Active BE 0451.431.862Private limited companyOpen bankruptcy

Jandy

Mechelsebaan 54 ·3140 Keerbergen, Belgium· 32 yrs active

Sector: Head offices & management consulting (70200)

Conclusion Checked

A bankruptcy procedure is open for Jandy according to publications in the Belgian State Gazette. The 2022 annual accounts show equity of €22k and a net result of €2k.

Based on the State Gazette, CBE and 5 annual accounts.

Key figures

Equity	€22k
Net result	€2k
Better than sector	13%
Active	32 yrs

Snowflake analysis 5 axes · computed by Checked

22 / 100

Fragile profile — watch health in particular.

Health 0

Profitability 35

Solvency 18

Growth 58

Stability 0

Bankruptcy probability (12 mo) Checked model v1 · free

Bankruptcy opened

A bankruptcy procedure is already open — a probability score is no longer meaningful. See the insolvency timeline for the state of the procedure.

Risk Assessment rule-based

50 / 100

High risk

Components

· Open bankruptcy (+50)

Trust signals 1 signals

Open bankruptcy

Active bankruptcy procedure in the Belgisch Staatsblad. Claims are handled by the appointed curator.

Administrative Flags 0 events

No administrative flags

Health barometer FY 2022 · computed

0 / 100 Critical

050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative — not credit advice.

Financial overview10 NBB filings

Annual accounts filed on 10-11-2023 with the NBB · fiscal year 2022 · micro

Operating resultNet result

Sector comparison

Fiscal year 2022 · NACE 70 — Head offices & management consulting · compared within the same schema type (micro schema)

Metric	This company	Sector median	Position in the sector
Solvency	8.4%	53.7%	better than 13% of 829 sector peers
Net result	€2k	€23k	better than 21% of 825 sector peers
Equity	€22k	€28k	better than 42% of 830 sector peers
Gross operating margin	€13k	€36k	better than 28% of 821 sector peers
Total assets	€262k	€65k	better than 88% of 829 sector peers

Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.

EBITDA

€11k

+54.2% 18–22

Net profit

€2k

+57.8% 18–22

Cash flow

€5k

+6.1% 18–22

Total assets

€262k

+39.9% 18–22

Equity

€22k

+7.6% 18–22

Working capital

€12k

+16.7% 18–22

Employees (FTE)

1

-50.0% 18–22

Income taxes

€2k

— 18–22

Debt

€240k

+43.9% 18–22

Debt ≤ 1y

€238k

+44.2% 18–22

Current ratio

1.05

-1.1% 18–22

Quick ratio

0.55

-31.9% 18–22

Solvency

8.4%

-23.1% 18–22

Debt / equity

10.94

+33.7% 18–22

ROE

7.1%

+46.7% 18–22

ROA

0.6%

+12.8% 18–22

Interest coverage

3.26

0.0% 18–22

Figures by fiscal year

Highlight YoY changes (±10%)

Fiscal year	2022
Revenue	—
EBITDA	€11k
Net profit	€2k
Cash flow	€5k
Staff costs	—
Income taxes	€2k
Dividends	—
Total assets	€262k
Equity	€22k
Debt	€240k
of which ≤ 1y	€238k
of which > 1y	—
Working capital	€12k
Employees (FTE)	—

Ratios (computed)

	2022
Current ratio	1.05
Quick ratio	0.55
Working capital ratio	4.7%
Solvency	8.4%
Debt / equity	10.94
Long-term debt ratio	—
Interest coverage	3.26
Gross margin	—
Net margin	—
ROA	0.6%
ROE	7.1%
EBITDA margin	—
Days sales outstanding	—
Days payable outstanding	—
Inventory turnover	—
Days inventory (DSI)	—

Balance-sheet composition 2022

Assets

Fixed assets €12k · 4.5% Current assets €251k · 95.5%

Equity & liabilities

Equity €22k · 8.4% Debt €240k · 91.6%

Full annual accounts

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2022
Balance sheet — Assets
TOTAL ASSETS	20/58	€262k
Fixed assets	21/28	€12k
Tangible fixed assets	22/27	€7k
Financial fixed assets	28	€4k
Current assets	29/58	€251k
Stocks & contracts in progress	3	€120k
Amounts receivable within one year	40/41	€107k
Cash & bank	54/58	€24k
Balance sheet — Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€262k
Equity	10/15	€22k
Contributions / capital	10/11	€20k
Reserves	13	€2k
Accumulated profits (losses)	14	€-25
Amounts payable	17/49	€240k
Amounts payable within one year	42/48	€238k
Trade debts payable within one year	44	€67k
Income statement
Gross operating margin	9900	€13k
Operating result	9901	€7k
Financial income	75	€0
Financial charges	65	€3k
Result before taxes	9903	€3k
Income taxes	67/77	€2k
Net result for the period	9904	€2k
Result to be appropriated	9905	€2k

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Ratios computed by Checked.

Directors & mandates3 persons

Role	Name	Tenure	Source
Curator	DIRK DE MAESENEER ENGELS PLEIN 35, 3000 LEUVEN	16-07-2024 → present	Belgian State Gazette
Curator	SVEN DE MAESENEER ENGELS PLEIN 35, 3000 LEUVEN-	16-07-2024 → present	Belgian State Gazette
Curator	STEVEN NYSTEN ENGELS PLEIN 35, 3000 LEUVEN	16-07-2024 → present	Belgian State Gazette

Legal Structure

NACE primary	Head offices & management consulting(70200)
Legal form	Private limited company(015)
Incorporation	13-12-1993
Status	Active
Postal code	3140
First BS signal	22-07-2024
Latest BS signal	22-07-2024

Company structure — linked entities3 linked entities

Mandates

Establishment units 1 location

Jandy

Mechelsebaan 54, 3140 KeerbergenGroothandel in groenten en fruit

since 20032.185.486.214

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates — not a deeds register.

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
24048B0660/00M002	Flanders	289 m²	1 · 116 m²	6.9 m · 2 fl.

Methodology

via registered seat: 1

1 of 1 parcels with an exact address match; the rest are indicative.

Linked through address data — this is not proof of ownership.

Updates 11 events

A single timeline of everything that happened to this company — publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2024

22-07-2024

Bankruptcy Opening

Ondernemingsrechtbank Leuven · JANDY BV MECHELSE- BAAN 54, 3140 KEERBERGEN · event 16-07-2024

2023

10-11-2023