JANUS CONCEPT
ActiveSummary
JANUS CONCEPT has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €80,000 and a net result of €38,000. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 50% of 6545 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability88▼-9
Solvency57▲+9
Growth78=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4,500 at 30 days only on tighter terms
Liquidity tight (current ratio 1.26 against 1.13 in 2023; short-term debt: 52.2% and cash: 0% of total assets), and 67.6% of the assets are financed with debt.
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Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
32.4%
Return on assets
15.4%
Age of the figures
24 mo
lowers risk · Growing equity
Reported equity is higher than in 2022 and did not fall compared with 2023. These amounts do not establish the cause of the change.
NBB · annual accounts 2024Equity per financial year
18192021222324
2018 to 2024 · latest year €80,000
raises risk · Annual accounts not filed
The financial year that closed on 30-09-2025 was due at the National Bank by 30-04-2026. Nothing is on record, 152 days later.
NBB · 10 filingsPosition against the passed deadline
30-09-2025 close30-04-2026 deadline29-09-2026 today
raises risk · Filed more than 90 days late
The financial year that closed on 30-09-2024 was due by 30-04-2025 and was filed on 29-09-2025, 152 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filingsDeviation from the deadline
2025
not filed
2024
152 d late
2023
390 d late
2022
630 d late
2021
403 d late
2020
758 d late
2019
243 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 429 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€38,000▼ 31.5%
2023 · €55,463
Working capital
€34,000▲ 78.8%
2023 · €19,014
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€955-€3,320€4,903€56,563▲ 1,054%€48,000▼ 15.1%
Net result€325within the sector's middle half-€4,386below the sector's middle half€321within the sector's middle half€55,463within the sector's middle half▲ 17,178%€38,000within the sector's middle half▼ 31.5%
Equity€6,054below the sector's middle half▲ 5.7%€1,668below the sector's middle half▼ 72.4%€1,989below the sector's middle half▲ 19.2%€57,452below the sector's middle half▲ 2,788%€80,000within the sector's middle half▲ 39.2%
Total assets€191,190below the sector's middle half▲ 4.3%€181,722below the sector's middle half▼ 5.0%€204,853below the sector's middle half▲ 12.7%€247,190below the sector's middle half▲ 20.7%€247,000below the sector's middle half▼ 0.1%
Debt€185,136▲ 4.2%€180,054▼ 2.7%€202,864▲ 12.7%€189,738▼ 6.5%€167,000▼ 12.0%
Working capital-€31,640below the sector's middle half▼ 105%-€29,915below the sector's middle half▲ 5.5%-€28,950below the sector's middle half▲ 3.2%€19,014within the sector's middle half€34,000within the sector's middle half▲ 78.8%
Solvency3.2%below the sector's middle half=0.9%below the sector's middle half▼ 2.2pp1.0%below the sector's middle half▲ 0.1pp23.2%within the sector's middle half▲ 22.3pp32.4%within the sector's middle half▲ 9.1pp
Current ratio0.74below the sector's middle half▼ 0.090.75below the sector's middle half=0.80below the sector's middle half▲ 0.061.13within the sector's middle half▲ 0.331.26within the sector's middle half▲ 0.13
Return on assets (ROA)0.2%within the sector's middle half▲ 5.4pp-2.4%below the sector's middle half▼ 2.6pp0.2%within the sector's middle half▲ 2.6pp22.4%above the sector's middle half▲ 22.3pp15.4%above the sector's middle half▼ 7.1pp
Staff (FTE)1below the sector's middle half=
above
within
below
the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 15% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €247,000
Fixed assets
€84,000 ▼ 1.6%
Current assets
€163,000 ▲ 0.7%
Equity and liabilities €247,000
Equity
€80,000 ▲ 39.2%
Debt
