JARDICYCLES
ActiveThe computed 12-month bankruptcy probability of JARDICYCLES is 2.0% (moderate). The 2025 annual accounts show equity of €47k and a net result of €42k. Its solvency ranks better than 27% of 10359 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
55
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability83
Solvency42
Growth-
Track record67
Bankruptcy probability, 12 months
2.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity ample (current ratio 2.03; short-term debt: 39.2% and cash: 6.7% of total assets), but 83.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
16.9%
Return on assets
15.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
30 d early
← before the deadline
after the deadline →
Financials · fiscal year 2025, abbreviated schema
Equity
€47k
Total assets
€280k
Net result
€42k
Working capital
€112k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Balance-sheet composition
Assets €280k
Fixed assets
€58k
Current assets
€222k
Equity and liabilities €280k
Equity
€47k
Debt
€233k
Debt finances 83.1% of the balance-sheet total.
Key figures and ratios
EBITDA
€86k
Cash flow
€56k
Solvency
16.9%
Current ratio
2.03
Quick ratio
0.35
Debt / equity
4.93
ROE
89.4%
ROA
15.1%
Interest coverage
5.51
Debt
€233k
Debt ≤ 1 year
€110k
Debt > 1 year
€102k
Income taxes
€15k
Staff costs
€98k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€280k
Fixed assets21/28€58k
Tangible fixed assets22/27€58k
Plant, machinery and equipment23€26k
Furniture and vehicles24€32k
Current assets29/58€222k
Stocks and contracts in progress3€184k
Stocks30/36€184k
Amounts receivable within one year40/41€14k
Trade receivables40€13k
Other amounts receivable41€541
Cash at bank and in hand54/58€19k
Deferred charges and accrued income490/1€6k
Equity and liabilities
Total equity and liabilities10/49€280k
Equity10/15€47k
Contributions10/11€5k
Reserves13€42k
Distributable reserves133€42k
Amounts payable17/49€233k
Amounts payable after more than one year17€102k
Financial debts170/4€91k
Other amounts payable178/9€11k
Amounts payable within one year42/48€110k
Current portion of amounts payable after more than one year42€27k
Trade debts44€55k
Suppliers440/4€55k
Taxes, remuneration and social security45€27k
Taxes450/3€21k
Remuneration and social security454/9€7k
Other amounts payable47/48€491
Accrued charges and deferred income492/3€21k
Income statement
Code2025
Remuneration, social security and pensions62€98k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k
Other operating charges640/8€7k
Gross operating margin9900€191k
Operating profit (loss)9901€73k
Financial income75/76B€53
Recurring financial income75€53
Financial charges65/66B€16k
Recurring financial charges65€16k
Profit (loss) for the period before taxes9903€57k
Income taxes67/77€15k
Profit (loss) for the period9904€42k
Profit (loss) for the period to be appropriated9905€42k
Appropriation of the result
Profit (loss) to be appropriated9906€42k
Transfer to equity691/2€42k
To other reserves6921€42k
Social balance
Average headcount (FTE)90871.0
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
01-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Trois-Ponts · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Route de Coo 904980 Trois-PontsGround area
932 m²
Building footprint
83 m²
Volume, LiDAR
827 m³
Parcel 63082E0786/00E002, Wallonia · tallest building 11.8 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
JARDICYCLES
since 20242.360.787.879
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 63082E0786/00E002 | Wallonia | 932 m² | 1 · 83 m² | 11.8 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteTrois-Ponts2.360.787.879
Similar companies · same sector, comparable size
SOBS
BE 0797.626.545
Sint-Joost-ten-Node · Eq €47k
C&R SERVICES
BE 0728.515.629
Chapelle-lez-Herlaimont · Eq €47k
HAH & CO
BE 0700.495.891
Leuven · Eq €48k
STATION DE LA HAIZETTE
BE 0809.705.520
Vresse-sur-Semois · Eq €47k
PARSA
BE 0800.757.071
Mortsel · Eq €48k
Of 1,267 companies in sector 47300 we hold annual accounts for 946. 698 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-06-2024
Fiscal year end31-12
Activities, NACEBEL
47300Retail sale of automotive fuel
47632Retail sale of bicycles
45402
47785Retail trade
47830Retail sale of motorcycles and motorcycle parts and accessories
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.