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JAMDA

Active Private limited companyfounded 2025active for 1 yearDaalbos 16, 9290 BerlareKBO/BCE: BE 1023.839.156

Overview

Lifetime

1 annual account with figures
peak €37,721 (2025)
€37,721 
peak €27,717 (2025)
€27,717 
peak €29,717 (2025)
€29,717 
€8,731 
Board1 name since 2025
Documentsfilings and deeds
30-04-2026on the last day
2025micro format
Incorporation 02-061 establishment registeredFirst year with figures

Key points

from the 2025 annual accounts

Turnover

≈ €150,000 estimated

The micro format states no turnover.

Position in the sector

77.3%

Higher solvency than 86% of companies in civil engineering. Sector median 45.0% · 1,263 companies.

Checked score

66
Healthy
Financially stronger than 80% of micro companies in civil engineering (NACE 42)
Probability in this band: 0.55% to 1.5%
Bankruptcy probability within 12 months
1.5% Moderate
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.8% across 1,866 companies (NACE 42, micro).

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 06-2026: 1.8% 07-2026: 1.8%● unchanged vs 06-2026 08-2026: 1.8%● unchanged vs 07-2026 09-2026: 2.2%▲ +0.4 percentage points vs 08-2026highest value 10-2026: 1.5%▼ -0.7 percentage points vs 09-2026lowest value 11-2026: 1.5%● unchanged vs 10-2026lowest value

Financial strength
Strong

100equity 77.3% of total assets
54short-term debt 22.7% · cash 9.8%
100return on assets 72.1%

Score breakdown

raises risk
Founded in 2025
Size: total assets €38,448
lowers risk
Figures for financial year 2025 (filed on 30-04-2026)
Equity €29,717 (77.3% of total assets)
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 42, micro). It does better than 92% of them on solvency, 57% on liquidity and 91% on profitability.

The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 30-09-2025.

Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 11,279 companies had the same profile as JAMDA has now. Each dot stands for 29 companies, two years later.

96.6%
were still trading
2.6%
stopped another way
0.7%
went bankrupt
  • Micro
  • under 2 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more

The bankruptcy probability of JAMDA itself is higher: 1.5% within 12 months. It rests on far more data about JAMDA than the profile alone.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 11,279 companies, not a prediction for JAMDA. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €1,500 on 30-day terms is acceptable

Liquidity is ample, with a current ratio of 3.69, above the usual 1.5. Short-term debt is 22.7% and cash 9.8% of total assets. 22.7% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
raises risk · Founded in 2025
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Size: total assets €38,448
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed on 30-04-2026)
NBB · annual accounts
lowers risk · Equity €29,717 (77.3% of total assets)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-04-2026, 0 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
on the day
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2025.
KBO publications

Board and ownership

  • VAN DEN EYNDE Joris 100 sharesdeed of 02-06-2025
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:1023839156
Incorporation Founding capital of €2,000, 100 shares · Founder: VAN DEN EYNDE Joris · Appointment: VAN DEN EYNDE Joris (director) · published on 02-06-2025 · Gazette deed
First establishment Daalbos 16, Berlare
All 4 events

Comparable companies

same main activity, similar in size and age
Company
JAMDA Berlare €38,448 €37,721 77.3% -
SDS Construct & Technics Geraardsbergen €39,720 €36,311 80.1% -
S-Lalouch Sint-Niklaas €42,208 €36,101 70.5% -
Huma Infra Hamme (Vl.) €32,269 €24,296 67.2% -
BNC TECH Ghent €55,103 €36,982 80.0% -
AYAD Lokeren €41,290 €43,787 52.2% -
Am Infra Sint-Niklaas €45,787 €30,908 61.0% -

These companies have the same main activity as JAMDA: construction of utility projects for electricity and telecommunications (NACE 42220). They are comparable in size and age: total assets between €32,300 and €55,100, founded between 2024 and 2025.

Official details

Source: KBO
Status
Active since 29-05-2025Normal situation
Activity
Construction of utility projects for electricity and telecommunicationsNACE 42220and 3 others
Establishment unit
2.374.571.7779290 Berlare, since 29-05-2025
Financial year end
30 September
Peppol
Reachable since 30-01-2026
Company details

Annual accounts to 30-09-2025

€37,721
€27,717
€29,717
€38,448
Filing
Filed on 30-04-2026, on the last day of the filing period
Financials

Insights on JAMDA

The computed 12-month bankruptcy probability of JAMDA is 1.5% (moderate). The 2025 annual accounts show equity of €29,717 and a net result of €27,717.