€167,000 ▼ 12.0%
Debt's share of the balance-sheet total falls from 76.8% to 67.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€51,000▼
2023 · €59,759
Cash flow
€41,000▼
2023 · €58,659
Debt to equity
2.09▼
2023 · 3.30
ROE
47.5%▼
2023 · 96.5%
Interest coverage
51.00▼
2023 · 54.33
Debt ≤ 1 year
€129,000▼
2023 · €142,818
Debt > 1 year
€38,000▼
2023 · €41,159
Income taxes
€9,000
Staff costs
€12,000
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 34,696 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 95% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.7%
went bankrupt
3.9%
stopped otherwise
95%
still going
For this company itself Checked computes a bankruptcy probability of 0.8% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 34,696 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €18,629 | €5,198 | €11,524 | - | €12,000 | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €6,111 | €6,111 | €5,578 | €3,196 | €3,000 | ▼ 6.1% |
| Other operating charges640/8 | - | - | €4,421 | €984 | €2,000 | ▲ 103% |
| Gross operating margin9900 | €25,695 | €7,989 | €26,426 | €60,743 | €65,000 | ▲ 7.0% |
| Operating profit (loss)9901 | €955 | -€3,320 | €4,903 | €56,563 | €48,000 | ▼ 15.1% |
| Financial income75/76B | €8,594 | €4,605 | - | - | - | - |
| Recurring financial income75 | €20 | €4,605 | - | - | - | - |
| Non-recurring financial income76B | €8,574 | €4,605 | - | - | - | - |
| Financial charges65/66B | €9,224 | €5,671 | €4,582 | €1,100 | €1,000 | ▼ 9.1% |
| Recurring financial charges65 | €9,224 | €5,671 | €4,582 | €1,100 | €1,000 | ▼ 9.1% |
| Profit (loss) for the period before taxes9903 | €325 | -€4,386 | €321 | €55,463 | €47,000 | ▼ 15.3% |
| Income taxes67/77 | - | - | - | - | €9,000 | - |
| Profit (loss) for the period9904 | €325 | -€4,386 | €321 | €55,463 | €38,000 | ▼ 31.5% |
| Profit (loss) for the period to be appropriated9905 | €325 | -€4,386 | €321 | €55,463 | €38,000 | ▼ 31.5% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €191,190 | €181,722 | €204,853 | €247,190 | €247,000 | ▼ 0.1% |
| Fixed assets21/28 | €100,243 | €94,132 | €88,554 | €85,358 | €84,000 | ▼ 1.6% |
| Tangible fixed assets22/27 | €100,112 | €94,001 | €88,423 | €85,227 | €83,869 | ▼ 1.6% |
| Land and buildings22 | €94,815 | €91,619 | €88,423 | €85,227 | €83,869 | ▼ 1.6% |
| Furniture and vehicles24 | €5,297 | €2,382 | - | - | - | - |
| Financial fixed assets28 | €131 | €131 | €131 | €131 | €131 | = |
| Current assets29/58 | €90,947 | €87,590 | €116,299 | €161,832 | €163,000 | ▲ 0.7% |
| Amounts receivable within one year40/41 | €90,947 | €87,590 | €116,299 | €161,832 | €163,000 | ▲ 0.7% |
| Trade receivables40 | €87,170 | €83,208 | €116,094 | €161,627 | €161,000 | ▼ 0.4% |
| Other amounts receivable41 | €3,777 | €4,382 | €205 | €205 | €2,000 | ▲ 876% |
| Cash at bank and in hand54/58 | - | - | - | - | €0 | - |
| Deferred charges and accrued income490/1 | - | - | - | - | €0 | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €191,190 | €181,722 | €204,853 | €247,190 | €247,000 | ▼ 0.1% |
| Equity10/15 | €6,054 | €1,668 | €1,989 | €57,452 | €80,000 | ▲ 39.2% |
| Contributions10/11 | €20,000 | €20,000 | €20,000 | €20,000 | €20,000 | = |
| Capital10 | €20,000 | €20,000 | €20,000 | - | - | - |
| Issued capital100 | €20,000 | €20,000 | €20,000 | - | - | - |
| Reserves13 | €2,000 | €2,000 | €2,000 | €2,000 | €2,000 | = |
| Non-distributable reserves130/1 | €2,000 | €2,000 | €2,000 | €2,000 | €2,000 | = |
| Legal reserve130 | €2,000 | €2,000 | €2,000 | - | - | - |
| Reserves not available under the articles1311 | - | - | - | €2,000 | €2,000 | = |
| Profit (loss) carried forward14 | -€15,946 | -€20,332 | -€20,011 | €35,452 | €58,000 | ▲ 63.6% |
| Amounts payable17/49 | €185,136 | €180,054 | €202,864 | €189,738 | €167,000 | ▼ 12.0% |
