TEAM NEVA

Active

Private limited companyfounded 20251 yr activeEikhoutstraat 30, 3800 Sint-Truiden, BelgiumKBO/BCE: BE 1018.578.291

TEAM NEVA has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €23k and a net result of €20k. Its solvency ranks better than 27% of 18039 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.2% (low).

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Checked score

Score 2025

57 / 100

Fair

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes

Profitability74

Solvency32

Growth-

Track record67

Bankruptcy probability, 12 months

1.2% Low

0%0.5%1.5%4%10%≥ 25%

Credit up to €1k at 30 days acceptable

Liquidity short (current ratio 0.99; short-term debt: 92.8% and cash: 61.5% of total assets), and 92.8% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Young company

A young company has little track record yet and statistically fails more often than an established one.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 47

Relative position

BE, all sectors

reference

Sector 47

higher

← fewer bankruptcies more bankruptcies →

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

7.2%

Return on assets

6.3%

Age of the figures

9 mo

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 1 filing

Deviation from the deadline

2025

31 d late

← before the deadline after the deadline →

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€23k

Total assets

€313k

Net result

€20k

Working capital

€-4k

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition

Assets €312k

92.0%

Fixed assets €25k

Current assets €287k

Equity and liabilities €313k

92.8%

Equity €23k

Debt €291k

Debt finances 92.8% of the balance-sheet total.

Key figures and ratios

2025 value

EBITDA

€35k

Cash flow

€23k

Solvency

7.2%

Current ratio

0.99

Quick ratio

0.73

Debt / equity

12.86

ROE

86.7%

ROA

6.3%

Interest coverage

5.73

Debt

€291k

Debt ≤ 1 year

€291k

Income taxes

€6k

Staff costs

€167k

Filed annual accounts

As filed with the NBB · 2025

Balance sheet Code2025

Assets

Total assets20/58€313k

Formation expenses20€1k

Fixed assets21/28€25k

Tangible fixed assets22/27€25k

Plant, machinery and equipment23€15k

Furniture and vehicles24€11k

Current assets29/58€287k

Stocks and contracts in progress3€74k

Stocks30/36€74k

Amounts receivable within one year40/41€20k

Trade receivables40€5k

Other amounts receivable41€16k

Cash at bank and in hand54/58€193k

Equity and liabilities

Total equity and liabilities10/49€313k

Equity10/15€23k

Contributions10/11€3k

Reserves13€20k

Distributable reserves133€20k

Amounts payable17/49€291k

Amounts payable within one year42/48€291k

Trade debts44€224k

Suppliers440/4€224k

Advances received on contracts in progress46€22k

Taxes, remuneration and social security45€40k

Taxes450/3€10k

Remuneration and social security454/9€30k

Other amounts payable47/48€5k

Income statement Code2025

Remuneration, social security and pensions62€167k

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k

Gross operating margin9900€201k

Operating profit (loss)9901€31k

Financial income75/76B€7

Recurring financial income75€7

Financial charges65/66B€6k

Recurring financial charges65€6k

Profit (loss) for the period before taxes9903€25k

Income taxes67/77€6k

Profit (loss) for the period9904€20k

Profit (loss) for the period to be appropriated9905€20k

Appropriation of the result

Profit (loss) to be appropriated9906€20k

Transfer to equity691/2€20k

To other reserves6921€20k

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

All 1Filings 1

2026

31-08

NBB filing Annual accounts filed

fiscal year 2025 · micro schema · 31 days late

NBB filing

Directors · office · real estate

Directors

1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Sint-Truiden · 1 establishment unit since 2025

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Eikhoutstraat 303800 Sint-Truiden

Ground area

9,200 m²

Building footprint

2,134 m²

Volume, LiDAR

13,500 m³

2 parcels, Flanders · tallest building 8.0 m, ±2 floors. Linked by address, not a title deed.

1 establishment unit

TEAM NEVA

Rellestraat 5005, 3800 Sint-TruidenNon-specialised retail sale with food, beverages or tobacco predominating

since 20252.368.578.167

2 parcels

Flanders 2 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
71352D0293/00Y008	Flanders	8,765 m²	1 · 2,040 m²	8.0 m · 2 fl.
71064A0935/00W010	Flanders	434 m²	1 · 93 m²	7.2 m · 2 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1 · via establishment units: 1

2 of 2 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Food safety, FASFC

1 site

Sint-Truiden2.368.578.167

1 permission

Toelating · Detailhandel met verwerking · since 19-02-2025

Dual-learning approval

3 live approvals

Onthaal, organisatie en sales duaal (so)

Goedgekeurd · 2026 to 2031

Winkelmedewerker (vwo)

Goedgekeurd · 2025 to 2030

Winkelmedewerker duaal (so)

Goedgekeurd · 2025 to 2030

Similar companies · same sector, comparable size

Of 1,267 companies in sector 47300 we hold annual accounts for 947. 564 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded10-01-2025

Fiscal year end31-12

Activities, NACEBEL

47300Retail sale of automotive fuel

47110Non-specialised retail sale with food, beverages or tobacco predominating

47252Retail sale of beverages, general range

47260Retail trade

Sources

Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers

Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.