Its solvency ranks better than 87% of 1,263 sector peers (NACE 42, financial year 2025). The company has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette.

Financials

Annual accounts 2025

micro format, filed on 30-04-2026, on the day of the deadline
€37,721
€34,386
€27,717
€23,481
77.3%
3.69

Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.

Turnover ≈ €150,000. Estimated: probably between €91,000 and €270,000.

Balance sheet

balance sheet total €38,448 on 30-09-2025
What the company ownsHow it is paid for

Position in the sector

77.3%

Higher than 87% of 1,263 companies in 2025.

3.69

Higher than 82% of 1,222 companies in 2025.

72.1%

Higher than 95% of 1,227 companies in 2025.

JAMDA Middle half of the sector 80% of the sector Micro accounts in civil engineering (NACE 42)

Net result: middle half · Equity: middle half · Balance sheet total: bottom quarter · Working capital: middle half

Filed annual accounts

as filed with the National Bank, click a year to choose it
Line Trend2025
Balance sheet: assets
20/58 38,448
21/28 6,237
22/27 6,237
23 1,414
24 4,822
29/58 32,212
40/41 28,438
40 15,581
41 12,856
54/58 3,774
Balance sheet: equity and liabilities
10/49 38,448
10/15 29,717
10/11 2,000
13 27,717
133 27,717
17/49 8,731
42/48 8,731
44 1,245
440/4 1,245
45 7,486
450/3 7,486
Income statement
9900 37,721
630 3,334
9901 34,386
75/76B 296
75 296
65/66B 4
65 4
9903 34,679
67/77 6,961
9904 27,717
9905 27,717
Appropriation of the result
9906 27,717
691/2 27,717
6921 27,717
Document PDF

The notes to these accounts have 6 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.

Source: Annual accounts 2025 at the NBB, filed on 30-04-2026.

Download as CSV

Filings

each dot is a set of accounts, on the day it reached the National Bank
Financial year Type Filed Reference Document
30-09-2025 micro format 30-04-2026 2026-00094663 PDF

Key figures and ratios

per financial year, computed from the annual accounts
Line Trend2025
37,721
31,052
7,242
23,481
77.3%
3.69
0.29
93.3%
72.1%
over 100

A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.

Investments

fixed assets acquired
Item30-09-2025
Tangible fixed assets€7,242
€3,334

Source: notes to the 2025 annual accounts (statement of fixed assets)

Insights on JAMDA

Debt's share of the balance-sheet total is 22.7%.

Board & ownership

Board

1 director, since incorporation
Director (not named in the articles)
appointed by deed of 02-06-2025 term without a fixed end
listed in the 2025 annual accounts, filed on 30-04-2026
Signing authorityThe articles say who may bind the company, for example by signing a contract.
Each director alone
deed of 02-06-2025

Office holders in the KBO →

Mandates through the years

1 name, the dashed line is today
VAN DEN EYNDE Joris
Director (not named in the articles)
Board
Mandates as a list
  • VAN DEN EYNDE Joris
    • Director (not named in the articles), appointed by deed of 02-06-2025, still in office

See the board, name and registered office on a given date →

Control

This company
JAMDA
Equity €29,717
Profit €27,717 in 2025

Capital

Contribution
€2,000
Shares
100
Contribution per share
€20
Equity per share
€297 in 2025
Source
deed of 02-06-2025

Articles of association

deed of 02-06-2025 (in Dutch)
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
Last Friday of March at 18:00
Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
No statutory auditor

Shareholders

At incorporation deed of 02-06-2025 ↗

Network & group

No group

JAMDA has no parent and no holdings in its annual accounts. VAN DEN EYNDE Joris is the only director. JAMDA shares no director with another company.

