Jarco Caers
ActiveSummary
The computed 12-month bankruptcy probability of Jarco Caers is 2.8% (moderate). The 2025 annual accounts show equity of €104k and a net result of €76k. Equity is growing by ~32.5% per year across the filed fiscal years. Its solvency ranks better than 31% of 27786 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
60
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability96▲+9
Solvency55▼-15
Growth78=
Track record94
Bankruptcy probability, 12 months
2.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity tight (current ratio 1.02 against 1.3 in 2024; short-term debt: 53% and cash: 20.1% of total assets), and 70.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
29.9%
Return on assets
21.9%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-06-2026, 50 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
50 d early
2024
77 d early
2023
6 d early
2022
39 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€104k▲ 0.9%
2024 · €103k
2022: €31k
2023: €71k
2024: €103k
2022 → 2025
Total assets
€347k▲ 52.9%
2024 · €227k
2022: €75k
2023: €191k
2024: €227k
2022 → 2025
Net result
€76k▲ 135%
2024 · €32k
2022: €28k
2023: €39k
2024: €32k
2022 → 2025
Working capital
€3k▼ 83.4%
2024 · €21k
2022: €7k
2023: €8k
2024: €21k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€31k-€71k▲ 124%€103k▲ 45.8%€104k▲ 0.9%
Operating result€34k-€54k▲ 59.8%€47k▼ 12.8%€106k▲ 123%
Net result€28k-€39k▲ 40.2%€32k▼ 17.3%€76k▲ 135%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 123% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €347k
Fixed assets
€160k ▲ 15.3%
Current assets
€187k ▲ 112%
Equity and liabilities €347k
Equity
€104k ▲ 0.9%
Debt
€243k ▲ 96.0%
Debt's share of the balance-sheet total rises from 54.7% to 70.1%. Equity and debt are higher.
Key figures and ratios
EBITDA
€149k▲
2024 · €81k
Cash flow
€120k▲
2024 · €66k
Current ratio
1.02▼
2024 · 1.30
Debt to equity
2.34▲
2024 · 1.21
ROE
73.2%▲
2024 · 31.4%
ROA
21.9%▲
2024 · 14.2%
Interest coverage
39.99▲
2024 · 17.82
Debt ≤ 1 year
€184k▲
2024 · €68k
Debt > 1 year
€59k▲
2024 · €56k
Income taxes
€27k▲
2024 · €12k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 53 lines
Balance sheet
Code20242025
Assets
Total assets20/58€227k€347k▲
Fixed assets21/28€139k€160k▲
Intangible fixed assets21€2k€1k▼
Tangible fixed assets22/27€133k€155k▲
Plant, machinery and equipment23€45k€35k▼
Furniture and vehicles24€88k€120k▲
Financial fixed assets28€4k€4k=
Current assets29/58€88k€187k▲
Stocks and contracts in progress3€1k€0▼
Stocks30/36€1k€0▼
Amounts receivable within one year40/41€34k€115k▲
Trade receivables40€29k€115k▲
Other amounts receivable41€6k€0▼
Cash at bank and in hand54/58€51k€70k▲
Deferred charges and accrued income490/1€2k€3k▲
Equity and liabilities
Total equity and liabilities10/49€227k€347k▲
Equity10/15€103k€104k▲
Contributions10/11€5k€5k=
Reserves13€98k€99k▲
Distributable reserves133€98k€99k▲
Profit (loss) carried forward14-€0
Amounts payable17/49€124k€243k▲
Amounts payable after more than one year17€56k€59k▲
Financial debts170/4€56k€59k▲
Amounts payable within one year42/48€68k€184k▲
Current portion of amounts payable after more than one year42€25k€36k▲
Trade debts44€9k€33k▲
Suppliers440/4€9k€33k▲
Taxes, remuneration and social security45€16k€24k▲
Taxes450/3€12k€20k▲
Remuneration and social security454/9€4k€4k=
Other amounts payable47/48€17k€92k▲
Accrued charges and deferred income492/3-€400
Income statement
Code20242025
Non-recurring operating income76A€406€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€34k€44k▲
Other operating charges640/8€4k€4k▼
Non-recurring operating charges66A-€3k
Gross operating margin9900€85k€156k▲
Operating profit (loss)9901€47k€106k▲
Financial income75/76B€2k€943▼
Recurring financial income75€2k€943▼
Financial charges65/66B€5k€4k▼
Recurring financial charges65€5k€4k▼
Profit (loss) for the period before taxes9903€44k€103k▲
Income taxes67/77€12k€27k▲
Profit (loss) for the period9904€32k€76k▲
Profit (loss) for the period to be appropriated9905€32k€76k▲
Appropriation of the result
Profit (loss) to be appropriated9906€32k€76k▲
Transfer from equity791/2-€75k
Transfer to equity691/2€32k€76k▲
To other reserves6921€32k€76k▲
Profit to be distributed694/7-€75k
Return on contributions (dividend)694-€75k
The notes to these accounts (17 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
11-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2022net €76k ▲135%
Operating result €106k, net result €76k, both a record.
15-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €100kEq €103k ▲45.8%
3 profitable years in a row build equity to €103k.
25-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
22-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Retie · 2 establishment units since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Brand 12470 RetieGround area
1,578 m²
Building footprint
167 m²
Volume, LiDAR
586 m³
2 parcels, Flanders · tallest building 7.8 m, ±1 floor. Linked by address, not a title deed.
2 establishment units
Jarco Caers
since 20212.326.138.786
Jaro Caers
since 20232.390.757.713
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13036F0247/00L000 | Flanders | 795 m² | - | - |
| 13036C0435/02F002 | Flanders | 783 m² | 1 · 167 m² | 7.8 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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Of 22,821 companies in sector 43211 we hold annual accounts for 10,326. 8,797 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-12-2021
Fiscal year end31-12
Activities, NACEBEL 2025
43211General electrical installation work
22240Manufacture of rubber and plastic products
25110Manufacture of metal structures and parts of structures
31001Manufacture of furniture
43212Electrical installation work in industrial facilities
90393Specialised image, lighting and sound technical services
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesWebsite:www.jarcocaers.be
E-mail:info@jarcocaers.be