| Amounts payable after more than one year17 | €62,549 | €62,549 | €51,854 | €41,159 | €38,000 | ▼ 7.7% |
| Financial debts170/4 | €62,549 | €62,549 | €51,854 | €41,159 | €38,000 | ▼ 7.7% |
| Amounts payable within one year42/48 | €122,587 | €117,505 | €145,249 | €142,818 | €129,000 | ▼ 9.7% |
| Current portion of amounts payable after more than one year42 | €20,695 | €10,695 | €10,695 | €12,172 | - | - |
| Financial debts43 | €6,462 | €9,772 | €9,993 | €9,247 | €9,000 | ▼ 2.7% |
| Credit institutions430/8 | €6,462 | €9,772 | €9,993 | €9,247 | €9,000 | ▼ 2.7% |
| Trade debts44 | €60,240 | €63,362 | €82,690 | €82,291 | €83,000 | ▲ 0.9% |
| Suppliers440/4 | €60,240 | €63,362 | €82,690 | €82,291 | €83,000 | ▲ 0.9% |
| Taxes, remuneration and social security45 | €4,981 | €8,019 | €18,434 | €26,014 | €28,000 | ▲ 7.6% |
| Taxes450/3 | - | - | €4,354 | €11,934 | €13,000 | ▲ 8.9% |
| Remuneration and social security454/9 | €4,981 | €8,019 | €14,080 | €14,080 | €15,000 | ▲ 6.5% |
| Other amounts payable47/48 | €30,209 | €25,657 | €23,437 | €13,094 | €9,000 | ▼ 31.3% |
| Accrued charges and deferred income492/3 | - | - | €5,761 | €5,761 | - | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €325 | -€4,386 | €321 | €55,463 | €38,000 | ▼ 31.5% |
| + Depreciation and write-downs630 | €6,111 | €6,111 | €5,578 | €3,196 | €3,000 | ▼ 6.1% |
| Operating cash flow (approximation) | €6,436 | €1,725 | €5,899 | €58,659 | €41,000 | ▼ 30.1% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | -€1,642 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
29-09
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 152 days late
25-05
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 390 days late
19-01
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 630 days late
2023
30-09
Financial
Highest result since 2018net €55,463 ▲17,178%
Operating result €56,563, net result €55,463, both a record.
07-06
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 403 days late
28-05
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 758 days late
2022
30-09
Financial
Back to profitnet €321
Net result €321 after one loss-making year.
2020
29-12
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 243 days late
29-12
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 609 days late
30-09
Financial
Back to profitnet €325
Net result €325 after 2 loss-making years.
2019
30-09
Financial
Weakest financial yearnet -€9,557
Net result drops to -€9,557, the lowest in the series; recovery starts the following year.
2018
28-03
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
10-04
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
2016
01-03
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Charleroi · 1 establishment unit since 2006
Ground area
7,689 m²
Building footprint
47 m²
Volume, LiDAR
395 m³
2 parcels, Wallonia · tallest building 10.0 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Janus Concept SPRL
since 20062.157.728.772
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 93046D0001/00Z000 | Wallonia | 7,232 m² | - | - |
| 52030A0004/00N036 | Wallonia | 457 m² | 1 · 47 m² | 10.0 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 3,224 companies in sector 47400 we hold annual accounts for 1,808. 1,457 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded28-11-2006
Fiscal year end30-09
Activities, NACEBEL 2025
47400Retail sale of information and communication equipment
62100Computer programming
63100Computing infrastructure, data processing, hosting and related activities
70200Business and other management consultancy
Contact
E-mail
m.moreels@janusconcept.bePhilippeville
Phone
0473/715993Philippeville
E-invoicing
Reachable via Peppol
Peppol ID
0208:0885284554
Also
9925:BE0885284554
Registered
11-02-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.