Timeline

Timeline

4 events since 2025
2026
Annual accounts 2025 filed NBBmicro format · on the deadline day
Registered in the Peppol Directory Reachable for e-invoices through 0208:1023839156
2025
IncorporationFounding capital of €2,000, 100 shares · Founder: VAN DEN EYNDE Joris · Appointment: VAN DEN EYNDE Joris (director) · published on 02-06-20256 points ▸
  • Founder, VAN DEN EYNDE Joris
  • Founding capital, €2,000, 100 shares
  • 100 shares
  • Registered office clause, Daalbos 16, 9290 Berlare
  • Board rule, 1
  • Director appointment, VAN DEN EYNDE Joris (director (not named in the articles))
  • The deed holds 3 more points.

Open the deed in the Belgian Official Gazette

First establishment Daalbos 16, Berlare

Sources: Publications in the Belgian Official GazetteFilings with the National Bank

Company details

Identity

Enterprise number
1023.839.156
VAT number
BE 1023.839.156
Peppol ID
0208:1023839156
Other Peppol ID
9925:BE1023839156
Legal form
Private limited company
Status
Active, normal situation
Founded
29-05-2025
Financial year
ends on 30 September
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
Last Friday of March at 18:00
deed of 02-06-2025 (in Dutch)
Peppol
Reachable since 30-01-2026Follow this company and you will hear the next morning if it leaves the Peppol register.
Name
JAMDA in Dutch
Entity type
Legal entity
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
deed of 02-06-2025 (in Dutch)
Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
“Vlaams Gewest”
deed of 02-06-2025 (in Dutch)

