Philippe Puissant
ActivePhilippe Puissant is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show negative equity (€-5k) and a net result of €-22k. Equity is shrinking by ~65.4% per year across the filed fiscal years. Its solvency ranks better than 5% of 7962 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 7962 sector peers (2025).
NBB · sector comparisonPosition among 7962 sector peers
Solvency
better than 5%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
8 d early
2024
30 d early
2023
26 d late
2022
28 d late
2021
30 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-5k
2024 · €17k
2021: €108k
2022: €48k
2023: €31k
2024: €17k
2021 → 2025
Net result
€-22k▼ 67.0%
2024 · €-13k
2021: €103k
2022: €-60k
2023: €-17k
2024: €-13k
2021 → 2025
Total assets
€19k▼ 35.6%
2024 · €30k
2021: €191k
2022: €97k
2023: €51k
2024: €30k
2021 → 2025
Solvency
-25.8%▼ 84.0pp
2024 · 58.2%
2021: 56.5%
2022: 49.7%
2023: 60.7%
2024: 58.2%
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€108k-€48k▼ 55.4%€31k▼ 35.6%€17k▼ 43.5%€-5k
Operating result€135k-€-60k€-15k▲ 75.0%€-12k▲ 17.7%€-21k▼ 69.4%
Net result€103k-€-60k€-17k▲ 71.3%€-13k▲ 21.5%€-22k▼ 67.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €21k in 2025 against €12k in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €19k
Fixed assets
€597▼ 58.6%
Current assets
€19k▼ 34.4%
Key figures and ratios
Solvency
-25.8%▼
2024 · 58.2%
ROE
449.6%▲
2024 · -77.0%
ROA
-116.2%▼
2024 · -44.8%
Debt
€24k▲
2024 · €13k
Debt ≤ 1 year
€24k▲
2024 · €13k
Income taxes
€244▲
2024 · €220
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€30k€19k▼
Fixed assets21/28€1k€597▼
Tangible fixed assets22/27€1k€597▼
Plant, machinery and equipment23€395€0▼
Furniture and vehicles24€1k€597▼
Current assets29/58€29k€19k▼
Amounts receivable within one year40/41€19k€5k▼
Trade receivables40€5k€5k=
Other amounts receivable41€15k€0▼
Cash at bank and in hand54/58€3k€11k▲
Deferred charges and accrued income490/1€6k€3k▼
Equity and liabilities
Total equity and liabilities10/49€30k€19k▼
Equity10/15€17k€-5k▼
Contributions10/11€5k€5k=
Reserves13€12k€0▼
Distributable reserves133€12k€0▼
Profit (loss) carried forward14-€-10k
Amounts payable17/49€13k€24k▲
Amounts payable within one year42/48€13k€24k▲
Trade debts44€152€5k▲
Suppliers440/4€152€5k▲
Taxes, remuneration and social security45€1k€1k▲
Taxes450/3€1k€1k▲
Other amounts payable47/48€11k€18k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€845▼
Other operating charges640/8€388€15k▲
Gross operating margin9900€-10k€-5k▲
Operating profit (loss)9901€-12k€-21k▼
Financial income75/76B-€0
Recurring financial income75-€0
Financial charges65/66B€923€1k▲
Recurring financial charges65€923€1k▲
Profit (loss) for the period before taxes9903€-13k€-22k▼
Income taxes67/77€220€244▲
Profit (loss) for the period9904€-13k€-22k▼
Profit (loss) for the period to be appropriated9905€-13k€-22k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-13k€-22k▼
Transfer from equity791/2€13k€12k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
01-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
26-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 26 days late
2023
28-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 28 days late
2022
31-12
Financial
Weakest financial yearnet €-60k ▼158%
Net result drops to €-60k, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Leuven · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vaartstraat 63000 LeuvenGround area
247 m²
Building footprint
247 m²
Volume, LiDAR
3,456 m³
Parcel 24062A0748/00E000, Flanders · tallest building 20.5 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
Philippe Puissant
since 20202.311.101.511
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24062A0748/00E000 | Flanders | 247 m² | 1 · 247 m² | 20.5 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 1,725 EUR awarded · 1,725 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 1,725 EUR | 1,725 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 24,640 companies in sector 64210 we hold annual accounts for 19,693. 6,911 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-12-2020
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
68310Real estate agency activities
68311Real estate activities
68321Property management for co-owned buildings (syndics)
68322Real estate activities
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:ppuissant@gmail.com
Phone:0468255970