MEDEF CONSULTING
ActiveMEDEF CONSULTING has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €203k and a net result of €6k. Equity is growing by ~40.8% per year across the filed fiscal years. Its solvency ranks better than 93% of 191 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
74
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability56▼-33
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €15k at 30 days acceptable
Liquidity ample (current ratio 8.16 against 12.48 in 2024; short-term debt: 8.8% and cash: 28.2% of total assets), and 8.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 27
Relative position
BE, all sectors
reference
Sector 27
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
91.2%
Return on assets
2.7%
Age of the figures
18 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 31-10-2025, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
on the day
2023
on the day
2022
2 d early
2021
32 d early
2020
43 d early
2019
31 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close23-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€203k▼ 3.6%
2024 · €211k
2019: €38k
2020: €54k
2021: €74k
2022: €109k
2023: €174k
2024: €211k
2019 → 2025
Total assets
€223k▼ 0.4%
2024 · €223k
2019: €88k
2020: €121k
2021: €128k
2022: €140k
2023: €197k
2024: €223k
2019 → 2025
Net result
€6k▼ 83.6%
2024 · €36k
2019: €-14k
2020: €16k
2021: €21k
2022: €34k
2023: €66k
2024: €36k
2019 → 2025
Working capital
€139k▼ 5.0%
2024 · €147k
2019: €26k
2020: €23k
2021: €9k
2022: €48k
2023: €108k
2024: €147k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€74k-€109k▲ 46.1%€174k▲ 60.2%€211k▲ 20.9%€203k▼ 3.6%
Operating result€23k-€35k▲ 50.3%€92k▲ 164%€56k▼ 39.0%€10k▼ 81.4%
Net result€21k-€34k▲ 60.1%€66k▲ 90.7%€36k▼ 44.4%€6k▼ 83.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 81% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €223k
Fixed assets
€64k▼ 0.4%
Current assets
€159k▼ 0.3%
Equity and liabilities €223k
Equity
€203k▼ 3.6%
Debt
€19k▲ 52.5%
The debt ratio rises from 5.7% to 8.8%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€15k▼
2024 · €62k
Cash flow
€11k▼
2024 · €42k
Solvency
91.2%▼
2024 · 94.3%
Current ratio
8.16▼
2024 · 12.48
Quick ratio
8.16▼
2024 · 12.48
Debt / equity
0.10▲
2024 · 0.06
ROE
2.9%▼
2024 · 17.3%
ROA
2.7%▼
2024 · 16.3%
Interest coverage
4.02▼
2024 · 14.59
Debt
€19k▲
2024 · €13k
Debt ≤ 1 year
€19k▲
2024 · €13k
Income taxes
€893▼
2024 · €16k
Staff costs
€18k▼
2024 · €33k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€223k€223k▼
Fixed assets21/28€64k€64k▼
Tangible fixed assets22/27€10k€10k▼
Plant, machinery and equipment23€4k€3k▼
Furniture and vehicles24€6k€7k▲
Financial fixed assets28€54k€54k=
Current assets29/58€160k€159k▼
Amounts receivable within one year40/41€30k€88k▲
Trade receivables40€29k€51k▲
Other amounts receivable41€753€37k▲
Cash at bank and in hand54/58€121k€63k▼
Deferred charges and accrued income490/1€9k€8k▼
Equity and liabilities
Total equity and liabilities10/49€223k€223k▼
Equity10/15€211k€203k▼
Contributions10/11€6k€6k=
Reserves13€205k€197k▼
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€203k€195k▼
Amounts payable17/49€13k€19k▲
Amounts payable within one year42/48€13k€19k▲
Taxes, remuneration and social security45€13k€6k▼
Taxes450/3€13k€832▼
Remuneration and social security454/9-€5k
Other amounts payable47/48-€14k
Income statement
Code20242025
Non-recurring operating income76A-€7k
Remuneration, social security and pensions62€33k€18k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€5k▼
Other operating charges640/8€1k€957▼
Non-recurring operating charges66A-€962
Gross operating margin9900€96k€35k▼
Operating profit (loss)9901€56k€10k▼
Financial income75/76B€210€312▲
Recurring financial income75€210€312▲
Financial charges65/66B€4k€4k▼
Recurring financial charges65€4k€4k▼
Profit (loss) for the period before taxes9903€52k€7k▼
Income taxes67/77€16k€893▼
Profit (loss) for the period9904€36k€6k▼
Profit (loss) for the period to be appropriated9905€36k€6k▼
Appropriation of the result
Profit (loss) to be appropriated9906€36k€6k▼
Transfer from equity791/2-€14k
Transfer to equity691/2€36k€6k▼
To other reserves6921€36k€6k▼
Profit to be distributed694/7-€14k
Return on contributions (dividend)694-€14k
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
31-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
31-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
31-03
Financial
Liquidity doublescurrent ratio 12.48
Current ratio from 5.85 to 12.48; short-term debt falls from €22k to €13k.
31-03
Financial
Equity above €200kEq €211k ▲20.9%
5 profitable years in a row build equity to €211k.
2023
31-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
31-03
Financial
Highest result since 2019net €66k ▲90.7%
Operating result €92k, net result €66k, both a record.
31-03
Financial
Liquidity doublescurrent ratio 5.85
Current ratio from 2.58 to 5.85; short-term debt falls from €31k to €22k.
31-03
Financial
Equity above €150kEq €174k ▲60.2%
4 profitable years in a row build equity to €174k.
2022
29-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
31-03
Financial
Liquidity doublescurrent ratio 2.58
Current ratio from 1.18 to 2.58; short-term debt falls from €52k to €31k.
31-03
Financial
Equity above €100kEq €109k ▲46.1%
3 profitable years in a row build equity to €109k.
2021
29-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2020
18-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
31-03
Financial
Back to profitnet €16k
Net result €16k after one loss-making year.
2019
30-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
27-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
27-10
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lokeren · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Spoele 39160 LokerenGround area
395 m²
Building footprint
246 m²
Volume, LiDAR
1,402 m³
Parcel 46382B0313/00K000, Flanders · tallest building 8.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Spoele 3, 9160 Lokeren
since 20122.210.890.712
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46382B0313/00K000 | Flanders | 395 m² | 1 · 246 m² | 8.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 to 2025 · 3 entries · 24,957 EUR awarded · 12,606 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 2 | 24,702 EUR | 12,606 EUR |
| 2024 | 1 | 255 EUR | 0 EUR |
Schemes
O&O-haalbaarheidsstudie
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 142 companies in sector 27900 we hold annual accounts for 103. 71 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded04-07-2012
Fiscal year end31-03
Activities, NACEBEL
27900Manufacture of electrical equipment
70200Business and other management consultancy
70220Business consulting
43211General electrical installation work
43212Electrical installation work in industrial facilities
70100Activities of head offices
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.