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Jane Physiotherapy

Active
Private limited companyfounded 20251 yr activeMoorselstraat 153a, 3080 Tervuren, BelgiumKBO/BCE: BE 1023.570.031
Summary

Jane Physiotherapy has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €8,673 and a net result of €5,673. Its solvency ranks better than 43% of 17112 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Checked score

Score 2025
Axes
Profitability100
Solvency80
Growth-
Track record67
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity tight (current ratio 1.27; short-term debt: 45.4% and cash: 57.8% of total assets), and 45.4% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Human health activities (NACE 86)
about 87% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
54.6%
Return on assets
35.7%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filing
Deviation from the deadline
2025
28 d late
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 21 May 2025, Jane Physiotherapy was incorporated as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
€8,673
Total assets
€15,870
Net result
€5,673
Working capital
€1,979

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €15,870
Fixed assets €6,694
Current assets €9,176
Equity and liabilities €15,870
Equity €8,673
Debt €7,197
Debt finances 45.4% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€9,294
Cash flow
€6,450
Current ratio
1.27
Debt to equity
0.83
ROE
65.4%
ROA
35.7%
Interest coverage
8.27
Debt ≤ 1 year
€7,197
Income taxes
€1,723
Staff costs
€1,621

Peer companies

Historical observation

Of the 11,280 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 97% are still going.

  • Micro
  • under 2 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
0.7% went bankrupt
2.6% stopped otherwise
97% still going

For this company itself Checked computes a bankruptcy probability of 0.1% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,341 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 11,280 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 32 lines
Balance sheet Code2025
Assets
Total assets20/58€15,870
Fixed assets21/28€6,694
Tangible fixed assets22/27€6,694
Furniture and vehicles24€6,694
Current assets29/58€9,176
Cash at bank and in hand54/58€9,176
Equity and liabilities
Total equity and liabilities10/49€15,870
Equity10/15€8,673
Contributions10/11€3,000
Profit (loss) carried forward14€5,673
Amounts payable17/49€7,197
Amounts payable within one year42/48€7,197
Trade debts44€2,919
Suppliers440/4€2,919
Taxes, remuneration and social security45€3,723
Taxes450/3€1,723
Remuneration and social security454/9€2,000
Other amounts payable47/48€555
Income statement Code2025
Remuneration, social security and pensions62€1,621
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€777
Other operating charges640/8€400
Gross operating margin9900€11,315
Operating profit (loss)9901€8,517
Financial income75/76B€4
Recurring financial income75€4
Financial charges65/66B€1,124
Recurring financial charges65€1,124
Profit (loss) for the period before taxes9903€7,396
Income taxes67/77€1,723
Profit (loss) for the period9904€5,673
Profit (loss) for the period to be appropriated9905€5,673
Appropriation of the result
Profit (loss) to be appropriated9906€5,673

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Remuneration, social security and pensions62€1,621
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€777
Other operating charges640/8€400
Gross operating margin9900€11,315
Operating profit (loss)9901€8,517
Financial income75/76B€4
Recurring financial income75€4
Financial charges65/66B€1,124
Recurring financial charges65€1,124
Profit (loss) for the period before taxes9903€7,396
Income taxes67/77€1,723
Profit (loss) for the period9904€5,673
Profit (loss) for the period to be appropriated9905€5,673
Line2025
Assets
Total assets20/58€15,870
Fixed assets21/28€6,694
Tangible fixed assets22/27€6,694
Furniture and vehicles24€6,694
Current assets29/58€9,176
Cash at bank and in hand54/58€9,176
Equity and liabilities
Total equity and liabilities10/49€15,870
Equity10/15€8,673
Contributions10/11€3,000
Profit (loss) carried forward14€5,673
Amounts payable17/49€7,197
Amounts payable within one year42/48€7,197
Trade debts44€2,919
Suppliers440/4€2,919
Taxes, remuneration and social security45€3,723
Taxes450/3€1,723
Remuneration and social security454/9€2,000
Other amounts payable47/48€555
Line2025
Profit (loss) for the period9904€5,673
+ Depreciation and write-downs630€777
Operating cash flow (approximation)€6,450

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
28-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
No directors read yet: 0 of 1 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Tervuren · 1 establishment unit since 2025
seat establishment The establishment unit on the map
Ground area
109 m²
Building footprint
221 m²
Volume, LiDAR
226 m³
Parcel 24104A0145/00C000, Flanders · tallest building 6.2 m. Linked by address, not a title deed.
1 establishment unit
Jane Physiotherapy
Moorselstraat 153a, 3080 TervurenPhysiotherapy
since 20252.377.475.344
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
24104A0145/00C000 Flanders 109 m² 1 · 221 m² 6.2 m
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 12,684 companies in this sector we hold annual accounts for 2,148. 1,446 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Company details

Identification
Legal formPrivate limited company
Founded21-05-2025
Fiscal year end31-12
Activities, NACEBEL 2025
86951Physiotherapy
86959Human health activities
86995Nutrition and dietetics services
E-invoicing
Reachable via Peppol
Peppol ID 9925:BE1023570031
Registered 03-09-2026

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 1 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.