JANE CONSULTING
ActiveJANE CONSULTING has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.10M and a net result of €115k. Equity remains stable across the filed fiscal years (±1.4% per year). Its solvency ranks better than 82% of 12637 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
100
/ 100
Excellent▲ +17 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability52▲+27
Solvency100=
Growth32=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €110k at 30 days acceptable
Liquidity ample (current ratio 5.27 against 4.38 in 2024), and 16.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
83.6%
Return on assets
8.7%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
12 d late
2023
5 d early
2022
45 d early
2021
65 d late
2020
60 d late
2019
3 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€1.10M▲ 0.1%
2024 · €1.10M
2018: €1.15M
2019: €1.23M
2020: €1.28M
2021: €1.13M
2022: €635k
2023: €1.14M
2024: €1.10M
2018 → 2025
Total assets
€1.32M▼ 7.3%
2024 · €1.42M
2018: €1.65M
2019: €1.78M
2020: €1.59M
2021: €1.44M
2022: €1.52M
2023: €1.26M
2024: €1.42M
2018 → 2025
Net result
€115k▲ 106%
2024 · €56k
2018: €200k
2019: €81k
2020: €48k
2021: €114k
2022: €-496k
2023: €504k
2024: €56k
2018 → 2025
Working capital
€892k▼ 16.5%
2024 · €1.07M
2018: €842k
2019: €970k
2020: €1.05M
2021: €897k
2022: €989k
2023: €1.14M
2024: €1.07M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.13M-€635k▼ 43.8%€1.14M▲ 79.4%€1.10M▼ 3.7%€1.10M▲ 0.1%
Operating result€90k-€-457k€543k€50k▼ 90.9%€163k▲ 229%
Net result€114k-€-496k€504k€56k▼ 88.9%€115k▲ 106%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 229% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.32M
Fixed assets
€215k▲ 513%
Current assets
€1.10M▼ 20.5%
Equity and liabilities €1.32M
Equity
€1.10M▲ 0.1%
Debt
€216k▼ 32.6%
The debt ratio falls from 22.6% to 16.4%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€175k▲
2024 · €52k
Cash flow
€127k▲
2024 · €58k
Solvency
83.6%▲
2024 · 77.4%
Current ratio
5.27▲
2024 · 4.38
Quick ratio
5.27▲
2024 · 4.38
Debt / equity
0.20▼
2024 · 0.29
ROE
10.5%▲
2024 · 5.1%
ROA
8.7%▲
2024 · 3.9%
Interest coverage
10.16▲
2024 · 3.23
Debt
€216k▼
2024 · €321k
Debt ≤ 1 year
€209k▼
2024 · €316k
Income taxes
€50k▲
2024 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.42M€1.32M▼
Fixed assets21/28€35k€215k▲
Tangible fixed assets22/27€35k€74k▲
Land and buildings22-€17k
Furniture and vehicles24€29k€51k▲
Other tangible fixed assets26€6k€6k=
Financial fixed assets28-€141k
Current assets29/58€1.38M€1.10M▼
Amounts receivable within one year40/41€14k€58k▲
Trade receivables40€12k€58k▲
Other amounts receivable41€2k€0▼
Current investments50/53€470k€476k▲
Cash at bank and in hand54/58€899k€566k▼
Deferred charges and accrued income490/1€1k€389▼
Equity and liabilities
Total equity and liabilities10/49€1.42M€1.32M▼
Equity10/15€1.10M€1.10M▲
Contributions10/11€19k€19k=
Reserves13€1.08M€1.08M▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€1.08M€1.08M▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€321k€216k▼
Amounts payable within one year42/48€316k€209k▼
Financial debts43€1k€0▼
Credit institutions430/8€1k€0▼
Trade debts44€1k€21k▲
Suppliers440/4€1k€21k▲
Advances received on contracts in progress46€113k€0▼
Taxes, remuneration and social security45€47k€29k▼
Taxes450/3€47k€29k▼
Other amounts payable47/48€154k€159k▲
Accrued charges and deferred income492/3€5k€8k▲
Income statement
Code20242025
Non-recurring operating income76A€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€12k▲
Other operating charges640/8€1k€2k▲
Gross operating margin9900€54k€177k▲
Operating profit (loss)9901€50k€163k▲
Financial income75/76B€28k€19k▼
Recurring financial income75€28k€19k▼
Financial charges65/66B€16k€17k▲
Recurring financial charges65€16k€17k▲
Profit (loss) for the period before taxes9903€61k€165k▲
Income taxes67/77€6k€50k▲
Profit (loss) for the period9904€56k€115k▲
Profit (loss) for the period to be appropriated9905€56k€115k▲
Appropriation of the result
Profit (loss) to be appropriated9906€56k€115k▲
Transfer from equity791/2€97k€114k▲
Transfer to equity691/2€56k€115k▲
To other reserves6921€56k€115k▲
Profit to be distributed694/7€97k€114k▲
Return on contributions (dividend)694€97k€114k▲
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
12-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 12 days late
2024
26-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €504k
Net result €504k after one loss-making year.
31-12
Financial
Equity above €1MEq €1.14M ▲79.4%
Equity rises from €635k to €1.14M.
16-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €-496k ▼535%
Net result drops to €-496k, the lowest in the series; recovery starts the following year.
04-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 65 days late
2021
29-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 60 days late
2020
31-12
Financial
Liquidity triplescurrent ratio 10.90
Current ratio from 3.88 to 10.90; short-term debt falls from €336k to €106k.
28-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
28-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Destelbergen · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Reukenwegel(HEU) 5A9070 DestelbergenGround area
2,158 m²
Building footprint
349 m²
Volume, LiDAR
1,995 m³
2 parcels, Flanders · tallest building 8.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
-
since 20072.164.560.344
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44028A0562/00F000 | Flanders | 1,083 m² | 1 · 187 m² | 7.5 m · 2 fl. |
| 44028A0562/00D000 | Flanders | 1,075 m² | 1 · 162 m² | 8.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
529900FIX2YAXOIJPK71
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ACCTIVO
BE 0789.902.672
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ASSURANCES PARMENTIER DAUVIN ET CIE
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El-Decon
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Merelbeke-Melle · Eq €1.11M
Of 2,256 companies in sector 69209 we hold annual accounts for 1,089. 577 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded05-04-2007
Fiscal year end31-12
Activities, NACEBEL
69201Accountants
69209Other tax advisory services
74124
70200Business and other management consultancy
70220Business consulting
74142
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.