S-Lalouch
ActiveSummary
S-Lalouch has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €30k and a net result of €28k. Its solvency ranks better than 78% of 982 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
80
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability100
Solvency95
Growth-
Track record67
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 2.6; short-term debt: 29.5% and cash: 18.7% of total assets), and 29.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 42
Relative position
BE, all sectors
reference
Sector 42
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
70.5%
Return on assets
65.8%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
7 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2025, micro schema
Equity
€30k
Total assets
€42k
Net result
€28k
Working capital
€20k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €42k
Fixed assets
€10k
Current assets
€32k
Equity and liabilities €42k
Equity
€30k
Debt
€12k
Debt finances 29.5% of the balance-sheet total.
Key figures and ratios
EBITDA
€35k
Cash flow
€28k
Current ratio
2.60
Debt to equity
0.42
ROE
93.3%
ROA
65.8%
Interest coverage
704.15
Debt ≤ 1 year
€12k
Income taxes
€7k
Filed annual accounts As filed with the NBB · 2025 · 33 lines
Balance sheet
Code2025
Assets
Total assets20/58€42k
Fixed assets21/28€10k
Tangible fixed assets22/27€10k
Furniture and vehicles24€10k
Current assets29/58€32k
Amounts receivable within one year40/41€24k
Trade receivables40€23k
Other amounts receivable41€1k
Cash at bank and in hand54/58€8k
Deferred charges and accrued income490/1€624
Equity and liabilities
Total equity and liabilities10/49€42k
Equity10/15€30k
Contributions10/11€2k
Profit (loss) carried forward14€28k
Amounts payable17/49€12k
Amounts payable within one year42/48€12k
Trade debts44€684
Suppliers440/4€684
Taxes, remuneration and social security45€12k
Taxes450/3€7k
Remuneration and social security454/9€5k
Other amounts payable47/48€185
Income statement
Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€681
Other operating charges640/8€675
Gross operating margin9900€36k
Operating profit (loss)9901€35k
Financial charges65/66B€50
Recurring financial charges65€50
Profit (loss) for the period before taxes9903€35k
Income taxes67/77€7k
Profit (loss) for the period9904€28k
Profit (loss) for the period to be appropriated9905€28k
Appropriation of the result
Profit (loss) to be appropriated9906€28k
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
24-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Niklaas · 1 establishment unit since 2025
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Gasmeterstraat 849100 Sint-NiklaasGround area
233 m²
Building footprint
139 m²
Volume, LiDAR
826 m³
2 parcels, Flanders · tallest building 11.6 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
S-Lalouch
since 20252.372.903.278
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46445D1203/00E003 | Flanders | 121 m² | 1 · 75 m² | 10.0 m · 2 fl. |
| 46021A0803/00V000 | Flanders | 111 m² | 1 · 64 m² | 11.6 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
HCE Solutions
BE 0800.762.318
Antwerpen · Eq €29,830
DESPACIO
BE 0785.579.937
Zele · Eq €29,637
Bana
BE 0819.180.737
Laakdal · Eq €29,914
CREJA SANITAIR & INSTALLATIE
BE 0806.356.644
As · Eq €29,916
GTDS
BE 0753.678.518
Putte · Eq €29,534
Of 1,825 companies in sector 42220 we hold annual accounts for 958. 652 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-02-2025
Fiscal year end31-12
Activities, NACEBEL 2025
42220Construction of utility projects for electricity and telecommunications
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.