Checked.be
Active
BE 0448.988.848Private limited company
JAN BOONEN
Liebroekstraat 91 ·3545 Halen, Belgium· 33 yrs active
Sector: Painting of buildings
(43341)
Conclusion
JAN BOONEN has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €143k and a net result of €12k. Equity is shrinking by ~4.4% per year across the filed fiscal years. Its solvency ranks better than 95% of 26547 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Based on the State Gazette, CBE and 5 annual accounts.
Key figures
| Equity | €143k |
| Net result | €12k |
| Better than sector | 95% |
| Active | 33 yrs |
Financial profile
77
/ 100
Exceptional profile, strong across almost every axis.
All 5 axes are computed from data Checked has read.
Health
86
Profitability
43
Solvency
100
Growth
58
Stability
100
Bankruptcy probability (12 mo)
Risk Assessment
0 / 100
Low riskTrust signals
Long-established
Founded in 1992, 33 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Checked score
86
/ 100
Excellent
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
Indicative credit limit
€12k
estimate, not credit advice
Score history
74
2021
94
2022
83
2023
94
2024
86
2025
purely financial, excl. current insolvency signals
Score components
Liquidity
Current ratio 16.28 (≥ 1.5)
+10
Quick ratio
Quick ratio 15.15 (≥ 1.0)
+5
Leverage
Debt/equity 0.06 (< 1.0)
+10
Profitability
ROE 9%
+3
Interest coverage
Interest coverage 223.5× (≥ 3×)
+8
Profit trend
Net profit down YoY
-3
Equity growth
Equity growing YoY
+3
Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.
Financial overview
Annual accounts filed on 30-06-2026 with the NBB · fiscal year 2025 · micro schema
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
declining
Equity: declining trend of ~4.4%/year over 5 fiscal years, indicative, assuming unchanged policy.
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
Sector comparison
Fiscal year 2025 · NACE 43, Specialised construction activities · compared within the same schema type (micro schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 94.0% | 47.4% | |
| Net result | €12k | €10k | |
| Equity | €143k | €60k | |
| Gross operating margin | €28k | €39k | |
| Total assets | €152k | €141k |
€27k
+1.7%
21-25
€12k
-2.5%
21-25
€22k
-5.5%
21-25
€152k
+11.6%
21-25
€143k
+9.5%
21-25
€140k
+17.6%
21-25
€6k
-2.9%
21-25
€62k
-
21-25
€9k
+60.3%
21-25
€9k
+60.3%
21-25
16.28
-25.5%
21-25
15.15
-25.5%
21-25
94.0%
-1.9%
21-25
0.06
+46.5%
21-25
8.6%
-10.9%
21-25
8.1%
-12.6%
21-25
223.55
+64.9%
21-25
Figures by fiscal year and ratios
| Fiscal year | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Deposit | micro schema | micro schema | micro schema | micro schema | micro schema |
| Revenue | - | - | - | - | - |
| EBITDA | €27k | €27k | €21k | €26k | €12k |
| Net profit | €12k | €13k | €8k | €12k | €4k |
| Cash flow | €22k | €23k | €19k | €22k | €6k |
| Staff costs | - | - | - | - | - |
| Income taxes | €6k | €6k | €3k | €4k | €6k |
| Dividends | - | - | €62k | - | - |
| Total assets | €152k | €136k | €191k | €182k | €473k |
| Equity | €143k | €131k | €118k | €172k | €160k |
| Debt | €9k | €6k | €73k | €10k | €313k |
| of which ≤ 1y | €9k | €6k | €72k | €10k | €313k |
| of which > 1y | - | - | - | - | - |
| Working capital | €140k | €119k | €96k | €139k | €154k |
| Employees (FTE) | - | - | - | - | - |
Ratios (computed)
| 2025 | 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|---|
| Current ratio | 16.28 | 21.85 | 2.33 | 15.24 | 1.49 |
| Quick ratio | 15.15 | 20.34 | 2.13 | 14.33 | 1.46 |
| Working capital ratio | 91.9% | 87.2% | 50.5% | 76.4% | 32.5% |
| Solvency | 94.0% | 95.8% | 61.9% | 94.6% | 33.8% |
| Debt / equity | 0.06 | 0.04 | 0.62 | 0.06 | 1.96 |
| Long-term debt ratio | - | - | - | - | - |
| Interest coverage | 223.55 | 135.55 | 101.08 | 196.82 | 159.23 |
| Gross margin | - | - | - | - | - |
| Net margin | - | - | - | - | - |
