Financials
- Financial year
- 2025
- Total assets
- €17,521
- Profit
- €9,486
- Solvency
- 71.3%
Arne Bergmans
ActiveSummary
Arne Bergmans has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €12,486 and a net result of €9,486. Its solvency ranks better than 59% of 20,397 sector peers (NACE 86, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).
Overview
Activity
Physiotherapy
NACE 86951
1 site
Size
€17,521total assets 2025
- Equity
- €12,486
- Profit
- €9,486
Turnover not published (micro format)
Structure
Accounts 28 days early
Why 96lowers riskSector: Human health activities (NACE 86)Liquidity: current ratio 3.48, cash €9,447Figures for financial year 2025 (filed 03-07-2026)Equity €12,486 (71.3% of total assets)Show the evidence
Checked score
Score 2025
96
/ 100
Excellent
Probability in this band: under 0.55%
Financially better than 70% of its sector peers (NACE 86, micro)
Financial strength
Strong
Solvency
96
equity 71.3% of total assets
Liquidity
88
short-term debt 28.7% · cash 53.9%
Profitability
100
return on assets 54.1%
Bankruptcy probability, 12 months
< 0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Credit of up to €1,000 on 30-day terms is acceptable
Liquidity ample (current ratio 3.48, above the usual 1.5; short-term debt: 28.7% and cash: 53.9% of total assets), and 28.7% of the assets are financed with debt and provisions.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 86, micro): better than 59% on solvency, 72% on liquidity and 80% on profitability.
The bankruptcy probability was computed on 15-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Six signals.
lowers riskraises riskneutral
raises risk · Young company
Founded in 2025, a year ago. Young companies fail more often than established ones; the risk is highest 2 to 8 years after founding.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-07-2026, 28 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
28 days early
← before the deadline
after the deadline →
Searched, nothing found (1)
- Annual accounts filedfinancial year 2025 · micro…
- IncorporationAppointment: BERGMANS Arne (director) ·…
Key points
By topic
Timeline
- Events
- 2
- Since
- 2025
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- PhysiotherapyNACE 86951
- Founded
- 05-08-2025
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Articles of association
- Provisions read
- 41
- Who signs
- Each director alone
- Annual meeting
- Third Thursday of June at 14:00
- Purpose
- “Uitbaten van een kinesisten- en revalidatiepraktijk, verstrekken van diensten in verband…” (deed in Dutch)
- Statutory auditor
- No statutory auditor
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