JANIRO
ActiveJANIRO has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €105k and a net result of €7k. Equity is growing by ~10.6% per year across the filed fiscal years. Its solvency ranks better than 42% of 8657 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
69
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability72▲+5
Solvency68▲+4
Growth52=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity short (current ratio 0.3 against 0.22 in 2024; short-term debt: 53.1% and cash: 1% of total assets), and 56.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
43.2%
Return on assets
3%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-03-2026, 31 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
31 d early
2024
28 d early
2023
4 d early
2022
12 d early
2021
1 d early
2020
9 d early
2019
23 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€105k▲ 7.4%
2024 · €98k
2018: €58k
2019: €58k
2020: €54k
2021: €69k
2022: €94k
2023: €102k
2024: €98k
2018 → 2025
Total assets
€244k▼ 2.5%
2024 · €250k
2018: €238k
2019: €225k
2020: €209k
2021: €227k
2022: €277k
2023: €278k
2024: €250k
2018 → 2025
Net result
€7k
2024 · €-4k
2018: €17k
2019: €8k
2020: €-7k
2021: €19k
2022: €29k
2023: €27k
2024: €-4k
2018 → 2025
Working capital
€-90k▲ 11.8%
2024 · €-102k
2018: €-39k
2019: €-42k
2020: €-68k
2021: €-62k
2022: €-59k
2023: €-66k
2024: €-102k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€69k-€94k▲ 35.2%€102k▲ 8.8%€98k▼ 4.1%€105k▲ 7.4%
Operating result€31k-€43k▲ 39.8%€39k▼ 8.6%€-2k€10k
Net result€19k-€29k▲ 48.0%€27k▼ 7.6%€-4k€7k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €10k after a loss of €2k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €244k
Fixed assets
€205k▼ 7.4%
Current assets
€39k▲ 34.5%
Equity and liabilities €244k
Equity
€105k▲ 7.4%
Debt
€138k▼ 8.9%
The debt ratio falls from 60.8% to 56.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€28k▲
2024 · €14k
Cash flow
€25k▲
2024 · €12k
Solvency
43.2%▲
2024 · 39.2%
Current ratio
0.30▲
2024 · 0.22
Quick ratio
0.30▲
2024 · 0.22
Debt / equity
1.32▼
2024 · 1.55
ROE
6.9%▲
2024 · -4.3%
ROA
3.0%▲
2024 · -1.7%
Interest coverage
16.53▲
2024 · 7.55
Debt
€138k▼
2024 · €152k
Debt ≤ 1 year
€129k▼
2024 · €131k
Debt > 1 year
€9k▼
2024 · €21k
Income taxes
€1k▲
2024 · €138
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€250k€244k▼
Fixed assets21/28€221k€205k▼
Tangible fixed assets22/27€221k€205k▼
Land and buildings22€190k€182k▼
Furniture and vehicles24€5k€5k▲
Leasing and similar rights25€26k€17k▼
Current assets29/58€29k€39k▲
Amounts receivable within one year40/41€25k€34k▲
Trade receivables40€12k€26k▲
Other amounts receivable41€13k€9k▼
Cash at bank and in hand54/58€2k€3k▲
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€250k€244k▼
Equity10/15€98k€105k▲
Contributions10/11€19k€19k=
Reserves13€83k€87k▲
Distributable reserves133€83k€87k▲
Profit (loss) carried forward14€-4k€0▲
Amounts payable17/49€152k€138k▼
Amounts payable after more than one year17€21k€9k▼
Financial debts170/4€21k€9k▼
Amounts payable within one year42/48€131k€129k▼
Current portion of amounts payable after more than one year42€25k€11k▼
Trade debts44€4k€2k▼
Suppliers440/4€4k€2k▼
Taxes, remuneration and social security45€1k€3k▲
Taxes450/3€1k€3k▲
Other amounts payable47/48€102k€113k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€16k€18k▲
Other operating charges640/8€2k€3k▲
Gross operating margin9900€16k€30k▲
Operating profit (loss)9901€-2k€10k▲
Financial income75/76B€4€0▼
Recurring financial income75€4€0▼
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€-4k€9k▲
Income taxes67/77€138€1k▲
Profit (loss) for the period9904€-4k€7k▲
Profit (loss) for the period to be appropriated9905€-4k€7k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-4k€3k▲
Profit (loss) brought forward from the previous period14P-€-4k
Transfer from equity791/2€265€0▼
Transfer to equity691/2€0€3k▲
To other reserves6921€0€3k▲
Profit to be distributed694/7€0-
Return on contributions (dividend)694€0-
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-03
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-09
Financial
Back to profitnet €7k
Net result €7k after one loss-making year.
30-09
Financial
Equity above €100kEq €105k ▲7.4%
Equity rises from €98k to €105k.
02-04
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
26-04
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-09
Financial
Equity above €100kEq €102k ▲8.8%
3 profitable years in a row build equity to €102k.
18-04
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
30-09
Financial
Highest result since 2018net €29k ▲48%
Operating result €43k, net result €29k, both a record.
29-04
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
30-09
Financial
Back to profitnet €19k
Net result €19k after one loss-making year.
21-04
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-09
Financial
Weakest financial yearnet €-7k ▼182%
Net result drops to €-7k, the lowest in the series; recovery starts the following year.
07-04
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
09-04
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
25-04
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
27-04
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Geraardsbergen · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Peperstraat(Zan) 169506 GeraardsbergenGround area
266 m²
Building footprint
183 m²
Volume, LiDAR
880 m³
Parcel 41078B0271/00K000, Flanders · tallest building 9.1 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
JANIRO BVBA
since 20102.193.746.456
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41078B0271/00K000 | Flanders | 266 m² | 1 · 183 m² | 9.1 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
LINI CONSULT
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Lipauflo
BE 0768.308.690
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DIGIFIRST CONSULTING
BE 0646.696.624
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JaNah Gest
BE 0801.139.034
Thimister-Clermont · Eq €105k
Fintechnicon
BE 0801.055.593
Sint-Martens-Latem · Eq €105k
Of 82,569 companies in sector 70200 we hold annual accounts for 52,573. 40,673 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded15-09-2010
Fiscal year end30-09
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.