Jan Flebus

Active

Private limited companyfounded 20215 yrs activePaaiestraat 75, 2500 Lier, BelgiumKBO/BCE: BE 0771.405.465

The computed 12-month bankruptcy probability of Jan Flebus is 2.3% (moderate). The 2025 annual accounts show equity of €10k and a net result of €740. Equity is shrinking by ~5.7% per year across the filed fiscal years. Its solvency ranks better than 24% of 27319 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.

Watch Print / PDF

Checked score

Score 2025

41 / 100

Weak▼ -15 vs 2024

The score combines four axes. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability36▼-64

Solvency29▲+9

Growth32=

Stability94

Bankruptcy probability, 12 months

2.3% Moderate

0%0.5%1.5%4%10%≥ 25%

Credit up to €500 at 30 days only on tighter terms

Liquidity short (current ratio 0.84 against 0.84 in 2024), and 77% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 43

Relative position

BE, all sectors

reference

Sector 43

higher

← fewer bankruptcies more bankruptcies →

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 27319 sector peers (2025).

NBB · sector comparison

Position among 27319 sector peers

Solvency

better than 24%

← weakest strongest →

Growing equity

Equity grew over 2023-2025. Profits are largely retained rather than distributed.

NBB · annual accounts 2025

Equity per financial year

22232425

2022 to 2025 · latest year €10k

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.

NBB · 4 filings

Deviation from the deadline

2025

on the day

2024

37 d early

2023

41 d early

2022

17 d late

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

12-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€10k▲ 7.8%

2024 · €10k

2022: €16k 2023: €3k 2024: €10k

2022 → 2025

Total assets

€45k▼ 14.2%

2024 · €52k

2022: €23k 2023: €50k 2024: €52k

2022 → 2025

Net result

€740▼ 88.7%

2024 · €7k

2022: €11k 2023: €-13k 2024: €7k

2022 → 2025

Working capital

€-3k▲ 2.5%

2024 · €-3k

2022: €12k 2023: €-9k 2024: €-3k

2022 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line2022202320242025Trend

Equity€16k-€3k▼ 81.3%€10k▲ 221%€10k▲ 7.8%

Operating result€15k-€-11k€9k€3k▼ 70.8%

Net result€11k-€-13k€7k€740▼ 88.7%

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result falls in 2025; 2025 is 71% below 2024.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €45k

62.9%

37.1%

Fixed assets €28k▼ 20.2%

Current assets €17k▼ 1.7%

Equity and liabilities €45k

23.0%

77.0%

Equity €10k▲ 7.8%

Debt €34k▼ 19.1%

The debt ratio falls from 81.7% to 77.0%: equity grows while debt is paid down.

Key figures and ratios

2025 value · change against 2024

EBITDA

€10k▼

2024 · €16k

Cash flow

€8k▼

2024 · €14k

Solvency

23.0%▲

2024 · 18.3%

Current ratio

0.84▲

2024 · 0.84

Quick ratio

0.84▲

2024 · 0.84

Debt / equity

3.35▼

2024 · 4.47

ROE

7.2%▼

2024 · 68.8%

ROA

1.7%▼

2024 · 12.6%

Interest coverage

5.53▼

2024 · 7.14

Debt

€34k▼

2024 · €43k

Debt ≤ 1 year

€20k▼

2024 · €20k

Debt > 1 year

€13k▼

2024 · €22k

Income taxes

€141▲

2024 · €134

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€52k€45k▼

Fixed assets21/28€35k€28k▼

Tangible fixed assets22/27€35k€28k▼

Plant, machinery and equipment23€0€0=

Furniture and vehicles24€35k€28k▼

Current assets29/58€17k€17k▼

Amounts receivable within one year40/41€1k€2k▲

Trade receivables40€248-

Other amounts receivable41€1k€2k▲

Cash at bank and in hand54/58€13k€11k▼

Deferred charges and accrued income490/1€3k€3k▲

Equity and liabilities

Total equity and liabilities10/49€52k€45k▼

Equity10/15€10k€10k▲

Contributions10/11€5k€5k=

Reserves13€11k€11k=

Distributable reserves133€11k€11k=

Profit (loss) carried forward14€-6k€-6k▲

Amounts payable17/49€43k€34k▼

Amounts payable after more than one year17€22k€13k▼

Financial debts170/4€22k€13k▼

Amounts payable within one year42/48€20k€20k▼

Current portion of amounts payable after more than one year42€9k€9k▲

Trade debts44€3k€2k▼

Suppliers440/4€3k€2k▼

Taxes, remuneration and social security45€556€275▼

Taxes450/3€556€275▼

Other amounts payable47/48€8k€8k▼

Accrued charges and deferred income492/3-€1k

Income statement Code20242025

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€7k▼

Other operating charges640/8€925€1k▲

Gross operating margin9900€17k€11k▼

Operating profit (loss)9901€9k€3k▼

Financial income75/76B€8€24▲

Recurring financial income75€8€24▲

Financial charges65/66B€2k€2k▼

Recurring financial charges65€2k€2k▼

Profit (loss) for the period before taxes9903€7k€881▼

Income taxes67/77€134€141▲

Profit (loss) for the period9904€7k€740▼

Profit (loss) for the period to be appropriated9905€7k€740▼

Appropriation of the result

Profit (loss) to be appropriated9906€-6k€-6k▲

Profit (loss) brought forward from the previous period14P€-13k€-6k▲

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

All 6Financial 2Filings 4

Next filing, fiscal year 2026, expected by 31-07-2027

2026

31-07

NBB filing Annual accounts filed

fiscal year 2025 · micro schema

2025

24-06

NBB filing Annual accounts filed

fiscal year 2024 · micro schema

2024

31-12

Financial Back to profitnet €7k

Net result €7k after one loss-making year.

20-06

NBB filing Annual accounts filed

fiscal year 2023 · micro schema

2023

31-12

Financial Weakest financial yearnet €-13k ▼219%

Net result drops to €-13k, the lowest in the series; recovery starts the following year.

17-08

NBB filing Annual accounts filed

fiscal year 2022 · micro schema · 17 days late

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Lier · 1 establishment unit since 2021

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Paaiestraat 752500 Lier

Ground area

4,019 m²

Building footprint

85 m²

Volume, LiDAR

506 m³

Parcel 12392A0243/00Z000, Flanders · tallest building 9.2 m, ±2 floors. Linked by address, not a title deed.

1 establishment unit

Paaiestraat 75, 2500 Lier

General construction of buildings

since 20212.321.415.084

1 parcel

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
12392A0243/00Z000	Flanders	4,019 m²	1 · 85 m²	9.2 m · 2 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

REDAK

BE 0763.782.354

Ingelmunster · Eq €10k

M.TOIT

BE 0648.953.754

Sivry-Rance · Eq €10k

Close & Frères Toitures

BE 1018.777.043

Sint-Genesius-Rode · Eq €10k

Of 8,483 companies in sector 43410 we hold annual accounts for 4,308. 2,277 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded14-07-2021

Fiscal year end31-12

Activities, NACEBEL

43410Roofing work

Sources

Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers

Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.