| ROA | 8.1% | 9.3% | 4.2% | 6.8% | 0.8% |
| ROE | 8.6% | 9.7% | 6.8% | 7.2% | 2.5% |
| EBITDA margin | - | - | - | - | - |
| Days sales outstanding | - | - | - | - | - |
| Days payable outstanding | - | - | - | - | - |
| Inventory turnover | - | - | - | - | - |
| Days inventory (DSI) | - | - | - | - | - |
Balance-sheet composition 2025
Full annual accounts (24 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| Balance sheet, Assets | ||||||
| TOTAL ASSETS | 20/58 | €152k | €136k | €191k | €182k | €473k |
| Fixed assets | 21/28 | €3k | €12k | €22k | €33k | €6k |
| Tangible fixed assets | 22/27 | €3k | €12k | €22k | €33k | €6k |
| Current assets | 29/58 | €149k | €125k | €169k | €149k | €467k |
| Stocks & contracts in progress | 3 | €10k | €9k | €15k | €9k | €11k |
| Amounts receivable within one year | 40/41 | €30k | €21k | €16k | €7k | €7k |
| Investments | 50/53 | - | - | €80k | - | - |
| Cash & bank | 54/58 | €107k | €94k | €55k | €131k | €447k |
| Balance sheet, Equity & liabilities | ||||||
| TOTAL EQUITY & LIABILITIES | 10/49 | €152k | €136k | €191k | €182k | €473k |
| Equity | 10/15 | €143k | €131k | €118k | €172k | €160k |
| Contributions / capital | 10/11 | €6k | €6k | €6k | €6k | €6k |
| Reserves | 13 | €82k | €70k | €57k | €112k | €99k |
| Accumulated profits (losses) | 14 | €55k | €55k | €55k | €55k | €55k |
| Amounts payable | 17/49 | €9k | €6k | €73k | €10k | €313k |
| Amounts payable within one year | 42/48 | €9k | €6k | €72k | €10k | €313k |
| Trade debts payable within one year | 44 | €2k | €3k | €8k | €831 | €1k |
| Income statement | ||||||
| Gross operating margin | 9900 | €28k | €28k | €22k | €27k | €13k |
| Operating result | 9901 | €18k | €17k | €10k | €17k | €10k |
| Financial income | 75 | €575 | €3k | €1k | €28 | €107 |
| Financial charges | 65 | €122 | €198 | €210 | €132 | €78 |
| Result before taxes | 9903 | €18k | €19k | €11k | €17k | €10k |
| Income taxes | 67/77 | €6k | €6k | €3k | €4k | €6k |
| Net result for the period | 9904 | €12k | €13k | €8k | €12k | €4k |
| Result to be appropriated | 9905 | €12k | €13k | €8k | €12k | €18k |
Legal Structure
| NACE primary | Painting of buildings(43341) |
| Legal form | Private limited company(610) |
| Incorporation | 22-12-1992 |
| Status | Active |
| Postal code | 3545 |
Establishment units
JAN BOONEN
since 19932.060.750.845
Real-estate footprint
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71020A0988/00X000 | Flanders | 1,239 m² | 1 · 231 m² | 10.0 m · 2 fl. |
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates
Next filing, fiscal year 2026, expected by
2026
30-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
29-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2021net €13k ▲57.1%
Net result €13k, the highest in the series.
31-12
Financial
Liquidity times 9current ratio 21.85
Current ratio from 2.33 to 21.85; short-term debt falls from €72k to €6k.
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
04-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 4 days late
2022
31-12
Financial
Liquidity times 10current ratio 15.24
Current ratio from 1.49 to 15.24; short-term debt falls from €313k to €10k.
26-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 26 days late
2021
25-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 25 days late
2020
11-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 11 days late
2019
04-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
20-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 20 days late
2017
08-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 8 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Belgian State Gazette reading coverage
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Credit advice
Company registry (CBE)
Activities
Painting of buildings4334145441
Names & trade names
| Legal nameNL | JAN BOONEN |
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