Turnover
The micro format states no turnover.
The micro format states no turnover.
Higher solvency than 86% of companies in civil engineering. Sector median 45.0% · 1,263 companies.
The dashed line is the sector median: 0.8% across 1,866 companies (NACE 42, micro).
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 42, micro). It does better than 92% of them on solvency, 57% on liquidity and 91% on profitability.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 30-09-2025.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
In July 2024, 11,279 companies had the same profile as JAMDA has now. Each dot stands for 29 companies, two years later.
The bankruptcy probability of JAMDA itself is higher: 1.5% within 12 months. It rests on far more data about JAMDA than the profile alone.
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 11,279 companies, not a prediction for JAMDA. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Liquidity is ample, with a current ratio of 3.69, above the usual 1.5. Short-term debt is 22.7% and cash 9.8% of total assets. 22.7% of the assets are financed with debt and provisions.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
| Company | ||||
|---|---|---|---|---|
| JAMDA Berlare | €38,448 | €37,721 | 77.3% | - |
| SDS Construct & Technics Geraardsbergen | €39,720 | €36,311 | 80.1% | - |
| S-Lalouch Sint-Niklaas | €42,208 | €36,101 | 70.5% | - |
| Huma Infra Hamme (Vl.) | €32,269 | €24,296 | 67.2% | - |
| BNC TECH Ghent | €55,103 | €36,982 | 80.0% | - |
| AYAD Lokeren | €41,290 | €43,787 | 52.2% | - |
| Am Infra Sint-Niklaas | €45,787 | €30,908 | 61.0% | - |
These companies have the same main activity as JAMDA: construction of utility projects for electricity and telecommunications (NACE 42220). They are comparable in size and age: total assets between €32,300 and €55,100, founded between 2024 and 2025.
The computed 12-month bankruptcy probability of JAMDA is 1.5% (moderate). The 2025 annual accounts show equity of €29,717 and a net result of €27,717.
Its solvency ranks better than 87% of 1,263 sector peers (NACE 42, financial year 2025). The company has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €150,000. Estimated: probably between €91,000 and €270,000.
Higher than 87% of 1,263 companies in 2025.
Higher than 82% of 1,222 companies in 2025.
Higher than 95% of 1,227 companies in 2025.
Net result: middle half · Equity: middle half · Balance sheet total: bottom quarter · Working capital: middle half
| Line | Trend | 2025 |
|---|---|---|
| Balance sheet: assets | ||
20/58 |
38,448 | |
21/28 |
6,237 | |
22/27 |
6,237 | |
23 |
1,414 | |
24 |
4,822 | |
29/58 |
32,212 | |
40/41 |
28,438 | |
40 |
15,581 | |
41 |
12,856 | |
54/58 |
3,774 | |
| Balance sheet: equity and liabilities | ||
10/49 |
38,448 | |
10/15 |
29,717 | |
10/11 |
2,000 | |
13 |
27,717 | |
133 |
27,717 | |
17/49 |
8,731 | |
42/48 |
8,731 | |
44 |
1,245 | |
440/4 |
1,245 | |
45 |
7,486 | |
450/3 |
7,486 | |
| Income statement | ||
9900 |
37,721 | |
630 |
3,334 | |
9901 |
34,386 | |
75/76B |
296 | |
75 |
296 | |
65/66B |
4 | |
65 |
4 | |
9903 |
34,679 | |
67/77 |
6,961 | |
9904 |
27,717 | |
9905 |
27,717 | |
| Appropriation of the result | ||
9906 |
27,717 | |
691/2 |
27,717 | |
6921 |
27,717 | |
| Document | ||
The notes to these accounts have 6 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 30-04-2026.
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 30-09-2025 | micro format | 30-04-2026 | 2026-00094663 |
| Line | Trend | 2025 |
|---|---|---|
| 37,721 | ||
| 31,052 | ||
| 7,242 | ||
| 23,481 | ||
| 77.3% | ||
| 3.69 | ||
| 0.29 | ||
| 93.3% | ||
| 72.1% | ||
| over 100 |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
| Item | 30-09-2025 |
|---|---|
| Tangible fixed assets | €7,242 |
| €3,334 |
Source: notes to the 2025 annual accounts (statement of fixed assets)
Debt's share of the balance-sheet total is 22.7%.
JAMDA has no parent and no holdings in its annual accounts. VAN DEN EYNDE Joris is the only director. JAMDA shares no director with another company.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
| Establishment | Since | Unit number |
|---|---|---|
| Daalbos 16 registered office 9290 Berlare | 29-05-2025 | 2.374.571.777 |
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 42003D0250/00X002 | 299 m² | 1 · 84 m² | 8.8 m · 2 |
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 1023.839.156
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