Activities

NACEBEL 2025
PurposeThe purpose describes the activities the company may carry out under its articles.
“De algemene bouwonderneming: aannemen en uitvoeren als algemeen aannemer of in onderaanneming van alle bouw-, verbouwings-, en…”
20 activities
  1. De algemene bouwonderneming: aannemen en uitvoeren als algemeen aannemer of in onderaanneming van alle bouw-, verbouwings-, en herstellingswerken en van alle metsel, beton-, graaf-, timmer-, of ander dergelijk werk, zowel privé als openbaar, en verder de aan- en verkoop en alle handel in bouwmaterialen.
  2. Het optrekken va de ruwbouw van individuele huizen en van gebouwen met celstructuur zoals appartementsgebouwen en kantoorgebouwen. Het optrekken van de ruwbouw van gebouwen voor industrieel of commercieel gebruik, van stel- en stapelplaatsen, scholen, ziekenhuizen, van gebouwen voor de beoefening van erediensten, sport, cultuur,…
  3. De montage van hangars, loodsen, schuren, silo’s, … voor landbouwdoeleinden.
  4. Aanleg en onderhoud van tuinen, parken en het groengedeelte van sportvelden
  5. Onderneming voor grondwerken, het bouwrijp maken van terreinen, het slopen van gebouwen en andere bouwwerken, het ruimen van bouwterreinen.
  6. Het uitbating van een restaurant, brasserie, frituur (met of zonder verbruikerszaal), bistro, traiteurdienst; drankgelegenheid, café, bar, tearoom, snackhuis, croissanterie, crêperie en alle aanverwante activiteiten in de horeca in de meest uitgebreide zin;
  7. Markt- en straathandel van voedingsmiddelen en diversen;
  8. De uitbating van een garagebedrijf en alle verrichtingen dewelke betrekking hebben op onderhoud en herstelling van voertuigen. De aan- en verkoop van nieuwe en tweedehandswagens. De aan- en verkoop van aanhangwagens. Het huren en verhuren van voertuigen en allerhande werktuigen. De uitvoering van keuringen in naam van derden van alle motorvoertuigen. Depannage van voertuigen.
  9. Het uitvoeren van takelopdrachten in eigen naam en voor rekening van derden. Import, groot- en kleinhandel van voertuigen en motorvoertuigen (onder meer auto’s, bestelwagens, motorfietsen, scooters, bromfietsen, quads en mindervalidewagens) evenals allerhande tweedehandsvoertuigen, hun onderdelen en toebehoren in België en Europa: dit alles in de ruimste zin.
  10. Bouw van civieltechnische werken voor elektriciteit en telecommunicatie.
  11. Het verlenen van diensten, prestaties, bijstand en adviezen aan derden van administratieve, organisatorische, sociale, informatieve, financiële, technische en commerciële aard, evenals het vervullen in naam en voor rekening van derden, van de verplichtingen en formaliteiten ter uitvoering ervan; in de ruimste zin, dienstverlening met betrekking tot bedrijfsbeleid, management, consultancy en alles wat daarmee rechtstreeks en onrechtstreeks verband houdt.
  12. Het aanleggen, het oordeelkundig uitbouwen, beheren van een onroerend vermogen en alle verrichtingen met betrekking tot onroerende goederen en alle onroerende zakelijke rechten eraan verbonden. Zij mag ondermeer onroerende goederen verwerven, laten bouwen, renoveren, uitrusten en ombouwen, met het oog op het beheer, de opbrengsten van verhuring, opstal, leasing, de inkomsten van verkoop en de realisatie van meerwaarden, zonder dat deze verrichtingen een activiteit als vastgoedhandelaar mogen uitmaken.
  13. Het aanleggen, het oordeelkundig uitbouwen, beheren van een roerend patrimonium en alle verrichtingen met betrekking tot roerende goederen en rechten, van welke aard ook. De verwerving van participaties, onder gelijk welke vorm, in handels-, industriële en financiële ondernemingen, zowel Belgische als buitenlandse ; het beheer, evenals het te gelde maken van deze participaties, de verwerving door deelneming, inschrijving, aankoop, optie of om het even welke andere wijze, van alle deelbewijzen, aandelen, obligaties, waarden en titels. Zij kan tevens rechtstreeks of onrechtstreeks belangen nemen, door deelneming, inbreng of elke andere wijze, in alle vennootschappen, ondernemingen, samenwerkingsverbanden, beroepsverenigingen of groeperingen, bestaande of op te richten, zowel in België als in het buitenland, die een aanvullend of soortelijk voorwerp nastreven of die van aard zijn de ontwikkeling van de onderneming te realiseren.
  14. Het aangaan of toestaan van leningen en kredietopeningen aan rechtspersonen, ondernemingen en particulieren, onder om het even welke vorm; in dit kader kan zij zich borg stellen of haar aval verlenen, in de meest ruime zin, alle financiële operaties verrichten, zolang deze activiteiten geer erkenning vereisen.
  15. De vennootschap kan een hypotheek of elke andere reële zekerheid vestigen op de maatschappelijke goederen.
  16. Het deelnemen aan het bestuur en directie van vennootschappen of ondernemingen, ongeacht het voorwerp dat deze hebben en dit zelfs in de hoedanigheid van bestuurder of vereffenaar van deze vennootschappen of ondernemingen. Het beheer en toezicht voeren over alle andere vennootschappen en ondernemingen van welke aard ook ; het geven van adviezen en het verlenen van bijstand in verband met problemen van beheer, leiding en uitbating van bedrijven in de ruimste zin van het woord.
  17. Zij kan zich borg stellen voor rechtspersonen, ondernemingen en particulieren voor alle kredietvormen die aan de voormelde derden worden toegestaan.
  18. De vennootschap zal alle burgerlijke, industriële, commerciële, financiële, roerende en onroerende handelingen mogen verrichten in rechtstreeks of onrechtstreeks verband met haar voorwerp, die van aard zijn de verwezenlijking ervan te vergemakkelijken of uit te breiden, en die daartoe noodzakelijk, nuttig of bevorderend zijn. De vennootschap mag haar voorwerp verwezenlijken, zowel in het binnen- als in het buitenland, op alle wijzen die zij het meest geschikt zal achten.
  19. Deze opsomming is niet beperkend zodat de vennootschap alle handelingen kan stellen die op elke wijze kunnen bijdragen tot de verwezenlijking van het voorwerp.
  20. Bovenvermelde opsomming is niet beperkend, zodat de vennootschap alle handelingen kan stellen, die op welke wijze ook kunnen bijdragen tot de verwezenlijking van haar voorwerp.
deed of 02-06-2025 (in Dutch)

Registered office and establishments

1 establishment
Establishment Since Unit number
Daalbos 16 registered office 9290 Berlare 29-05-2025 2.374.571.777

Buildings and parcels at the address

Ground area
299 m²
Buildings
84 m²
Volume, LiDAR
524 m³
Tallest building
8.8 m
Buildings to scale, each on its own parcel
84 m², 8.8 m 84 m², 8.8 m

Location

registered office establishment The establishment unit on the map

Parcels

Cadastral parcelArea Buildings Height / floors
42003D0250/00X002299 m² 1 · 84 m² 8.8 m · 2

Invoicing and payment

Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 1023.839.156