-03-2026 · Private limited company · perm. rep.: Jules Hendrickx
Day-to-day management 1
TRD Partners
CurrentManaging director · since 04-03-2026 · Private limited company · perm. rep.: Jules Hendrickx
Permanent representatives 1
Jules Hendrickx
CurrentPermanent representative · since 04-03-2026 · for TRD Partners
Derived from published Gazette acts. The CBE keeps the official list of function holders; we do not read it, so the two can differ.
See the function holders in the CBE →
Not every act has been read: a resignation may be missing here
7 of this company's 8 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Izegem · 1 establishment unit since 1990
Ground area
8,552 m²
Building footprint
6,538 m²
Volume, LiDAR
36,671 m³
Parcel 36492A0299/00C006, Flanders · tallest building 9.6 m, ±2 floors. Linked by address, not a title deed.
5
companies at this address
See who is registered here
1 establishment unit
JARICA NV
since 19902.049.116.090
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36492A0299/00C006 | Flanders | 8,551 m² | 1 · 6,538 m² | 9.6 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Mandate history
3 people since 2026, 1 in office
- Board
- Day-to-day management
- began earlier
| Name | Functions and periods |
|---|---|
| TRD Partners |
|
| FEMAT GROUP |
|
| YPMA |
|
Structure & network
Owners and holdings
1 ownerChain of control
- FEMAT GROUP
- JARICA
Highest known parent: FEMAT GROUP. The sources do not say who stands above it.
Owners 1
- FEMAT GROUPparent100%
Holdings 0
No holding stated in the accounts, acts or LEI register we read.
According to the annual accounts of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
4 connected companiesThis company
Company
Director
Shareholding
+N: links not shown yet
Click a node to look further, drag to arrange, scroll to zoom.
Linked via shared directors
Femat
Shared corporate director
→
FEMAT LOCATION
Shared corporate director
→
GF Ventures
Shared corporate director
→
GOLDFISH INDUSTRIES
Shared corporate director
→
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Of 24,728 companies in sector 64210 we hold annual accounts for 19,805. 12,610 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded02-07-1990
Fiscal year end30-06
Activities, NACEBEL 2025
64210Activities of holding companies
70200Business and other management consultancy
E-invoicing
Reachable via Peppol
Peppol ID
0208:0441126207
Registered
28-11-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.