Jams
ActiveJams has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-34k) and a net result of €-10k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 5% of 17007 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
28
/ 100
Weak
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency0=
Growth32=
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
balance sheet total too small for a liquidity verdict, and equity is negative.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Age of the figures
Age of the figures
9 mo
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €-34k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-07-2026, 29 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
29 d early
2024
50 d late
2023
33 d early
2022
on the day
2021
3 d early
2020
20 d late
2019
91 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-34k▼ 43.3%
2024 · €-24k
2018: €7k
2019: €10k
2020: €9k
2021: €13k
2022: €12k
2023: €-15k
2024: €-24k
2018 → 2025
Total assets
€4k▼ 42.6%
2024 · €8k
2018: €48k
2019: €47k
2020: €40k
2021: €40k
2022: €28k
2023: €21k
2024: €8k
2018 → 2025
Net result
€-10k▼ 14.7%
2024 · €-9k
2018: €1k
2019: €2k
2020: €-779
2021: €4k
2022: €-1k
2023: €-27k
2024: €-9k
2018 → 2025
Working capital
€-18k▼ 93.7%
2024 · €-9k
2018: €3k
2019: €-1k
2020: €-6k
2021: €2k
2022: €10k
2023: €-2k
2024: €-9k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€13k-€12k▼ 10.7%€-15k€-24k▼ 60.6%€-34k▼ 43.3%
Operating result€-3k-€63€-26k€-9k▲ 67.6%€-10k▼ 15.4%
Net result€4k-€-1k€-27k▼ 1,786%€-9k▲ 66.2%€-10k▼ 14.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €10k in 2025 against €9k in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €4k
Fixed assets
€3k▼ 36.9%
Current assets
€2k▼ 49.7%
Key figures and ratios
EBITDA
€-8k▼
2024 · €-7k
Cash flow
€-9k▼
2024 · €-7k
Interest coverage
-32.50▼
2024 · -26.89
Debt
€39k▲
2024 · €32k
Debt ≤ 1 year
€20k▲
2024 · €13k
Debt > 1 year
€19k=
2024 · €19k
Income taxes
€319▲
2024 · €309
Ratios withheld: a balance sheet total of €4k is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€8k€4k▼
Fixed assets21/28€4k€3k▼
Tangible fixed assets22/27€4k€3k▼
Land and buildings22€2k€2k▼
Furniture and vehicles24€2k€951▼
Current assets29/58€3k€2k▼
Amounts receivable within one year40/41€392€1k▲
Trade receivables40€392€1k▲
Cash at bank and in hand54/58€3k€150▼
Deferred charges and accrued income490/1€545€564▲
Equity and liabilities
Total equity and liabilities10/49€8k€4k▼
Equity10/15€-24k€-34k▼
Contributions10/11€6k€6k=
Reserves13€5k€5k=
Non-distributable reserves130/1€121€121=
Reserves not available under the articles1311€121€121=
Distributable reserves133€4k€4k=
Profit (loss) carried forward14€-35k€-45k▼
Amounts payable17/49€32k€39k▲
Amounts payable after more than one year17€19k€19k=
Financial debts170/4€19k€19k=
Amounts payable within one year42/48€13k€20k▲
Financial debts43€235€1k▲
Credit institutions430/8€235€1k▲
Trade debts44€3k€4k▲
Suppliers440/4€3k€4k▲
Taxes, remuneration and social security45€8k€3k▼
Taxes450/3€8k€308▼
Remuneration and social security454/9€320€2k▲
Other amounts payable47/48€1k€13k▲
Income statement
Code20242025
Non-recurring operating income76A€0-
Remuneration, social security and pensions62€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k▼
Other operating charges640/8€652€547▼
Gross operating margin9900€-6k€-8k▼
Operating profit (loss)9901€-9k€-10k▼
Financial income75/76B€7€0▼
Recurring financial income75€7€0▼
Financial charges65/66B€247€253▲
Recurring financial charges65€247€253▲
Profit (loss) for the period before taxes9903€-9k€-10k▼
Income taxes67/77€309€319▲
Profit (loss) for the period9904€-9k€-10k▼
Profit (loss) for the period to be appropriated9905€-9k€-10k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-35k€-45k▼
Profit (loss) brought forward from the previous period14P€-26k€-35k▼
Transfer from equity791/2€0-
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
19-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 50 days late
2024
28-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-27k
Net result drops to €-27k, the lowest in the series; recovery starts the following year.
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
28-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €4k
Net result €4k after one loss-making year.
20-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 20 days late
2020
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 91 days late
2019
28-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dilbeek · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kasteelstraat 411700 DilbeekGround area
586 m²
Building footprint
217 m²
Volume, LiDAR
1,074 m³
Parcel 23016D0162/00K003, Flanders · tallest building 9.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Jams
since 20172.269.852.557
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23016D0162/00K003 | Flanders | 586 m² | 1 · 217 m² | 9.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
REKUZANT
BE 1022.244.495
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Intellify
BE 1028.405.876
Temse · Eq €12k
DC-MATIC
BE 0549.779.964
Lokeren · Eq €12k
AJ SRL
BE 0748.911.660
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MAESTON & NEXIS
BE 1022.333.973
Dilsen-Stokkem · Eq €12k
Of 30,000 companies in sector 62200 we hold annual accounts for 18,392. 10,405 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded23-10-2017
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
62010Computer programming, consultancy and related activities
62100Computer programming
64200Holdings
64210Activities of holding companies
70200Business and other management consultancy
70220Business consulting
90022Arts creation and performing arts activities
90392Design and construction of stages and sets
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.